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EKSYA: Jurnal Ekonomi Syariah
Published by Sekolah Tinggi Agama Islam Negeri Mandailing Natal
ISSN : 27468925     EISSN : 27468933     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
EKSYA adalah Jurnal yang diterbitkan oleh Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal dengan scope ekonomi, ekonomi syariah, Hukum Ekonomi Syariah, Perbankan Syariah, keuangan syariah, dan bisnis syariah, Hukum Ekonomi dan Akuntansi Syariah
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 234 Documents
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ANALISIS PENERAPAN PRINSIP SYARIAH DAN PERKEMBANGAN REKSADANA SYARIAH DI INDONESIA Windy Puspita; Winda Irmayani Sijabat; Kiki Andrea Putri Hasibuan; Muhammad Ikhsan Harahap
EKSYA : Jurnal Ekonomi Syariah Vol 4 No 2 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v4i2.1373

Abstract

This study aims to further explain how the application of sharia principles in sharia mutual funds and their development. This research uses a qualitative method with content analysis, namely research that is carried out in depth on the object under study and uses secondary data or literature/library studies as a technique in research to obtain research results. This research is also analytical descriptive in nature, namely research that provides a clear and detailed description of the object being studied. The results of the research are based on the mechanism, Islamic mutual funds are managed according to Islamic principles, managed by investment managers, are transparent in terms of investment diversification and are guaranteed and supervised by related institutions (OJK) so that it can be concluded that Islamic mutual funds have implemented Islamic principles in their management mechanisms. However, the development of sharia mutual funds continues to experience ups and downs. From 2018 to 2021, the number of sharia mutual funds has increased. However, the Net Asset Value (NAV) of sharia mutual funds in 2018-2022 has experienced a drastic decline. Sharia mutual funds throughout 2022 will continue to experience a periodic decline both in terms of the number of Islamic mutual funds and in terms of Net Asset Value (NAV). When compared between Islamic mutual funds and conventional mutual funds, Islamic mutual funds are still far behind conventional mutual funds. Conventional mutual funds are far superior to Islamic mutual funds. At the end of 2022, the number of sharia mutual funds is only 274, while the number of conventional mutual funds is 1,846. The Net Asset Value (NAV) of sharia mutual funds is 40,605.11 (in billions of rupiah) while that of conventional mutual funds is 464,257.31 (in billions of rupiah).
PENGARUH HARGA DAN PRODUKTIVITAS TERHADAP PENDAPATAN PETANI KELAPA SAWIT DI DESA UJUNG TANJUNG KECAMATAN BAHAR SELATAN Dewi Wulan Dari
EKSYA : Jurnal Ekonomi Syariah Vol 4 No 2 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v4i2.1396

Abstract

This thesis aims to reveal the Effect of Price and Productivity on the Income of Oil Palm Farmers in Ujung Tanjung Village, South Bahar District. This thesis uses a quantitative approach using a simple regression statistical analysis method partially and simultaneously with a sample of 53 farmers. The research carried out obtained the results and conclusions as follows: Partially the independent variables Price (X1) and Productivity (X2) affect farmers' income (Y) because the higher the price level of oil palm, the income of farmers will also increase. important factor in the welfare of oil palm farmers. When the price of palm oil falls, the burden on farmers' expenses for oil palm maintenance costs will be heavier and income will decrease, because with the same amount of productivity but the price of palm oil decreases, the farmers' income will automatically decrease. While Productivity (X2), the higher the productivity level of oil palm, the income of farmers will also increase. Productivity is one of the important factors in influencing the income of oil palm farmers. This is also proven when productivity increases, farmers' income will also increase, with high productivity being able to cover the operational costs of oil palm maintenance such as fertilization which is very influential in increasing oil palm productivity. Simultaneously (F test) shows that F count (23.182) > F table (3.18) and significant value (0.000) < a (0.05), then Ho is rejected and Ha is accepted, meaning that Price (X1) and Productivity (X2 ) together or simultaneously affect the income of oil palm farmers in Ujung Tanjung Village, South Bahar District because the higher the price and productivity of oil palm, the income of farmers will also increase.
DAMPAK KEBIJAKAN FISKAL DAN MONETER PASCA PANDEMI COVID 19 TERHADAP HARGA SAHAM DI INDONESIA Nadya Ananda Effendi; Silvia Anggrie Nst; Muhammad Aldrian Oktofa; Muhammad Ikhsan Harahap
EKSYA : Jurnal Ekonomi Syariah Vol 4 No 2 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v4i2.1397

