cover
Contact Name
Hilyah Ashoumi
Contact Email
hira@unwaha.ac.id
Phone
+6285746666795
Journal Mail Official
istismar@unwaha.ac.id
Editorial Address
Jl. Garuda No. 09 61451 Tambakberas Jombang Jawa Timur
Location
Kab. jombang,
Jawa timur
INDONESIA
Istismar : Jurnal Kajian dan Penelitian Ekonomi dan Bisnis Islam
ISSN : -     EISSN : 26557568     DOI : -
Istismar merupakan Jurnal Ekonomi dan Bisnis Islam yang menerima naskah asli di bidang Ekonomi Islam, termasuk laporan penelitian, penerapan teori, studi kritis, dan tinjauan literatur. Penyebaran Ekonomi Islam meliputi : Keuangan Syariah dan Pasar Modal, Perbankan Syariah, Manajemen Bisnis Islam, Kewirausahaan, dan Pariwisata, Akuntansi Syariah, Manajemen Risiko Syariah dan Asuransi Syariah. Jurnal ini telah terdaftar E-ISSN: 2655-7568 dan P-ISSN: 2655-7568, terbit dua kali terbitan dalam satu tahun yaitu pada bulan Juni dan Desember.
Articles 81 Documents
ANALISIS MANAJEMEN RESIKO BISNIS (STUDI PADA PRODUK USAHA UMKM DI DESA DUKUH KLOPO) Rachman Hakim, Arie; Suprayogi, Agus
ISTISMAR Vol. 5 No. 2 (2022): Desember
Publisher : LPPM Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/istismar.v5i2.3480

Abstract

Abstract : Small, Medium establishments or typically referred to as SME are also needed to guard themselves in competition, besides SME are also required to stand a few global demanding situations, in going through international demanding situations this will be performed by way of innovating products and services, and growing human sources and generation, also are wanted in terms of growing advertising regions. for that reason, hazard control is needed to count on or lessen the likelihood of these risks via studying risk management. Keywords: Business risk Management, SME
FISCAL POLICY IN AN ISLAMIC PERSPECTIVE Kiddri, Laylatul; Savira Zahrah, Devi
ISTISMAR Vol. 3 No. 1 (2020): Juni
Publisher : LPPM Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/istismar.v3i1.5420

Abstract

Fiscal politics are rules that aim to manage government income and expenditure in order to stabilize and encourage economic development. The instruments of monetary regulation are state income and expenditure. Every year, the government prepares a provincial income and expenditure budget which is given to the DPR for approval as the APBN. If economic development has a significant influence on the fiscal politics implemented in the APBN. Fiscal politics was born from awareness of the impact of state income and expenditure. This monetary rule is included in the discussion of Islamic economics. In Islamic economics, monetary rules were already well known during the time of the Prophet and his companions. Islamic economic ideas already existed during the Islamic regime of Medina and included ready-made ideas that could only be used as an alternative to the modern financial system. Accepting classical Islamic financial concepts without reconstructing them in modern situations only turns back time to simpler times. Recognizing zakat as the basis of Islamic finance and then rejecting taxes only leads to the ideal of Islamic finance.
NATIONAL INCOME IN THE PERSPECTIVE OF ISLAMIC ECONOMICS Nur Afkarina, Diva; Rahmawati, Nora
ISTISMAR Vol. 2 No. 1 (2019): Juni
Publisher : LPPM Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/istismar.v2i1.5421

Abstract

Knowing national income from a traditional and economic perspective. This study examines Islam in detail. The purpose of this study is to determine the understanding of national income, the Islamic economic perspective on the national approach, and the factors that affect the national approach. Literature research and reasoning techniques are the strategies used in this research. The basis of discussion in the research is literature review and several works. According to the results of this study, the national income of a country is the total national income of a country, entered in society in a country within one year. Also receive public salaries Estimates using indicators such as (Gross Domestic Product) or wages. Gross public income (GNI), a measure of the value of all labor and products within the territory of a country or by residents of a country. Sources of national income from the point of view of Islamic economics are ghanimah, zakat, sadaqah, infaq, ushr, jizyah, kharaj, mining tax, and waqf. Interest and total supply, utilization and reserve funds, and investment are factors that affect wages.
ECONOMIC DEVELOPMENT ACCORDING TO ISLAMIC UNDERSTANDING Nurita, Rindra; Abidah , Nafirotul
ISTISMAR Vol. 2 No. 2 (2019): Desember
Publisher : LPPM Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/istismar.v2i2.5425

