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Proceeding International Seminar of Islamic Studies
Published by Universitas Muhammadiyah Sumatera Utara
ISSN : -     EISSN : 27227618     DOI : 10.30596/insis
Core Subject : Religion, Economy, Science, Education, Art, Social,
Religion Arts Astronomy Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Mathematics Physics Other
Proceeding International Seminar of Islamic Studies, published by the Faculty of Islamic Religion, University of Muhammadiyah Sumatera Utara (UMSU), Medan, Indonesia, which includes articles on the scientific research field of Islamic studies and Islamic education, Islamic law, and Islamic economics. Proceeding International Seminar of Islamic Studies accepts manuscripts in the field of research includes scientific fields relevant to: Islamic studies, Islamic education, Islamic law and Islamic economics.
Arjuna Subject : Umum - Umum
Articles 253 Documents
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Search results for , issue "INSIS 5 (March 2023)" : 253 Documents clear
KEWAJIBAN BANK DALAM MELAKUKAN ANALISIS KREDIT TERHADAP PERMOHONAN CALON NASABAH DEBITUR Sigalingging, Bisdan; Hanifah, Ida; Zainuddin, Zainuddin; Lubis, M. Syukran Yamin
Proceeding International Seminar of Islamic Studies INSIS 5 (March 2023)
Publisher : Proceeding International Seminar of Islamic Studies

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Abstract

Peran bank sangat penting sebagai lembaga kepercayaan publik dan sekaligus sebagai lembaga perantara keuangan antara nasabah penyimpan dan nasabah debitur. Tanpa kepercayaan masyarakat khususnya nasabah penyimpan terhadap bank tertentu, maka tidak mungkin bank tersebut mampu memberikan kredit kepada para debiturnya. Paper ini membahas permasalahan lemahnya komitmen dalam pelaksanaan kewajiban kehati-hatian oleh bank untuk melakukan analisis kredit terhadap permohonan para calon nasabah debitur sehingga berdampak pada terjadinya kredit bermasalah, dan ketidakpercayaan masyarakat terhadap bank. Prinsip analisis kredit adalah suatu kewajiban bank, sebab bank diwajibkan melaksanakan prinsip kehati-hatian dalam penyaluran kredit. Analisis kredit yang ketat merupakan penjabaran dari pelaksanaan kewajiban kehati-hatian bank dalam memberikan kredit kepada debitur. Pentingnya prinsip analisis kredit bagi bank diperlukan untuk meminimalisir risiko kredit bermasalah dimana nasabah debitur mengalami kondisi kredit kurang lancar, kredit diragukan, atau kredit macet. Diharapkan bagi bank tidak mengabaikan kewajibannya dalam memberikan kredit kepada para calon nasabah debitur dengan lebih meningkatkan metode analisis kredit yang ketat, sebab bisnis perbankan merupakan bisnis kepercayaan. Jangan sampai kepercayaan masyarakat hilang terhadap bank hanya karena kredit bermasalah pada satu debitur berdampak kerugian yang luas bagi masyarakat, khususnya nasabah lainnya dan bank itu sendiri.   
APPLICATION OF THE BUSINESS JUDGMENT RULE DOCTRINE RELATED TO LEGAL PROTECTION EFFORTS FOR BOARD OF DIRECTORS DUE TO THE EXISTENCE OF STATE FINANCIAL LOSSES IN THE MANAGEMENT OF REGIONAL OWNED ENTERPRISES Nodi, Hamzar
Proceeding International Seminar of Islamic Studies INSIS 5 (March 2023)
Publisher : Proceeding International Seminar of Islamic Studies

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Abstract

The granting of authority to regional governments is also accompanied by the handover and transfer of financing. The most important source of financing is local revenue (PAD). PAD is regional income sourced from regional taxes, regional user fees, separated regional wealth management results, and other legitimate regional original income, which aims to provide flexibility to regions in exploring funding in the implementation of regional autonomy as an embodiment of the principle of centralization. . It cannot be denied that the continuity and success of a BUMD company will greatly depend on the quality of the Board of Directors in driving the wheels of the company. Directors are required to be able to advance the company so that it always grows and is able to compete with competitors, so that it can survive, excel and have quality. This goal can only be achieved if the Board of Directors is able to issue appropriate policies and dare to take business risks. In accordance with the idiom "high risk high return", high risk will bring high returns. For this reason, in order to encourage Directors to dare to take business risks for the benefit of the Company, legal umbrellas such as the business judgment rule doctrine have a very essential role.
MORAL EDUCATION IN THE BOOK TA’LIMUL MUTA’ALLIM THARIQ AL-TA’ALLUM BY SHEIKH BURHANUDDIN AZ-ZARNUJI Sembiring, Nurhaizan; Adawiyah, Rabiatul; Nurdiani, Nurdiani; Marisa, Siti
Proceeding International Seminar of Islamic Studies INSIS 5 (March 2023)
Publisher : Proceeding International Seminar of Islamic Studies

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Abstract

This research examines the moral education in the book Ta'limul Muta'allim Thariq Al-Ta'allum by Shaykh Burhanuddin Az-Zarnuji. The focus of the discussion in this research is how moral education is in the book Ta'limul Muta'allim Thariq Al-Ta'allum by Syaikh Burhanuddin Az-Zarnuji. Moral education is the most important thing in education because with moral students it will give birth to a religious person, close to God, and so on. This study uses a type of library research by looking at the text contained in the book written by Syaikh Burhanuddin Az-Zarnuji. The research object is explored in the book 'Ta'limul Muta'allim Thariq Al-Ta'allum' using a content analysis approach. The results of this study indicate that the moral education contained in the book Ta'limul Muta'allim Thariq Al-Ta'allum by Shaykh Burhanuddin Az-Zarnuji has six criteria, namely 1) Intention in learning. 2) Choosing knowledge, teachers and friends. 3) Glorify knowledge and experts. 4) Seriousness in Seeking Knowledge, Beristiqamah, and noble ideals. 5) Tawakkal. 6) Wara'.

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