cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Arif Dwi Hartanto
Contact Email
arif.hartanto@unmer.ac.id
Phone
+6281331350416
Journal Mail Official
jrei@unmer.ac.id
Editorial Address
Terusan Dieng Street 62-64, Sukun, Malang City, East Java, 65146, Indonesia
Location
Kota malang,
Jawa timur
INDONESIA
Journal of Regional Economics Indonesia
Published by Universitas Merdeka Malang
ISSN : -     EISSN : 27235769     DOI : 10.26905/jrei
Core Subject : Economy,
Economics, Econometrics & Finance
The Journal of Regional Economics Indonesia welcomes studies on the themes of development economics, especially those concerning four main issues, namely: (i) regional finance; (ii) banking; (iii) human resources; and (iv) regional / spatial economics. These four issues are obtained through empirical writing and ideas (literature review). The main objective is to provide a sharp analytical related to efforts to develop development economics. The objectives of the journal are expected to be able to contribute to the literature as well as practically.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 90 Documents
 5   6   7   8   9 
Analyzing the Impact of Macroeconomic Conditions on Third-Party Funds at Bank BCA: A Comprehensive Empirical Study Sari, Sherly; Fisabilillah, Ladi Wajuba Perdini
Journal of Regional Economics Indonesia Vol. 6 No. 1 (2025): FEBRUARI 2025
Publisher : University Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jrei.v6i1.15205

Abstract

This study aims to investigate the impact of macroeconomic conditions on third-party funds at Bank BCA. The independent variables analyzed include inflation, the US Dollar exchange rate, and interest rates, while the dependent variable is the third-party funds from 2016 to 2021. Employing multiple linear regression analysis through EViews 9, the findings reveal that the independent variables collectively exert a significant influence on third-party funds at Bank BCA. Specifically, inflation demonstrates a negative correlation with third-party funds, indicating that rising inflation adversely affects deposit levels. Conversely, the US Dollar exchange rate shows a positive relationship, suggesting that a stronger dollar enhances third-party fund accumulation. Additionally, interest rates negatively impact third-party funds, highlighting the sensitivity of depositors to changes in interest rates. These results underscore the importance of macroeconomic stability in fostering a conducive environment for bank deposits, particularly in the context of Bank BCA.
Optimizing Regional Revenue: The Impact of Taxes, Levies, GRDP, and Population Dynamics in East Java's Regencies Puri, Salmadella Regita; Restikasari, Wenny
Journal of Regional Economics Indonesia Vol. 6 No. 1 (2025): FEBRUARI 2025
Publisher : University Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jrei.v6i1.15210

Abstract

This study investigates the factors influencing regional revenue in East Java's regencies, focusing on the roles of taxes, levies, Gross Regional Domestic Product (GRDP), and population dynamics. Utilizing a quantitative approach, the research analyzes data from various regencies over a specified period, employing multiple regression analysis to assess the relationships between the independent variables and regional revenue. The findings reveal that both taxes and levies significantly contribute to increasing regional revenue, while GRDP demonstrates a positive correlation, indicating that economic growth enhances revenue generation. Additionally, population dynamics are shown to influence regional revenue, with higher population densities leading to increased tax and levy collections. The study underscores the importance of effective tax policies and economic planning in optimizing regional revenue, providing valuable insights for policymakers aiming to enhance fiscal sustainability in East Java. Future research is recommended to explore the impact of additional socio-economic factors on regional revenue generation.  
The Impact of GDP per Capita, Intergovernmental Transfers, and Labor Force on Regional Financial Independence in East Java, Indonesia: A Panel Data Analysis (2014–2023) Ulah, Nur Azizah Afifatul
Journal of Regional Economics Indonesia Vol. 6 No. 1 (2025): FEBRUARI 2025
Publisher : University Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jrei.v6i1.15227

Abstract

This study investigates the determinants of regional financial independence in East Java, Indonesia, focusing on the influence of Gross Regional Domestic Product (GRDP) per capita, intergovernmental transfers, and the working population over the period 2014–2023. Using a panel data regression model with a fixed-effects approach, we analyze data from 38 regencies/cities, sourced from the Central Bureau of Statistics, the Indonesian Ministry of Finance, and the Directorate General of Fiscal Balance. Results reveal that GRDP per capita and the working population significantly enhance financial independence, while intergovernmental transfers exhibit a negative impact. Specifically, a 1% increase in GRDP per capita elevates financial independence by 1.34%, and a 1% rise in the working population contributes 1.56% to independence. Conversely, transfers to regions, though intended to support decentralization, reduce independence by 1.89% for every 1% increase, reflecting over-reliance on central government funding. The adjusted R-squared value of 93% indicates robust explanatory power of the model.These findings underscore the critical role of local economic productivity and labor market participation in fostering fiscal autonomy, while highlighting the need for strategic reallocation of transfer funds to stimulate local revenue generation. The study concludes that policies prioritizing investment in high-productivity sectors and job creation are essential to reduce dependency on central transfers and strengthen regional financial resilience.
Evaluating the Implementation of Accounting Practices in Village-Owned Enterprises (BUMDes) in Indonesia: A Case Study of Awunio Village Under SAK EMKM Financial Reporting Maimuna, Yuni; Adriani, Ulvi; Limbong, Diamond; Wahud, Fitria; Musa, Marsuddin
Journal of Regional Economics Indonesia Vol. 6 No. 1 (2025): FEBRUARI 2025
Publisher : University Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jrei.v6i1.15243

