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Harun Alrasyid
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El-Aswaq
Published by Universitas Islam Malang
ISSN : -     EISSN : 27454266     DOI : https://doi.org/10.33474/laswq
Core Subject : Economy, Science, Social,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences
The scope of El-Aswaq are limited to islamic economics, islamic banking and finance, islamic economic management, islamic economics law, management Zakat, Infaq, Shodaqoh, and Waqf, islamic entrepreneurship and business, islamic economics thought, islamic insurance, islamic accounting
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Keuangan
Articles 128 Documents
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PENGARUH LABELISASI HALAL, HARGA PRODUK, DAN KUALITAS PRODUK TERHADAP KEPUTUSAN PEMBELIAN PRODUK MAKANAN IMPOR DI KALANGAN MAHASISWA (Studi Empiris pada mahasiswa Universitas Islam Malang Fakultas Ekonomi dan Bisnis Angkatan 2018) Putri Ningsih; Nur Diana; M Cholid Mawardi
El-Aswaq: Islamic Economics and Finance Journal Vol. 3 No. 1 (2022): El-Aswaq
Publisher : Universitas Islam Malang

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Abstract

This study aims to examine whether simultaneously and partially the variables of halal labeling,product prices, and product quality on purchasing decisions of imported food products. This studyuses a quantitative method by distributing questionnaires using a google form via online. Thisstudy took a sample of students from the Islamic University of Malang, the Faculty of Economicsand Business, batch 2018. The results obtained from this study are that the halal labeling variables,product prices, and product quality have a significant effect on purchasing decisions. Partiallyhalal labeling has a significant effect on purchasing decisions, partially product prices have asignificant effect on purchasing decisions, and partially product quality has a significant positiveeffect on purchasing decisions.
PERLINDUNGAN KONSUMEN BISNIS FASHION ONLINE DALAM PERSPEKTIF HUKUM ISLAM Rafika Nur Laili; Maslichah Maslichah; Harun Alrasyid
El-Aswaq: Islamic Economics and Finance Journal Vol. 3 No. 1 (2022): El-Aswaq
Publisher : Universitas Islam Malang

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Abstract

Kegiatan jual beli produk fashion secara online atau melalui e-commerce sudah cukup berkembangsaat ini khususnya di Indonesia, sebab memiliki banyak manfaat yang salah satunya mempermudah konsumenuntuk memenuhi kebutuhan berbelanja lantaran lebih praktis dan dapat diakses dimanapun selama memilikikoneksi internet. Namun disisi lain kegiatan jual beli secara online juga memiliki dampak negatif terkaitpermasalahan hukum yang bisa merugikan konsumen. Dengan adanya permasalahan ini maka transaksitersebut dianggap tidak sah karena tidak sesuai dengan etika bisnis dan juga peraturan dalam hukum islam.Oleh sebab itu konsumen berhak mendapatkan perlindungan konsumen agar terpenuhi kebutuhanya dalammelakukan transaksi jual beli produk fashion secara online. Penelitian ini menggunakan metode kualitatifdeskriptif dengan mengumpulkan data yang berkaitan dengan pembahasan dengan teknik library dan fieldresearch dan di analisa menggunakan metode triangulasi. Peneliti memperoleh hasil bahwasanya pelaku usahadalam transaksi jual beli produk fashion secara online sudah menerapkan peraturan sesuai dengan hukumislam dan juga etika bisnis islam yang mana berarti telah terjadi pula perlindungan konsumen di dalamtransaksi tersebut.
ANALISIS PENGARUH HALAL AWARENESS DAN HALAL CERTIFICATION TERHADAP MINAT BELI PRODUK MAKANAN KORINUS TOK-POKI (Studi Pada Mahasiswa Muslim Pecinta Drama Korea) Rafika Tri Cahya; Nur Diana; Harun Alrasyid
El-Aswaq: Islamic Economics and Finance Journal Vol. 3 No. 1 (2022): El-Aswaq
Publisher : Universitas Islam Malang

