Claim Missing Document
Check
Articles

Found 6 Documents
Search

ANALISIS HUBUNGAN KELEMBAGAAN ANTARA OTORITAS JASA KEUANGAN DENGAN BANK INDONESIA BISDAN SIGALINGGING
USU LAW JOURNAL Vol 1, No 1 (2013)
Publisher : Universitas Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (293.499 KB)

Abstract

The characteristic of OJK institution is independent to realize national economy which growth sustainably, especially in regulate and supervise banking sector. OJK has coordination with other institutions by integrated, independent, just, transparent, and accountable inter financial institution. How is the independency of OJK and BI in regulating and supervise banks, and how is the coordinating relationship between OJK and BI? The type of the research was judicial normative. The independency of OJK and BI is very different. The independency of OJK in its regulation has governmental element, but independency of BI does not. It can spoil the principle of the philosophy independency. Coordinating between OJK and BI can be established through cooperation in making regulation and supervise banks, specially in handling micro-prudential. In the abnormal condition, the coordinating is made through FKSSK for the handling of macro-prudential. It is recommended that regulating independency unmistakable if want to maintained independency, ex officio should be omitted because it will spoil the independency principle, or, if ex officio is used, the independency of OJK should be eliminated. BI and OJK should make standard guidance of the technical of coordination to anticipate the overlapping of the implementation of task and responsibility. Keywords: Independency, Authority of Financial Service, Bank Indonesia
Bantuan Hukum Timbal Balik Dalam Perampasan Aset Korupsi Antar Lintas Batas Negara Bisdan Sigalingging
Iuris Studia: Jurnal Kajian Hukum Vol 2, No 3 (2021): Oktober 2021 - Januari 2022
Publisher : Iuris Studia: Jurnal Kajian Hukum

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55357/is.v2i3.152

Abstract

Corruption assets are not only stored in the country, but can also cross borders between countries. Mutual legal assistance in criminal law is an important aspect in eradicating corruption, especially for asset confiscation. This normative research discusses the problem, namely how to tackle corruption in Indonesia through increasing mutual legal assistance cooperation between countries. It was concluded that the 2003 UNCAC Convention and Law Number 1 of 2006 concerning Mutual Legal Aid in Criminal Matters were very effective in overcoming corruption through increasing cooperation in mutual legal assistance, to pursue stolen assets and money that were abroad. Law enforcement officers will easily find out the destination country and the place where money flows or criminal assets are stored. It is hoped that through MLA cooperation, law enforcement officers can easily confiscate assets through NCB Assets Forfeiture or civil forfeiture instruments, including for the transfer of the convicted person, transfer of criminal proceedings, law enforcement cooperation, joint investigations, and special investigation techniques
Otoritas Jasa Keuangan: Suatu Kajian Terhadap Raung Lingkup Independensi Dalam Mengatur dan Mengawasi Industri Jasa Keuangan Di Indonesia Bisdan Sigalingging
SOSEK : Jurnal Sosial dan Ekonomi Vol 3, No 1 (2022): maret (2022)- Juni (2022)
Publisher : SOSEK : Jurnal Sosial dan Ekonomi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55357/sosek.v3i1.268

Abstract

The Financial Services Authority (OJK) was established as an independent institution with the duties, functions, and authorities to regulate, supervise, examine, and conduct investigations on all financial service institutions. In carrying out its duties, functions, and authorities, OJK is still hampered by its inconsistent independence status, starting from the interpretation of independence, making policies, related to the budget, to the selection of members of the Board of Commissioners (DK). The problem discussed is how the scope of independence itself is, whether independence is only focused on the government, or also includes other parties. This normative research concludes that OJK is not only independent from the government, but also independent from all other parties. These parties include elements of the government, budget funding, financial service industries, individuals and communities, as well as other institutions that do not have the duties, functions and authority to carry out the duties, functions and authorities of the OJK. It is hoped that the independence of the OJK in the law is formulated by providing limitations from where the OJK must be independent. OJK independence must fulfill legal certainty, namely free from all forms of regulatory capture and supervisory capture, both in the OJK Law and in carrying out its duties, functions and authorities. OJK must be affirmed that it is free from all forms of interference and forms of power such as arbitrary powers of the government, legislature, judiciary, and other powers and interventions, except for the duties, functions and authorities specified in the OJK Law.
The Concept of Independence of Financial Services Authority in Realizing Financial System Stability Bisdan Sigalingging
DE LEGA LATA: JURNAL ILMU HUKUM Vol 8, No 1 (2023): January-June
Publisher : Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/dll.v8i1.11930

