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Prediksi Harga Saham Harian PT BTPN Syariah Tbk Menggunakan Model Arima dan Model Garch Muhammad Iqbal; Nur Wahyu Ningsih
Jurnal Ilmiah Ekonomi Islam Vol 7, No 3 (2021): JIEI : Vol. 7, No. 3, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (427.429 KB) | DOI: 10.29040/jiei.v7i3.2795

Abstract

The purpose of this study was to find the ARIMA Model and GARCH Model which had the best performance in predicting the stock price of PT. BTPN Syariah Tbk. The method of data collection and analysis uses the Box and Jenkins method which uses an iterative approach. Meanwhile, data processing is assisted by the E-Views software application. The results of the study obtained that model A model ARIMA (p,d,q) the best model chosen was ARIMA (1,1,1). Based on the estimation results and the selection of the best model, the best selected model is GARCH (2,1) so that the mean equation Yt = 0.001193 + et and the variance equation _t^2 = 0.988415ε_(t-1)^2 + 1.004447ε_ (t-2)^2 -1.001916a_(t-1)^2. The GARCH (1,1) model is able to predict BTPS daily stock price data well for the next one month period, because the forecast data is close to the actual data. This is reinforced by the MAPE value of 1.273%.
PENGEMBAGAN LEMBAR KERJA SISWA BERBASIS KONTEKSTUAL TEACHING AND LEARNING UNTUK TUNARUNGU Muhammad Iqbal; Bambang Sri Anggoro; Rosida Rakhmawati
Journal of Mathematics Education and Science Vol. 3 No. 1 (2020): Journal of Mathematics Education and Science
Publisher : Universitas Nahdlatul Ulama Sunan Giri Bojonegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (901.082 KB) | DOI: 10.32665/james.v3i1.86

Abstract

The purpose of this study is to develop worksheets based on contextual teaching and learning for the deaf. The method that will be used is the method of research and development. The development procedure used is the procedure of borg and gall. The technique of data collection used is random class techniques. The sample used is the SMALB Dharma bhakti dharma pertiwi students. The data collection techniques used were interviews, observations and questionnaires. The data analysis technique used is descriptive qualitative and descriptive quantitative. The main results of this research and development are LKS based on contextual teaching and learning for the deaf. Based on the results of the validation to the material experts and LKS media experts developed, the criteria were very feasible to use. Judging from the LKS field trials that were developed, obtaining very interesting criteria to be used in mathematics learning. Based on this matter, it is concluded that mathematics student books for students with inquiry approaches for students developed for the deaf are very feasible and very interesting to be used in mathematics learning for deaf students. Tujuan penelitian ini adalah mengembangkan LKS berbasis kontekstual teaching and learning untuk tunarungu. Metode yang akan digunakan adalah metode penelitian dan pengembangan. Prosedur pengembangan yang digunakan adalah prosedur dari borg and gall. Tehnik pengumpulan data yang digunakan adalah tehnik acak kelas. Sampel yang digunakan adalah siswa SMALB Dharma bhakti dharma pertiwi. Tehnik pengembilan data yang digunakan adalah wawancara, observasi dan angket. tehnik analisis data yang digunakan adalah deskristif kualitatif dan deskristif kuantitatif. Hasil utama dari penelitian dan pengembangan ini adalah LKS berbasis kontekstual teaching and learning untuk tunarungu. Berdasarkan hasil validasi kepada ahli materi dan ahli media LKS yang dikembangkan memperoleh kriteria sangat layak digunakan. Ditinjau dari uji coba lapangan LKS yang dikembankan memperoleh kriteria sangat menarik untuk digunakan dalam pembeljaran matematika. Berdasarkan hal ini daopat disimpulkan bahwa buku siswa matematika untuk siswa dengan pendekatan inkuiri untuk siswa yang dikembangkan untuk tunarungu sangat layak dan sangat menarik untuk digunakan dalam pemebalajaran matematika siswa tunarungu.
Pengaruh Asean Economic Community (AEC) Terhadap Kinerja Perbankan Syariah Di Indonesia Muhammad Iqbal
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol 10, No 2 (2018)
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (322.205 KB) | DOI: 10.24235/amwal.v10i2.3361