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Abstract

The Korean Wave phenomenon entered Indonesia through halal food diplomacy suchas k-pop and k-drama. This has led to high consumer buying interest in Korean food. Thisstudy aimed to determine the effect of halal certification and halal awareness on the purchaseintention of Korinus TOK-POKI food products. The population in this study are Muslimstudents who love Korean dramas and are interested in buying and have purchased HalalTok-Poki (Korinus Tok-Poki) products in Malang City. The sample used in this study was 74respondents who had met the sampling criteria. The analytical method used is multiple linearregression, instrument test, descriptive analysis, normality test, classical assumption test, andhypothesis testing. The results of this study indicate that partially halal certification has apositive and significant effect on buying interest; partially, halal awareness has a positiveand significant effect on buying interest. Moreover, halal certification and awareness affectthe interest in buying Korinus TOK-POKI food products.
PENGARUH PERSEPSI KEMUDAHAN KEPERCAYAAN DAN RISIKO TERHADAP MINAT BELANJA KONSUMEN MUSLIM PADA APLIKASI E COMMERCE DI MASA PANDEMI (STUDI KASUS PADA PENGGUNA SHOPEE KOTA MALANG) Rifatul Waasiah; Dwiyani Sudaryanti; Junaidi Junaidi
El-Aswaq: Islamic Economics and Finance Journal Vol. 3 No. 1 (2022): El-Aswaq
Publisher : Universitas Islam Malang

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Abstract

The Internet is something of an invention that has had a huge impact onsociety. The development of the internet today is very advanced and itsdistribution is also very wide and unlimited. The benefits of the internet are notonly felt by individuals, but millions of people around the world are involved inthe benefits of the internet. One area that has benefited greatly from the internetis economics. The benefits of the internet provide many conveniences for variousaspects of business activities. The application of information technology has animportant role for companies that have benefits, among others, to gaincompetitive advantage with the strategies they have. Not only that, informationtechnology has become a basic need for an industry to carry out almost allbusiness activities
ANALISIS PROGRAM OPOP (ONE PESANTREN ONE PRODUCT) TERHADAP EFEKTIVITAS PEMBERDAYAAN EKONOMI PESANTREN MELALUI PERSPEKTIF ISLAM (Studi Kasus Pondok Modern Al-Rifa’ie 2 Malang) Rizma Fauziyah; Noor Shodiq Askandar; Junaidi Junaidi
El-Aswaq: Islamic Economics and Finance Journal Vol. 3 No. 1 (2022): El-Aswaq
Publisher : Universitas Islam Malang

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Abstract

Penelitian ini membahas tentang analisis program OPOP terhadap efektivitas pemberdayaanekonomi pesantren melalui perspektif Islam. Penelitian ini menggunakan studi KOPONTREN AlRifa’ie 2 Malang. Penelitian ini berisikan tentang penelitian kualitatif dengan analisis deskriptifberupa kalimat-kalimat tertulis. Sedangkan metode pengumpulan data menggunakan metodewawancara dan metode dokumentasi. Adapun hasil dari penelitian ini menemukan bahwa adanyaProgram OPOP dalam suatu KOPONTREN memberi dampak positif dalam pengembangan produksisuatu produk unggulan yang lebih berkualitas, melalui beberapa bimbingan dari program OPOP yangmenggandeng beberapa lembaga yang kompeten dibidangnya, serta beberapa lembaga sertifikasiproduk. Program OPOP juga memberikan dampak positif dalam segi kualitas produk, pemasaran dantingkat penjualan, ditinjau dari segi kualitas produk saat ini telah meningkatkan kualitas Branding,Merk, dan Legalitas. Sedangkan dari segi pemasaran telah meningkatkan kualitas pemasaran melaluioffline maupun online dengan meninjau segmentasi pasar. Hal ini berimbas pada meningkatkannyapenjualan produk unggulan KOPONTREN Al-Rifa’ie 2 Malang meningkat pesat menjadi 250-270%.Transaksi di KOPONTREN ini juga menjalankan sesuai prinsip syariah yaitu menggunakan akadakad tertentu dalam setiap transaksinya.
PENGARUH LABELISASI HALAL, GREEN PRODUCT, DAN BRAND IMAGE TERHADAP KEPUTUSAN PEMBELIAN PRODUK MIE INSTAN LEMONILO (Studi Kasus Mahasiswa UNISMA, UIN, dan UMM) Rokhmatullaeli Rokhmatullaeli; Maslichah Maslichah; Junaidi Junaidi
El-Aswaq: Islamic Economics and Finance Journal Vol. 3 No. 1 (2022): El-Aswaq
Publisher : Universitas Islam Malang