Abstract

Abstract: Economy is considered as the most important development of global strategy in economic system or a country. Therefore, economic development is the main indicator of public anxiety. Although some of it, development in trade skills, science and knowledge has been obtained, and remains full of other affairs in various countries. The purpose of this analysis is to clarify a trade affair in influencing Muslim trade. This analysis uses an influential theoretical analysis method and the law is closely related to theoretical writings and other references, in the social situation studied, namely the customs and norms that apply. According to the opinion of this analyst, economic development becomes the view of Muslims with regard to traditional Islamic science. It seems that instructions regarding this law are enforced directly or indirectly and written by previous scholars in the Qur'an, As-Sunnah. The specificity of increasing and increasing Islamic trade is seen from a more increasing view of human development that is developed and the strengthening of supporters to maintain one's rank and level. And this does not only take from monetary needs alone, but also from the goal of planning the needs of the afterlife. Keywords: Economic Development, Equality, Welfare, Understanding of Islam.
FLEXIBILITY: AN ISLAMIC PERSPECTIVE ON CONSUMER BEHAVIOR Agung Adi Putra, Rifky; Khoiril Vikri, Alfan
ISTISMAR Vol. 2 No. 1 (2019): Juni
Publisher : LPPM Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/istismar.v2i1.5426

Abstract

or show-off conduct. In his book The Theory of Leisure Class, published in 1899, Veblen examined ostentatious consumption, which is comparable to modern-day flexing. Social media's significant impact on people's views and attitudes makes it impossible to separate the flexing phenomenon, which has recently emerged as an intriguing topic of conversation in society. Furthermore, lying and fraud are linked to flexing. Analyzing the causes of flexing and how Islamic consumer behavior theory views this activity are the goals of this study. A content analysis approach combined with a qualitative research methodology is the methodology employed. According to the findings of this study, flexing is caused by five factors: boosting one's selfesteem or self-image; finding a spouse from a particular class; using flexing as a marketing signal; the environment and personality of flexing character; and lacking empathy for others. Flexing is also viewed as not being consistent with the conduct of Islamic consumers since it goes against the ethics, standards, and principles of consumption as well as the arguments made in the Al Quran and from hadith of propet Muhammad
THE ROLE OF WOMEN IN DEVELOPING THE HOUSEHOLD ECONOMY ACCORDING TO ISLAMIC PERSPECTIVE Khoirul Sya'ban, Tino; Imam Nugroho, M. Nashril
ISTISMAR Vol. 2 No. 2 (2019): Desember
Publisher : LPPM Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/istismar.v2i2.5427

Abstract

Often, perspectives on working women raise pros and cons in society. This is due to the stereotype that exists in society that women must be good at taking care of the household and that if a woman works, they are worried that they will not fulfill their household obligations. However, this view has changed in the contemporary era as society's understanding of the role of women in society has grown. By using the library data collection method, this study aims to improve understanding of the role of women in building the household economy. This data comes from the Quran, Hadith, and journals that discuss the role of women and Islamic economics. This data comes from the Quran, Hadith, and journals that discuss the role of women and Islamic economics. This study found that Islam gives permission for women to work as long as the work does not conflict with her naturalness and is permitted by her husband. A woman who works must be able to maintain her honor and divide her role in her work while still paying attention to her household responsibilities.
ISLAMIC PERSPECTIVE WAGES IN ECONOMIC DEVELOPMENT Ulil Abshor, Muhammad; Ramadhani , Moch. Syafi’udin
ISTISMAR Vol. 2 No. 2 (2019): Desember
Publisher : LPPM Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/istismar.v2i2.5430

