cover
Contact Name
Muhammad Fikri Alan
Contact Email
redaksi.qawanin@iainkediri.ac.id
Phone
+62354-689282
Journal Mail Official
redaksi.qawanin@iainkediri.ac.id
Editorial Address
Jalan Sunan Ampel Nomor 7 Ngronggo Kota Kediri, 64127
Location
Kota kediri,
Jawa timur
INDONESIA
Qawanin: Journal of Economic Syaria Law
ISSN : 25983156     EISSN : 26228661     DOI : https://doi.org/10.30762/qawanin.v6i1
Qawanin (Journal of Economic Syaria Law) is a media publication of the results of scientific research, in the field of Economic Syaria Law which includes: - Economic Syaria Law - Islamic strategy for economic development - Critical issues and challenges in Islamic economics and finance development - other topics that are still in line with law and economic developments
Arjuna Subject : Ilmu Sosial - Hukum
Articles 7 Documents
Search results for , issue "Vol 6 No 1 (2022): June" : 7 Documents clear
Bahasa Arab: تحليل تغير قيمة النقود في منظور الشريعة الإسلامية / Analysis of the Change in The Value of Money in The Perspective of Islamic Law Moch. Zainuddin
Qawanin: Jurnal of Economic Syaria Law Vol 6 No 1 (2022): June
Publisher : Fakultas Syariah IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (356.277 KB) | DOI: 10.30762/qawanin.v6i1.1

Abstract

The problem of changes in the value of money, and the continuous fluctuation in its purchasing value, is one of the major problems that we face today. People wonder about the Sharia ruling on changes in the value during the term of the term, in the loan or deferred sale and other obligations related to the liability, and is the obligor required to fulfill the same What is his commitment or worth?. This research is a desk and applied study of the impact of changing the purchasing value of money in Islamic jurisprudence and economics, an applied study in contemporary financial transactions issues. The results of the research are that money is an idiomatic issue, and it does not have a specific form or substance required for it, and everything that people use as money or a standard can be cash, and what people call money is applied to the provisions of money such as the prohibition of usury and the obligation of zakat on it. Paper money is a special type of money, to which the provisions of money apply, but it is unique to its own provisions, including the need to take into account the change in its value.   تعد مشكلة تغير قيمة النقود، والتذبذب المستمر في قيمتها الشرائية من المشكلات الكبيرة التي نواجهها اليوم، ويتساءل الناس عن حكم الشريعة في تغير القيمة هذه في فترة الأجل، في القرض أو البيع الآجل وغيرهما من الالتزامات المتعلقة في الذمة، وهل يطلب إلى الملتزم أن يفي بمثل ما التزمه أم بقيمته؟ يعتبر هذا البحث من الدراسة المكتبية والتطبيقية لأثر تغير القيمة الشرائية للنقود في الفقه والاقتصاد  الإسلامي، دراسة تطبيقية في قضايا المعاملات المالية المعاصرة. ونتائج البحث هي أن النقود مسألة اصطلاحية فلا يشترط لها شكل معين أو مادة معينةـ، وكل ما يصطلح الناس عليه نقودا أو معيارا يمكن أن يكون نقدا، وما اصطلح عليه الناس نقودا تطبق عليه أحكام النقود كمنع الربا ووجوب الزكاة فيه.والنقود الورقية نوع خاص من النقود، تنطبق عليها أحكام النقود، إلا أنها تنفرد بأحكام خاصة بها، ومنها وجوب مراعاة التغير في قيمتها.
INTERNALISASI EKSEKUSI JAMINAN HAK TANGGUNGAN DALAM PEMBIAYAAN KREDIT PADA BANK SYARIAH INDONESIA (BSI) KOTA MALANG: The Internalization of Guarantee Rights Execution in Credit Financing at Indonesian Sharia Bank (BSI) Malang City Iva Mala; Arini Putri; Aminah Firdausi; Kadek Renitayani
Qawanin: Jurnal of Economic Syaria Law Vol 6 No 1 (2022): June
Publisher : Fakultas Syariah IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (134.458 KB) | DOI: 10.30762/qawanin.v6i1.2

