cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Harun Alrasyid
Contact Email
perbankansyariah_feb@unisma.ac.id
Phone
+6282140804137
Journal Mail Official
perbankansyariah_feb@unisma.ac.id
Editorial Address
Jl. Mayjen Haryono No.193, Dinoyo, Kec. Lowokwaru, Kota Malang, Jawa Timur 65144
Location
Kota malang,
Jawa timur
INDONESIA
El-Aswaq
Published by Universitas Islam Malang
ISSN : -     EISSN : 27454266     DOI : https://doi.org/10.33474/laswq
Core Subject : Economy, Science, Social,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences
The scope of El-Aswaq are limited to islamic economics, islamic banking and finance, islamic economic management, islamic economics law, management Zakat, Infaq, Shodaqoh, and Waqf, islamic entrepreneurship and business, islamic economics thought, islamic insurance, islamic accounting
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Keuangan
Articles 128 Documents
 9   10   11   12   13 
Analisis Kinerja Keuangan Bank Umum Syariah pada Masa Pandemi Covid-19 Menggunakan Metode Camel (Capital, Asset Quality, Management, Earnings, Liquidity) Fathun Ni'am Dwi Syahputra; Dwiyani Sudaryanti; Junaidi Junaidi
El-Aswaq: Islamic Economics and Finance Journal Vol. 3 No. 1 (2022): El-Aswaq
Publisher : Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to determine the financial performance of Sharia Commercial Banks during COVID-19 pandemic using CAMEL method. The type of this research is descriptive analysis and uses quantitative approach. Sample of this research are 11 Sharia Commercial Banks that fulfill the criteria of research sample. The data collection technique in this research is to use secondary data in the form of quarterly financial reports of Sharia Commercial Banks for the 2020 Quarter II period to the 2021 Quarter I period. The data obtained is analyzed first with financial ratios, then the final CAMEL value is determined based on the health weight of each ratio. The ratios in this research are CAR to analyze the Capital aspect, NPF to analyze the Asset Quality aspect, NPM to analyze the Management aspect, ROA and BOPO to analyze the Earnings aspect, and FDR to analyze the Liquidity aspect. The results of this study indicate that in general the soundness of Sharia Commercial Banks during the COVID-19 pandemic (Quarter II of 2020 to Quarter I of 2021) is in the healthy criteria with an average composite value 2,1. Thus, it can be concluded that Sharia Commercial Banks are able to overcome the negative effects and economic conditions that occurred during the pandemic.
PENGARUH KUALITAS LAYANAN JUGA KINERJA CUSTOMER SERVICE TERHADAP KEPUASAN NASABAH DI BSI KCP MALANG LAWANG Iqbal Burhanuddin Maulidy; Afifudin Afifudin; Arista Fauzi Kartika Sari
El-Aswaq: Islamic Economics and Finance Journal Vol. 3 No. 1 (2022): El-Aswaq
Publisher : Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The aim of this research is to know the influence of the Service and Performance Quality of Customer Service toward Customer's Satisfaction in Indonesia Islamic Bank KCP Malang Lawang. This research used a quantitative correlational approach. The sampling in this research used the Slovin formula with 94 respondents. The data consist of primary one which is taken from a questionnaire and processed with SPSS 14.0 version. The data analysis used multiple linear regression analysis. The result of this research showed that the Service Quality variable (X1) gave a positive and significant influence toward Customer's Satisfaction (Y), the Service Customer Performance variable (X2) gave a positive and significant influence toward Customer's Satisfaction (Y).
PENGARUH RELIGIOSITAS, CITRA DESTINASI, PROMOSI, DAN FASILITAS RAMAH MUSLIM TERHADAP KEPUASAN BERKUNJUNG DESTINASI HALAL DI MALANG (Studi Kasus Pada Mahasiswa Aktif FEB Unisma Angkatan 2018) Afda Maulidiyah; Afifudin Afifudin; Hariri Hariri
El-Aswaq: Islamic Economics and Finance Journal Vol. 3 No. 1 (2022): El-Aswaq
Publisher : Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to determine the effect of Religiosity, Destination Image, Promotion, and Muslim Friendly Facilities on Satisfaction in Visiting Halal Destinations in Malang. This type of research is a quantitative survey research. In this study, the sample taken was active students of the Faculty of Economics and Business, Islamic University of Malang batch 2018 with a total of 135 people. This research uses quantitative data and methods the collection is by using a questionnaire via google form and  measured by a Likert scale. The analytical tool used is multiple linear regression analysis using SPSS. The results of the study partially show that: 1) Religiosity has a positive and significant effect on visiting satisfaction. 2) Destination image has a significant positive effect on visiting satisfaction. 3) Promotion has no positive and significant effect on visiting satisfaction. 4) Muslim friendly facilities have a positive and significant effect on visiting satisfaction. 
