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Fitria Rahmah
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Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda Kampus II, Jl. H.A.M. Rifadin Samarinda Seberang, Telp. (0541) 7270222 Samarinda
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Al-Tijary : Jurnal Ekonomi dan Bisnis Islam
Published by Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda
ISSN : 24609404     EISSN : 24609412     DOI : https://doi.org/10.21093/at.v7i2.3662
Core Subject : Economy,
Economics, Econometrics & Finance
Al-Tijary : Jurnal Ekonomi dan Bisnis Islam encompasses research articles, original research report, reviews, and scientific commentaries in the field of economics and islamic business, including:Islamic Economics, Islamic Business, Islamic banking, Islamic capital markets, Islamic wealth management, Issues on shariah implementation/practices of Islamic banking, Zakat and awqaf, Takaful, Islamic Corporate Finance, Shariah-compliant risk management, Islamic derivatives, Issues of Shari`ah Supervisory Boards, Islamic business ethics, Islamic Accounting, Islamic Auditing.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 5 Documents
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Search results for , issue "AL-TIJARY VOL. 7, NO. 2, JUNI 2022" : 5 Documents clear
Waqf Optimization in Aceh Province Syahputra, Angga; Taufiq, Taufiq
Al-Tijary AL-TIJARY VOL. 7, NO. 2, JUNI 2022
Publisher : Faculty of Islamic Economics and Business Sultan Aji Muhammad Idris State Islamic University Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (467.442 KB) | DOI: 10.21093/at.v7i2.3662

Abstract

Aceh is noted to have extensive waqf land spread over 16,560 districts and cities with an area of ​​8,902.33 ha. Unfortunately, Aceh's waqf resources are relatively passive and have not been utilized optimally. Aceh even ranks as the poorest province in Sumatra, according to a release issued by BPS in 2020. Various waqf problems make the existing potential not adequately managed, even though if optimized, the benefits will be huge for the people of Aceh. For this reason, this study aims to investigate further waqf in Aceh Province so that it can be more optimal in its management and help improve the economy of the Acehnese people. This study uses a qualitative method where the data comes from a literature study obtained from good books, journals, articles, and websites. The results of this study indicate that the optimization of waqf in Aceh can work if stakeholders can improve overall community literacy, certify waqf land, provide guidance to waqf nadzir and make institutional improvements. With the advancement of these four things, it is believed that the potential of waqf in Aceh can be optimized and more productive to bring economic change to the people of Aceh. The implication of this research are recommends a major waqf literacy program, faster land certification, nadzir professionalism, and institutional reform of waqf management.
Membangun Kesadaran Santripreneur Berbasis Kearifan Lokal di Pondok Pesantren Zamroni, Zamroni; Baharun, Hasan; Febrianto, Achmad; Ali, Muhammad; Rokaiyah, Siti
Al-Tijary AL-TIJARY VOL. 7, NO. 2, JUNI 2022
Publisher : Faculty of Islamic Economics and Business Sultan Aji Muhammad Idris State Islamic University Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (491.507 KB) | DOI: 10.21093/at.v7i2.4264

Abstract

Information technology has affected society, especially entrepreneurship. Smart millennials must be taught to look for opportunities to maximize technology use. Entrepreneurship basics must be understood by the trained age. For poverty reduction, pesantren economic empowerment is developed to improve the community's economy. Due to the pesantren's economic urgency, various activities can revive its economy and foster student entrepreneurship. At Nurul Jadid Islamic Boarding School, students are taught to be entrepreneurs. This study aims to analyze and understand the activities carried out by the Nurul Jadid Islamic Boarding School to raise awareness of santripreneurs based on local wisdom. This study uses a qualitative approach to the type of phenomenology, in which researchers try to find and understand the phenomena that exist and are developing at this time. The data collection technique was carried out using participant observation, interviews with several informants, and documentation. Data analysis is done by presenting, collecting, and drawing conclusions. The results showed that building students' awareness of the importance of entrepreneurship was carried out by the Nurul Jadid Islamic Boarding School Community through Skills Activities carried out by bringing in mentors, Opening of Bazaar Stands, and Pesantren Cooperatives. This research affects Islamic boarding schools' role in empowering local wisdom-based economies.
Social Capital and Participation in Moslem Organizations Hawari, Muhammad Irsyad; Hasanah, Alfiah; Adam, Asep Muhammad
Al-Tijary AL-TIJARY VOL. 7, NO. 2, JUNI 2022
Publisher : Faculty of Islamic Economics and Business Sultan Aji Muhammad Idris State Islamic University Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (316.212 KB) | DOI: 10.21093/at.v7i2.4293

