cover
Contact Name
Drajat Stiawan
Contact Email
drajatstiawan@iainpekalongan.ac.id
Phone
+6281385249519
Journal Mail Official
velocity@iainpekalongan.ac.id
Editorial Address
http://e-journal.iainpekalongan.ac.id/index.php/velocity/EDITORIALTEAM
Location
Kota pekalongan,
Jawa tengah
INDONESIA
Velocity: Journal of Sharia Finance and Banking
ISSN : 2797247X     EISSN : 27971546     DOI : -
Core Subject : Economy,
Velocity: Journal of Sharia Finance and Banking is a journal that provides authoritative scientific information sources for researchers and academics in academia, research institutions, government agencies, and industry. ISSN Print is 2797-247X and Online is 2797-1546. We publish original research papers, review articles and case studies focused on Islamic Finance and Banking as well as related topics. All papers were peer reviewed by at least two reviewers. This journal is maintained and published by Department of Islamic Banking, Faculty of Islamic Economics and Business, Institut Agama Islam Negeri Pekalongan. Velocity: Journal of Sharia Finance and Banking is a journal that publishes articles covering Sharia Financial Institution Information System, Management of Sharia Financial Institutions, Sharia Financial Institution Risk Management Sharia Financial Institution Marketing Liquidity Management of Sharia Financial Institutions Sharia Financial Institutions Ethics Sharia Financial Institution Law Analysis of the financial statements of Sharia Financial Institutions
Articles 7 Documents
Search results for , issue "Vol. 1 No. 2 (2021): November 2021" : 7 Documents clear
Pengaruh Green Banking Disclosure Terhadap Nilai Perusahaan Pada Bank Umum Syariah Di Indonesia Wahid Wachyu Adi Winarto; Tri Nurhidayah; Sukirno Sukirno
Velocity: Journal of Sharia Finance and Banking Vol. 1 No. 2 (2021): November 2021
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN KH Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/velocity.v1i2.4212

Abstract

This study aims to analyze the effect of Green Banking Disclosure on firm value. The method used is quantitative by conducting content analysis on Green Banking Disclosure items based on the Green Banking Disclosure Index developed by Bose, Khan, Rashid, & Islam (2018). Firm value is measured using the Tobins'q ratio. Regression analysis technique is used in performing statistical tests. The population in this study are all Islamic commercial banks registered with the Financial Services Authority that have been listed on the Indonesia Stock Exchange during 2017 to 2020 by providing criteria for the samples taken. The results showed that there was a significant positive effect of Green Banking Disclosure on firm value in Islamic banking.
Analisis Peran Pembiayaan Lembaga Keuangan Syariah pada Sektor Pertanian di Kabupaten Brebes Fenti Nurlaeli; Novendi Arkham Mubtadi; Alya Isni Abdilah
Velocity: Journal of Sharia Finance and Banking Vol. 1 No. 2 (2021): November 2021
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN KH Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/velocity.v1i2.4295

Abstract

Islamic financial institution have a princip of balanced (tawazun) with do business and social activity. This research aims to analyze the role of Islamic financial Institution on financing for the agricultural sector in Brebes Central Java Province, to analyze the obstacle and the potential product which is financially granted by Islamic financial Institution for the agricultural sector. This research took explorative-qualitative approach to find more and depth on another possibility of the problem of object research. The informants was taken from three Islamic financial Institutions in Brebes regency. The result shows the role of Islamic financial institution is not maximal. This is because (1) agricultural sector depends on the nature (2) Islamic financial Institution as a trustee. The potential of Islamic financial institution is on the availability of financial contract such as murobahah, musawamah, salam, muzara’ah and tawaruq.
Persepsi Pelaku Umkm Batik Kabupaten Pekalongan Terhadap Financial Technology Syariah Muhammad Syarif Hidayatullah; Razie Bin Nassarrudin; Mashudi Mashudi
Velocity: Journal of Sharia Finance and Banking Vol. 1 No. 2 (2021): November 2021
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN KH Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/velocity.v1i2.4319

Abstract

This study aims to determine and explain the perceptions of batik SMEs in the area of ​​wiradesa that are carried out in an effort to advance technology in this case is Islamic financial technology and explain how interested batik SMEs in the Wiradesa area are in conducting Islamic financing or peer to peer lending in sharia in Islamic financial technology. This research is a field research with a qualitative approach. To get valid data, the authors use data collection methods, namely interviews, documentation, and observation. There are two data sources in this study, namely primary data sources and secondary data sources. The results of this study stated that the perception of batik SMEs in the Wiradesa Region did not yet know or were unfamiliar with sharia financial technology and had an interest in participating in sharia financing in sharia financial technology on the grounds that sharia financing used sharia principles in the contract which made the SMEs of Batik feel not too anxious in running his business. And the SMEs of Batik in the Wiradesa Region also hope to hold a socialization about the use of services from Islamic financial technology providers to be able to understand the use of technology easily.
Potret Kehidupan Ekonomi pada Masa Nabi (Aplikasi Mudharabah dalam Perbankan Syariah) Muhammad Iqbal
Velocity: Journal of Sharia Finance and Banking Vol. 1 No. 2 (2021): November 2021
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN KH Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/velocity.v1i2.4333