Abstract

AbstrakPenelitian ini bertujuan untuk membandingkan kinerja perbankan Syari’ah di Indonesia sebelum dan sesudah diberlakukan ASEAN Economic Community (AEC) dengan menggunakan rasio keuangan. Berdasarkan kriteria sampel yang ditentukan, terpilih sampel yang representatif sebanyak sepuluh bank umum syariah. Penelitian ini merupakan penelitian deskriptif dengan menggunakan data sekunder berupa rasio-rasio keuangan bank yang diperoleh dari Bank Indonesia dan laporan keuangan bank-bank yang menjadi sampel penelitian. Alat analisis yang digunakan untuk membuktikan hipotesis dalam penelitian ini adalah uji paired samples t-test. Variabel penelitian ini meliputi CAR, ROA, ROE, FDR dan NPF. Hasil penelitian menunjukkan hanya ROE yang menunjukkan adanya perbedaan sebelum dan sesudah diberlakukan ASEAN Economic Community (AEC). Sedangkan variabel CAR, NPF, ROA dan FDR tidak terdapat perbedaan. . Kata Kunci:  AEC, Kinerja, Perbankan Syariah
The Nexus Between FDR, NPF, BOPO Toward Profitability Of Indonesian Islamic Bank Ayu Gusmawanti; Supaijo Supaijo; Muhammad Iqbal; Muhammad Iqbal Fasa
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol 12, No 2 (2020): .
Publisher : IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v12i2.7155

Abstract

AbstractBased on Sharia Commercial Bank Statistics Data, the value of profitability is measured by Return On Assets that have decreased from 2013-2017. This happens because the NPF ratio has increased from year to year (if there is much problematic financing, the cost of providing a loss will be high, which causes the BOPO ratio to increase). So that Sharia Commercial Banks must reduce the FDR ratio, with the reduction in the distribution of funds to customers making the Sharia Commercial Banks experience a reduction in income to be received. That way can cause the level of profitability to be obtained decreases. This study aims to determine the effect of the ratio of FDR, NPF, BOPO to the profitability of Islamic Commercial Banks in Indonesia. This type of research is descriptive quantitative with panel data regression analysis methods and hypothesis testing using (F test, t-test, R2), and data processing using Eviews 9. The test results obtained together with variables FDR, NPF, BOPO significantly influence towards ROA. Partially, FDR has no significant negative effect on ROA. NPF variable is not a significant positive effect on ROA. BOPO variable has a negative and significant effect on ROA. R2 test of 82.73% while the remaining 17.27% is influenced by other factors outside the study. BOPO variable has a negative and significant effect on ROA. R2 test of 82.73% while the remaining 17.27% is influenced by other factors outside the study. BOPO variable has a negative and significant effect on ROA. R2 test of 82.73% while the remaining 17.27% is influenced by other factors outside the study.Keywords: FDR, NPF, BOPO and ROAAbstrakBerdasarkan Data Statistik Bank Umum Syariah nilai profitabilitas yang di ukur dengan Return On Asset mengalami penurunan dari tahun 2013-2017. Hal tersebut terjadi karena rasio NPF mengalami peningkatan dari tahun ke tahun (apabila banyak nya pembiayaan bermasalah maka biaya pencadangan atas kerugian akan tinggi yang mengakibatkan rasio BOPO meningkat). Sehingga Bank Umum Syariah harus mengurangi rasio FDR, dengan berkurangnya penyaluran dana kepada nasabah membuat Bank Umum Syariah mengalami pengurangan atas pendapatan yang akan diterima. Dengan begitu dapat menyebabkan tingkat profitabilitas yang akan di dapat menurun. Penelitian ini bertujuan untuk mengetahui pengaruh rasio FDR, NPF, BOPO terhadap profitabilitas Bank Umum Syariah di Indonesia. Jenis penelitian ini adalah deskriptif kuantitatif dengan metode analisis regresi data panel dan uji hipotesis menggunakan (uji F, uji t, R2), serta pengolahan data nya menggunakan aplikasi Eviews9. Hasil pengujian di peroleh secara bersama-sama variabel FDR, NPF, BOPO berpengaruh secara signifikan terhadap ROA. Secara parsial, FDR berpengaruh negative tidak signifikan terhadap ROA. Variabel NPF berpengaruh positif tidak signifikan terhadap ROA.Variabel BOPO berpengaruh negative dan signifikan terhadap ROA. Uji R2 sebesar 82,73% sedangkan sisanya sebesar 17,27% dipengaruhi oleh faktor-faktor lain di luar penelitian.Kata Kunci: FDR, NPF, BOPO, dan ROA
Pengembangan Video Blog (Vlog) Channel Youtube Dengan Pendekatan Stem Sebagai Media Alternatif Pembelajaran Daring Muhammad Iqbal; Sri Latifah; Irwandani Irwandani
Inovasi Pembangunan : Jurnal Kelitbangan Vol 7 No 2 (2019): August 2019
Publisher : Balitbangda Provinsi Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (648.239 KB)

