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The Effect of Sharia Financial Access & Financial Literation to Non-Bankable MSMEâ€™s Growth Mutiara Savitri, Fania; Maulana, Asep Suraya; Perwita, Atika Dyah; Saptana, Saptana
Velocity: Journal of Sharia Finance and Banking Vol 1 No 2 (2021): November 2021
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, Institut Agama Islam Negeri Pekalongan

A number of Islamic financial institutions able to provide non-bankable requirement by limiting loan plafond in order to reduce credit risk. That condition can hamper Micro Small Medium Enterprise (MSME)â€™s growth. This is proven by only 13.21% of MSME that only have been served by obtaining access to Islamic finance. Study about MSMEâ€™s Growth have general purpose to analyze interaction between Financial Literacy and Sharia Financial Access to Finance to MSMEâ€™s Growth. This study adopted quantitative research design and used Structural Equation Model (SEM) analysis method by SmartPLS 3.0 to run the data. Population in this research was all MSMEâ€™s actor in Semarang that put 100 samples contributing in this research by convenience technique. The finding of the research found Financial Literacy and Access to Sharia Finance affect performance, Financial Literacy affects Access to Sharia Finance and financial Literacy cannot be mediator for the relationship between Access to Sharia Finance to MSMEâ€™s growth.

KEWENANGAN DAN KEDUDUKAN PEREMPUAN DALAM PERSPEKTIF GENDER: SUATU ANALISIS TINJAUAN HISTORIS Hendri Hermawan Adinugraha; Asep Suraya Maulana; Mila Sartika
Marwah: Jurnal Perempuan, Agama dan Jender Vol 17, No 1 (2018): Marwah
Publisher : Universitas Islam Negeri Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/marwah.v17i1.4515

The purpose of this study is to describe the authority and position of women in a gender perspective with an analysis based on a historical approach. This type of research was library research by using content analysis techniques in data processing. The results of this study has been shown that in pre-Islamic era in the Arab Jahiliyyah culture, women received unequal treatment with men (not indicating gender equality). But after Islam came, the teachings of Islam raised the dignity of women, which distinguishes women and men by Allah only the value of his piety. In the classical period (the prophet’s period), women have an important role in all aspects of life, such as in the field of transmission of hadith, war, commerce, and so forth. In the mid-period (Islamic dynasties period), women began to have an important role in political life and state.

Analisis Kritis Permasalahan Humanisasi Ilmu Agama Asep Suraya Maulana
Jurnal Hikmatuna Vol 4 No 1 (2018): HIKMATUNA: Journal for Integrative Islamic Studies, June 2018
Publisher : Postgraduate Program, Universitas Islam Negeri (UIN) K. H. Abdurrahman Wahid Pekalongan, Indonesia

Islam was born as a religion in the middle of the socio-cultural of Arab society full of dynamics and social problematics. Discrimination and crime continue to blanket the lives of people at that time. Islam as a living system containing several sub-systems of aspects, and among them is a sub-system in the education sector. Through aspects of doctrine and education, Islam asserts that the urgency of science has never looked at economic, social and even racial differences. Speaking of the world of education, especially education in Indonesia today has faced various problems and challenges very heavy. Among the challenges are, cultural, ethical and moral globalization, as a result of technological advances (transport and information), and low levels of social-capital, low quality of education in Indonesia, and national macro issues, involving multidimensional crises in both fields economic, political, moral, cultural and so forth. In addition, there is an indication that the world of Islamic education is failing, which failed to humanize human (humanization), failed to form human in accordance with the vision and mission of creation. This failure has implications for the process of maternalistic education, away from Islamic values and weak character.

