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Margin Eco : Jurnal Ekonomi dan Perkembangan Bisnis
Published by Universitas KH. A. Wahab Hasbullah
ISSN : -     EISSN : 25809725     DOI : https://doi.org/10.32764/margin.v5i2
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal Margin Eco adalah jurnal fakultas ekonomi dan perkembangan bisnis. Jurnal ini diterbitkan oleh fakultas ekonomi Universitas KH. A. Wahab Hasbullah Tambakberas Jombang. Terbit secara berkala satu semester sekali. Dimana sebagai sarana kajian ilmiah dan keilmuan di bidang ekonomi yang merupakan hasil kerja akademik para peneliti, dosen dan penulis. Redaksi mengundang para penulis, peneliti dan akademisi untuk mengirimkan artikel ilmiah dalam bentuk hasil penelitian. Gagasan konseptual berisi kajian teoritis dari ilmu ekonomi dan perkembangan bisnis yang meliputi : manajemen sumberdaya manusia, manajemen operasional, manajemen keuangan, manajemen pemasaran, e-commerce, manajemen retail, kewirausahaan, studi kelayakan bisnis dan manajeme resiko. Artikel yang akan dimasukkan jurnal ini adalah artikel yang belum pernah dipublikasikan di media ekonomi lain. Redaksi akan menyeleksi naskah yang diterima dan layak untuk diterbitkan di jurnal ini. Redaksi berhak untuk mengedit artikel namun tidak boleh menghilangkan substansi ide yang dituangkan dalam artikel tersebut.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 163 Documents
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Literasi Keuangan Syariah dan Gaya Hidup Konsumtif: Studi Pengelolaan Keuangan Gen-Z Parepare Ghufran Januar; Emily Nur Saidy; Besse Faradiba; Multazam Mansyur Addury
MARGIN ECO Vol. 10 No. 1 (2026): Margin Eco: Jurnal Ekonomi dan Perkembangan Bisnis
Publisher : LPPM Universitas KH A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/margineco.v10i1.7176

Abstract

Generation Z is vulnerable to financial management issues due to trends in consumerist lifestyles, making it crucial to study financial literacy grounded in Sharia principles. The objective of this research is to analyze the influence of Sharia financial literacy and consumerist lifestyles on the financial management behavior of Generation Z in the city of Parepare. This study employs a quantitative approach with a total sample of 100 Generation Z respondents aged 18 and older. The sample size will be determined using the Slovin formula, and primary data will be collected by distributing questionnaires. The data will be analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) via the SmartPLS software. The research findings demonstrate that Islamic financial literacy has a significant positive effect on financial management behavior, with a T-Statistic of 8.491 and a P-Value of <0.001. Conversely, a consumerist lifestyle has a significant negative effect, with a T-Statistic of 5.411 and a P-Value of <0.001. Simultaneously, both independent variables were found to have a significant effect, with an R² value of 0.553. This indicates that the model’s predictive power—or the proportion of variance in financial management behavior explained by the two independent variables—is 55.3%. It is concluded that improving understanding of Islamic financial literacy, accompanied by control over a consumerist lifestyle, is a key factor for Generation Z in developing healthy financial management behaviors that are in accordance with Islamic law.
Faktor Ekonomi Penentu Indeks Kualitas Udara di Pulau Jawa 2016–2022 Elvina Hakim; Zulfa Emalia
MARGIN ECO Vol. 10 No. 1 (2026): Margin Eco: Jurnal Ekonomi dan Perkembangan Bisnis
Publisher : LPPM Universitas KH A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/margineco.v10i1.7193

Abstract

Air pollution has become an increasingly serious environmental problem in Indonesia, particularly on the island of Java, which has the highest levels of urbanization, population density, and economic activity. Pressure on air quality is driven by population growth, increasing energy consumption, and the intensification of economic activities. This study aims to analyze the influence of population size, electricity users, and Gross Regional Domestic Product (GRDP) on the Air Quality Index (AQI) on the island of Java during the period 2016–2022. This study employs a quantitative approach using panel data from six provinces on the island of Java. The analytical method used is panel data regression. The results indicate that population size and electricity users have a positive and significant effect on the AQI, while GRDP has a negative effect with relatively low elasticity. These findings suggest that air quality dynamics on the island of Java are more closely associated with demographic factors and energy consumption than with regional economic growth. Overall, the findings highlight the importance of strengthening emission control policies and accelerating the transition toward cleaner energy to support sustainable economic development.
Economic Dynamics of Muslim Households in the Childfree Phenomenon: An Islamic Financial Planning Perspective Almizan Almizan; Erizal Candra Efendi; Wildan Hadi; Ruri Mustika
MARGIN ECO Vol. 10 No. 1 (2026): Margin Eco: Jurnal Ekonomi dan Perkembangan Bisnis
Publisher : LPPM Universitas KH A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/margineco.v10i1.7236

Abstract

This study analyzes the economic dynamics of Muslim households involved in the childfree phenomenon from the perspective of Islamic financial planning. Using a qualitative phenomenological approach, data were collected through in-depth interviews with Muslim couples who voluntarily chose not to have children. The findings show that rising living costs, economic uncertainty, and career priorities significantly influence childfree decisions among Muslim households. Participants implemented Islamic financial planning practices such as savings, halal investment, retirement preparation, zakat, and controlled consumption to maintain household stability and long-term financial security. The study also reveals that family welfare is interpreted through emotional stability, marital harmony, psychological well-being, and financial balance rather than solely through parenthood. Furthermore, participants viewed childfree decisions as part of responsible household management aligned with Islamic principles of maslahah and household capability. This research contributes to discussions on Islamic household economics, fertility behavior, and contemporary Muslim family transformation.

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