cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
elex sarmigi
Contact Email
elexsarmigi@gmail.com
Phone
+6285382875611
Journal Mail Official
alfiddhoh@gmail.com
Editorial Address
Jl. Pelita IV, Sumur Gedang, Kec. Pesisir Bukit, Kabupaten Kerinci, Jambi 37112
Location
Kab. kerinci,
Jambi
INDONESIA
Al Fiddhoh: Journal of Banking, Insurance, and Finance
Published by Institut Agama Islam Negeri Kerinci
ISSN : 28087518     EISSN : 28087690     DOI : https://doi.org/10.32939/fdh.v3i1
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Al-Fidhoh Jurnal Perbankan, Asuransi dan Keuangan yang dikelola oleh Fakultas Ekonomi dan Bisnis IAIN Kerinci dengan scope pada bidang Perbankan, Asuransi dan Keuangan.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 128 Documents
 6   7   8   9   10 
PENGARUH BAURAN PEMASARAN TERHADAP KEPUTUSAN NASABAH MEMILIH PRODUK TABUNGAN SIMASKER PT. BANK PEMBANGUNAN RAKYAT KERINCI Gampo Haryono; Sri Fitriya; Salamah Salamah
Al Fiddhoh: Journal of Banking, Insurance, and Finance Vol. 3 No. 1 (2022): Al-Fiddhoh FEBI IAIN Kerinci: E-Journal of Banking, Insurance, and Finance
Publisher : Institut Agama Islam Negeri Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/fdh.v3i1.959

Abstract

This study aims to determine the effect of the marketing mix, namely product, price, location, and promotion, on customer decisions to choose Simasker savings products PT. Kerinci People's Development Bank. In this study using quantitative methods by processing primary data through questionnaires given to customers of Bank Kerinci as many as 50 respondents with Non Probability Sampling technique. The analysis used in this research includes instrument test, statistical test, classical assumption test, and multiple linear test. Based on the results of research tests conducted, namely: 1) Product variable (X1) has a positive and significant effect on Customer Decisions (Y); 2) Price variable (X2) has no effect on customer decisions (Y); 3) Location variable (X3) has no effect on customer decisions; 4) Promotion variable (X4) has a positive and significant effect on customer decisions.
PENGARUH PERSEPSI DAN RELIGIUSITAS TERHADAP MINAT MASYARAKAT KABUPATEN BIMA MENJADI NASABAH DI BANK SYARIAH DENGAN PENGETAHUAN SEBAGAI VARIABEL MODERASI Waadarahmah Waadarahmah
Al Fiddhoh: Journal of Banking, Insurance, and Finance Vol. 3 No. 1 (2022): Al-Fiddhoh FEBI IAIN Kerinci: E-Journal of Banking, Insurance, and Finance
Publisher : Institut Agama Islam Negeri Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/fdh.v3i1.1038

Abstract

The purpose of this study was to measure the factors that influence the interest of the people of Bima district to become customers with knowledge as a moderating variable. This research is a descriptive quantitative research by distributing questionnaires as a data collection method. The sample in this study was 100 respondents, namely people in Bima district. The data analysis technique used the STATA version 16 application. To see the results of the test the researchers used Moderated Regression Analysis (MRA). The results of the study show that the variables of perception and religiosity have no effect on interest in becoming a customer in Islamic banks. Then the Knowledge variable can moderate Perception and Religiosity towards Interest in Becoming a Customer in Islamic Banks. The results of this study are expected to be useful for financial institutions as a source of reference and information in making decisions and increasing public knowledge.
ANALISIS KINERJA KEUANGAN UNIT PENGELOLA KEGIATAN (UPK) SIMPAN PINJAM PEREMPUAN (SPP) KECAMATAN SIULAK KABUPATEN KERINCI PERIODE 2016-2020 Rio Baviga; Zachari Abdallah
Al Fiddhoh: Journal of Banking, Insurance, and Finance Vol. 3 No. 1 (2022): Al-Fiddhoh FEBI IAIN Kerinci: E-Journal of Banking, Insurance, and Finance
Publisher : Institut Agama Islam Negeri Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/fdh.v3i1.1096