Abstract

The Financial Institution under the government and supervised by the OJK regarding credit financing in accordance with sharia provisions is the Indonesian Sharia Bank. This study uses a normative juridical approach with a descriptive approach, primary data sources and secondary data from documentation and legislation. The technique in this study uses observation and interviews. The results of this study used the internalization of the Law of the Republic of Indonesia Number 21 of 2008 concerning Islamic Banking and the Law of the Republic of Indonesia Article 6 concerning Mortgage Rights. The obstacles faced in this study are the delinquency of various characteristics of debtors who ignore their installments. Efforts made to overcome these problems are through mediation, fostering to sell the object of mortgage guarantee together and if this method does not produce results, it will be carried out with a court decision. It is hoped that the increase in the survey of the object of the mortgage guarantee can be evaluated again before approving the loan application from the debtor.
TANGGUNG JAWAB PIHAK PT. PEGADAIAN (PERSERO)TERHADAP HILANGNYA BARANG GADAI DI PT. PEGADAIAN SYARIAH CABANG BLIMBING KOTA MALANG: RESPONSIBILITY OF PT. PEGADAIAN (PERSERO) AGAINST LOSS OF POSTAGES IN PT. PEGADAIAN SHARI’AH PAWNSHOP BLIMBING BRANCH MALANG CITY Yolanda Paulina; Amri Putri; Shofa Karuniahaj; Hafidh Arighi; Muhammad Zaki
Qawanin: Jurnal of Economic Syaria Law Vol 6 No 1 (2022): June
Publisher : Fakultas Syariah IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (111.134 KB) | DOI: 10.30762/qawanin.v6i1.3

Abstract

Pegadaian shari’ah (Persero) is one of the places to provide loan funds on the basis of the law of pawning, with the condition that there is the delivery of movable objects which are used as collateral for the pledge from the customer to PT. Pegadaian shari’ah (Persero). This pawn is regulated in book II Title 20 article 1150 of the Civil Code. The pawned object must be with the pawnbroker as long as the pawnbroker has not been able to repay the loan, and the pawnshop has a great responsibility to take care of the pawned goods. If the pledged goods are damaged or lost, then the pawnbroker must provide compensation to the injured party by claiming to insurance. The purpose of this study is to find out how the responsibility of the Pawnshop to the lost collateral and find out how to solve the problem of the debtor's demands on the lost collateral at PT. Sharia Pawnshop (Persero) Blimbing Branch, Malang City. The results of the study are that if there are cases of damage or loss of collateral during the pawn process, then the PT. Pegadaian Syariah (Persero) is responsible for the damaged or lost collateral. In providing compensation, PT. Pegadaian Syariah (Persero) must be based on the provisions that have been regulated in the Pawnshop Work Order book which regulates how to provide compensation if the collateral is lost, such as conducting prior consultations with the debtor until there is an arrangement for an insurance claim so that no one is harmed from both sides parties. PT. Pegadaian syariah ( Persero) merupakan salah satu tempat pemberian pinjaman uang berdasarkan dasar hukum gadai, dengan ketentuan terdapatnya penyerahan barang- barang beranjak yang dijadikan selaku barang agunan gadai dari pelanggan pada PT. Pegadaian syariah( persero). Gadai ini diatur dalam buku II Titel 20 bab 1150 KUHPerdata. Barang gadai wajib diantara pada pemegang gadai sepanjang donatur gadai belum sanggup melunaskan pinjamannya, serta pihak pegadaian memiliki tanggung jawab yang besar buat melindungi barang- benda gadai itu. Bila beberapa barang agun itu cacat atau lenyap, hingga pihak pemegang agun wajib membagikan ubah kehilangan pada pihak yang dibebani dengan metode meklaimkan ke asuransi. Tujuan riset ini buat mengenali gimana Tanggung jawab pihak Pegadaian kepada benda agunan yang lenyap serta mengenali metode penanganan permasalahan atas desakan debitur kepada benda agunan yang lenyap di PT. Pegadaian syariah( persero) Cabang Blimbing Kota Malang. Hasil riset merupakan bila ada permasalahan kehancuran ataupun kehabisan benda agunan sepanjang cara gadai berjalan, hingga pihak PT. Pegadaian syariah( Persero) bertanggung jawab atas barang agunan gadai yang cacat ataupun lenyap itu. Dalam membagikan ganti rugi, PT. Pegadaian syariah( Persero) wajib bersumber pada pada determinasi yang sudah diatur dalam buku Aturan Profesi Pegadaian yang menata gimana metode membagikan ubah rugi bila benda agunan itu lenyap semacam melaksanakan konferensi terlebih dulu pada debitur hingga terdapat pengurusan ke klaim asuransi alhasil tidak terdapat yang dibebani dari kedua koyak pihak.
Zakat Ayam Petelur dalam Perspektif Hukum Positif dan Hukum Islam: The Laying Hen ZakaT in Perspective of Positive and Islamic Law Muhamad Aji Purwanto; Setiawan
Qawanin: Jurnal of Economic Syaria Law Vol 6 No 1 (2022): June
Publisher : Fakultas Syariah IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (127.327 KB) | DOI: 10.30762/qawanin.v6i1.4