Kepribadian Berbasis Imani Perspektif Psikologi Islam Asep Suraya Maulana
Jurnal Hikmatuna Vol 5 No 1 (2019): HIKMATUNA: Journal for Integrative Islamic Studies, June 2019
Publisher : Postgraduate Program, Universitas Islam Negeri (UIN) K. H. Abdurrahman Wahid Pekalongan, Indonesia

This article is a type qualitative through books or literature review and reality that happened, as in the news presented by both the print and electronic media has never been separated from discussing various incidents such as, violence, crime, crime, injustice, abuse, rape, violation of rights, riots, murder self, drug use, abortion and so on. Human attitudes that have always committed immorality. Indeed, Islam has always taught good values, so that human beings have an immoral personality that always applies the Ashraful karimah. Humans in the view of Islamic Psychology has a set of potential, disposition, and unique character. That potency at least includes faith, monotheism, Islam, salvation, sincerity, purity, the tendency to accept truth and goodness, and other good qualities, as; shindig, Amanah, tabligh, dan Katonah.

Critical Discourse The Epistemology of Muhammad Syahrur's Ijtihad Asep Suraya Maulana; Imam Yahya
Jurnal Hukum Islam Vol 18 No 1 (2020)
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/jhi.v18i1.2668

Syahrur's offer toward the sceptical-literalist and modernist-secularist attitudes of the Islamic community is, returning to Inzal (al-Qur'an), God's revelation that delivered to the Prophet. This qualitative study, to analyze the epistemology of Syahrur's ijtihad. The results show Syahrur's thinking about epistemology originates from material nature that is beyond human existence. Syahrur in interpreting the ahkam verses still agreed to maintain the purity of the teachings of the Qur'an, which shalah likulli zaman wa makan. According to Syahrur, the truth was based on three pillars, i.e: revelation, reason, and reality. The combination of the 122 Critical Discourse The Epistemology of ......121- 140. (Asep Suraya Maulana) Vol 18 No 1, Juni 2020 ISSN 1829-7382 (Print) 2502-7719 (Online) three resulted in new and modern Islamic legal knowledge. Syahrur's offer, on the theory of scientific historicity, linguistic hermeneutics and Marxist dialectics, shows an attempt to deconstruct science that has been patented in the application of Islamic law. The difference from the concept of classical ijtihad ushul fiqh with the concept of ijtihad Syahrur, i.e: 1) places ijtihad in a vital position for modern Islamic law; 2) ijtihad only at the stage of justifying or forbidding something; 3) requires scientific achievements and modern knowledge systems; 4) allows to ijtihad all legal texts, even though the ulama see as qath'i; and 5) can be done individually

Improving Understanding Of Muslim-Friendly Tourism Village Management In Indonesia Through Socialization and Education Hermawan Adinugraha, Hendri; Suroso; Slamet Nurchamid; Moh. Nasrudin; Maulana, Asep Suraya
Amala Jurnal Pengabdian Kepada Masyarakat Vol. 4 No. 1 (2025): May 2025
Publisher : Faculty of Economics and Islamic Business State Islamic University of Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23971/f3rf8z79

This community service program aims to improve understanding of Muslim-friendly tourism village management in Indonesia through socialization and education. Muslim-friendly tourism villages have great potential in the halal tourism industry but still face challenges, such as limited understanding of halal standards, lack of supporting facilities, and lack of digital-based marketing strategies. To overcome these problems, this program adopts socialization, education, and mentoring methods involving local stakeholders. Socialization is conducted through interactive discussions and seminars, while education includes technical training for tourism actors related to halal service management and digital marketing. The program evaluation showed a significant increase in community understanding of halal tourism, readiness for Muslim-friendly accommodation, and the number of businesses applying for halal certification. The program contributes to strengthening the capacity of tourism village managers to provide Sharia-based services and increase attractiveness for Muslim tourists. Continuous assistance is needed to ensure the sustainability of the implementation of the halal tourism concept in various tourism villages in Indonesia.

