cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Ach. Yasin
Contact Email
jurnalekis@unesa.ac.id
Phone
+6281299000979
Journal Mail Official
jurnalekis@unesa.ac.id
Editorial Address
Jl. Ketintang No.2, Ketintang, Kec. Gayungan, Kota SBY, Jawa Timur 60231
Location
Kota surabaya,
Jawa timur
INDONESIA
Jurnal Ekonomika dan Bisnis Islam
Published by Universitas Negeri Surabaya
ISSN : -     EISSN : 2686620X     DOI : https://doi.org/10.26740/jekobi
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal Ekonomika dan Bisnis Islam mencakup studi ilmu Ekonomi Islam yang terdiri dari: Ekonomi dan Bisnis Islam Kewirausahaan Islam Zakat dan Wakaf Akuntasni Syariah Keuangan dan Perbankan Syariah
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 350 Documents
 31   32   33   34   35 
MODEL KOPERASI ISLAM DARI BEBERAPA NEGARA MUSLIM DAN NON MUSLIM Amalia, Hani Khairo; Hidayat, Rofik
Jurnal Ekonomika dan Bisnis Islam Vol 8 No 1 (2025): April
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v8n1.p113-128

Abstract

This study explores the Islamic cooperative model, which is gaining increasing attention in the global economy, particularly among member countries of the Organization of Islamic Cooperation (OIC). Islamic economic principles, which emphasize social values, justice, and community empowerment, face challenges such as low human resource quality, limited capital, inadequate managerial capabilities, and low member awareness. With the rapid growth of cooperatives in various countries, new challenges and opportunities have emerged in developing cooperative models that align with Islamic economic principles while integrating local values and culture. This study aims to explore and analyze successful cooperative models implemented in several countries and investigate strategies and innovations for the sustainable and inclusive development of Islamic cooperatives. Using bibliometric and content analysis, this research finds that several Muslim and non-Muslim countries have developed innovative Islamic cooperative models. Integration with fintech can enhance efficiency and financial inclusion. Islamic cooperatives have demonstrated positive impacts on the economic and social welfare of communities. Recommendations include fostering innovation, promoting international collaboration, providing government policy support, and enhancing education and promotion to improve understanding and acceptance of Islamic cooperatives. Future research is suggested to conduct comparative studies, explore technology integration, and assess long-term impacts to expand the understanding of Islamic cooperative models and their potential.
Analisis Kritis Teori Penetapan Harga Adam Smith Rochma Aulia Supandi; Khoirul Umam
Jurnal Ekonomika dan Bisnis Islam Vol 8 No 1 (2025): April
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v8n1.p70-78

Abstract

This study aims to provide a critical analysis of Adam Smith's pricing concept from an Islamic economic perspective and offer a new framework for its Islamization. Although previous studies have discussed Islamic critiques of Smith's theory, most have been limited to descriptive comparisons without offering an integrated model for its application. This study differs by systematically mapping the components of Smith's pricing theory the role of the market, the role of government, business ethics, objectives, and pricing mechanisms and then reconstructing them into a practical Islamic pricing framework grounded in the principles of the Qur'an, hadith, and classical fiqh thought. This study employs a qualitative literature review method by synthesizing primary and secondary literature, categorizing concepts, and reinterpreting them through Islamic jurisprudence. The resulting framework not only highlights the theoretical gap between Smith's perspective and Islamic economics but also provides a structured reinterpretation that can be directly applied by policymakers and economic actors to ensure pricing practices align with Islamic ethical and legal standards.
Analisis Kinerja Divisi Penghimpunan di Lazisnu Kabupaten Mojokerto Ulin Nuha, Mohamad; Suryaningsih, Sri Abidah
Jurnal Ekonomika dan Bisnis Islam Vol 8 No 1 (2025): April
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v8n1.p129-140