Abstract

This paper discusses the laying of zakat on the perspective of Islamic law and positive Indonesian law. The amount of zakat from zakat mal that must be issued by traders is 2.5% of the amount of assets owned in trade. In the Ngrejo village area, Bakung sub-district, Blitar, there are a lot of successful layers or traders in their business. Social awareness as a Muslim entrepreneur who has an excess of assets makes several laying hens entrepreneurs in Ngrejo village issue their obligations in paying zakat. However, regarding his understanding of the conditions that must be met in issuing zakat, he still does not fully understand. The research method used in this journal is qualitative with a legal approach. Data mining methods used are interviews, observation and documentation. The results showed that several laying hens in Ngerjo Village were aware of their obligation to issue commercial zakat at 2.5% each year. However, in the implementation there are still some aspects that they have not yet understood, such as the class of people who are obliged to be treated. The rest, they have carried out what is their obligation.
Anthropology of Islamic Law as an Approach in the Practice of Buying and Selling Online Doli Witro; Zufriani; Tajul Arifin; Mohamad Athoillah
Qawanin: Jurnal of Economic Syaria Law Vol 6 No 1 (2022): June
Publisher : Fakultas Syariah IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (136.776 KB) | DOI: 10.30762/qawanin.v6i1.18

Abstract

Information technology has changed the ways of transacting and opened up new opportunities in conducting business transactions. An online sale and purchase agreement via the internet is considered valid if it meets subjective and objective conditions. Trading business activities via the internet are known as electronic commerce (e-commerce). It has become a necessity that society always experiences changes which are often followed by changes in mindset and values. On the other hand, the legal anthropology approach in research on Islamic law, both the study of normative laws (in the Qur’an) and empirical ones (in the practice of Muslims), has not been fully used. This article describes the anthropological approach of Islamic law in viewing the phenomenon of online buying and selling practices in Indonesia. This article aims to highlight the practice of buying and selling online using an anthropological approach to Islamic law. This article is qualitative research with library research. This article uses a Normative-Anthropological approach. The data in this study were obtained from library materials such as books, journals, and others related to the problems studied, namely the anthropology of Islamic law and online buying and selling. Data analysis techniques used are data condensation, data presentation, and drawing conclusions. The analysis results show that economic activity, including buying and selling online, relies heavily on language as a symbol of interaction. In other words, humans and the economy always prioritize symbolic interactionism in negotiating the desires and expectations of sellers and buyers, that is where anthropology and economics meet.
TRANSAKSI JUAL BELI ONLINE DALAM PERSPEKTIF HADIS (KAJIAN HOLISTIK HADIS ANTARADHIN): ONLINE BUYING TRANSACTIONS IN HADIS PERSPECTIVE (HOLISTIC STUDY OF ANTARADHIN HADITS) Muhammad Anwar Idris
Qawanin: Jurnal of Economic Syaria Law Vol 6 No 1 (2022): June
Publisher : Fakultas Syariah IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (165.988 KB) | DOI: 10.30762/qawanin.v6i1.79