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Abstract

Tujuan dari penelitian ini untuk mengetahui dan menganalisis pengaruh labelisasi halal, greenproduct, dan brand image terhadap keputusan pembelian produk mie instan lemonilo bagi MahasiswaUNISMA, UIN ,dan UMM. Populasi pada penelitian ini adalah konsumen mie lemonilo yang jumlahnya tidakdiketahui secara pasti dan teknik sampel yang digunakan adalah purposive sampling dengan jumlah sampelsebanyak 100 responden. Metode analisis data menggunakan regresi linier berganda, koefisien determinasi danuji t. Nilai koefisien determinasi (R2) diperoleh sebesar 0,818 atau bila dipresentasikan, maka 81,1% variabellabelisasi halal, green product, dan brand image berpengaruh terhadap keputusan pembelian mie instanlemonilo dan 18,9% dipengaruhi oleh variabel lain yang tidak terdapat dalam penelitian ini. Uji t diperolehnilai sig. < 0,05 dengan hasil labelisasi halal (X1) memiliki nilai sig. 0,000 < 0,05 artinya memiliki pengaruhpositif terhadap keputusan pembelian, variabel green product (X2) memiliki nilai sig. 0,747> 0,05 artinya tidakberpengaruh terhadap keputusan pembelian dan variabel brand image (X3) memiliki nilai sig. 0,000 < 0,05artinya memiliki pengaruh positif terhadap keputusan pembelian mie instan lemonilo.
Pengaruh Faktor Emosional dan Faktor Rasional Terhadap Keputusan Mahasiswa dalam Memilih Produk Bank Syariah Indonesia (Studi Pada Mahasiswa Universitas Islam Malang) Sabariah Sabariah; Nur Diana; Harun Alrasyid
El-Aswaq: Islamic Economics and Finance Journal Vol. 3 No. 1 (2022): El-Aswaq
Publisher : Universitas Islam Malang

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Abstract

This research analyzes the influence of emotional and rational factors on student decisions to chooseIndonesian Islamic Bank products at the University of Islam Malang students. The sample in this study was 99students of the Islamic University of Malang. Data was collected by distributing questionnaires. Analysis of thedata used in this study using validity test, reliability test, normality test, multicollinearity, heteroscedasticity,simultaneous F test, coefficient of determination, and t-test. The results of this study show that variableemotional factors and rational factors significantly affect the decision to choose a product. While partially 1)the emotional factor variable partially has a significant and positive effect on the decision to choose a product,2) the rational factor variable partially has a significant and positive effect on the decision to choose a product.
PENGARUH LITERASI KEUANGAN SYARIAH DAN PERSEPSI KEPERCAYAAN TERHADAP MINAT MASYARAKAT BERDONASI DI NU CARE Sabrina Rizky Bionita; Afifudin Afifudin; Siti Aminah Anwar
El-Aswaq: Islamic Economics and Finance Journal Vol. 3 No. 1 (2022): El-Aswaq
Publisher : Universitas Islam Malang