Abstract

Penelitian ini bertujuan untuk mengembangkan video blog (vlog) berbantuan kanal YouTube sebagai alternatif pembelajaran fisika dengan pendekatan STEM. Jenis penelitian yang digunakan adalah penelitian dan pengembangan (Research and Development) dari Borg and Gall. Kelayakan produk dilakukan dengan melakukan validasi pada ahli materi dan ahli media. Setelah itu, peneliti melakukan uji kemenarikan produk kelompok kecil kepada 30 peserta didik dari beberapa sekolah SMA/MA yang ada di Provinsi Lampung dan uji coba lapangan oleh 120 peserta didik untuk melihat respon peserta didik. Penelitian ini akan menghasilkan produk berupa video blog (vlog) channel YouTube dengan pendekatan STEM. Berdasarkan hasil validasi produk, diperoleh persentase hasil penilaian ahli media 84 %, ahli materi 84 %, dan penilaian ahli IT 72 %. Respon siswa pada uji coba kelompok kecil memperoleh persentase 87 % dan uji coba lapangan 83 %. Berdasarkan hasil tersebut, dapat disimpulkan bahwa video blog channel Youtube dengan pendekatan STEM layak digunakan sebagai media alternatif pembelajaran daring untuk peserta didik sekolah SMA/MA.
A Comparative Analysis of The Level of Banking Social Reports Disclosure in Indonesia (Islamic Social Reporting and Corporate Social Responsibility Approach) Moh. Bahrudin; Ahmad Habibi; Muhammad Iqbal
JURNAL TERAPAN MANAJEMEN DAN BISNIS Vol 4, No 1 (2018): Volume 4 Number 1 (2018)
Publisher : STKIP Singkawang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26737/jtmb.v4i1.818

Abstract

This study aims to analyze the differences between conventional social reporting concepts of Corporate Social Responsibility (CSR) based on previous studies with the concept of Islamic Social Reporting (ISR) disclosure both in Islamic banks and conventional banks. The populations of this study are Islamic commercial banks and conventional banks. This study took 8 banks consisted of 4 Islamic banks and 4 conventional banks. The Independent Sample t-Test was used to analyze the data. The results of the study show that the use of the ISR index and CSR between sharia and conventional banks are different from each other in term of the companies’social report disclosure.
Determinants of Islamic Banking Vulnerability in Indonesia from 2014 to 2020 Muhammad Iqbal; Sunaryati Sunaryati; Hadri Kusuma
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 12, No 2 (2021): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : IAIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/muqtasid.v12i2.105-118

