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Contact Name
Edith Prasetiadi
Contact Email
jurnal.economina@gmail.com
Phone
+6287739663809
Journal Mail Official
jurnal.economina@gmail.com
Editorial Address
LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram Jl. Tawak-Tawak Karang Sukun, Mataram e-mail: jurnal.economina@gmail.com or economina@45mataram.ac.id
Location
Kota mataram,
Nusa tenggara barat
INDONESIA
JURNAL ECONOMINA
ISSN : 29631181     EISSN : 29631181     DOI : https://doi.org/10.55681/economina
Core Subject : Economy,
JURNAL ECONOMINA (JE) is a peer-reviewed journal which publishes original research papers. ECONOMINA has been published since 2022. It is currently published every month a year with e-ISSN: 2963-1181. The Digital Object Identifier (DOI) is assigned to each published article and the journal is indexed by Crossref, GARUDA, Neliti.Com, Dimensions and Google Scholar. Areas of research include, but are not limited to Global Business, Transition Issues, Economic Growth and Development, Economics of Organizations and Industries, Finance and Investment, Strategic Management, Human Resources, Marketing, Innovations, Public Administration and Accountancy.
Articles 926 Documents
Do Working Capital Efficiency and Capital Structure Shape Financial Distress? The Moderating Role of Firm Size in Food and Beverage Firms Listed on the Indonesia Stock Exchange Aditya Rahmadani; Solikah Nurwati; Putri Salasyah Riadin Nengsih; Novia Safitri
JURNAL ECONOMINA Vol. 5 No. 6 (2026): JURNAL ECONOMINA, Juni 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i6.2771

Abstract

This study examines Cash Conversion Cycle (CCC) and Debt to Equity Ratio (DER) as determinants of financial distress, with firm size tested as a moderating variable, among Food and Beverage companies on the IDX during 2021–2025. Financial distress is operationalized through the Altman Emerging Market Score (EMS), estimated via a Fixed Effect Model with clustered standard errors using panel data from 63 companies yielding 315 observations. Rising CCC is found to significantly worsen financial distress, while DER exhibits a similar but statistically weak tendency. Firm size fails to moderate either relationship. Substituting Debt to Asset Ratio as an alternative leverage proxy confirms that asset-based leverage significantly deteriorates financial distress, reinforcing the robustness of the main findings.
Implementation Of The Digital Financial Model For Islamic Boarding School Students As An Innovation In Student Financial Management Beta Rohmaten; Nafi'ah Nafi'ah; Khoirul Fathoni; Nur Hidayah Izzati Binti Arba'in
JURNAL ECONOMINA Vol. 5 No. 6 (2026): JURNAL ECONOMINA, Juni 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Digital transformation in student financial management is analyzed in this study through the implementation of the Mondok Aja application at Pondok Pesantren Darul Falah Ponorogo to address the Society 5.0 era. The method employed was descriptive qualitative with a case study approach. Data collection was carried out through interviews, observation, and documentation involving Islamic boarding school administrators, students, parents, and application developers. Data analysis applied the Miles and Huberman interactive model, reinforced by the Technology Acceptance Model (TAM) perspective. The results of the study indicate that the Mondok Aja application has successfully transformed the financial management system of the boarding school to be more transparent, efficient, and secure through automated transaction logging and real-time balance monitoring. The presence of this system also established a user-centered financial ecosystem that contributes to improving students' financial literacy while strengthening collaboration between the school authorities and parents.
Strategy For Developing Micro, Small And Medium Enterprises Through Social Media: Case Study In Trisono Village Diah Citra Fitriani; Ahmad Syafi'i SJ; Setia Dwi Ratna Rahmawati
JURNAL ECONOMINA Vol. 5 No. 6 (2026): JURNAL ECONOMINA, Juni 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i6.2776

Abstract

his study aims to analyze the role of sosial media in the development of micro, small and medium enterprises in Trisono Village and to identify the challenges and strategies applied by business actors. The research uses a qualitative approach with data collection techniques through interviews, observations, and documentation. The result show that sosial media plays an important role in expanding marketing, increasing consumer reach, and strethening interaction with customers. Instagram is the most widely used platform because it is effective for product promotion. Using sosial media also boosts the number of orders and sales revenue. The challenges faced include limited capital, low digital skills, and bussines competition. The strategies implemented optimizing promotion, improving product and service quality, product innovation, and developing digital skills.
Fraud Heptagon Analysis in Detecting Fraudulent Financial Statements with the Whistleblowing System as a Moderating Variable An Empirical Study on Consumer Cyclicals Sector Companies Listed on the Indonesia Stock Exchange, 2020–2024 Erlina Erlina; Iin Rosini; Dian Widiyati
JURNAL ECONOMINA Vol. 5 No. 6 (2026): JURNAL ECONOMINA, Juni 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i6.2788