Abstract

Nahdlatul Ulama' as the largest Islamic organization in Indonesia has a large mass base. The potential of zakat, infaq and shodaqoh (ZIS) funds is also estimated to be directly proportional to the amount of time. Lazisnu as an institution that is part of nahdlatul ulama' has the responsibility to manage these funds, including to collect them. Therefore, the fundrising division is the main focus in this study. One of the lazisnu service offices is Lazisnu Mojokerto Regency. This study aims to determine the performance and evaluation of the fundrising division in Lazisnu Mojokerto Regency by using a qualitative approach through data collection through observation, interviews and documentation. The results of this study show that Lazisnu Mojokerto Regency in the performance of its fundrising division prioritizes direct fundrising through formation UPZIS and JPZIS, but also continues to carry out indirect fundrising, although not optimally. The performance of the fundrising division still needs to be improved through evaluation and also by setting targets. The tradition of distributing zakat, especially zakat fitra, must also be a spesial focus through understanding and socialization.
Pengaruh Label Halal dan Konformitas terhadap Keputusan Pembelian Produk McDonald's yang Terafiliasi Israel pada Mahasiswa di Surabaya Yasmin, Putri Alia; Susilowati, Fitriah Dwi
Jurnal Ekonomika dan Bisnis Islam Vol 8 No 1 (2025): April
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v8n1.p79-91

Abstract

Indonesia, as a country with a Muslim-majority population, places the halal label as an important factor in purchasing decisions. However, there is a gap between halal awareness and the actual consumption behavior of students amid the issue of boycotting products affiliated with Israel. The aim of this research is to analyze the influence of halal labeling and conformity on purchasing decisions for McDonald's products affiliated with Israel among students in Surabaya. This research method uses quantitative methods with data sources using questionnaires distributed online. Sampling using purposive sampling technique with 100 respondents. The technique used in data analysis is multiple linear regression in SPSS 30 software. In this research, the results showed that there was an influence between halal labeling and conformity on the decision to purchase Israeli-affiliated McDonald's products among students in Surabaya. This shows that students studying in Surabaya in consuming McDonald's products still consider halal labeling in accordance with their responsibilities as Muslims who are openly ordered by Allah, as well as the influence of social groups to decide on purchases in adjusting consumption behavior through product preferences to be consumed
PENGARUH TOTAL PEMBIAYAAN, DANA PIHAK KETIGA (DPK), DAN NON-PERFOMING FINANCING (NPF) TERHADAP PROFITABILITAS (ROE) PT. BANK MUAMALAT INDONESIA TBK. PERIODE 2014-2024 Putri, Diva Carrisa; Indrarini, Rachma
Jurnal Ekonomika dan Bisnis Islam Vol 8 No 1 (2025): April
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v8n2.p20-32

Abstract

Bank Muamalat as a growing Islamic bank, BMI faces challenges in increasing its profitability by as-sessing the effectiveness of equity management and identifying strategies that can improve financial performance. This study aims to analyze the effect of Total Financing, Third Party Funds (DPK), and Non-Performing Financing (NPF) on Profitability (Return on Equity / ROE) at PT Bank Muamalat Indo-nesia Tbk during the period 2014-2024. The research method used is associative quantitative, with secondary data in the form of quarterly financial reports of Bank Muamalat which are analyzed using Multiple Linear Regression through SPSS software. The results showed that Total Financing has a positive and significant effect on ROE, while DPK and NPF have a negative and significant effect on ROE. Simultaneously, Total Financing, DPK, and NPF have a significant effect on ROE. This finding confirms that an increase in financing can increase profitability, but high credit risk (NPF) and less than optimal DPK management can reduce the return on equity (ROE). Therefore, Bank Muamalat needs to optimize financing strategies, improve the efficiency of DPK management, and strengthen credit risk mitigation to increase profitability and competitiveness in the Islamic banking industry.
PERAN HOME INDUSTRY KRECEK DALAM MENINGKATKAN KEMANDIRIAN EKONOMI PEKERJA PEREMPUAN KABUPATEN KEDIRI Nur Puspita Sari, Fadia Rizky; Suryaningsih, Sri Abidah
Jurnal Ekonomika dan Bisnis Islam Vol 8 No 1 (2025): April
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v8n1.p92-101