Abstract

This research aims to provide a complete picture of the economic portrait at the time of the prophet, the status of the Mudharabah hadith and how the application of Mudarabah in Islamic banking is. Muhammad started the construction of Medina without definite financial sources, while the distribution of wealth was also unequal. The emigrants had no wealth because they had left their wealth in Mecca. Muhammad brought brotherhood between the Muhajirin and the Ansar so that by itself there was a redistribution of wealth, this policy was very important as an initial strategy for the development of Medina. Furthermore, to rotate the economy, encourage business cooperation among community members such as muzaraah, mudarabah, and musaqah so that there is an increase in productivity. At first, Mudarabah was considered as the backbone of Islamic banking operations. In practice, this type of profit-sharing financing is only a small part of the financing provided by Islamic banks around the world.
Faktor-Faktor Yang Mempengaruhi ROA Dengan Size Sebagai Variabel Moderating Pada BUS Periode 2015-2020 Niswatun Fatikha; Fetria Eka Yudiana
Velocity: Journal of Sharia Finance and Banking Vol. 1 No. 2 (2021): November 2021
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN KH Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/velocity.v1i2.4415

Abstract

Tujuan penelitian ini adalah untuk menganalisis sejauh mana pengaruh Leverage, Islamic Corporate Governance dan Intellectial Capital terhadap Return on Assets dengan Size sebagai variabel moderating pada Bank Umum Syariah di Indonesia periode 2015-2020. Sampel penelitian ini adalah 11 Bank Umum Syariah di Indonesia yang menerbitkan annual report secara rutin pada web masing-masing bank. Metode pemilihan sampel disini adalah teknik purposive sampling. Analisis data pada penelitian ini yaitu ada uji statistik deskriptif, uji stasioneritas, analisis data panel, uji hipotesis, uji asumsi klasik, dan uji MRA. Hasil pengujian parsial (uji t) menunjukkan bahwa Leverage tidak berpengaruh signifikan terhadap ROA, sedangkan ICG, IC dan Size berpengaruh positif dan signifikan terhadap ROA. Kemudian hasil pengujian simultan (uji f) menyatakan Leverage, ICG dan IC secara bersama-sama berpengaruh positif dan signifikan terhadap ROA. Selanjutnya uji MRA menunjukkan bahwa variabel Size secara signifikan dapat memperkuat pengaruh Leverage terhadap ROA. Namun variabel Size secara signifikan memperlemah pengaruh ICG dan IC terhadap ROA.
The Effect of Sharia Financial Access & Financial Literation to Non-Bankable MSME’s Growth Fania Mutiara Savitri; Asep Suraya Maulana; Atika Dyah Perwita; Saptana Saptana
Velocity: Journal of Sharia Finance and Banking Vol. 1 No. 2 (2021): November 2021
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN KH Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/velocity.v1i2.4606

Abstract

A number of Islamic financial institutions able to provide non-bankable requirement by limiting loan plafond in order to reduce credit risk. That condition can hamper Micro Small Medium Enterprise (MSME)’s growth. This is proven by only 13.21% of MSME that only have been served by obtaining access to Islamic finance. Study about MSME’s Growth have general purpose to analyze interaction between Financial Literacy and Sharia Financial Access to Finance to MSME’s Growth. This study adopted quantitative research design and used Structural Equation Model (SEM) analysis method by SmartPLS 3.0 to run the data. Population in this research was all MSME’s actor in Semarang that put 100 samples contributing in this research by convenience technique. The finding of the research found Financial Literacy and Access to Sharia Finance affect performance, Financial Literacy affects Access to Sharia Finance and financial Literacy cannot be mediator for the relationship between Access to Sharia Finance to MSME’s growth.
Faktor-Faktor Resistansi Masyarakat Desa Ngrayun Terhadap Keputusan Menjadi Nasabah Asuransi Prudential Ponorogo Eka Nursafitri; Husna Ni'matul Ulya
Velocity: Journal of Sharia Finance and Banking Vol. 1 No. 2 (2021): November 2021
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN KH Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/velocity.v1i2.4636

Abstract

Islamic insurance will have higher demand and high enthusiasm. Therefore, efforts to increase public knowledge about sharia insurance are a strategic issue in the development of sharia insurance. Consumer knowledge is all information owned by consumers about various products or services. Based on the results of interviews with prudential insurance agents, it was stated that there were still few people who had life insurance, all of that because the level of public trust was still low, this was due to their low knowledge of sharia insurance. And when doing promotions there is rejection from the community. From here, marketers must be able to provide knowledge about the benefits and advantages of Islamic insurance. This study aims: 1) to find out how the development of prudential sharia insurance in Ponorogo. 2) to find out the resistance factors of the Ngrayun Village Community to become Ponorogo prudential insurance customers.This type of research uses field research and uses a qualitative approach. Data collection techniques used in this study were interviews (interviews) and documentation. The results of this study are: 1) The development of Prudential Sharia Insurance in Ponorogo has gone up and down, but in the last period it has decreased. Especially in Ngrayun Village, Ngrayun District, the development of prudential sharia insurance is quite difficult because of various factors that influence people's decisions to join as customers. The prudential sharia insurance agent then determines solutions that can be applied in rural areas, especially Ngrayun Village, Ngrayun District. 2) Existing factors based on the results of interviews with consumers who have received socialization or offers from prudential sharia insurance agents in Ngrayun Village, Ngrayun District arise interrelated factors, both from cultural and sub-cultural factors, occupation, age, reference groups and family , as well as location. Of the several factors that have been mentioned above, these factors are closely related to the consumer's decision to become a customer.

Page 1 of 1 | Total Record : 7