Abstract

The development of the stock market is currently very developed along with the advancement of technology today. It can be seen that many people have used technology such as the internet. Making the stock market buzz even bigger. And also led to the emergence of many companies / new entrepreneurs. And also with the many companies and new entrepreneurs, they have to join the stock market. Because the participation of these companies makes them benefit by obtaining additional funds for their companies so that their companies can expand their companies so that they are known to the public. corners of the world. However, this was hampered due to the Covid-19 pandemic in early 2020 until the June 2022 period. During that time the stock market in Indonesia was very, very damaged, because of the pandemic. There were many restrictions on economic transactions that caused the economy to collapse. Many companies have experienced losses and even bankruptcy because of the effects of this pandemic. Because of this, the government also took economic policies, namely, by implementing fiscal and monetary policies, which are expected to make good reforms for the Indonesian economy
ANALISIS ETIKA BISNIS ISLAM DALAM MENINGKATKAN KEPUASAN PELANGGAN (STUDI USAHA BENGKEL MOTOR 38B LAMPUNG TIMUR) Lily Cahyanti; Dewi Asiyatus Shofuroh; Lilis Renfiana
EKSYA : Jurnal Ekonomi Syariah Vol 4 No 2 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v4i2.1469

Abstract

The research aims to know the ethics of the Islamic business in increasing customer satisfaction with the 38b east lampung auto shop and to know what principles and dimensions could increase customer satisfaction. Qualitative is the method used in this research. Using purposive sampling data retrieval techniques and sample retrieval techniques sampling insidental which are then followed up with interviews, documentation and observations. Based on the results of the research and discussion in this case have found two suitable Abe Motor workshops and the Buntung Motor workshop. It can be seen that the quality of Abe's auto service in increasing customer satisfaction is 100% in transactional, 70% for refrenction and 30% for prefencials. Then for the buntung motor workshops it can be seen that in increasing satisfaction there is 100% for transactional, 40% for refrenalization and 0% for preferential. Selfies judging from the ethics of the Islamic business Abe motor, Abe meets the four Islamic principles of justice/balance, free will, responsibility and ihsan, and does not fulfill a single ethical principle of the Islamic business which is tauhid unity. Whereas buntung motor workshop fulfills only three business ethics principles of free will, responsibility and ihsan, not the two ethics of unified business /tauhid and justice/balance.
SURVEY LITERASI DAN INKLUSI KEUANGAN USAHA MIKRO KECIL DAN MENEGAH (UMKM) DI KOTA JAMBI Simah Anjali; Addiarrahman; Anzu Elvia Zahara
EKSYA : Jurnal Ekonomi Syariah Vol 4 No 2 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v4i2.1487

Abstract

The purpose of this study was to determine literacy and financial inclusion of Micro, Small and Medium Enterprises (MSMEs) in Jambi City. The method in this study uses a descriptive method with a survey approach. Methods of data collection using observation, surveys, and documentation. The sampling method in this study was to use purposive sampling. Data analysis techniques using analysis according to Miles and Huberman, namely data collection, data reduction, data presentation, drawing conclusions. The results of the study concluded that: (1) there are still many MSMEs that do not have financial literacy; and (2) there are still many MSMEs that do not use financial products. Researchers suggest that: (1) For further research it is advisable to carry out quantitative analysis and use statistical analysis tools; and (2) For further research to increase the number of samples even more so that research can achieve more accurate results. Keywords: Financial Literacy, Financial Inclusion, Micro, Small and Medium Enterprises (MSMEs)
SUPPORT LEMBAGA KEUANGAN SYARIAH DALAM KEMANDIRIAN EKONOMI MASYARAKAT DESA Nurintan Siregar
EKSYA : Jurnal Ekonomi Syariah Vol 4 No 2 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v4i2.1602

Abstract

Islamic financial institutions are icons of a country's welfare. Financial institutions function to create community welfare wherever they are. This research aims to find out how Islamic Financial Institutions support in providing and support the independence of rural communities. This research uses a descriptive qualitative method, with a literature approach. The data collected comes from literature relevant to the research. The results of this study are that Sharia Financial Institutions (LKS) are financial institutions that operate by Islamic economic principles or sharia law. These principles include the prohibition of usury (interest), excessive speculation (maisir), unclear transactions (gharar), and the prohibition of business activities involving haram elements (prohibited in Islam). The development of Islamic financial institutions directly or indirectly realizes the economic independence of rural communities which influences national economic development and growth. The role of Islamic financial institutions in the economic activities of the community, especially in realizing the economic independence of rural communities, includes the transfer of assets, transactions, liquidity, and efficiency. With the existence of Islamic financial institutions, the economy of rural communities can develop well because it can be used as a place to obtain financial support so that it is more productive and independent, for the realization of the welfare of rural communities, and this is the goal and strategic plan of the government.
ANALYSIS OF THE RESPONSE OF COFFEE BEVERAGE BUSINESS ACTORS TO THE OBLIGATION OF HALAL CERTIFICATION IN PANYABUNGAN MANDAILING NATAL Jureid
EKSYA : Jurnal Ekonomi Syariah Vol 4 No 2 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v4i2.1667

