cover
Contact Name
Ach. Yasin
Contact Email
jurnalekis@unesa.ac.id
Phone
+6281299000979
Journal Mail Official
jurnalekis@unesa.ac.id
Editorial Address
Jl. Ketintang No.2, Ketintang, Kec. Gayungan, Kota SBY, Jawa Timur 60231
Location
Kota surabaya,
Jawa timur
INDONESIA
Jurnal Ekonomika dan Bisnis Islam
ISSN : -     EISSN : 2686620X     DOI : https://doi.org/10.26740/jekobi
Core Subject : Economy,
Jurnal Ekonomika dan Bisnis Islam mencakup studi ilmu Ekonomi Islam yang terdiri dari: Ekonomi dan Bisnis Islam Kewirausahaan Islam Zakat dan Wakaf Akuntasni Syariah Keuangan dan Perbankan Syariah
Articles 350 Documents
FAKTOR-FAKTOR PENENTU PROFITABILITAS DENGAN PERAN KECUKUPAN MODAL SEBAGAI INTERVENING PADA BANK SYARIAH Pertiwi, Tanza Dona; Kholison, Rohmatul Farokhah; Rusgianto, Sulistya
Jurnal Ekonomika dan Bisnis Islam Vol 7 No 2 (2024): Agustus
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v7n2.p43-63

Abstract

Banks' operational quality heavily depends on their financial performance, which serves as a primary parameter for assessing their contribution to the economy and social welfare. This study looks at how financing risk (NPF), third-party funds (DPK), efficiency (BOPO), and liquidity (FDR) affect profitability (ROA), with capital adequacy ratio (CAR) being a variable that works in between for Islamic banks. The findings, which were conducted on a sample of 12 Islamic banks in Indonesia during the 2019–2023 period using quarterly data, indicate that NPF and DPK are not significant to ROA but influence CAR. BOPO negatively affects ROA, while FDR is not significant to ROA but significant to CAR. CAR acts as an intervening variable, strengthening the relationship between these factors and ROA. This underscores the need for Islamic banks to pay greater attention to managing financing risk, third-party funds, operational efficiency, and liquidity to maintain the balance between capital and profitability. The implications of this study underscore the critical importance of risk and capital management in Islamic banking, as success in these areas will impact the sector's competitiveness and contribution.
English English Suprayitno, Aryadimas; Rusgianto, Sulistya; Arifin, Samsul
Jurnal Ekonomika dan Bisnis Islam Vol 7 No 2 (2024): Agustus
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v7n2.p33-42

Abstract

Poverty is a problem in developing countries resulting from the dualism of modern sector development that provides limited employment opportunities. The handling of the problem can be done by multidimensional policies based on economic and non-economic aspects. This study aims to analyze the effect of digitalization, foreign investment, education, economic growth, and Islamic banks partially on poverty in Indonesia. The object of observation is 33 provinces in Indonesia over 10 years from 2012 to 2021 and processed with static panel regression. The results showed that digitalization, foreign direct investment, and education have a negative significant effect on poverty. On the other hand, Islamic bank has negative and insignificant effect on poverty. Economic growth has a positive and significant effect on poverty. The implication of this research is that strengthening digital infrastructure and expanding access to education can have a positive impact on investment, while economic growth can in turn reduce poverty. This research contributes to providing recommendations on how strengthening digital infrastructure and wider access to education can reduce poverty in Indonesia.
Pengaruh Emotional Polarity, Argument Quality, dan Presentation Modality Terhadap Perceived Review Helpfulness dan Trust In Muslim Fashion Review pada E-Commerce Shopee Prasetyo, Denise Natashya; Susilowati, Fitriah Dwi
Jurnal Ekonomika dan Bisnis Islam Vol 7 No 2 (2024): Agustus
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v7n2.p88-103

Abstract

The development of digital technology makes it easier for consumers to shop online, but raises consumer doubts about the products they want to buy. To overcome this, consumers rely on online reviews. This study examines the effect of differences in emotional polarity, argument quality, and presentation modality on perceived review helpfulness and trust in reviews on Muslim fashion at Shopee E-commerce using ANOVA analysis techniques and simple linear regression tests. The results showed that reviews with emotional mix-neutral, strong argument, and rich modality were more helpful than positive emotional, weak argument, and lean modality. In addition, perceived review helpfulness affects trust in reviews. Marketers can increase perceived review helpfulness by encouraging reviews that consist of positive and negative product details, strong arguments and use high modality.
PENGARUH FACTOR SOCIAL, STORE ENVIRONMENT DAN SHOPPING LIFESTYLE TERHADAP IMPULSIF BUYING KONSUMEN MUSLIM PADA MATAHARI DEPARTMENT STORE ROYAL PLAZA SURABAYA Ayuni, Devi; Fikriyah, Khusnul
Jurnal Ekonomika dan Bisnis Islam Vol 7 No 2 (2024): Agustus
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v7n2.p207-219