ANALISIS KEPERCAYAAN MASYARAKAT KOTA MALANG TERHADAP LEMBAGA KEUANGAN SYARIAH Riski Amalia; Maslichah Maslichah; Junaidi Junaidi
El-Aswaq: Islamic Economics and Finance Journal Vol. 3 No. 1 (2022): El-Aswaq
Publisher : Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Tujuan dari penelitian ini untuk mengetahuidan menganalisis kepercayaan masyarakat kota Malang terhadap Lembaga Keuangan Syariah. Populasi pada penelitian ini adalah masyarakat kota Malang yang jumlahnya tidak diketahui secara pasti dan teknik sampel yang digunakan adalah purposive sampling dengan jumlah sampel sebanyak 100 responden.Metode pengumpulan data menggunakan skala likert dan untuk metode analisis data menggunakan statistik deskriptif dimana dari hasil penelitian menjelaskan bahwa kriteria kepercayaan masyarakat dengan indikator Transaparansi memiliki minimum 2 dan maksimum 5, dengan rata-rata 3.97 serta standar devisiasinya sebesar 0,684. Kepercayaan masyarakat berdasarkan indikator Akuntabilitas memiliki minimum 2 dan maksimum 5, dengan rata-rata 3.97 serta standar devisiasinya sebesar 0,659. Kepercayaan masyarakat berdasarkan indikator Pertanggung jawaban memiliki minimum 2 dan maksimum 5, dengan rata-rata 4.05 serta standar devisiasinya sebesar 0,675. Kepercayaan masyarakat berdasarkan Independensi memiliki minimum 2 dan maksimum 5, dengan rata-rata 4.01 serta standar devisiasinya sebesar 0,730. Kepercayaan masyarakat berdasarkan Keadilan memiliki minimum 2 dan maksimum 5, dengan rata-rata 3.93 serta standar devisiasinya sebesar 0,710. Kepercayaan masyarakat berdasarkan Shariah Compliance memiliki minimum 2 dan maksimum 5, dengan rata-rata 4.05 serta standar devisiasinya sebesar 0,667. Diantara item pernyataan yang membentuk kepercayaan masyarakat kota Malang, terdapat dua item pernyataan dalam indikator Pertanggung-jawaban dan Shariah Compliance yang memiliki nilai dengan kategori tertinggi dengan nilai rata-rata yang sama yaitu 4.05.
PENGARUH ONLINE REVIEW YOUTUBE, LABELISASI HALAL DAN HARGA TERHADAP KEPUTUSAN PEMBELIAN PRODUK MIE INSTAN SAMYANG (Studi Kasus Mahasiswa FEB Universitas Islam Malang) Fitri Ayu Lestari; Dwiyani Sudaryanti; Junaidi Junaidi
El-Aswaq: Islamic Economics and Finance Journal Vol. 3 No. 1 (2022): El-Aswaq
Publisher : Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk mengetahui dan menganalisis pengaruh Online Review Youtube, Labelisasi Halal dan Harga Terhadap Keputusan Pembelian Mie Instan Samyang (Studi Kasus Mahasiswa FEB UNISMA). Pendekatan yang digunakan pada penelitian ini adalah pendekatan kuantitatif. Populasi pada penelitian ini adalah mahasiswa FEB Universitas Islam malang yang pernah mengkonsumsi atau membeli produk mie instan Samyang sampel yang digunakan dalam penelitian ini adalah 97 responden dan menggunakan teknik Purposive sampling dengan kriteria antara lain: (1) Nama; (2) Jenis Kelamin; (3) Jurusan; (4) Angkatan; (5) Pernah membeli dan mengkonsumsi mie isntan Samyang. Pada penelitian ini menggunakan koesioner angket untuk mengumpulkan data responden. Pada penelitian ini menggunakan Teknik Regresi Linier Berganda, Uji Asumsi Klasik, Uji T dan Uji F dan koefesien Determimasi untuk menganalisis data. Berdasarkan hasil penelitian ini diperoleh hasil bahwa secara parsial online review youtube tidak signifikan terhadap keputusan pembelian produk mie instan Samyang. Dari hasil penelitian ini diketahui bahwa variabel Labelisasi Halal tidak signifikan terhadap keputusan pembelian mie instan Samyang. Hasil penelitian ini variabel Harga berpengaruh positif dan signifikan terhadap keputusan pembelian mie instan Samyang. Secara simultan diketahui bahwa online review youtube, labelisasi halal dan harga berpengaruh positif terhadap keputusan pembelian mie instan Samyang.