Abstract

This study evaluates the implementation of accounting practices in Village-Owned Enterprises (BUMDes) in Awunio Village, Kolono District, Indonesia, focusing on compliance with the Financial Accounting Standards for Micro, Small, and Medium Entities (SAK EMKM). Using a qualitative descriptive approach, data were collected through interviews with BUMDes management and documentation analysis. Findings reveal that BUMDes in Awunio Village has not fully adhered to SAK EMKM requirements, reporting only chair rental income and expenses without presenting a balance sheet, profit/loss statement, or financial notes. This deficiency stems from a lack of training on standardized financial reporting, limiting transparency and accountability. The study highlights the need for capacity-building initiatives to enhance financial literacy among BUMDes managers and align reporting practices with regulatory frameworks. Results underscore the importance of robust financial management in sustaining rural enterprises and achieving community economic development. The research contributes to the discourse on micro-enterprise governance in Indonesia and offers actionable insights for policymakers and practitioners seeking to improve rural financial ecosystems.
Digital Capability Implementation Gaps and Their Impact on MSME Performance: A Study of Micro, Small, and Medium Enterprises in Banjarbaru, Indonesia Surti, Surti
Journal of Regional Economics Indonesia Vol. 6 No. 1 (2025): FEBRUARI 2025
Publisher : University Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jrei.v6i1.15283

Abstract

This study investigates the impact of digital capability, digital literacy, and digital infrastructure on the performance of Micro, Small, and Medium Enterprises (MSMEs) in Banjarbaru, Indonesia. Using a quantitative approach with a sample of 387 MSMEs, the results reveal that all three variables significantly and positively influence MSME performance, with digital capability having the strongest effect (coefficient = 0.352), followed by digital literacy (0.285) and digital infrastructure (0.223). Despite high adoption rates of digital communication platforms (e.g., 99.5% for WhatsApp Business and 94.6% for social media), significant gaps were identified in digital business management aspects, such as digital bookkeeping (27.9% adoption). The model explains 64.74% of the variation in MSME performance. The study recommends five key programs—Digital Business Transformation, Digital Creative Hub, Tech Funding Access, Digital Talent Pool, and MSME Digital Market Network—to enhance the digital competitiveness of Banjarbaru’s MSMEs. These initiatives require collaboration among government, academia, and the private sector to address structural challenges and leverage digital opportunities in the region. The findings highlight the critical need for targeted interventions to bridge digital implementation gaps and optimize the adoption of digital technologies for sustainable MSME growth.
Big Data Analytics and Operational Risk Management in Financial Institutions: A Systematic Review of Evidence, Methods, and Research Gaps Jauhari, Burhanuddin; Ishman, Ishman; Pratama, Andik
Journal of Regional Economics Indonesia Vol. 6 No. 2 (2025): Agustus 2025
Publisher : University Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jrei.v6i2.16639

Abstract

The increasing complexity of operational risks in financial institutions has challenged the effectiveness of traditional risk management approaches. This study conducts a systematic literature review to examine how big data analytics and advanced analytical techniques enhance operational risk management (ORM) practices. Following a structured Systematic Literature Review (SLR) methodology based on the PRISMA framework, peer-reviewed articles indexed in Scopus were identified, screened, and synthesized to ensure methodological rigor and transparency. The review analyzes how descriptive, diagnostic, predictive, and prescriptive analytics are applied across the ORM cycle, including risk identification, measurement, monitoring, and mitigation. The findings indicate that big data analytics, supported by artificial intelligence and machine learning, significantly improve early risk detection, predictive accuracy, and real-time monitoring capabilities. Moreover, these technologies strengthen operational resilience and data-driven decision-making in financial institutions. This study contributes to the literature by providing an integrated overview of analytical approaches in ORM and identifying key research gaps, while offering practical insights for financial institutions seeking to adapt their risk management frameworks to an increasingly data-intensive environment.
Transaction Costs, Asymmetric Information, and Market Access among Small-Scale Salt Farmers in Indonesia Kusairi, Kusairi; Prasetyo, Eko
Journal of Regional Economics Indonesia Vol. 6 No. 2 (2025): Agustus 2025
Publisher : University Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jrei.v6i2.16640