Abstract

Home industry has an important role in boosting the country's economy. It helps improve the community's economy by creating jobs and increasing people's income. This research aims to analyze the role of the krecek home industry in increasing the economic independence of female workers and to analyze the economic independence of female workers who work in the krecek industry. This research is qualitative research with a descriptive approach which is analyzed using data reduction and based on technical triangulation as a test of data validity. The results of this research show that the krecek home industry has a role in increasing the economic independence of female workers. This can be seen from the increase in income and economy experienced by female workers and they become more responsible and have initiative when solving problems they experience. In terms of economic independence, female workers here cannot yet be called completely financially independent, this is because they are still dependent on consumer debt, do not understand cash flow management, do not have investments because the wages they are given are still not fully sufficient for their needs.
Analisis Faktor-Faktor yang Mempengaruhi Minat Deposito Mudharabah di Bank Syariah Indonesia (BSI) di Jawa Timur Fatikhul Islam, Akhlis; Yasin, Ach
Jurnal Ekonomika dan Bisnis Islam Vol 8 No 2 (2025): Agustus
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v8n2.p1-19

Abstract

Islamic banking in Indonesia, especially in East Java, has enormous potential due to the dominant Muslim population that can contribute significantly to the regional economy. However, the level of public participation in using Islamic banking services, especially mudharabah savings, remains low. Therefore, an in-depth study is needed to understand the factors that influence the decision to choose mudharabah deposits in Bank Syariah Indonesia. The purpose of this study is to analyze the factors that can influence the interest of the people of East Java in using mudharabah deposits at Bank Syariah Indonesia (BSI). The method used is a quantitative approach with SEM-PLS analysis. Data was obtained through questionnaires distributed to the people of East Java, resulting in 289 samples for analysis. The results of the analysis indicate that interest in BSI mudharabah deposits is significantly influenced by the variables of attitude toward behavior, religiosity, and risk perception. On the other hand, the variables of subjective norm and perceived behavioral control have not been able to exert a significant influence on interest in BSI mudharabah deposits.
Bisakah Bank Muamalat Indonesia Menghindari Kesulitan Keuangan? Sebuah Investigasi Teori Model Springate Rafiqi, Iqbal; Afifah Nadhirah; Faizah, Maftuhatul
Jurnal Ekonomika dan Bisnis Islam Vol 8 No 1 (2025): April
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v8n1.p153-171

Abstract

Previous studies on financial distress in Islamic banking have tended to use broad samples. In contrast, this research specifically analyses the potential for financial distress at Bank Muamalat Indonesia, a leading Islamic bank which has recently undergone restructuring. The main objective is to examine how four financial ratios — Return on Assets (ROA), Return on Equity (ROE), Operational Costs to Operating Income (BOPO) and Financing to Deposit Ratio (FDR) influence the bank's financial distress. Additionally, the Springate Model is applied to predict the bank's financial distress during the period from 2016 to 2022, providing dual validation for the findings. A descriptive quantitative methodology was employed, with data sourced from Bank Muamalat Indonesia's quarterly financial statements. Multiple regression analysis indicates that the four financial ratios have no significant effect on financial distress, either partially or simultaneously (p-value > 0.05). Furthermore, analysis using the Springate Model is consistent with these findings. During the observation period, Bank Muamalat Indonesia's S-score consistently remained above 0.862, indicating healthy and stable financial conditions and suggesting that the bank is not predicted to experience financial distress
PENGARUH LITERASI KEUANGAN DAN PENDAPATAN PERKAPITA TERHADAP KONSUMSI RUMAH TANGGA DI INDONESIA: ANALISIS EKONOMI ISLAM Wahab, Abd; Suprayitno, Aryadimas; Athallah Susanto, Arva; Rusgianto, Sulistya
Jurnal Ekonomika dan Bisnis Islam Vol 8 No 2 (2025): Agustus
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v8n2.p20-35

