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Contact Name
Andi Arif Rifa'i
Contact Email
andiarifrifai@iain-surakarta.ac.id
Phone
+6281335144151
Journal Mail Official
jmif.pascasarjana.iainsurakarta@gmail.com
Editorial Address
JMIF Secretariat Office; 1st floor of the Postgraduate Main Building of UIN Raden Mas Said Surakarta Address: Jl. Pakis - Daleman, Perkebunan, Wadung Getas, Kec. Wonosari, Kabupaten Klaten, Jawa Tengah 57471, (Kampus 2) Email: jmif.pascasarjana.iainsurakarta@gmail.com
Location
Kab. sukoharjo,
Jawa tengah
INDONESIA
Journal of Management and Islamic Finance
ISSN : 27979628     EISSN : 27979636     DOI : https://doi.org/10.22515/jmif
Journal of Management and Islamic Finance (JMIF) openly welcomes scholar, postgraduate students, and practitioners to submit their best research articles that correspond to the topics. This journal covers textual and empirical, as well as classical and contemporary researchers on Islam. Papers are prioritized to but not limited to- researchers about Management and Islamic Finance in Indonesia. The scopes of accepted papers are: Management Islamic finance management marketing management Islamic business management Islamic finance Islamic economic Islamic economic & business Law
Articles 90 Documents
THE INFLUENCE OF CUSTOMER REVIEWS, EASE OF TRANSACTIONS, AND CUSTOMER TRUST ON ONLINE PURCHASE DECISION OF HALAL PRODUCT Abdul Rosid, Afif
Journal of Management and Islamic Finance Vol. 4 No. 1 (2024): Journal of Management and Islamic Finance
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jmif.v4i1.6019

Abstract

The phenomenon of changing people's behavior in shopping has undergone major changes. People are now starting to switch to shopping efficiently and practically. A shift in people's behavior from buying by coming directly to the store to buying online or through e-commerce. Changes in people's behavior in shopping will certainly affect consumer purchasing decisions in buying a product. This study aims to explain how the influence of customer reviews, ease of transactions and consumer confidence in purchasing halal products online. Samples were taken 150 respondents randomly from the population using simple random sampling technique. Data were analyzed using multiple linear regression analysis. The results of this study are that the influence of customer reviews influences the decision to purchase halal products online. Meanwhile, convenience has no effect on purchasing decisions for halal products online. Meanwhile, consumer trust is the most influential variable on purchasing decisions for halal products online. Based on the results of this study, researchers suggest marketplaces to continue to increase consumer confidence by adding several facilities.
THE EFFECT OF CONTENT MARKETING AND INFLUENCER ON PURCHASE THE EFFECT OF CONTENT MARKETING AND INFLUENCER ON PURCHASE DECISIONS PRODUCT FASHION AT PLATFORM TIKTOK Andriano A Abubakar; Sulfi Abdul Haji; Ririn Damayanti
Journal of Management and Islamic Finance Vol. 4 No. 1 (2024): Journal of Management and Islamic Finance
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jmif.v4i1.6982

Abstract

The purposes of this research are: To find out and analyze how the partial influence of content marketing and influencer variables on purchasing decisions for fashion products on the Tiktok platform studies on Campus II Unkhair students and to determine the simultaneous influence of content marketing and influencer variables on purchasing decisions fashion products on the tiktok platform studies on Campus II Unkhair students. The number of research samples is 80 respondents and data collection using a questionnaire. The test tool used is multiple linear regression analysis using the statistical package for social scientists (SPSS) as a statistical test tool. The results of the study show that content marketing and influencer variables have a partially positive and significant effect on purchasing decisions. Meanwhile, simultaneously that the variables of content marketing and influencer have a positive and significant effect on purchasing decisions.
THE INFLUENCE OF HALAL PRODUCT KNOWLEDGE, HALAL LABELING, AND RELIGIOSITY ON THE PURCHASE DECISION OF HALAL FOOD AT SFA STEAK & RESTO (SFA HALAL FOOD) GENTAN Dewi Ermawati; Sri Walyoto
Journal of Management and Islamic Finance Vol. 4 No. 1 (2024): Journal of Management and Islamic Finance
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jmif.v4i1.7219