Abstract

We often encounter impulse purchases in everyday life. This research aims to identify the influence of social factors, store environment and shopping lifestyle on impulsive buying of Muslim consumers at Matahari Department Store Royal Plaza Surabaya. This research uses a quantitative research method with an associative approach and uses a non-probability sampling technique with a purposive sampling technique. The type of data in this research uses primary data and is collected through distributing questionnaires with Likert scale measurements. The analysis technique used to test the hypothesis uses SmartPLS 4. The research results show that partially the social factors and shopping lifestyle variables have a positive and significant effect on consumer impulse buying. Meanwhile, the store environment variable has no significant effect on consumer impulse buying. This shows that consumers need recommendations from others to buy a product and make purchases that suit their lifestyle and financial capabilities. Recommendations from others are important because they increase consumer trust in the product.
PENGARUH PERSEPSI KEMUDAHAN PENGGUNAAN, RELIGIUSITAS, DAN KEPERCAYAAN TERHADAP MINAT PENGGUNAAN MOBILE BANKING BANK SYARIAH PADA MASYARAKAT PEDESAAN KABUPATEN SIDOARJO Andini, Annisa Putri; Indrarini, Rachma
Jurnal Ekonomika dan Bisnis Islam Vol 7 No 2 (2024): Agustus
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v7n2.p158-171

Abstract

Technological developments have entered the Islamic financial industry, causing transaction activities that can be carried out online, one of which is through Mobile Banking at Islamic Banks. This study aims to examine the Perceived ease of use, Religiosity, and Trust in the interset in using Islamic Bank Mobile Banking at Sidoarjo community. The study used a quantitative method with an assosiative approach. The data used in this reseacrh were obtained from questionnaire with total total of 170 respondents from sampling using purposive sampling. The data analyzed using Structural Equation Modelling-Partial Least Square (SEM-PLS). The results in this study state that the perceived ease of use does not have a significant effect on the interest in using Islamic Bank Mobile Banking because the public already understands that using mobile banking can provide convenience in all transactions so whether the mobile banking system is easy or not does not affect the public to use mobile banking, religiosity has a significant positive effect on the interest in using Islamic Bank Mobile Banking so that religiosity affects the actions of the public to use or use a product including the use of services from Islamic banking, namely mobile banking, and trust in Mobile Banking has a significant positive effect on the interest in using Islamic Bank Mobile Banking because the public understands that the use of mobile banking is based on a sense of trust that the service is reliable.
Pengaruh Sertifikasi Halal, Halal Awareness, dan Religiusitas Terhadap Keputusan Pembelian Produk Mixue Ice Cream & Tea di Kabupaten Lamongan Sulistyani, Riris Dewi; Fahrullah,
Jurnal Ekonomika dan Bisnis Islam Vol 7 No 2 (2024): Agustus
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v7n2.p172-188

Abstract

Purchasing decisions for halal products are increasingly becoming a concern for consumers, especially in Indonesia with a majority Muslim population. This study aims to analyze the effect of halal certification, halal awareness and religiosity on purchasing decisions for Mixue Ice Cream & Tea products in Lamongan Regency. The research method used is quantitative with data collection techniques through questionnaire surveys distributed to 100 respondents and selected based on certain criteria using purposive sampling techniques. The results showed that the halal certification variable partially had no effect on purchasing decisions, while the halal awarenenss and religiosity variables partially had a positive and significant effect on purchasing decisions. The results of the F test show that the variables of halal certification, halal awareness, and religiosity simultaneously have a positive and significant effect on purchasing decisions. The conclusion of this study emphasizes the importance of these three factors in influencing consumer decisions to buy halal products.
APAKAH FITUR SHOPEE LIVE, RELIGIUSITAS, DAN GAYA HIDUP MEMPENGARUHI PERILAKU KONSUMSI ISLAM? Fayi Azzahra, Almirah; Canggih, Clarashinta
Jurnal Ekonomika dan Bisnis Islam Vol 7 No 2 (2024): Agustus
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v7n2.p75-87

