cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Andi Arif Rifa'i
Contact Email
andiarifrifai@iain-surakarta.ac.id
Phone
+6281335144151
Journal Mail Official
jmif.pascasarjana.iainsurakarta@gmail.com
Editorial Address
JMIF Secretariat Office; 1st floor of the Postgraduate Main Building of UIN Raden Mas Said Surakarta Address: Jl. Pakis - Daleman, Perkebunan, Wadung Getas, Kec. Wonosari, Kabupaten Klaten, Jawa Tengah 57471, (Kampus 2) Email: jmif.pascasarjana.iainsurakarta@gmail.com
Location
Kab. sukoharjo,
Jawa tengah
INDONESIA
Journal of Management and Islamic Finance
Published by Universitas Islam Negeri Raden Mas Said Surakarta
ISSN : 27979628     EISSN : 27979636     DOI : https://doi.org/10.22515/jmif
Core Subject : Religion, Economy, Social,
Religion Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice
Journal of Management and Islamic Finance (JMIF) openly welcomes scholar, postgraduate students, and practitioners to submit their best research articles that correspond to the topics. This journal covers textual and empirical, as well as classical and contemporary researchers on Islam. Papers are prioritized to but not limited to- researchers about Management and Islamic Finance in Indonesia. The scopes of accepted papers are: Management Islamic finance management marketing management Islamic business management Islamic finance Islamic economic Islamic economic & business Law
Arjuna Subject : Ilmu Sosial - Ilmu Sosial (Lain-Lain)
Articles 90 Documents
 5   6   7   8   9 
THE INFLUENCE OF FINANCIAL SELF EFFICACY ON THE BEHAVIOR OF FINANCIAL MANAGEMENT OF MSMEs WITH FINANCIAL LITERACY AS A MODERATION VARIABLE Ridha Ikbal, Ikhlasul; Hadady, Hartaty; Amiro, Suratno
Journal of Management and Islamic Finance Vol. 5 No. 1 (2025): Journal of Management and Islamic Finance
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jmif.v5i1.7243

Abstract

This study aims to examine the effect of Financial Self-Efficacy on Financial Management Behavior of SMEs with Financial Literacy as a moderating variable. This research uses a quantitative approach and involves the population of Small and Micro Enterprises (SMEs) street vendors of agricultural produce in traditional markets in Central Ternate City, North Maluku Province. The sample in this study consists of 100 respondents. The data analysis technique used is Structural Equation Modeling (SEM) using statistical software Smart PLS 4. The results of this study indicate that: (1) Financial Self-Efficacy has a significant positive influence on Financial Management Behavior; (2) Financial Literacy acts as a moderating variable and can strengthen the effect of Financial Self-Efficacy on Financial Management Behavior in a positive and significant way. This study emphasizes that an increase in financial self-efficacy, supported by adequate financial literacy, can encourage more effective financial management behavior among SME actors.
SHARIA CONTRACT IMPLEMENTATION IN PANYIURAN SHIP TRADING AT MUARA TEWEH PORT akbar, wahyu; Khairunnisa; Zainal Arifin; Aufa, Naufatti
Journal of Management and Islamic Finance Vol. 5 No. 1 (2025): Journal of Management and Islamic Finance
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jmif.v5i1.10156

Abstract

Trading is a lawful activity in Islam, requiring adherence to Sharia principles to ensure ethical and blessed business practices. Trade can occur through various mediums, including traditional markets, modern marketplaces, social media, and even merchant ships. Panyiuran ships serve as floating markets along the Barito River, Central Kalimantan, providing economic opportunities for traders and consumers in different villages. This study aims to analyze (1) the economic activities of traders on Panyiuran merchant ships, (2) the types of Sharia contracts applied in these trade transactions, and (3) the alignment of these activities with Islamic economic principles. This research employs a qualitative field study approach, utilizing purposive sampling to select participants, including three traders, one ship owner, one laborer, and three consumers. Data collection methods include observation, interviews, and documentation, analyzed through data reduction, presentation, and verification. Findings reveal that trade activities on Panyiuran ships resemble market transactions, with various goods being sold weekly in different locations. The applied Sharia contracts include Ijarah (rental agreements between traders and ship owners), Ujrah (wage contracts for laborers), and Ijab and Qabul (mutual consent in sales transactions). These activities comply with Islamic economic principles, particularly Muamalah Maddiyah and Muamalah Al-Adabiyyah, ensuring ethical trade practices.
HOW PRIVACY, SECURITY, AND REPUTATION PERCEPTIONS INFLUENCE REPURCHASE INTENTION: MEDIATING ROLE OF TRUST IN SHOPEE Miftahun Nadzir, Muhammad; Adam Fadilah, Rian
Journal of Management and Islamic Finance Vol. 5 No. 1 (2025): Journal of Management and Islamic Finance
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jmif.v5i1.11945