Abstract

This study aims to analyze the influence of product knowledge, halal labeling, and religiosity on purchasing decisions for halal food at SFA Steak & Resto (SFA Halal Food) Gentan. The research focuses on millennials born between 1980 and 2000, aged 23-43 years, residing in Sukoharjo, who have made purchases, with an unknown population size. Data analysis was conducted using multiple linear regression with a sample size of 100 respondents. The sample size proportionally represents each sub-district in Sukoharjo. The sampling technique employed was non-probability sampling with purposive sampling. Data was collected through questionnaires. The type of data used is cross-sectional data, obtained from primary and secondary sources. The results of the study indicate that product knowledge, halal labeling, and religiosity simultaneously influence purchasing decisions. The development of religiosity and the implementation of strategies using AI and ML algorithms are suggested for further application.
THE INFLUENCE OF WORKLOAD AND WORK ENVIRONMENT ON WORK FATIGUE IN GRAMEDIA TERNATE BOOKSHOP EMPLOYEES Fadilah Hasan; Rahmat Sabuhari; Ikrima M Mustafa
Journal of Management and Islamic Finance Vol. 4 No. 1 (2024): Journal of Management and Islamic Finance
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jmif.v4i1.7380

Abstract

This study aims to determine the effect of workload and work environment on fatigue i. This research is a quantitative research. The population in this study were all employees at the Gramedia Bookstore Ternate, using a census study sampling method. The analysis technique used in this study was using multiple linear regression analysis , f test and t test with the help of the SPSS 23 version of the IBN application. The results of this study indicate that: (1) Workload has a positive and significant effect on Work Fatigue, (2) Work Environment has a positive and significant effect on Work Fatigue, (3) Workload and Work Environment have a positive and significant effect on Work Fatigue. Keywords: Workload, Work Environment and Work Fatigue
INTERNALIZATION OF SHARIA VALUES IN THE BUSINESS MODEL CANVAS OF 35 BANDUNG MOTORCYCLE RENTAL COMPANY Nabiel karamy; Udin Saripudin
Journal of Management and Islamic Finance Vol. 4 No. 1 (2024): Journal of Management and Islamic Finance
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The increasing number of tourists in Bandung post-Covid-19 presents a strategic opportunity for companies providing motorbike rental services in the city. This opportunity requires a precise response from both established motorbike rental businesses and entrepreneurs looking to enter the motorbike rental industry. One appropriate response is the development of a well-thought-out business model to effectively capitalize on this opportunity. The use of the Business Model Canvas (BMC) as a tool for formulating the business model proves highly beneficial in crafting such a plan. This model is not only designed to maximize profits but also serves as a framework for internalizing Sharia values. Through qualitative methods, the research findings indicate that by internalizing Sharia values within the BMC, the Rental Motor 35 Bandung Company can create a sustainable and ethical business model that provides positive benefits not only to customers but also to the community and the environment. This alignment supports a business vision in line with Islamic ethical values.
AN IMPACT ANALYSIS OF ACQUISITIONS ON FINANCIAL PERFORMANCE AT PT SUMBER ALFARIA TRIJAYA TBK (AMRT) FOR THE 2016-2022 PERIOD Muhammad Raihan Rafli
Journal of Management and Islamic Finance Vol. 4 No. 1 (2024): Journal of Management and Islamic Finance
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jmif.v4i1.8885

Abstract

In 2019, PT Sumber Alfaria Trijaya Tbk (AMRT), which is the holding company of Alfamart, acquired 75% of GLI shares with the aim of increasing cooperation between the company's shopping applications and promotional programs with membership programs that were developed by GLI. This study is to analyze the financial performance of PT Sumber Alfaria Trijaya Tbk 3 years before and 3 years after the acquisition with PT Global Loyalty Indonesia. This research adopts a comparative quantitative method and is analyzed using descriptive statistics. Financial performance is measured using 7 financial ratios including CR, TATO, NPM, ROA, ROE, EPS and DER. The results showed that the company's liquidity and solvency decreased, and the company's profitability increased.
ENHANCING DIGITAL TRANSACTION LITERACY FOR THE COMMUNITY: STRATEGIES AND IMPACTS Farida, Siti Afiata; Hendri Hermawan Adinugraha; M. Shulthoni
Journal of Management and Islamic Finance Vol. 4 No. 1 (2024): Journal of Management and Islamic Finance
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jmif.v4i1.8946