Abstract

This study aims to assess and analyze the financial performance of the women's savings and loan management unit (SPK) Siulak District, Kerinci Regency. Financial performance assessment is seen from two aspects, namely aspects of financial management and aspects of loan management. This study uses secondary data from the financial statements of UPK SPP Siulak District, Kerinci Regency, in the form of UPK income statement and other related reports from 2016 to 2020. Data were analyzed using a financial ratio analysis approach. The results showed that the financial performance of UPK SPP Siulak Subdistrict Kerinci Regency viewed from the aspects of financial management from 2016 to 2020 ranged from intervals of 17.77% -21.15%, including the category of underperformance, while the financial performance of UPK SPP Subdistrict of Siulak District of Kerinci Regency viewed aspects of loan management from 2016 to 2020 ranged from intervals of 1.92% -2.52% including underperforming categories. The results of UPK SPP health assessment in Siulak District Kerinci Regency from 2016 to 2020 were 61.66, including the quite healthy category.
ANALISIS KINERJA KEUANGAN PT. BANK 9 JAMBI PERIODE 2017-2019 Silvia Rahayu
Al Fiddhoh: Journal of Banking, Insurance, and Finance Vol. 3 No. 1 (2022): Al-Fiddhoh FEBI IAIN Kerinci: E-Journal of Banking, Insurance, and Finance
Publisher : Institut Agama Islam Negeri Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/fdh.v3i1.1129

Abstract

ABSTRACT The purpose of this research is to find out how the performance of PT. Bank 9 Jambi based on Financial Ratio Analysis for the period 2017-2019. The data used is secondary data published through the official website of bank jambi, namely BankJambi.co.id. then analyzed using the ratio of Liquidity, Solvency and Profitability. The data used used is annual data from 2017-2019. The results of the Quick Ratio in 2017-2019 is said to be Not Good. Based on the results of the Banking Ratio in 2017-2019 it is said to be less good. Based on the results of the Asset To Loans Ratio in 2017-2019 it is said to be very good. While the solvency Ratio based on the results of the Primary Ratio in 2017-2019 is said to be Good. Based on the Capital Ratio in 2017-2019 it is said to be not Good. Based on the results of the Capital Adequacy Ratio in 2017-2019 it is said to be very Good. While the Profitability Ratio based on the result of the Gross Profit Margin is said to be very Good . based on the results of Return On Asset said to be very Good. Based on the result of Return On Equity said to be very Good.
PENGARUH FASILITAS DAN INTELEKTUALITAS TERHADAP KINERJA KARYAWAN PT. BANK PERKREDITAN RAKYAT PEMBANGUNAN KERINCI Elex Sarmigi; Edia Satria; Syukrawati Syukrawati; Desiana Desiana
Al Fiddhoh: Journal of Banking, Insurance, and Finance Vol. 4 No. 1 (2023): Al Fiddhoh: Journal of Banking, Insurance, and Finance
Publisher : Institut Agama Islam Negeri Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/fdh.v4i1.1133

Abstract

This study aims to determine the effect of facilities and intellectuality on employee performance at PT. Bank Perkreditan Rakyat Pembangunan Kerinci. The population in this study amounted to 40 people, namely all employees of PT. People's Credit Bank for Kerinci Development. While the sample size of 35 respondents with the sampling technique Probability Sampling is a sampling method in which every member of the population has the same opportunity to be selected as a sample. The data analysis technique used in this research is Multiple Linear Regression Analysis. The study results stated a significant influence between facilities and intellect on the performance of employees of PT. BPR Pembangunan Kerinci partially or simultaneously has a significant influence.
ANALISIS PENGARUH TINGKAT PENDAPATAN PERKAPITA DAN PEMBENTUKAN MODAL TERHADAP PEREKONOMIAN DI PROVINSI JAMBI TAHUN 2016-2020 Masrida Zasriati
Al Fiddhoh: Journal of Banking, Insurance, and Finance Vol. 3 No. 1 (2022): Al-Fiddhoh FEBI IAIN Kerinci: E-Journal of Banking, Insurance, and Finance
Publisher : Institut Agama Islam Negeri Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/fdh.v3i1.1134