Comparative Legal Perspectives on Halal Tourism Regulations in Indonesia, Pakistan, and Nigeria Hermawan Adinugraha, Hendri; Fikri, Muhammad Khoirul; Maulana, Asep Suraya; Sain, Zohaib Hassan; Lawal, Uthman Shehu
Abdurrauf Law and Sharia Vol. 2 No. 2 (2025): Abdurrauf Law and Sharia
Publisher : Yayasan Abdurrauf Cendekia Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70742/arlash.v2i2.431

The lack of harmonization in halal tourism regulations in Indonesia, Pakistan, and Nigeria has led to differences in standards, weak legal certainty, and inconsistent services that hinder the development of halal destinations. This study aims to analyse and compare the regulatory frameworks of halal tourism in Indonesia, Pakistan, and Nigeria, highlighting the differences in legal systems, institutional capacity, and their implications for the consistency of services and the development of the halal tourism industry. This research employs a qualitative method with a literature study approach, examining laws, government policies, institutional documents, and academic literature related to halal regulations. Data were analysed using content analysis techniques and comparative analysis to identify patterns of similarities, differences, and regulatory effectiveness across the three countries. The results of the study indicate that Indonesia has a more standardised halal regulatory framework, established through formal institutions such as BPJPH and MUI. In contrast, Pakistan adopts a market-driven approach due to the absence of formal regulations governing the halal tourism sector. Nigeria has fragmented rules due to its federal structure and dual legal system, resulting in varying standards of halal service across regions. The findings of this literature show that the legal system and the governance capacity of each country greatly influence the effectiveness of regulations. This research provides an understanding of the relationship between legal configuration and the efficacy of halal governance, offering a basis for regulatory harmonisation that strengthens the competitiveness of halal destinations. This study makes a new contribution by presenting a comprehensive comparative legal analysis of halal tourism regulations in three countries with distinct legal system characteristics, which have not been extensively discussed in previous studies. [Ketidakharmonisan regulasi pariwisata halal di Indonesia, Pakistan, dan Nigeria menimbulkan perbedaan standar, lemahnya kepastian hukum, dan inkonsistensi layanan yang menghambat pengembangan destinasi halal. Penelitian ini bertujuan menganalisis dan membandingkan kerangka regulasi pariwisata halal di Indonesia, Pakistan, dan Nigeria dengan menyoroti perbedaan sistem hukum, kapasitas kelembagaan, serta implikasinya terhadap konsistensi layanan dan pengembangan industri pariwisata halal. Penelitian ini menggunakan metode kualitatif dengan pendekatan studi pustaka yang menelaah undang-undang, kebijakan pemerintah, dokumen kelembagaan, dan literatur akademik terkait regulasi halal. Data dianalisis melalui teknik analisis isi dan analisis komparatif untuk mengidentifikasi pola persamaan, perbedaan, dan efektivitas regulasi di ketiga negara. Hasil penelitian menunjukkan bahwa Indonesia memiliki kerangka regulasi halal yang lebih terstandardisasi melalui lembaga formal seperti BPJPH dan MUI, sedangkan Pakistan mengadopsi pendekatan market-driven akibat ketiadaan regulasi formal yang mengatur sektor pariwisata halal. Nigeria menampilkan regulasi yang terfragmentasi karena struktur federal dan dual legal system, sehingga standar layanan halal berbeda antar wilayah. Temuan pustaka ini menunjukkan bahwa efektivitas regulasi sangat dipengaruhi sistem hukum dan kapasitas tata kelola masing-masing negara. Penelitian ini memberikan pemahaman mengenai hubungan antara konfigurasi hukum dan efektivitas tata kelola halal, serta menawarkan dasar bagi harmonisasi regulasi dalam memperkuat daya saing destinasi halal. Penelitian ini memberikan kontribusi baru dengan menyajikan analisis hukum perbandingan yang komprehensif mengenai regulasi pariwisata halal di tiga negara dengan karakter sistem hukum yang berbeda, yang belum banyak dibahas dalam kajian sebelumnya.]

