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Contact Name
Abdillah Ubaidi
Contact Email
jihbiz@uniramalang.ac.id
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+62811379916
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jihbiz@uniramalang.ac.id
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Jalan Mojosari 02 Kepanjen - Malang, Universitas Islam Raden Rahmat
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Kota malang,
Jawa timur
INDONESIA
Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah
Published by Universitas Islam Raden Rahmat Malang
ISSN : 25490397     EISSN : 28076028     DOI : https://doi.org/10.33379/jihbiz.v6i1
Core Subject : Economy,
Economics, Econometrics & Finance
JIHBIZ: Journal of Islamic Economics, Finance, and Banking has a focus study on Islamic economics, Islamic finance, and Islamic banking. While the scope of studies in this journal includes: Islamic Economics: Islamic economics thought, national Islamic economy strategies, the ecosystem of shariah economy, and halal product Fiscal and monetary in Islamic perspective Islamic financial institutions and organizations Islamic social finance: zakat, infaq, sadaqah and waqf Islamic banking, finance and capital market: financial and non-financial performance Shariah compliance and corporate governance Islamic values driving lifestyle practice Islamic business ethics and entrepreneurship
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 6 Documents
 1 
Search results for , issue "Vol 6 No 2 (2022)" : 6 Documents clear
Instrumen Kebijakan Fiskal dalam Perspektif Ekonomi Islam Reisa Nadika Markavia; Fidzri Nur Febriani; Fitri Nur Latifah
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 6 No 2 (2022)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/jihbiz.v6i2.1123

Abstract

This study aims to determine the fiscal policy at the time of the Prophet and Khulafaurrasydin, the role and objectives of fiscal policy from an Islamic economic perspective, and fiscal policy instruments in Islam. In this research study, a literature review and descriptive approach are used to describe the actual events. So that in writing the article on fiscal policy instruments from the perspective of Islamic economics, it seeks to explain and describe how the role of the state in managing fiscal policy instruments is to be channeled properly and can prosper the people. Sources of data are obtained from scientific journals found on the website database https://scholar.google.co.id. Indexing using keywords. Fiscal policy in Islam itself leads to policies made by the government in referring to the economy in a country into a system of income and expenditure in the form of taxes. Therefore, we need to know what income and expenditure instruments exist in fiscal policy in Islamic economics.
Analisis Strategi Pengembangan BMT Agam Madani di Banuhampu, Kabupaten Agam Dafiar Syarif; Delli Ridho Hayati; Mursal Mursal; Suci Mahabbati; Muhammad Fauzi
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 6 No 2 (2022)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/jihbiz.v6i2.1265

Abstract

This study aims to identify internal and external factors of Baitul Maal Wat Tamwil Agam Madani in Banuhampu districts. The problem in this study is to see the strategy for developing Baitul Maal Wat Tamwil. The data that is used in this study uses primary data that has been collected using question and analyzed using internal and external factor analysis also SWOT quantitative analysis, SWOT stage assumptions the effective strategy that maximize strengths and opportunities and minimized weaknesses and threats. The finding of this research showed that BMT (1) Development strategy through improving the quality of human resources owned by BMT, (2) Development strategy through improving the quality of organizational management, (3) Development strategy through providing infrastructure and technology needed in service. This study also revealed that in the strategy for improving the quality of organizational management other strategies are quite important for future BMT development.
Penyelesaian Wanprestasi dalam Pembiayaan Pemilikan Rumah (KPR Syariah) dengan Akad Murabahah Maryani Maryani
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 6 No 2 (2022)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/jihbiz.v6i2.1644

Abstract

Sharia financing products have developed in the banking world, in addition to more banking institutions that offer products in Islam such as murabahah contracts. Murabahah contract is a contract of sale and purchase of goods between two parties whose price and profit are mutually agreed upon. In the process of Sharia Mortgage (KPR Syariah) at BTN (Bank Tabungan Negara) Syariah Probolinggo, many use murabahah contracts and various problems or problems that arise and need to be resolved. One of the problems that often arise in the implementation of home ownership loans is the default. The purpose of this study is to explain the form of default in the implementation of home ownership loans, the factors that cause default, and the settlement of defaults in the implementation of home ownership loans at BTN Syariah Probolinggo. The results of the study indicate that the form of default in the implementation of Sharia mortgages at BTN Syariah Probolinggo Branch is that the debtor is late in carrying out its obligations as previously agreed.
Nilai-Nilai Islami pada Soft Skill Aries Musnandar; Abdillah Ubaidi
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 6 No 2 (2022)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/jihbiz.v6i2.1645