Abstract

This study aims to determine whether there is an effect of the level of income per capita and the level of capital formation on the economy in Jambi Province during the period 2011-2020. The research method used is a descriptive quantitative approach, the type of data used in this study is secondary data obtained from related agencies which are then processed using SPSS.25 software through tests related to research needs. The results of the study indicate that there is a positive and significant effect between per capita income and formation on ADHK GRDP in Jambi Province during 2011-2020 either partially or simultaneously. The magnitude of the influence given by Per capita Income and Capital Formation on GRDP ADHK is 68.7%.
ANALISIS AKAD IJARAH DALAM PRAKTIK PRODUK PEMBIAYAAN LEMBAGA KEUANGAN DI INDONESIA Dyah Ayu Sekar Sukmaningrum; Muhammad Yazid
Al Fiddhoh: Journal of Banking, Insurance, and Finance Vol. 3 No. 2 (2022): Al Fiddhoh: Journal of Banking, Insurance, and Finance
Publisher : Institut Agama Islam Negeri Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/fdh.v3i2.1421

Abstract

This study aims to explain how Indonesian financial institutions apply ijarah applications to financial products.This study uses a descriptive analysis method to explain the concept of Islamic banks regarding al-Ijarah as a general lease, but the difference with Islamic banks is the lease that the customer can choose at the end of the contract. The results of this study indicate that Islamic banks and financial companies that borrow various financial products consistently exempt them from being prohibited by religious law. This indicates compliance with all applicable regulations, regardless of what is required by law by Government Agencies, DSN-MUI or Ulama Majma`al-Fiqh al-Islami. The results of this study are able to provide an overview to Islamic Financial Institutions both Bank and Non-Bank to always pay attention to the Ijarah services and processes offered to customers to create customer satisfaction.
PENGARUH EARNING PER SHARE (EPS), RETURN ON EQUITY (ROE) DAN DEBT TO EQUITY RATIO (DER) TERHADAP HARGA SAHAM PADA PT. INDOFOOD SUKSES MAKMUR TBK PERIODE 2009-2018 Maryanto Maryanto
Al Fiddhoh: Journal of Banking, Insurance, and Finance Vol. 3 No. 2 (2022): Al Fiddhoh: Journal of Banking, Insurance, and Finance
Publisher : Institut Agama Islam Negeri Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/fdh.v3i2.1503

Abstract

One of the objectives of managing finance is to increase shareholder prosperity as measured by the company’s stock price. There are many factors that influence Stock Price, in this study the factors used are Earning Per Share (EPS), Return On Equity (ROE), and Debt to Equity Ratio (DER). In this study the company that was examined was PT. Indofood Sukses Makmur Tbk for the 2009-2018. This study aims to find out partially and simultaneously the influence of Earning Per Share (EPS), Return On Equity (ROE), and Debt to Equity Ratio (DER) on Stock Price in PT. Indofood Sukses Makmur Tbk for the 2009-2018. Researchers use quantitative research methods. The type of data used is secondary data. Data collection techniques, namely with financial statement. With data analysis techniques that use multiple linear regression analysis and hypothesis testing SPSS Version 20.0. The results showed that Earning Per Share (EPS) had a possitive effect and have a significant effect on Stock Prices, Return On Equity (ROE) had a negative effect and did have a significant effect on Stock Price, Debt to Equity Ratio (DER) had a possitive effect and not have a significant effect on Stock Price. Simultaneously Earning Per Share (EPS), Return On Equity (ROE) and Debt to Equity Ratio (DER) affect Stock Price.
ANALISIS EFISIENSI DAN EFEKTIVITAS PENGELOLAAN KEUANGAN DAERAH Osi Hayuni Putri
Al Fiddhoh: Journal of Banking, Insurance, and Finance Vol. 3 No. 2 (2022): Al Fiddhoh: Journal of Banking, Insurance, and Finance
Publisher : Institut Agama Islam Negeri Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/fdh.v3i2.1506