Abstract

This study aims to find out how privacy, security, and reputation perceptions influence repurchase intention the mediating role of trust in Shopee. The object of this study was e-commerce with a total sample of 205 respondents selected using the purposive sampling method. Data analysis techniques in this study used structural equation modeling (SEM) with the AMOS 21.0 analysis tool.  Based on the results of the study, it shows that perceptions of privacy, perceptions of security, and perceptions of reputation have a positive and significant effect on consumer confidence. Perceptions of privacy, perceptions of reputation, and perceptions of security have a positive and significant effect on repurchase intention. Consumer trust has a positive and significant effect on repurchase intention. Consumer trust mediates perceptions of privacy, perceptions of security, and reputational perceptions of repurchase intention. This research implies that systematically building trust is crucial, as it has been proven to be a mediating variable. This means that even if consumers have positive perceptions of privacy, security, and reputation, without strong trust, repurchase intention will not be optimal
THE IMPACT OF PERCEIVED BRAND INTERACTIVITY, SOCIAL MEDIA MARKETING, AND HALAL LABELING ON PURCHASING DECISIONS: THE MEDIATING ROLE OF TRUST IN TIKTOK SHOP Dyah Arfiyanti
Journal of Management and Islamic Finance Vol. 5 No. 1 (2025): Journal of Management and Islamic Finance
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jmif.v5i1.12179

Abstract

This study examines the influence of perceived brand interactivity, social media marketing, and halal labeling on purchasing decisions, with trust as a mediating variable. A total of 96 Hanasui cosmetic users in Salatiga City who had experience with the TikTok platform were selected through purposive sampling. Data analysis involved instrument testing, classical assumption testing, and path analysis. The results show that perceived brand interactivity has no significant effect on either trust or purchasing decisions. In contrast, social media marketing and halal labeling significantly and positively affect both trust and purchasing decisions. Furthermore, trust plays a pivotal role, not only directly influencing purchasing decisions but also mediating the effects of perceived brand interactivity, social media marketing, and halal labeling. These findings highlight that trust strengthens the effectiveness of social media marketing and halal labeling in shaping consumer behavior, while brand interactivity alone is insufficient to drive purchasing decisions. Among the variables tested, social media marketing and halal labeling emerged as the strongest predictors of purchasing decisions for Hanasui products on TikTok. Overall, this study underscores the strategic importance of building consumer trust through social media marketing and halal labeling in Indonesia’s digital marketplace.
EXPLORING MOBILE BANKING ADOPTION IN INDONESIAN ISLAMIC BANKS: AN APPLICATION OF THE UTAUT2 MODEL Mainata, Dedy; Septia, Rita; Giovani, Revi Mariska
Journal of Management and Islamic Finance Vol. 5 No. 1 (2025): Journal of Management and Islamic Finance
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jmif.v5i1.12193