Abstract

This research method is descriptive qualitative research, namely research that describes certain situations based on facts in the field. The aim of this research is to find out how coffee business actors respond to the obligation of halal certification. The results of this research show that there are several types of responses given by coffee shop business actors regarding the obligation to halal certification. The results of the analysis regarding the responses given by coffee shop business actors to the halal certification obligation are as follows: Responses include knowledge, information, and skills. all sources have different levels of knowledge regarding halal certificates. One of the sources knew a lot about halal certificates, and the other sources were considered to still have minimal knowledge about halal certificates. Responses related to an individual's attitudes, emotions, and assessment of something. All resource persons supported and were motivated to carry out halal certification, because they were aware of the various positive benefits that would be obtained. Responses related to behavior. All coffee shop business actors still seem hesitant about carrying out halal certification because they don't know the details of the Halal Product Guarantee Law. Future suggestions for the government are to immediately overcome the problems that are hampering the implementation of the Halal Product Guarantee Law so that business actors immediately carry out halal certification. For business actors to maintain the quality and halalness of the products they sell so that consumers feel safe when consuming these products.
PENGARUH LITERASI KEUANGAN SYARIAH DAN PROMOSI TERHADAP KEPUTUSAN NASABAH DALAM MEMILIH PRODUK BANK RIAU KEPRI SYARIAH Zulmi Randha Nadhea; Suhar; Nurfitri Martaliah
EKSYA : Jurnal Ekonomi Syariah Vol 5 No 1 (2024): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v5i1.1711

Abstract

Customers' decisions to save are influenced by several internal and external factors such as financial literacy and promotions. Financial literacy reflects an individual's ability to understand financial concepts, financial products, and services and to control personal financial resources independently. Promotion is one of the determining factors for the success of a marketing program. This research aims to determine the influence of sharia financial literacy and promotions both spatially and simultaneously on customers' decisions in choosing Bank Riau Kepri Syariah products. This research approach uses a quantitative descriptive approach. Data was collected using questionnaires and field observations. The research results show that partially sharia financial literacy and promotion have an influence on customers' decisions in choosing Bank Riau Kepri Syariah products. Simultaneously, the variables of sharia financial literacy and promotion influence customers' decisions in choosing Bank Riau Kepri Syariah products with a percentage of 77.3%.
PENGARUH TINGKAT LITERASI KEUANGAN SYARIAH TERHADAP MINAT BERINVESTASI DI GALERI INVESTASI SYARIAH (STUDI KASUS MAHASISWA FAKULTAS EKONOMI DAN BISNIS ISLAM UNIVERSITAS ISLAM NEGERI SULTHAN THAHA SAIFUDDIN JAMBI ANGKATAN 2020) Ega Larasati; Suhar; Nurrahma Sari Putri
EKSYA : Jurnal Ekonomi Syariah Vol 5 No 1 (2024): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v5i1.1719

Abstract

Syaria financial literacy refers to the definition of financial literacy of the Financial Services Authority, which is a consumer of sharia financial products and services with the aim of knowing and understanding sharia financial service institutions and managing sharia finance so as to increase benefits. The aim of this research is to determine the influence of sharia financial literacy on interest in investing in the sharia investment gallery among students at the Faculty of Economics and Islamic Business, UIN STS Jambi Class of 2020. This research method is descriptive quantitative research. The population in this study, namely students from the Faculty of Economics and Business, was 509 students. The sample was 84 students with a sampling technique using probability sampling. The research instrument uses observation and questionnaires, and documentation. The results of this research show that sharia financial literacy has an influence on interest in investing in the Sharia Investment Gallery with a significance value of 0.000<0.05. If sharia financial literacy increases, interest in investing will also increase. Based on the coefficient of determination, it indicates that sharia financial literacy factors can influence investment interest by 66.3%. The simple linear regression equation formed is: Y= 6,277 + 0,408 X.
ANALISIS AKUNTABILITAS DANA DESA DI DESA ALANG-ALANG KECAMATAN MUARA SABAK TIMUR KABUPATEN TANJUNG JABUNG TIMUR TAHUN ANGGARAN 2020-2022 Tika Andriani; Usdeldi; Achyat Budianto
EKSYA : Jurnal Ekonomi Syariah Vol 5 No 1 (2024): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v5i1.1759

Abstract

Accountability in accounting is a form of responsibility of the accountant, or report maker for the reports made. Accountability is the basis of financial reporting in government which is based on the public's right to know and receive explanations regarding the collection of resources and their use. This research aims to analyze planning, implementation and accountability for village fund accountability in Alang-Alang Village, Muara Sabak Timur District, East Tanjung Jabung Regency for the 2020-2022 Fiscal Year. The research uses a qualitative approach based on postpositivism philosophy. The object of this research is the accountability of village fund reports based on the 2020-2021 village income and expenditure budget (APBDes). Data collection techniques use interviews, observation and documentation. Based on general research findings, the planning stage for managing village funds carried out by the Alang-Alang Village government has been carried out in an accountable manner because it went through a process starting from deliberation involving the community until it was handed over to the sub-district authorities. Implementation of village funds is carried out by developing a priority scale for villages and communities in the fields of development, community empowerment and humanitarian assistance to the community. Accountability for the implementation of village funds is demonstrated by activity reports and village financial reports. Meanwhile, accountability for the management of village funds is considered to be still not accountable because the Alang-Alang Village government does not print banners so that the public can see the realization of the budget carried out by the Alang-Alang village government.

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