Islamic Studies and Smart Agriculture: Toward an Integrated Interdisciplinary Research Framework in Nigeria Asep Suraya Maulana; Moses Adeolu AGOI; Oluwadamilola Peace AGOI; Oluwanifemi Opeyemi AGOI; Hendri Hermawan Adinugraha
Abdurrauf Journal of Islamic Studies Vol. 5 No. 1 (2026): Abdurrauf Journal of Islamic Studies
Publisher : Sekolah Tinggi Agama Islam Syekh Abdur Rauf Aceh Singkil, Aceh, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58824/arjis.v5i1.513

This study examines the integration of Islamic Studies with smart agriculture as an interdisciplinary approach to addressing contemporary challenges, including food insecurity, environmental degradation, and the ethical use of technology. The objective of this research is to investigate how Islamic ethical principles can inform the development, implementation, and governance of innovative agriculture technologies, ensuring sustainability and social responsibility. The method employed is a systematic literature review of scholarly publications from 2020 to 2025, drawing from agricultural science, information technology, and Islamic ethics. Core Islamic sources—including the Qur’an, Hadith, and Islamic jurisprudence (fiqh)—are analysed to identify key ethical concepts such as stewardship (khilafah), justice (‘adl), moderation (wasatiyyah), and the protection of life and resources (maqasid al-Shariah). These principles are then synthesised with current innovative agriculture practices, including the use of Internet of Things (IoT), artificial intelligence (AI), and data-driven decision-making. The results and conclusion indicate that Islamic ethical values strongly support sustainable agricultural practices, responsible data management, and equitable access to technology. However, the study also highlights ethical concerns related to automation, data ownership, and socio-economic justice. Integrating Islamic values into smart agriculture not only enhances technical efficiency but also promotes moral accountability and long-term social sustainability.

Artificial Intelligence in Religious Education: A Comparative Ethical-Pedagogical Framework for Islam and Christianity in Nigeria Moses Adeolu AGOI; Bukola Abosede FOLARANMI; Oluwakemi Racheal OSHINOWO; Asep Suraya Maulana; Hendri Hermawan Adinugraha
El-Suffah: Jurnal Studi Islam Vol. 3 No. 1 (2026): El-Suffah: Jurnal Studi Islam
Publisher : Yayasan Abdurrauf Cendekia Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70742/suffah.v3i1.528