Abstract

This study aims to determine: level of efficiency and effectiveness in the financial management. The object of this research is Tanjung Jabung Timur Regency with a range of research years, namely 2010-2020. The analytical tool used is the formula Efficiency and Effectiveness. Based on the results of the study show that: The ability of the government of Tanjung Jabung Timur Regency in 2010-2020 is still less efficient, it is seen from the average level of efficiency in the management of regional finances which shows 97.01% results with the criteria of Not Efficient. From the results of the effectiveness analysis shows that the average value of the effectiveness of the level of financial management in Tanjung Jabung Timur Regency in 2010-2020 is 92.49%,which is asufficiently effective criteria.
IMPLEMENTASI PENYUSUNAN LAPORAN KEUANGAN PONDOK PESANTREN DI KOTA JAMBI Muhammad Zulpan; Putri Apri Ningsih; Mohammad Orinaldi
Al Fiddhoh: Journal of Banking, Insurance, and Finance Vol. 3 No. 2 (2022): Al Fiddhoh: Journal of Banking, Insurance, and Finance
Publisher : Institut Agama Islam Negeri Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/fdh.v3i2.1513

Abstract

Islamic boarding schools are non-profit entities and have a very important role in the preparation of financial statements, until now Islamic boarding schools in Indonesia still use simple financial statements. Therefore, BI cooperates with IAI to issue Islamic boarding school accounting guidelines (PAP) and PSAK 45. The method used in this research is qualitative with a descriptive approach. This study aims to determine and analyze the recording of financial statements in Islamic boarding schools in Jambi in accordance with Islamic boarding school accounting guidelines and PSAK 45. In the results of the study, the components of Islamic boarding schools accounting guidelines consist of statements of financial position, reports on changes in net assets, cash flow statements, notes on financial statements. whereas in PSAK 45, statements of financial position, activity reports, cash flow statements, and notes to financial statements, until now Islamic boarding schools only use simple financial reports because they do not understand well about Islamic boarding school accounting guidelines, due to lack of knowledge and information about accounting guidelines pesantren and PSAK 45.

Page 8 of 13 | Total Record : 128

 6   7   8   9   10 

Filter by Year

2021 2026


Reset
Filter By Issues
All Issue Vol. 7 No. 2 (2026): Al Fiddhoh: Journal of Banking, Insurance, and Finance Vol. 7 No. 1 (2026): Al Fiddhoh: Journal of Banking, Insurance, and Finance Vol. 6 No. 2 (2025): Al Fiddhoh: Journal of Banking, Insurance, and Finance Vol. 6 No. 1 (2025): Al Fiddhoh: Journal of Banking, Insurance, and Finance Vol. 5 No. 2 (2024): Al Fiddhoh: Journal of Banking, Insurance, and Finance Vol. 5 No. 1 (2024): Al Fiddhoh: Journal of Banking, Insurance, and Finance Vol. 4 No. 2 (2023): Al Fiddhoh: Journal of Banking, Insurance, and Finance Vol. 4 No. 1 (2023): Al Fiddhoh: Journal of Banking, Insurance, and Finance Vol. 3 No. 2 (2022): Al Fiddhoh: Journal of Banking, Insurance, and Finance Vol. 3 No. 1 (2022): Al-Fiddhoh FEBI IAIN Kerinci: E-Journal of Banking, Insurance, and Finance Vol. 2 No. 2 (2021): Al-Fiddhoh: Journal of Banking, Insurance, and Finance More Issue