Abstract

The Islamic value's substance is actually humankind's noble behaviors, as practiced by the Prophet in his daily life. This study constitutes the main discussion of Islamic values' conceptual and theoretical framework on soft skills. Globally, the term soft skills are introduced and popularized in West Countries by people with no Islamic worldview. This study focuses on elaborating the concept of soft skills (SS) from the Islamic perspective. According to the Islamic viewpoints, the best righteous people are those who can contribute to others through their good deeds. In the society era 5.0, possessing competent human capital is crucial for a Country. This research reviews the precept of al Quran and Hadith as the primary sources of Islamic values in developing the personal quality of Muslims. The study employs a qualitative research method with a literature study design, meaning making through interpretation of the Holy Quran and the Prophet traditions (Hadith). Based on findings, it is known substantively that the Islamic teachings are comprehensive concepts to build and shape the noble behavior of Muslims. Eventually, the researcher offers soft skills formula from an Islamic perspective as a complete concept for creating an excellent personality. Soft skills in the Islamic perspective are morals, good morals, positive behavior, spreading goodness, and bringing many benefits.
Prinsip-prinsip Keuangan Publik dalam Islam: Kajian tentang Zakat dan Pajak Abdulloh Arif Mukhlas
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 6 No 2 (2022)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/jihbiz.v6i2.1646

Abstract

Baitul Mal merupakan simpanan kekayaan yang alokasinya untuk kepentingan umum, demikian juga dengan keuangan publik atau dalam istilah lain keuangan negara. Di dalam pengelolaan keuangan publik membutuhkan konsep keuangan yang alokasinya tepat sasaran. Dalam Islam, alokasi pemanfaatan keuangan publik adalah untuk orang banyak, bisa dalam bentuk fasilitas umum atau berupa tuntutan tanggung jawab bersama, dengan berasaskan Islam. Terdapat beberapa sumber pendapatan keuangan publik dalam Islam, di antaranya adalah zakat dan pajak. Tujuan dari adanya keuangan publik dalam Islam ini adalah kesejahteraan masyarakat. Terdapat perbedaan karakteristik antara keuangan publik dalam Islam dengan keuangan publik dalam pandangan konvensional. Perbedaan tersebut terdapat pada sisi kebijakan dalam menentukan prinsip-prinsip keuangan, meliputi instrumen maupun alokasi. Beberapa instrumen dalam keuangan publik dalam Islam di antaranya adalah zakat, infak, kharaj, wakaf, pajak, aset negara dengan alokasi penyaluran yang berbeda-beda. Demikian juga landasan prinsip-prinsip keuangan publik dalam Islam berdasarkan nilai Islami yang tidak menjadi pertimbangan keuangan konvensional.
Gagasan Wisata Halal dan Perkembangan Lubang Buaya Morella dengan Konsep TALC Fitria Karnudu; Muammar Wijayanyo Maruapey
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 6 No 2 (2022)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/jihbiz.v6i2.1647

Abstract

Provinsi Maluku merupakan salah satu provinsi yang memiliki obyek wisata yang terlengkap dan potensial di antaranya wisata sejarah, wisata rohani, wisata alam, dan wisata budaya. Penelitian ini bertujuan untuk mengeksplorasi kelayakan dari gagasan wisata halal pada destinasi wisata Pantai Lubang Buaya Morella dan bagaimana perkembangan dan eksistensinya. Dengan Model Tourism Area Life Cycle (TALC) menunjukkan bahwa daerah destinasi wisata senantiasa mengalami perubahan dari waktu ke waktu, dan perkembangannya dapat dilihat dari tahapan-tahapan mulai dari pengenalan sampai penurunan. Kesimpulan dari studi ini menunjukkan bahwa pariwisata di Pantai Lubang Buaya Morella masih berada dalam tahapan eksplorasi (exploration). Hal ini dapat dilihat dengan semakin menurunnya tingkat pendapatan masyarakat sekitar lokasi wisata, serta kegiatan sosial ekonomi masyarakat masih sangat sederhana. Perhatian serius dari Pemerintah Daerah harus ditingkatkan untuk bagaimana destinasi wisata yang ada (wisata bahari, sejarah, dan wisata budaya) dapat dilestarikan dengan menjaga lingkungan dari kerusakan, menjaga kebersihan, melestarikan budaya leluhur, dan situs-situs sejarah untuk generasi yang akan datang.

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