Abstract

Users of smartphones, PDAs, or other mobile devices can independently perform financial transactions via mobile banking anytime and anywhere. This study aims to understand the factors influencing customer adoption and continued usage of mobile banking services in Indonesia by applying the Unified Theory of Acceptance and Use of Technology 2 (UTAUT2), which considers user experience, gender, age, and education level as moderating variables. Data were collected through a structured questionnaire distributed both online and offline to 226 users of Islamic bank mobile banking services in Indonesia. Selected using a non-probability purposive sampling method, targeting individuals with prior experience in using mobile banking. The sample consisted of respondents from various provinces across Indonesia, predominantly from Java and Kalimantan, with diverse backgrounds in terms of age (mainly aged 30–40 years). The data were analyzed using Smart PLS 4 software. The findings reveal that effort expectancy, habit, hedonic motivation, and social influence significantly influence the adoption and use of mobile banking services. The demographic analysis indicates that users with master’s degrees and those in the 30–40 age group are the most likely to adopt these services. These findings provide strategic insights for Islamic financial institutions aiming to maintain and enhance customer engagement with mobile banking. This study offers a novel contribution to academic discourse and delivers actionable recommendations for policymakers and banking practitioners to design inclusive and Sharia-compliant digital transformation strategies.
ISLAMIC BANK FINANCING ACCESS AND FINANCIAL LITERACY ON MSME GROWTH: DIGITAL LITERACY AS MODERATOR Abdillah Nurul Bahri; Muhammad Ridha Irsyadillah; Khoirul Anwar
Journal of Management and Islamic Finance Vol. 5 No. 1 (2025): Journal of Management and Islamic Finance
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jmif.v5i1.12230

Abstract

This study aims to analyze the influence of access to Islamic bank financing and Islamic financial literacy on the growth of MSMEs in Semarang City, as well as examine the role of digital literacy as a moderation variable. The background of this research is based on the low level of utilization of sharia financing and financial literacy by MSMEs actors, as well as the importance of digital literacy in supporting business success in the digital era. This study uses a quantitative approach with primary data collected through an online questionnaire and analyzed using the Partial Least Square (PLS) method through the SmartPLS application. The research sample consisted of 102 MSMEs actors selected based on the Slovin formula. The results of the study show that access to Islamic bank financing and Islamic financial literacy have a positive and significant influence on the growth of MSMEs. However, digital literacy does not have a direct effect on the growth of MSMEs and is also unable to moderate the relationship between access to financing and financial literacy to the growth of MSMEs significantly. This shows that digital literacy has not played an optimal role as a reinforcing variable in this context. This research provides important implications for Islamic financial institutions, local governments, and MSMEs actors in designing financial and digital capacity building strategies to encourage more sustainable and competitive business growth.  
THE EFFECT OF ECONOMIC GROWTH ON ISLAMIC BANKING PROFITABILITY IN THE PHILIPPINES Ibnohajad, Al-Ameen; Kawasan, Gary; Sali, Najeeb Razul
Journal of Management and Islamic Finance Vol. 5 No. 1 (2025): Journal of Management and Islamic Finance
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jmif.v5i1.12267

Abstract

This paper investigated the economic history of Islamic banks in the Philippines, particularly the effect of the economy on its profitability. Net income of the Islamic bank was used as proxy for the bank’s profitability while GDP per capita and inflation rate in the country were used as proxy to represent the economy. Each variable was composed of 68 data points starting from first quarter of 2002 to the fourth quarter of 2019. Using Vector Error Correction Model (VECM) it finds that there is no long-run relationship running from the economy to Islamic banking profitability. The short-run test revealed that there was enough evidence to show that both GDP per capita and inflation, statistically significantly affected the financial growth of the net income of Islamic banking in the Philippines. This study concluded that Islamic banking profitability is not only determined by its internal operations, but external economic factors also affected the Islamic bank in the country.
IS SHARIA MORTGAGE REALLY USURY-FREE? A CRITICAL REVIEW OF THE THREE MAZHAB OF ISLAMIC ECONOMICS Awaliyah, Siti Uswatun; Artanti, Sazkhia; Yulianti, Alifia Hanin; Mukti, Titania
Journal of Management and Islamic Finance Vol. 5 No. 1 (2025): Journal of Management and Islamic Finance
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jmif.v5i1.12297

