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Contact Name
Hamidi
Contact Email
hamidi@unram.ac.id
Phone
+6281936732708
Journal Mail Official
alexandria@unram.ac.id
Editorial Address
Jl. Pendidikan No 37 Mataram
Location
Kota mataram,
Nusa tenggara barat
INDONESIA
ALEXANDRIA: Journal of Economics, Business, and Entrepreneurship
Published by Universitas Mataram
ISSN : 27746453     EISSN : 27746445     DOI : 10.29303
ALEXANDRIA (Journal of Economics, Business, & Entrepreneurship) p-ISSN: 2774-6453; e-ISSN: 2774-6445|The academic journal published by Postgraduate University of Mataram. The journal will focus on providing quality research in the areas of Economics, Business, and Entrepreneurship. The journal welcomes research reports, conceptual works, empirical studies, theoretical application, and book reviews, particularly where it supports the development of Economics, Business, and Entrepreneurship studies by enabling a more critical approach of new ideas and concepts.
Articles 231 Documents
Financial Risk Tolerance dan Sikap Keuangan terhadap Keputusan Investasi Deposito dengan Financial Literacy sebagai Variabel Moderasi Damayanti, Alpina; Anggriani, Rini; Sidharta, Raden Bagus Faizal Irany; Alpiansah, Restu; Saputra, Sahdan
ALEXANDRIA (Journal of Economics, Business, & Entrepreneurship) Vol. 7 No. 1 (2026): April (PROCESS)
Publisher : Postgraduate, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/alexandria.v7i1.1524

Abstract

This study aims to analyze the effect of financial risk tolerance and financial attitude on deposit investment decisions with financial literacy as a moderating variable. The research object is Micro, Small, and Medium Enterprises (MSMEs) actors in East Lombok Regency. This study uses a quantitative approach with a survey method through the distribution of questionnaires to MSME actors. The data were analyzed using Partial Least Squares–Structural Equation Modeling (PLS-SEM). The research results indicate that financial risk tolerance and financial attitude have a positive and significant effect on deposit investment decisions. However, financial literacy is unable to moderate the influence of financial risk tolerance or financial attitude on investment decisions. These findings suggest that in low-risk investment instruments such as deposits, psychological and behavioral factors are more dominant compared to financial knowledge aspects. This study provides a theoretical contribution to the study of behavioral finance by emphasizing that the role of financial literacy is contextual.