Abstract

Stability of the Financial System (SSK) as the goal of the Financial Services Authority (OJK) emphasizes a condition that is shock-resistant, easy and accessible to the public, grows sustainably, and is able to protect the interests of consumers and the public. The independence of the OJK in achieving financial system stability is a critical prerequisite for developing an FSS that plays an optimal role in the national economy. However, the concept of independence under Act No. 21 of 2011 still contains inconsistencies and limits independence itself. Subordination of the government (Minister of Finance) with institutions within the OJK structure has the potential to cause problems in the implementation of independence. This normative-juridical research method with secondary data sources and a legal approach concludes Act No. 21 of 2011 still needs to be improved in relation to its independence, subordination, and structure within the Financial System Stability Committee (KSSK), because it has the potential to cause inconsistencies in independence within the Financial System Stability Committee. practice, considering the sector it supervises is very broad and complex. It is hoped that the Minister of Finance's position as chairman of the Pansel should not be permanent so that the independence of the OJK is consistent. The duties, functions, and authorities of each structure within the OJK the Ministry of Finance, Bank Indonesia, and the Deposit Insurance Corporation (LPS) must be determined firmly and measurably and carried out completely independently.
KEWAJIBAN BANK DALAM MELAKUKAN ANALISIS KREDIT TERHADAP PERMOHONAN CALON NASABAH DEBITUR Sigalingging, Bisdan; Hanifah, Ida; Zainuddin, Zainuddin; Lubis, M. Syukran Yamin
Proceeding International Seminar of Islamic Studies INSIS 5 (March 2023)
Publisher : Proceeding International Seminar of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Peran bank sangat penting sebagai lembaga kepercayaan publik dan sekaligus sebagai lembaga perantara keuangan antara nasabah penyimpan dan nasabah debitur. Tanpa kepercayaan masyarakat khususnya nasabah penyimpan terhadap bank tertentu, maka tidak mungkin bank tersebut mampu memberikan kredit kepada para debiturnya. Paper ini membahas permasalahan lemahnya komitmen dalam pelaksanaan kewajiban kehati-hatian oleh bank untuk melakukan analisis kredit terhadap permohonan para calon nasabah debitur sehingga berdampak pada terjadinya kredit bermasalah, dan ketidakpercayaan masyarakat terhadap bank. Prinsip analisis kredit adalah suatu kewajiban bank, sebab bank diwajibkan melaksanakan prinsip kehati-hatian dalam penyaluran kredit. Analisis kredit yang ketat merupakan penjabaran dari pelaksanaan kewajiban kehati-hatian bank dalam memberikan kredit kepada debitur. Pentingnya prinsip analisis kredit bagi bank diperlukan untuk meminimalisir risiko kredit bermasalah dimana nasabah debitur mengalami kondisi kredit kurang lancar, kredit diragukan, atau kredit macet. Diharapkan bagi bank tidak mengabaikan kewajibannya dalam memberikan kredit kepada para calon nasabah debitur dengan lebih meningkatkan metode analisis kredit yang ketat, sebab bisnis perbankan merupakan bisnis kepercayaan. Jangan sampai kepercayaan masyarakat hilang terhadap bank hanya karena kredit bermasalah pada satu debitur berdampak kerugian yang luas bagi masyarakat, khususnya nasabah lainnya dan bank itu sendiri.   
REFORMULASI PENGUATAN INDEPENDENSI OJK DALAM RANGKA MEWUJUDKAN STABILITAS SISTEM KEUANGAN Sigalingging, Bisdan; Hanifah, Ida; Zainuddin, Zainuddin; Lubis, Muhammad Syukran Yamin
Proceeding International Seminar of Islamic Studies INSIS 6 (February 2024)
Publisher : Proceeding International Seminar of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Independensi sebagai syarat mutlak bagi Otoritas Jasa Keuangan untuk bebas menjalankan perannya mewujudkan Stabilitas Sistem Keuangan yang sehat dan kokoh sekaligus sebagai syarat utama sistem keuangan mampu berperan optimal dalam perekonomian nasional. Paper ini membahas reformulasi penguatan independensi Otoritas Jasa Keuangan di Indonesia dalam rangka mewujudkan Stabilitas Sistem Keuangan yang sehat dan kokoh. Metode penelitian ini adalah yuridis normatif dengan pendekatan undang-undang. Hasil penelitian menemukan bahwa Otoritas Jasa Keuangan di Indonesia sebagai lembaga yang independen dalam mewujudkan Stabilitas Sistem Keuangan yang sehat dan kokoh masih dipengaruhi oleh campur tangan pemerintah dan pihak-pihak lain. Sehingga Otoritas Jasa Keuangan sebagai pengawas dan regulator di sektor jasa keuangan belum mampu independen dalam menjalankan tugas dan wewenangnya. Hal itu dapat dilihat dari regulasi yang mengatur tentang kedudukan Otoritas Jasa Keuangan sebagai lembaga negara atau bukan, pengambilan keputusan, masa akhir jabatan Dewan Komisioner, pengelolaan pungutan anggaran, penyidikan, konglomerasi keuangan dan non keuangan, panitia seleksi Dewan Komisioner, serta kedudukannya dalam konstitusi. Dengan kelemahan regulasi tersebut diharapkan agar sebaiknya diadakan reformulasi penguatan independensi Otoritas Jasa Keuangan di Indonesia dalam rangka mewujudkan Stabilitas Sistem Keuangan yang sehat dan kokoh.