Abstract

Sharia Home Ownership Loans (KPR) are an alternative for Muslims to own a house without the practice of usury. Unlike conventional interest-based mortgages, Islamic mortgages use muamalah contracts such as murabahah, istishna', ijarah muntahiyah bit tamlik, and musyarakah mutanaqisah. However, the similarity of the payment structure with conventional mortgages has led to criticism of its sharia validity. Thtis research uses a qualitative-descriptive approach through literature studies and case studies on three Islamic mortgage products in Indonesia. The analysis was conducted using a fiqhiyyah approach and reviewed from three madhhab of Islamic economic thought. The results show that despite fulfilling the formal provisions of sharia, substantively there is still debate. The development of Islamic mortgages needs to be directed towards achieving maqashid sharia and economic Keyword: Sharia Mortgage, Usury, Islamic Economics, Islamic Economic Madhhabs
WORKPLACE SPIRITUALITY IN ISLAMIC EDUCATIONAL INSTITUTIONS IN CENTRAL LAMPUNG REGENCY kurniawan, wakib; Andrianto, Dedi; Mu’amalah, Husnul; Sari, Nurdiana; Najah, Safiratun
Journal of Management and Islamic Finance Vol. 5 No. 1 (2025): Journal of Management and Islamic Finance
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jmif.v5i1.12347

Abstract

This study aims to validate a contextualized Islamic Workplace Spirituality Scale (IWSS) specifically designed for Islamic educational institutions in Indonesia. The instrument incorporates three core spiritual dimensions derived from Islamic teachings—taqorrub (devotion to Allah), muroqobah (spiritual self-awareness), and istiqomah (steadfastness)—which are operationalized into 10 measurable indicators. Using a cross-sectional survey, data were collected from 354 teachers across various Islamic education levels in Central Lampung Regency. The validity and reliability of the instrument were assessed using Exploratory and Confirmatory Factor Analysis (EFA and CFA) with SmartPLS 3.0. The results confirmed that the instrument is both valid and reliable, making it suitable for measuring workplace spirituality within Islamic education settings. Key findings indicate that teachers exhibit a high level of workplace spirituality, with taqorrub emerging as the strongest dimension. This suggests that spiritual values play a central role in shaping teachers’ professional behavior and motivation. The study underscores the importance of integrating spiritual development into human resource strategies to enhance organizational effectiveness and efficiency. However, its scope is limited to a single district, highlighting the need for broader studies across multiple regions or countries to increase generalizability
THE INFLUENCE OF CONTENT QUALITY ON WILLINGNESS TO PAY A PREMIUM PRICE FOR VIDEO STREAMING SERVICES: THE MEDIATING ROLE OF BRAND TRUST AMONG VIU USERS IN INDONESIA Rosnaeni; Hidayanti, Ida; Zain, Zandy Pratama
Journal of Management and Islamic Finance Vol. 5 No. 1 (2025): Journal of Management and Islamic Finance
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jmif.v5i1.12573

Abstract

This study aims to determine the effect of content quality on willingness to pay a premium price through brand trust among Viu users in Indonesia. This research is quantitative research. The population in this study are users of Viu premium in Indonesia. The number of samples in this study were 119 respondents. The data was processed using the Structural Equation Modeling (SEM) with Smart Partial Least Square (Smart-PLS) version 4.0 as a statistical program. The results of this study show that, content quality does not directly influence willingness to pay a premium price. Meanwhile, content quality positively and significantly effect on brand trust, which in turn significantly drives consumers' willingness to pay a premium price. This research demonstrates brand trust's crucial mediating role. The implications of this study highlight the importance of a strategic approach for video streaming service providers that not only focuses on content quality but also on building and maintaining brand trust. This can be achieved through marketing strategies that emphasize core brand values, such as transparency, reliability, and a commitment to quality, as a strategy to increase willingness to pay premium price.

Page 9 of 9 | Total Record : 90

 5   6   7   8   9 

Filter by Year

2021 2025


Reset
Filter By Issues
All Issue Vol. 5 No. 1 (2025): Journal of Management and Islamic Finance Vol. 4 No. 2 (2024): Journal of Management and Islamic Finance Vol. 4 No. 1 (2024): Journal of Management and Islamic Finance Vol. 3 No. 2 (2023): Journal of Management and Islamic Finance Vol. 3 No. 1 (2023): Journal of Management and Islamic Finance Vol. 2 No. 2 (2022): Journal of Management and Islamic Finance Vol. 2 No. 1 (2022): Journal of Management and Islamic Finance Vol. 1 No. 2 (2021): Journal of Management and Islamic Finance Vol. 1 No. 1 (2021): Journal of Management and Islamic Finance