Abstract

This study aims to analyze the effect of financial performance and macro-economic on Islamic banks' vulnerability in Indonesia from 2014 to 2020. Data were analyzed using the Autoregressive Distributed Lag since their several variables in the economy are dynamic. The results showed that exchange rates and financing are the dominant factors that affect the Islamic banks' vulnerability. Therefore, policymakers tend to identify financial instability and try to avoid the crisis if detected. The Z-score variable in the previous periods (VUL) is another factor that affects Islamic banks' vulnerability
MAQASID SYARIAH DAN DANA PENSIUN SYARIAH Muhammad Iqbal
Indonesian Journal of Islamic Business and Economics Vol 2 No 1 (2020): IJIBE
Publisher : Center of Islamic Economics and Halal Business, Faculty of Economics and Business, Universitas Jenderal Soedirman,

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20884/1.ijibe.2020.2.1.2796

Abstract

Saat ini dana pensiun sudah menjadi bagian penting dari perencanaan keuangan masyarakat. Adanya manfaat jangka panjang dan gencarnya sosialisasi membuat masyarakat semakin tertarik memiliki dana pensiun. Dana pensiun syariah semakin menarik setelah keluarnya fatwa Majelis Ulama Indonesia (MUI) yang membuka peluang dana pensiun syariah menyelenggarakan program yang mirip dengan produk anuitas. Tujuan Penetapan hukum dalam Islam adalah Maslahah (perlindungan), yang merupakan hakikat dari maqasid syariah ada lima hal yaitu: menjaga agama (ad-din), menjaga jiwa (an-nafs), menjaga akal pikiran (al-aql), menjaga harta (al-maal) dan menjaga keturunan (an-nasl). Pada hakikatnya dana pensiun syariah adalah perlindungan, begitupula dengan maqasid syariah. Dengan demikian ada titik temu antara hakikat maqasid syariah dan dana pensiuan syariah yaitu satu dan sama perlindungan. Landasan dan filosofi dana pension syariah di dalam Islam perspektif maqasid syariah adalah diartikan untuk melindungi agama, jiwa, pikiran, harta, dan keturunan. Dengan mengacu pada tujuan utama ini, istilah Maqashid syari’ah menjadi sandaran utama dalam setiap pengembangan operasional dan produk-produk yang ada di dana pensiun syariah.
BENEFITS OF FINANCIAL RATIOS FOR FINANCING SHARIA BANKING INDONESIA Ahmad Habibi; Muhammad Iqbal
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 5, No 1 (2021)
Publisher : Univeristas Islam Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (360.648 KB) | DOI: 10.29313/amwaluna.v5i1.5299

Abstract

This study aims at how the benefits of financial ratios to Islamic banking financing in Indonesia. The data used is time-series data. Population, as well as samples in this study, are statistical reports of sharia banking Sharia Commercial Banks in Indonesia for the period January 2015 - December 2017. Ratio selection is conducted by using a stepwise regression method as well as hypothesis testing is done by multiple regression, t-test, and F test. The results obtained from the study show that the value of Adjusted R2 can obtain values of 0.914 or 91.40%. The t-test results show that FDR, NPF, and ROA significantly influence Sharia Banking Financing. This shows that from the financial ratios used in this study, three financial ratios that affect the Financing of Sharia Banking in Indonesia, namely FDR, NPF, and CAR.
Potret Kehidupan Ekonomi pada Masa Nabi (Aplikasi Mudharabah dalam Perbankan Syariah) Muhammad Iqbal
Velocity: Journal of Sharia Finance and Banking Vol. 1 No. 2 (2021): November 2021
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN KH Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/velocity.v1i2.4333

Abstract

This research aims to provide a complete picture of the economic portrait at the time of the prophet, the status of the Mudharabah hadith and how the application of Mudarabah in Islamic banking is. Muhammad started the construction of Medina without definite financial sources, while the distribution of wealth was also unequal. The emigrants had no wealth because they had left their wealth in Mecca. Muhammad brought brotherhood between the Muhajirin and the Ansar so that by itself there was a redistribution of wealth, this policy was very important as an initial strategy for the development of Medina. Furthermore, to rotate the economy, encourage business cooperation among community members such as muzaraah, mudarabah, and musaqah so that there is an increase in productivity. At first, Mudarabah was considered as the backbone of Islamic banking operations. In practice, this type of profit-sharing financing is only a small part of the financing provided by Islamic banks around the world.