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Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh Literasi Keuangan Syariah Dan PersepsiKepercayaan terhadap Minat Masyarakat Berdonasi di NU Care. Jenis penelitian yangdigunakan adalah penelitian dengan pendekatan kuantitatif. Berdasarkan hasil penelitian yangdilakukan peneliti dengan menyebarkan kuisioner kepada muzaki NU Care Lazisnu LowokwaruKota Malang. Peneliti mendapatkan 60 responden berdasarkan Jenis Kelamin, Umur,Pendidikan Terakhir, Lama Berdonasi di NU Care, Pekerjaan, dan Jumlah Penghasilan.Pengambilan sampel dari penelitian ini menggunakan teknik probability sampling yaitu simplerandom sampling. Alat analisis yang digunakan adalah menggunakan SPSS 16. Hasil penelitianmembuktikan bahwa variabel Literasi Keuangan Syariah (X1) berpengaruh positif dansignifikan secara parsial terhadap Minat Berdonasi (Y). Persepsi Kepercayaan (X2)berpengaruh secara parsial dan signifikan terhadap Minat Berdonasi.
PENGARUH RELIGIUSITAS DAN PENGETAHUAN TERHADAP INTENSI KONSUMEN MUSLIM UNTUK MEMBELI PRODUK KOSMETIK HALAL DENGAN SIKAP SEBAGAI VARIABEL INTERVENING (Studi Kasus Mahasiswa Kota Malang) Sarrah Nikmatul Hidayah; Maslichah Maslichah; Junaidi Junaidi
El-Aswaq: Islamic Economics and Finance Journal Vol. 3 No. 1 (2022): El-Aswaq
Publisher : Universitas Islam Malang

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Abstract

This study aims to determine the effect of religiosity and knowledge on the attitudesand intentions of Muslim consumers to buy Halal cosmetic products. The type ofresearch used is research with a quantitative approach. Based on the results ofresearch conducted by research by distributing questionnaires to students of theIslamic banking study program 18 Malang Islamic University and students of theIslamic economic law study program 18 Islamic State University of Malang. Theresearcher got 207 respondents based on gender, study program, institution and howto find out halal and haram laws with the Maghrib concept. sampling of this researchusing Explanatory Research. The analytical tool used is Amos. The results of thestudy prove the first, that the religiosity variable (X1) has a positive and significantinfluence on the attitude variable (Y1). the second, the knowledge variable (X2) has apositive and significant effect on the Attitude variable (Y1). the third, the religiosityvariable (X1) has a positive and significant influence on the consumer intentionvariable (Y2). the fourth is that the knowledge variable (X2) has a positive effect onthe consumer intention variable (Y2) but the effect is not significant. and the fifthvariable attitude (Y1) has a positive and significant influence on the variableconsumer intentions (Y2).
ANALISIS PENGARUH LITERASI KEUANGAN SYARIAH TERHADAP KEPUTUSAN MENGGUNAKAN PRODUK PERBANKAN SYARIAH (Studi pada Mahasiswa Program Studi Perbankan Syariah FEB UNISMA) Ahmad Basori; Maslichah Maslichah; M Cholid Mawardi
El-Aswaq: Islamic Economics and Finance Journal Vol. 3 No. 1 (2022): El-Aswaq
Publisher : Universitas Islam Malang

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Abstract

This study aims to determine the effect of Islamic financial literacy on decisions to use Islamic banking products in students of the Islamic Banking Study Program FEB UNISMA. The location of this research was carried out on students of the Islamic Banking Study Program FEB UNISMA. This research is a quantitative research. This research uses a case study method where data is obtained by distributing questionnaires to students of the Islamic Banking Study Program FEB UNISMA who were selected by purposive sampling. Determination of the number of samples using the Slovin formula and the results obtained were 100 respondents. Data were analyzed using simple regression analysis and determination test. Based on the results of data analysis, the results of the t-test indicate that Islamic financial literacy has a significant and positive effect on purchasing decisions and has an effect on decisions to use Islamic banking products for students of the Islamic Banking Study Program FEB UNISMA. Furthermore, the results of the t test show that Islamic financial literacy partially has a significant and positive effect on the decision to use Islamic banking products. The results of the determination test show that the percentage is 9.9%, where the decision to use the product can be influenced by Islamic financial literacy. Furthermore, in this study, the data collection method can be continued by paying attention to the willingness of respondents, follow-up to fill out, so that when given a questionnaire, they can immediately fill in the data properly.

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