PENGARUH DIGITALISASI PERBANKAN MELALUI SELF SERVICE TECHNOLOGY TERHADAP KEPUASAN MAHASISWA UNISMA DALAM PENGGUNAAN LAYANAN DIGITAL BANK SYARIAH (Studi Kasus Pada Mahasiswa FEB UNISMA Angkatan 2018 dan 2019) Melinda Ramadhanti; Noor Shodiq Askandar; M Cholid Mawardi
El-Aswaq: Islamic Economics and Finance Journal Vol. 3 No. 1 (2022): El-Aswaq
Publisher : Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk mengetahui dan menilai pengaruh Self Service Technology Yang meliputi Automatic Teller Machine / ATM (X1), Internet Banking (X2), Mobile Banking (X3) terhadap kepuasan mahasiswa (Y), baik secara parsial maupun simultan (Y). Responden dalam penelitian ini adalah Mahasiswa Fakultas Ekonomi dan Bisnis Universitas Islam Malang angkatan 2018 dan 2019 dan Mahasiswa yang menggunakan minimal satu layanan Self-Service Technology (SST). Teknik sampel yang digunakan adalah purposive sampling. Sampel dalam penelitian sebanyak 95 responden. Penelitian ini menggunakan jenis penelitian kuantitatif dengan teknik pengumpulan data menggunakan kuesioner. Kemudian dilakukan analisis menggunakan model statistik parametrik regresi linier berganda. Uji F dan uji t juga dilakukan dalam penelitian ini untuk mengetahui pengaruh variabel independen baik secara simultan maupun parsial terhadap Kepuasan Mahasiswa pengguna layanan digital bank syariah
STRATEGI DIGITAL MARKETING DALAM PENINGKATAN NASABAH DI BANK MUAMALAT SAAT PANDEMI COVID-19 (Studi Kasus Bank Muamalat Kota Malang Saat Pandemi Covid-19) Elia Nurmala; Maslichah Maslichah; M Cholid Mawardi
El-Aswaq: Islamic Economics and Finance Journal Vol. 3 No. 1 (2022): El-Aswaq
Publisher : Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Marketing is an activity that must be carried out by every activity economics, especially in each financial institution. Because by being these marketing activities, the purpose of a company or organization. and institutions can be achieved. And it is undeniable that changes will The inevitable globalization of technology demands that every company, institutions and organizations to be more sensitive so as to encourage creativity and innovation of a person in the marketing process so as not to be left behind by the times. Digital marketing is the main priority in this research to what extent is the target is able to apply the digitization. The main purpose of the research this is to analyze digital marketing applied to the Bank Muamalat Malang City Branch Office as a strategy in increasing customers in some period of time, which from the past the institution has using a traditional marketing system which then switches to a digitization. From the system transition, it was found that there was unrest ordiscrepancy due to several factors.               This study uses qualitative research by conducting interviews, and documentation. The results of this study say that The digital marketing used is felt to be not optimal due to the obstacles faced. In addition, the process of switching the system becomes a challenge especially in the current pandemic era.               As for the things faced in Bank Muamalat Malang City influenced by internal factors, namely, HR background, inadequate facilities, and less than optimal software as well as external factors, namely the colonial community and the poor technology literate. Therefore, there is a need for follow-up on the problem These are in the form of HR training, improvement of facilities, and development better software and there must be an approach to the community by providing an understanding of the importance of technology and also providing the best service so as to increase customer confidence.