Abstract

Indonesia, as the country with the largest Muslim population in the world, has numerous Muslim organizations that play a significant role in the social and economic lives of its people. This study aims to address the impact of participation in Moslem organizations on social capital in a setting of a country with the biggest Moslem population in the world. A survey of members and non-members of Moslem organization Muhammadiyah in Bandar Lampung City was conducted. The quantitative approach is used to display the data on the degree to which Muhammadiyah Moslem organizations' involvement has impacted the social capital index. The data analysis technique used is propensity score matching (PSM) analysis. The findings demonstrated that members of Muhammadiyah and non-Muhammadiyah had different social capital indices. Additionally, a person's involvement in Muslim groups significantly affects social capital. It suggests that Moslem organizations are not only present to provide religious understanding for their members but also capable of providing added value for them, that is, the addition of social capital for each member. Based on the study, participation in Moslem organizations like Muhammadiyah significantly enhances social capital among members, suggesting that these organizations provide not only religious guidance but also valuable social benefits.
Sharia Rural Banks in East Java: How Its Hazard Rate? (The Analysis Using Multiple Period Logit) Oktaviana, Ulfi Kartika; Miranti, Titis
Al-Tijary AL-TIJARY VOL. 7, NO. 2, JUNI 2022
Publisher : Faculty of Islamic Economics and Business Sultan Aji Muhammad Idris State Islamic University Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (392.96 KB) | DOI: 10.21093/at.v7i2.4297

Abstract

Sharia Rural Banks in East Java provide essential financial services in compliance with Islamic law, fostering economic growth in rural communities. Assessing their hazard rate, which indicates the probability of bank failure over time, is crucial for understanding their stability and resilience amidst various economic and regulatory challenges. Therefore, this study aimed to determine the susceptibility opportunities of each BPRS. The second objective is to find out the financial ratios that cause it. The financial sustainability measure is a measuring tool to calculate the chance of survival. Financial sustainability approximates the value of Financial Self-Sufficiency (FSS). The population used is BPRS in East Java. The analysis technique used survival analysis and multiple period logit models Research variables that invariably affect the sustainability of BPRS include NPF, ROA, Bank Size, PM, FR, GLP, WoR, and LDR. The study on Sharia Rural Banks (BPRS) in East Java reveals that only about 30% of these banks have a stable financial condition, indicating a low overall sustainability rate. This suggests that the majority of BPRS need to improve their financial health to better support regional economic development and the growth of MSMEs.
GoFood Vs ShopeeFood: Manakah yang Menjadi Pilihan Generasi Z? Faizah, Fita Nurotul; Zulfaturrohmaniyah, Zulfaturrohmaniyah
Al-Tijary AL-TIJARY VOL. 7, NO. 2, JUNI 2022
Publisher : Faculty of Islamic Economics and Business Sultan Aji Muhammad Idris State Islamic University Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/at.v7i2.4801

Abstract

The presence of online food delivery platform makes it easier for people to order food online without having to come directly to the restaurant. This study aims to ascertain Generation Z's preference for online food delivery between ShopeeFood and GoFood based on the notion of the marketing mix from an Islamic economics perspective. A comparative descriptive methodology was adopted. The research participants at the time were Generation Z from Semarang City. About the sample that was obtained through accidental sampling under non-probability sampling. While research data was gathered from observations, questionnaires, observations, interviews, and documentation. According to the findings, Generation Z prefers ShopeeFood over GoFood. From a sharia economic perspective, this can be seen in the 7P marketing mix, which includes: pragmatism & product aspects, which explain that even though there are more GoFood merchants, Generation Z prefers ShopeeFood because the necessary menu options are also available in the market, while the pertinence & promotion aspect, which explains ShopeeFood offers more promos even though it claims the promo is easier on GoFood, and the palliation & price aspect, where Shop. The results are not significantly different for the factors of persistence and process, patience and environment, peer support and people, pedagogy and environment, and so on. The implications of this study for both platforms need to expand the reach of merchants so that the availability of popular menus at competitive prices can strengthen promotional strategies and can be an important factor to maintain consumer satisfaction.

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