Abstract

This study examines transaction costs in the marketing of salt produced by small-scale farmers in Indonesia, focusing on the institutional arrangements that shape market access and farmer dependency. Using qualitative research design with a phenomenological approach, data were collected through in-depth interviews and document analysis involving salt farmers, intermediaries, letter owners, and related institutional actors in Pesanggrahan Village, Bangkalan Regency. The findings reveal that transaction costs arise primarily from asymmetric information, negotiation processes, and contractual constraints, particularly through the requirement to rent road permits issued by intermediaries to access salt processing firms. These costs, incurred outside production activities, limit farmers’ ability to sell directly to factories and weaken their bargaining position. As a result, farmers become structurally dependent on intermediaries within the salt supply chain. This study contributes to the transaction cost economics literature by highlighting how informal institutional arrangements and market regulations generate persistent inefficiencies and dependency among small-scale agricultural producers, with important implications for policy interventions aimed at improving farmer autonomy and market efficiency.
User Attitude as a Mediating Variable in Technology Acceptance: Evidence from a Government Statistics Application Kartiko, Heru; Ardianto, Yusaq Tomo; Natsir, Mokhamad
Journal of Regional Economics Indonesia Vol. 6 No. 2 (2025): Agustus 2025
Publisher : University Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jrei.v6i2.16665

Abstract

This study examines user acceptance of the Mboistats application developed by the Malang Statistics Bureau by applying the Technology Acceptance Model (TAM). Specifically, it analyzes the effects of perceived ease of use and perceived usefulness on actual system usage, with user attitude serving as a mediating variable. Data were collected through an online questionnaire distributed to 100 users and analyzed using path analysis. The results indicate that perceived ease of use and perceived usefulness have significant direct effects on user attitude and actual usage. However, user attitude does not mediate the relationship between perceived ease of use or perceived usefulness and actual usage. These findings suggest that when a digital application offers clear and measurable benefits, users tend to adopt the system directly without relying on attitudinal evaluation. This study contributes to the technology acceptance literature by providing empirical evidence from a government statistics application and highlights the importance of enhancing usability and perceived benefits to promote adoption of public sector digital services.
Revisiting the DeLone and McLean Model: System Quality, Information Quality, and Service Quality as Determinants of Driver Satisfaction in Ride-Hailing Platforms Kulla, Emti; Ardianto, Yusaq Tomo; Yuniawan, Dani
Journal of Regional Economics Indonesia Vol. 6 No. 2 (2025): Agustus 2025
Publisher : University Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jrei.v6i2.16670

Abstract

This study investigates the effects of system quality, information quality, and service quality on driver satisfaction in a ride-hailing platform context. The research focuses on drivers using the Maxim application in Mimika Regency, Central Papua, Indonesia. A quantitative explanatory approach was employed using survey data collected from 114 drivers. Data were analyzed using multiple regression and path analysis to examine both partial and simultaneous effects of the independent variables on driver satisfaction. The results indicate that information quality has a significant positive effect on driver satisfaction, while system quality and service quality do not show a significant direct influence. However, jointly, the three variables significantly explain variations in driver satisfaction, accounting for 63.1% of the total variance. These findings suggest that accurate, complete, and timely information plays a critical role in shaping driver satisfaction, particularly in regions with geographical and infrastructural constraints. This study contributes to the literature on information systems success by providing empirical evidence from an emerging and peripheral regional context.
Digital Product Bundling as a Marketing Strategy for Home-Based Food SMEs: Evidence from Social Media Implementation in Indonesia Nurcahyani, Adinda Fitri; Shafira, Fitria Riza; Lestari, Aprilia Qori Aina; Setiawati, Dian Murni
Journal of Regional Economics Indonesia Vol. 6 No. 2 (2025): Agustus 2025
Publisher : University Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jrei.v6i2.16678

Abstract

This study examines the implementation of digital product bundling as a marketing strategy in a home-based food small and medium-sized enterprise (SME) in Indonesia. Using a descriptive qualitative approach, the research explores changes in marketing practices before and after the adoption of bundling strategies promoted through social media. Data were collected through in-depth interviews, observations, and focus group discussions with business owners and involved actors, and were analyzed using thematic analysis supported by a Planning of Action framework. The findings indicate that product bundling combined with social media marketing enhances product visibility, expands market reach, and strengthens consumer engagement through integrated offerings and improved packaging. However, the implementation also faces operational challenges, including production capacity constraints, labor limitations, and distribution inefficiencies. This study contributes to the literature on SME digital marketing by highlighting product bundling as a practical and adaptive strategy for home-based food enterprises in emerging economies. The results provide managerial insights for SMEs seeking to improve competitiveness through low-cost digital marketing strategies.

Page 8 of 9 | Total Record : 90

 5   6   7   8   9 

Filter by Year

2020 2026


Reset
Filter By Issues
All Issue Vol. 7 No. 1 (2026): February 2026 Vol. 6 No. 2 (2025): Agustus 2025 Vol. 6 No. 1 (2025): FEBRUARI 2025 Vol. 5 No. 2 (2024): Agustus 2024 Vol. 5 No. 1 (2024): Februari 2024 Vol 4, No 2 (2023): Agustus 2023 Vol 4, No 1 (2023): Februari 2023 Vol 3, No 2 (2022): Agustus 2022 Vol 3, No 1 (2022): Februari 2022 Vol 2, No 2 (2021): Agustus 2021 Vol 2, No 1 (2021): February 2021 Vol 1, No 2 (2020): Agustus 2020 Vol 1, No 1 (2020): Februari 2020 More Issue