Abstract

Abstrak Artikel ini membahas tentang transaksi jual beli online dalam perspektif hadis. Jual beli online merupakan sebuah transaksi modern yang ada pada era saat ini. Praktik jual beli online tidak hanya menguntukan penjual dan pembeli, namun ada elemen-elemen yang lain yang diuntukan. Adapun tujuan penulisan artikel ini adalah untuk mengetahui hadis-hadis jual beli online, kajian holistic, pesan hadis serta implementasinya dalam kehidupan sosial. Penelitian ini merupakan penelitian kepustakaan yang bersumber dari hadis maupun sumber-sumber yang berkaitan dengan jual beli kemudian penelitian ini menggunakan metode ma’anil hadis yang terfokus pada hadis antaradhin. Hasil dari artikel ini menyatakan bahwa dalam transaksi jual beli memberikan kemudahan bagi khalayak umum, akad yang digunakan ialah akad bai- as-salam. Adanya hadis “jual beli harus beradasarkan suka sama suka” sehendaknya diterapkan dalam transaksi jual beli online agar tidak terjadi penipuan yang pada akhirnya menimbulka kerugian antar kedua belah pihak yakni penjual dan pembeli. Kata kunci: Jual beli, Online, Hadis, Penipuan. Abstract This article discusses online buying and selling transactions from the hadith perspective. Buying and selling online is a modern transaction that exists in the current era. The practice of buying and selling online does not only interest sellers and buyers, but there are other elements that are intended. The purpose of this article is to look at the traditions of buying and selling online, holistic studies, hadith messages and their implementation in social life. This research is a literature research that comes from hadith or sources related to buying and selling. Then the research uses the ma'anil hadith method which focuses on interadhin hadith. The results of this general article state that in buying and selling transactions that make it easier for the public, the contract used is the bai-as-salam contract. The existence of the hadith "buying and selling must be on a consensual basis" should be applied in online buying and selling transactions so that fraud does not occur which ultimately causes losses between both the seller and the buyer. Keywords: Buying and selling, Online, Hadith, Fraud.
KAPASITAS OTORITAS JASA KEUANGAN (OJK) DALAM PERLINDUNGAN PRODUK INVESTASI TABUNGAN EMAS DI PT. PEGADAIAN SYARIAH DAN KONVENSIONAL: THE CAPACITY OF THE FINANCIAL SERVICES AUTHORITY (OJK) IN PROTECTION OF GOLD SAVING INVESTMENT PRODUCTS IN PT. SHARIA POWDERSHIP AND ACCORDING TO CONVENTIONAL LAW NO. 21 YEAR 2011 andhika naufal; Apik Hadiarlamsyah; Lutfizar S
Qawanin: Jurnal of Economic Syaria Law Vol 6 No 1 (2022): June
Publisher : Fakultas Syariah IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (157.183 KB) | DOI: 10.30762/qawanin.v6i1.140

Abstract

The government appoints the Financial Services Authority to supervise, foster and provide regulations regarding the Capital Market with the regulations in Law Number 21 of 2011 concerning the Financial Services Authority. In this study, the capital market in question is in the form of a limited liability company, namely PT. Pegadaian (Persero). The form of this company's financial services is a pawnshop. The other development in this company is in the form of gold investment. The company's goal is to provide convenience, especially for the lower middle class, to invest in gold by opening a gold savings account. The existence of this program has made other companies file lawsuits related to gold savings investment products. With the protection from OJK providing as a witness and providing an operational license number S-427/NB.11/2016 dated 17/02/2016 regarding the Gold Savings Pegadaian investment product, this program was inaugurated by the government and OJK given by PT. Pawnshop as the manager. The update related to the gold savings investment program was resubmitted and approved by the OJK with a new licensing letter number S-476/NB.111/2019 on 09/11/2019 regarding the approval of PT. Gold Savings Investment Products. Pegadain (Persero). So, PT. Pegadaian obtained a complete patent on the operational license for the gold savings investment product, although there are other companies with the same name as PT. pawnshop. Moreover, the implementation system in PT. Pawnshops differ by other companies that are suing. Keywords: OJK Regulation Law Number 21 of 2011, PT. Pegadaian, Gold Saving Investment Product

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