Abstract

Shopping that previously required consumers to come directly to the shopping place, can now be done by shopping online via the live streaming feature. The aim of this research is to analyze the influence of the Shopee Live feature, religiosity and lifestyle on the Islamic consumption behavior of the people of the city of Surabaya. The research method uses quantitative methods with primary data sources obtained from distributing questionnaires online. Sampling used purposive sampling technique with a total of 125 respondents. The technique used in data analysis is structural equation modeling- partial least squares (SEM-PLS) in SmartPLS 4 software. The results of the research show that there is a significant influence on the Shopee Live feature and religiosity on Islamic consumption behavior, while lifestyle has no effect on behavior. Islamic consumption. This shows that the promotion on Shopee Live does not make people shop because they want to and continue to behave in Islamic consumption.
Pengaruh Halal Lifestyle dan Product Bundling Terhadap Minat Beli Ulang dengan Mediasi Keputusan Pembelian Pada Produk Skincare Halal Ummah, Halizah Faridatul; Fikriyah, Khusnul
Jurnal Ekonomika dan Bisnis Islam Vol 7 No 2 (2024): Agustus
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v7n2.p189-106

Abstract

The existence of a product bundling strategy and the necessity of implementing a halal lifestyle in Islam are things that must be considered when purchasing a product. The aim of this research is to analyze the influence of halal lifestyle and product bundling on repurchase intention by mediating purchasing decisions on halal skincare product. The research method uses quantitative methods using purposive sampling technique with a total of 133 respondents who were analyzed using SEM-PLS 4.0. The results of this research show that halal lifestyle and product bundling influence purchasing decisions, halal lifestyle and product bundling influence repurchase intention with decision mediation purchase. The result of this study are used as an appeal, especially for Muslim communities, to be more careful and not be tempted by cheap prices before buying halal skincare products. And this study can be used as literature related to halal lifestyle and product bundling on repurchase interest with purchasing decision mediation.
PENGARUH HALAL AWARENESS DAN ISLAMIC BRANDING TERHADAP KEPUASAN KONSUMEN MELALUI KEPUTUSAN PEMBELIAN AMDK MAAQO MASYARAKAT MUSLIM JOMBANG Amalia, Nur Halizatul; Nurafini, Fira
Jurnal Ekonomika dan Bisnis Islam Vol 7 No 2 (2024): Agustus
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v7n2.p121-134

Abstract

Consumer demand for halal food and beverages is increasing as the Muslim population Consumer demand for halal food and beverage needs is increasing as the Muslim population grows. Muslim communities who have knowledge about halal play an important role in the demand for halal products. So that makes business people have to consider halal aspects in their products. This study aims to analyze the effect of halal awareness and islamic branding on customer satisfaction through purchasing decisions for Maaqo brand bottled drinking water by Muslim communities in Jombang Regency. The data were analyzed using the SEM-PLS technique. The data used is primary data through distributing questionnaires. The research sample amounted to 130 respondents with certain criteria using purposive sampling technique. The results of this study indicate that halal awareness affects purchasing decisions. Halal awareness has no effect on customer satisfaction. Islamic branding affects purchasing decisions. Islamic branding has no effect on customer satisfaction. Purchasing decisions affect customer satisfaction. Halal awareness affects customer satisfaction through purchasing decisions. Islamic branding affects customer satisfaction through purchasing decisions for Maaqo brand bottled drinking water products. These results indicate that the Muslim community of Jombang district makes halal awareness and Islamic branding a determinant of customer satisfaction when through purchasing decisions for bottled water products.
PENGARUH INFLUENCER DAN HARGA TERHADAP KEPUTUSAN PEMBELIAN KONSUMEN PADA PRODUK PASMINA DI INDONESIA Savitri, Dien; Fikriyah, Khusnul
Jurnal Ekonomika dan Bisnis Islam Vol 7 No 2 (2024): Agustus
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v7n2.p64-74

Abstract

The development of fashion trends, the desire to make purchases has increased even for items that are not truly needed. The purpose of this research is to identify and analyze the effect of influencers and price on the purchasing decisions of pashmina products in Indonesia. The quantitative method is used in this research, with primary data sources obtained through the distribution of online questionnaires. This study uses purposive sampling technique with a total of 106 respondents. The analysis in this study uses SEM-PLS analysis technique aided by Smartpls 4.0 software. From the testing and analysis conducted, this study finds that influencers and price have a significant influence on consumer purchasing decisions for pashmina products in Indonesia. The implication of the results of this research is that companies that use influencer services can provide quality content with their own characteristics to be able to have a positive impact on pashmina sales. Apart from that, affordable prices must be maintained in order to attract consumer interest.