This research examines the application of artificial intelligence (AI) as an innovative approach in Religious Education (RE), with a comparative focus on Christian and Islamic educational contexts. It aims to explore the potential benefits, challenges, and ethical implications of integrating AI into faith-based learning. The study employs a qualitative literature review by analyzing recent research findings and empirical studies related to AI use in religious education. Data were drawn from scholarly articles, case studies, and educational reports addressing AI tools such as chatbots, adaptive learning systems, virtual assistants, and curriculum analytics in both Christian and Islamic settings. The findings indicate that AI can enhance religious learning by supporting personalized instruction, increasing access to educational resources, and promoting interactive learning experiences. In Islamic Religious Education, AI applications have been effective in improving accessibility and contextual understanding while emphasizing the need to align technology with religious values. Similarly, AI innovations in Christian education—such as adaptive scripture delivery and digital text analysis—have shown promise in engaging digital-age learners. However, ethical and theological concerns remain, including risks of technological dependence, data security issues, and potential weakening of spiritual relationships. This study concludes that responsible, value-oriented AI integration is essential to preserve doctrinal integrity while improving educational outcomes. Future research should focus on ethical AI governance, comparative religious education models, and large-scale evaluations of learning effectiveness [Penelitian ini mengkaji penerapan kecerdasan buatan (AI) sebagai pendekatan inovatif dalam Pendidikan Agama (RE), dengan fokus perbandingan pada konteks pendidikan Kristen dan Islam. Tujuannya adalah untuk mengeksplorasi potensi manfaat, tantangan, dan implikasi etis dari integrasi AI dalam pembelajaran berbasis agama. Studi ini menggunakan tinjauan literatur kualitatif dengan menganalisis temuan penelitian terbaru dan studi empiris terkait penggunaan AI dalam pendidikan agama. Data diperoleh dari artikel ilmiah, studi kasus, dan laporan pendidikan yang membahas alat AI seperti chatbot, sistem pembelajaran adaptif, asisten virtual, dan analisis kurikulum di lingkungan Kristen dan Islam. Temuan menunjukkan bahwa AI dapat meningkatkan pembelajaran agama dengan mendukung instruksi yang dipersonalisasi, meningkatkan akses ke sumber daya pendidikan, dan mempromosikan pengalaman pembelajaran interaktif. Dalam Pendidikan Agama Islam, aplikasi AI telah efektif dalam meningkatkan aksesibilitas dan pemahaman kontekstual sambil menekankan pentingnya menyelaraskan teknologi dengan nilai-nilai agama. Demikian pula, inovasi AI dalam pendidikan Kristen—seperti pengiriman teks suci yang adaptif dan analisis teks digital—telah menunjukkan potensi dalam melibatkan pembelajar di era digital. Namun, kekhawatiran etis dan teologis tetap ada, termasuk risiko ketergantungan teknologi, masalah keamanan data, dan potensi melemahnya hubungan spiritual. Studi ini menyimpulkan bahwa integrasi kecerdasan buatan (AI) yang bertanggung jawab dan berorientasi nilai sangat penting untuk menjaga integritas doktrinal sambil meningkatkan hasil pendidikan. Penelitian di masa depan sebaiknya fokus pada tata kelola AI yang etis, model pendidikan agama yang komparatif, dan evaluasi skala besar mengenai efektivitas pembelajaran.]

Word Interpretation of “Sīrū” in Alquran and Its Relevance with Halal Tourism Hendri Hermawan Adinugraha; Ahmad Hasan Asy’ari Ulama’i; Asep Suraya Maulana
Religia: Jurnal Ilmu-Ilmu KeIslaman Vol 22 No 1 (2019)
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/religia.v22i1.1873

Halal tourism is one of the current trends in sharia business trends (State of the Global Islamic Economy 2017-2018). This proves that the term halal which was formerly just something that is permissible in Islam, has now become a necessity and lifestyle for Muslim communities in the country even on the international scene. Because these tours use halal branding that cannot be separated from Islamic sharia, this study aims to explain the concept of halal tourism in the Qur’anic perspective. This research is a qualitative research through research literature sourced from interpretation books both offline and online, journals relating to halal tourism propositions and other primary text sources. This study uses a descriptive analytical approach. The results of the literature review analysis show that the application of halal concepts in tourism is proof of the flexibility of Islamic sharia at a practical level. The argument regarding the command to consume halal products has been written in the Holy Qur’an, Surat al-Baqarah, verses 162 and 172, and looking for something lawful for every Muslim in daily life is to have a law that must be carried out, this is based on the Prophet’s words: “looking for the lawful is obligatory for every Muslim” (HR Thabrani). The tourism in the Qur’anic perspective is contained in the following verses: Q.S. Al- Mulk verse 15, Q.S. Al-’Ankabut verse 20, Q.S. Ali ‘Imron verses 137 and 191, Q.S. Al-’An’am verse 11, Q.S. An-Naml verse 69, QS. Al-Mu’min verses 21 and 64, Q.S. An-Nahl verse 36, Q.S. Ar-Rum verse 42. The sentence ض سي ُروا فِي ا ْ َﻷ ْر in the Qur’an other than as a proposition for travel, the sentence instructs people to explore and explore all of Allah’s creation, because Allah also likes aesthetics or beauty. The application of the concept of halal on tourism is always accompanied by the implementation of the concept of thayyib and does not cause damage, because the combination of the concepts of halal and thayyib in travel will result in tourism full of blessings.

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