ANALISIS PENGARUH LITERASI KEUANGAN SYARIAH TERHADAP KEPUTUSAN MENGGUNAKAN PRODUK PERBANKAN SYARIAH (Studi pada Mahasiswa Program Studi Perbankan Syariah FEB UNISMA) Ahmad Basori; Maslichah Maslichah; M. Cholid Mawardi
El-Aswaq: Islamic Economics and Finance Journal Vol. 3 No. 2 (2022): El-Aswaq
Publisher : Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to determine the effect of Islamic financial literacy on decisions to use Islamic banking products in students of the Islamic Banking Study Program FEB UNISMA. The location of this research was carried out on students of the Islamic Banking Study Program FEB UNISMA. This research is a quantitative research. This research uses a case study method where data is obtained by distributing questionnaires to students of the Islamic Banking Study Program FEB UNISMA who were selected by purposive sampling. Determination of the number of samples using the Slovin formula and the results obtained were 100 respondents. Data were analyzed using simple regression analysis and determination test. Based on the results of data analysis, the results of the t-test indicate that Islamic financial literacy has a significant and positive effect on purchasing decisions and has an effect on decisions to use Islamic banking products for students of the Islamic Banking Study Program FEB UNISMA. Furthermore, the results of the t test show that Islamic financial literacy partially has a significant and positive effect on the decision to use Islamic banking products. The results of the determination test show that the percentage is 9.9%, where the decision to use the product can be influenced by Islamic financial literacy. Furthermore, in this study, the data collection method can be continued by paying attention to the willingness of respondents, follow-up to fill out, so that when given a questionnaire, they can immediately fill in the data properly.
OPTIMALISASI PENDISTRIBUSIAN DANA ZAKAT UNTUK MENINGKATKAN KESEJAHTERAAN MUSTAHIK (Studi Kasus Baznas Kota Malang) Dian Novitasari; Maslichah Maslichah; M. Cholid Mawardi
El-Aswaq: Islamic Economics and Finance Journal Vol. 3 No. 2 (2022): El-Aswaq
Publisher : Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Amil zakat agency is a zakat management institution formed by the government, consisting of government and community elements with the task of collecting, distributing, and utilizing zakat. As this is done by the National Amil Zakat Agency (BAZNAS) Malang. as a zakat management institution BAZNAS Malang City must be able to provide tangible evidence to the community in the distribution of productive zakat that is right on target and successfully fights poverty. This type of research is a qualitative research and uses a descriptive approach conducted at BAZNAS Malang City using a descriptive approach. Sources of data in this study consisted of primary and secondary data sources obtained through interviews and documentation. This study resulted in the following conclusions. First, optimizing the distribution of zakat in improving the welfare of mustahik in BAZNAS Malang City greatly supports mustahik who need capital, tools, for business development. infaq and sadaqah. So that the public knows that the magnitude of the potential of ZIS can help government programs in alleviating poverty. Second, this program has an influence on the welfare of mustahik by increasing business results, reducing basic needs, increasing family income and increasing knowledge, skills, as well as independence.
ANALISIS FAKTOR YANG MEMPENGARUHI MINAT NASABAH DALAM MEMILIH PRODUK SIMPANAN MUDHARABAH PADA BANK SYARIAH INDONESIA (Studi Kasus Pada Mahasiswa Universitas Islam Malang) Zukhruf Dinnisa'Ul Furqana; Dwiyani Sudaryanti; Junaidi Junaidi
El-Aswaq: Islamic Economics and Finance Journal Vol. 3 No. 2 (2022): El-Aswaq
Publisher : Universitas Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to determine the analysis of factors that influence customer interest in choosing mudharabah savings products at Bank Syariah Indonesia (a case study on students at the Islamic University of Malang). The population in this study were students majoring in Islamic banking FEB UNISMA class 2017, 2018, 2019, which was opened by 252 students. Samples were taken using purposive sampling method. The type of data used in this study uses multiple linear regression analysis techniques using the SPSS 25 program. The results of data analysis show that simultaneous analysis of factors that influence customer interest in choosing mudharabah savings products at Bank Syariah Indonesia (case study on students at the Islamic University of Malang) . Partially, the effect of profit sharing (X1) and location (X3) has a positive effect on customer interest in choosing mudharabah savings products at Bank Syariah Indonesia, while the effect of promotion (X2) has no effect on customer interest in choosing mudharabah savings products at Banks. Indonesian Sharia (a case study on students at the Islamic University of Malang).

Page 12 of 13 | Total Record : 128

 9   10   11   12   13 

Filter by Year

2020 2022


Reset
Filter By Issues
All Issue Vol 3, No 1 (2022): Vol 3, No 1 (2022) : El-Aswaq Vol. 3 No. 2 (2022): El-Aswaq Vol. 3 No. 1 (2022): El-Aswaq Vol 2, No 2 (2021): Vol 2, No 2 (2021) : El-Aswaq Vol 2, No 1 (2021): Vol 2, No 1 (2021) : El-Aswaq Vol. 2 No. 2 (2021): El-Aswaq Vol. 2 No. 1 (2021): El-Aswaq Vol 1, No 2 (2020): El-Aswaq Vol 1, No 1 (2020): El-Aswaq