Abstract

Abstrak: Religion, as a belief system, is part and core of society's value system. Religion is a system of values and norms that regulate how to behave. Economics is the study of how humans use uncommon resources to create goods and services that humans need. The relationship between religious development and improving economic status is very important and influences each other. Wage problems are the way employers and the government see workers only as a tool to make money, efficiency and production. For entrepreneurs, wages are part of production costs, so they must be calculated and optimized to increase productivity and work ethic. However, wages are compensation that is very helpful for workers to meet their needs. This is based on Marshall's theory that setting a minimum wage allows the workforce to be healthier, which in turn will result in increased productivity in the long term. However, workers' wages in Islam are determined based on the merits, usefulness and profits of one's work. Keywords: economic development, religious position, wage determination system
LIMA KEKUATAN MANAJEMEN STRATEGIS SYARIAH UNTUK MENGATASI TANTANGAN PENGGANTIAN PEKERJAAN OLEH ARTIFICIAL INTELLIGENCE Mughoyaroh, Syaviratul; Widyaningsih, Bekti; Ni’mati Rahmatika, Arivatu
ISTISMAR Vol. 8 No. 02 (2025): Desember
Publisher : LPPM Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/istismar.v8i02.5843

Abstract

Perkembangan pesat Artificial Intelligence (AI) menghadirkan tantangan signifikan terhadap stabilitas pekerjaan, memicu kekhawatiran tentang penggantian pekerjaan dalam berbagai sektor. Artikel ini mengusulkan kerangka kerja manajemen strategis Syariah sebagai solusi adaptif untuk mengatasi ancaman ini. metode penelitian yang digunakan adalah pendekatan kualitatif studi literatur, dan analisis konten. Hasil dari penelitian menunjukkan bahwa dengan mengintegrasikan nilai-nilai dan prinsip-prinsip Islam, kerangka ini memanfaatkan lima kekuatan utama: asas tauhid, orientasi duniawi-ukhrawi, motivasi mardhatillah, keyakinan ubudiyah, dan kesadaran ihsaniyah. Analisis menunjukkan bahwa pendekatan Syariah tidak hanya mempersiapkan organisasi dan individu menghadapi disrupsi AI secara ekonomi, tetapi juga secara spiritual dan sosial, memastikan keberlanjutan dan keadilan dalam transisi menuju era digital.
TRANSFORMASI SDM ISLAMI DALAM MEWUJUDKAN PEMBANGUNAN MANUSIA BERKUALITAS Ma'atus Sholikha, Lely Nur; Ni'mati Rahmatika, Arivatu; Widyahningsih, Bekti
ISTISMAR Vol. 8 No. 02 (2025): Desember
Publisher : LPPM Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/istismar.v8i02.6043

Abstract

Abstract: Human resource (HR) transformation based on Islamic values is key to achieving overall quality human development. This article examines the role of Islamic education and character development in shaping superior human resources, both intellectually and morally, with a strong sense of faith. This approach is crucial for addressing the challenges of globalization and the Fourth Industrial Revolution while maintaining Islamic identity. Using qualitative descriptive methods, this article outlines a strategy for transforming Islamic HR, encompassing spiritual, moral, intellectual, and social aspects as the primary capital for national development. Keywords: Human Resource Transformation, Islamic Education, Quality Human Development
KONTRIBUSI PEMIKIRAN ASWAJA TERHADAP REGULASI HUKUM EKONOMI SYARI’AH DI INDONESIA Pranoto, Singgih; Asaddullah , M. Aly; Bahrul Ulum, Median; Fitria, Norma
ISTISMAR Vol. 8 No. 02 (2025): Desember
Publisher : LPPM Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/istismar.v8i02.6533

Abstract

Abstract : The contribution of Ahlussunnah wal Jamaah (Aswaja) thoughts to the formation and development of sharia economic law regulations in Indonesia. As one of the main streams of Islamic thought in Indonesia, Aswaja has a significant influence in integrating the values of fiqh muamalah, social ethics, and principles of justice in sharia economic law regulations. This research uses a qualitative approach with a literature study method, analyzing primary and secondary sources related to Aswaja thought and sharia economic law regulations in Indonesia. The results of this study indicate that Aswaja thought plays a role in providing normative, ethical, and practical foundations for the drafting of sharia economic law regulations, including in the aspects of sharia banking, financial institutions, and Islamic economic policies. Furthermore, Aswaja's moderate and contextual approach helps to align the principles of sharia with the needs of Indonesia's diverse society. Thus, Aswaja's thinking not only serves as a theological reference but also as a source of social and legal legitimacy in the development of sharia economic law regulations in Indonesia. Keywords: Aswaja, Islamic Thought, Sharia Economic Law,Regulation Indonesia