Abstract

This research aims to analyze the role of digital transaction literacy in improving financial understanding among the public. In this research method, researchers used a descriptive qualitative approach with data collection techniques through documentation from various sources such as books, journals, and related literature. The results show that digital transaction literacy plays an important role in improving people's understanding of online transactions, including understanding the basic concepts of online transactions, transaction security, consumer rights, technical skills, and attitudes and behaviors towards the use of digital technology. The implication of this research is the importance of digital transaction literacy socialization efforts, such as the National Non-Cash Movement (GNNT) program, to increase the understanding and use of non-cash transactions at all levels of society. Thus, this study contributes to expanding the understanding of the importance of digital transaction literacy and socialization efforts in improving the understanding and use of non-cash transactions in society, which in turn can make a positive contribution to the national economy. Keywords: Digital literacy, Digital transactions, Improvement, and Socialization of digital transaction literacy.
THE DYNAMICS OF ISLAMIC MICROFINANCE AWARENESS AND FINANCIAL LITERACY Nosheen, Safia; Iqbal, Javed; Yasser, Farah; Ali, Dr. Muhammad Kashif
Journal of Management and Islamic Finance Vol. 4 No. 1 (2024): Journal of Management and Islamic Finance
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jmif.v4i1.9341

Abstract

This study seeks to bridge the existing gap in the literature, offering a comprehensive analysis of the relationships among Islamic Microfinance Awareness, Financial Literacy, Trust in Financial Institutions, and Customer Access to Islamic Microfinance Products. Small enterprises have been targeted as a sample of Lahore city, Pakistan's second-largest city in terms of population and economic significance. The data is gathered through questionnaires and 256 responses collected from employees across diverse organizations, reinforcing the study's credibility. Partial Least Squares Structural Equation Modelling (PLS-SEM) used to achieve research goals. The study's results align with all the specified hypotheses, confirming the proposed relationships and shedding light on the interconnected dynamics between Islamic Microfinance Awareness, Financial Literacy, Trust in Financial Institutions, and Customer Access to Islamic Microfinance Products. This study investigates the lesser-known aspect of Islamic Microfinance Awareness, providing insights into its influence on consumer access and trust. The practical implications are outlined, proposing that policymakers and financial institutions implement targeted awareness campaigns and financial education initiatives. The research culminates in valuable recommendations for relevant parties, emphasizing the significance of establishing the confidence to promote increased consumer involvement with Islamic Microfinance offerings.
THE INFLUENCE OF RELIGIOSITY AND HALAL LABELING ON THE PURCHASE DECISIONS OF PACKAGED FOOD PRODUCTS Risma, Risma; Rusdiana; Lisda Aisyah
Journal of Management and Islamic Finance Vol. 4 No. 1 (2024): Journal of Management and Islamic Finance
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jmif.v4i1.9406

Abstract

This research aims to investigate consumer perceptions and behavior towards halal labels. Religiosity has a significant impact on various aspects of life, such as cultural beliefs and human behavior. This research is field research with a quantitative approach. Namely the type of research used to test theories through research variables and analyze data using statistical procedures. The sample used in this research was 98 people from the village of Tanjung Rema Martapura, Banjar Regency. The results of this research show that can be interpreted that the halal label and religiosity have a significant influence and has been proven to have a partial effect on purchasing decisions. The halal label has a more significant impact on purchasing decisions than religiosity due to reasons related to trust, convenience, and clarity in the offered product. The halal label provides clear assurance to consumers, as products with this label have gone through a certification process that ensures adherence to cleanliness, safety, and quality standards. This differs from religiosity, which is more subjective and tends to vary among individuals.
TESTING THE J-CURVE PHENOMENON ON INDONESIA'S TRADE BALANCE WITH THE FIVE BIGGEST TRADING PARTNERS Hamid, Muhammad Celvin; Tiara Nirmala; Imam Awaluddin
Journal of Management and Islamic Finance Vol. 4 No. 2 (2024): Journal of Management and Islamic Finance
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jmif.v4i2.9672

Abstract

The J-Curve is an assumption that exchange rate depreciation will improve a country's trade balance in the long term. This phenomenon occurs when exchange rate depreciation causes the trade balance to worsen in the short term. However, in the long term the trade balance will improve and increase permanently. This study aims to test whether the J-Curve phenomenon occurs in Indonesia's bilateral trade balance with the five largest trading partners using the Vector Autoregressive (VAR) method and in the observation period 2010.1-2022.12. The results of the analysis of the Impulse Response Function (IRF) show that the J-Curve phenomenon occurs in the trade balance model between Indonesia and Japan and the United States. Meanwhile, for Indonesia's trade balance with the European Union, exchange rate depreciation can improve the trade balance directly. For Indonesia's trade balance with China and Singapore, exchange rate depreciation improves the trade balance initially, but will worsen (inverted J-curve) in the long term so that the long-term impact of exchange rate depreciation on the trade balance is negative.