Abstract

The decline in people's purchasing power and weakening household consumption growth in recent years pose serious challenges for the Indonesian economy. Financial literacy and income inequality are thought to be factors that influence people's consumption behavior. This study aims to analyze the effect of financial literacy and per capita income on household consumption in Indonesia from an Islamic economic perspective. A quantitative approach was used with panel data regression analysis through the Fixed Effect Estimated Generalized Least Squares (EGLS) model. The data used was secondary data from 34 provinces in Indonesia for the three periods of 2016, 2019, and 2022, sourced from the Financial Services Authority (OJK) and the Central Statistics Agency (BPS). The results of the study show that financial literacy and per capita income have a positive and significant effect on household consumption, which means that the higher the level of literacy and income, the greater the level of consumption. These findings emphasize the importance of improving financial literacy as an effort to strengthen household financial welfare. From an Islamic economic perspective, the results of this study emphasize the importance of fair, balanced, and socially oriented consumption behavior as a manifestation of the implementation of the maqashid sharia principle, which will encourage wiser and more sustainable household financial management.
Analisis Strategi Pemasaran Syariah Berbasis Maqashid Syariah Pada Penjualan Produk Pakaian Muslimah di Branded Moslemwear Aini, Atica Qurrotun; Indrarini, Rachma
Jurnal Ekonomika dan Bisnis Islam Vol 8 No 2 (2025): Agustus
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v8n2.p65-75

Abstract

This study aims to analyze the marketing strategy sharia based on maqashid sharia in the sale of Muslim clothing products at Branded Moslemwear. The study used a qualitative approach with a case study method, where data was collected through interviews, observations, and documentation, then analyzed using NVivo software. The results showed that Branded Moslemwear implemented a marketing strategy based on the 4P marketing mix (Product, Price, Place, Promotion) which was adjusted to the principles of maqashid sharia, namely maintaining religion (hifzh al-din), soul (hifzh al-nafs), wealth (hifzh al-mal), reason (hifzh al-aql), and descendants (hifzh al-nasl). The product strategy is focused on halal, comfortable, and sharia-compliant Muslim clothing. Prices are set fairly by paying attention to quality and providing discounts. Distribution is carried out through physical stores, online platforms, and resellers to expand market reach. Promotion is carried out transparently through social media and marketplaces, with education about the importance of dressing in accordance with sharia. The implementation of maqashid sharia in marketing not only increases business profits but also creates blessings and welfare for customers.

Page 34 of 35 | Total Record : 350

 31   32   33   34   35 

Filter by Year

2018 2025


Reset
Filter By Issues
All Issue Vol 8 No 3 (2025): Desember On Process Vol 8 No 2 (2025): Agustus Vol 8 No 1 (2025): April Vol 7 No 3 (2024): Desember Vol 7 No 2 (2024): Agustus Vol 7 No 1 (2024): April Vol 6 No 3 (2023): Desember Vol 6 No 2 (2023): Agustus Vol 6 No 1 (2023): April Vol 5 No 3 (2022): Desember Vol 5 No 2 (2022): Agustus Vol 5 No 1 (2022): April Vol 4 No 3 (2021): Desember Vol 4 No 2 (2021): Agustus Vol 4 No 1 (2021): April Vol 3 No 3 (2020): Desember Vol 3 No 2 (2020): Agustus Vol 3 No 1 (2020): April Vol 2 No 3 (2019): December Vol 2 No 2 (2019): Agustus Vol 2 No 1 (2019): April Vol 1 No 3 (2018): December Vol 1 No 2 (2018): Agustus Vol 1 No 1 (2018): April More Issue