Abstract

This study examines the influence of the seven elements of the fraud heptagon pressure, opportunity, rationalization, capability, arrogance, ignorance, and greed on fraudulent financial statements, and tests whether the whistleblowing system (WBS) moderates these relationships. Using a quantitative associative design, the research analyzes panel data from 76 consumer cyclicals firms listed on the Indonesia Stock Exchange during 2020-2024 (380 firm-year observations) obtained through purposive sampling. Fraudulent financial statements were proxied by the Dechow F-Score, and the data were analyzed using panel-data regression and Moderated Regression Analysis with EViews 13. The results indicate that pressure, opportunity, rationalization, capability, and greed have a significant positive effect on fraudulent financial statements, whereas arrogance and ignorance do not. The whistleblowing system significantly moderates and weakens the effect of all seven heptagon elements, functioning as a quasi-moderator and confirming its role as a comprehensive internal-control mechanism.
Akuntabilitas Keuangan, Kebijakan Fiskal, dan Pembangunan Ekonomi Daerah terhadap Kinerja Elektoral Petahana: Literature Review Berbasis PRISMA Riya Dwi Handaka; Tri Widyastuti; Apollo Daito
JURNAL ECONOMINA Vol. 5 No. 6 (2026): JURNAL ECONOMINA, Juni 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i6.2796

Abstract

Penelitian ini bertujuan meninjau secara sistematis hubungan literature antara akuntabilitas keuangan, kebijakan fiskal, pembangunan ekonomi, dan kinerja elektoral petahana dalam kerangka teori political budget cycle (PBC) dan retrospective voting. Kajian ini penting karena literatur yang ada sering berkembang secara terpisah, padahal seluruhnya dapat membentuk penilaian pemilih terhadap keterpilihan kembali petahana. Penelitian ini menggunakan literature review berbasis PRISMA dengan tahapan identifikasi, penyaringan, kelayakan, dan inklusi. Literatur disintesis secara tematik berdasarkan hubungan kunci antara akuntabilitas keuangan, kebijakan fiskal, transfer pemerintah, pembangunan ekonomi, dan retrospective voting. Hasil kajian menunjukkan bahwa kinerja elektoral petahana tidak hanya dipengaruhi oleh penggunaan instrumen fiskal menjelang pemilihan, tetapi juga oleh kualitas tata kelola keuangan dan kemampuan kebijakan fiskal menghasilkan capaian pembangunan yang dirasakan oleh pemilih. Akuntabilitas keuangan melalui audit dan pelaporan keuangan dapat membatasi oportunisme fiskal, sedangkan kinerja pembangunan menjadi saluran evaluasi retrospektif pemilih terhadap petahana.
Generation Z's Interest in Islamic Banks and Conventional Banks: An Analysis Based on Sustainability and Financial Ethics Aspects Adinda Putri Lestari; MH Ainulyaqin; Kisanda Midisen; Sakum Sakum; Yudianto Achmad
JURNAL ECONOMINA Vol. 5 No. 6 (2026): JURNAL ECONOMINA, Juni 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i6.2800

Abstract

This study aims to analyze the influence of sustainability and financial ethics on Generation Z's interest in Islamic banks and conventional banks, and to identify the differences in the influence of these two aspects in each banking system. The study used a quantitative approach with a survey method by distributing questionnaires to 143 Generation Z respondents domiciled in Bekasi and selected using a purposive sampling technique. Data analysis was performed using multiple linear regression with the help of SPSS software. The results show that sustainability and financial ethics have a positive and significant effect on Generation Z's interest in both Islamic banks and conventional banks. In the Islamic bank model, the sustainability aspect obtained a coefficient value of 0.442 and financial ethics of 0.483, while in the conventional bank model, the sustainability aspect obtained a coefficient value of 0.590 and financial ethics of 0.275. The results also show that financial ethics is a more dominant factor in Islamic banks, while the sustainability aspect is more dominant in conventional banks. In addition, the Adjusted R Square value of 95.1% in Islamic banks and 92.9% in conventional banks indicates that the research model has a high explanatory ability towards Generation Z's interest. This study shows that Generation Z's financial preferences are not only influenced by economic aspects, but also by ethical values and sustainability orientation in determining the choice of banking services.
The Moderating Role of Big Five Personality in the Relationship between Digital Financial Literacy, Fintech Skills, and Financial Well-Being among MSMEs in Kupang City Maria Imakulata Pongge; M. E. Perseveranda; Marianus Antonius Deo Datus Banase
JURNAL ECONOMINA Vol. 5 No. 6 (2026): JURNAL ECONOMINA, Juni 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i6.2802

Abstract

This study examines the relationship between digital financial literacy, fintech skills, Big Five Personality, and financial well-being among micro-enterprise owners in Kupang City, Indonesia. The study applies a quantitative explanatory design using survey data collected from 283 active micro-enterprise owners. The data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) with SmartPLS 4, including measurement model evaluation, structural model evaluation, and bootstrapping with 5,000 subsamples. The results show that digital financial literacy has a positive and significant effect on fintech skills, but it does not directly affect financial well-being. Fintech skills have a positive and significant effect on financial well-being and fully mediate the relationship between digital financial literacy and financial well-being. Big Five Personality has a direct effect on financial well-being, but it does not significantly affect fintech skills and does not moderate the relationship between digital financial literacy and fintech skills or financial well-being. These findings indicate that digital financial literacy contributes to financial well-being when it is translated into practical fintech skills. The study suggests that financial education for micro-enterprises should move beyond conceptual literacy and focus on hands-on fintech training related to digital payments, cash-flow recording, and business financial management
Consumer Behavior in E-commerce: Evidence from Asia and Europe Meisyaroh Catur Wulandari; Triana Septiani; Dimas Luhung Prakoso
JURNAL ECONOMINA Vol. 5 No. 6 (2026): JURNAL ECONOMINA, Juni 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i6.2820

Abstract

The COVID-19 pandemic has changed the conventional trading and direct buying. The concept of consumer shopping during a pandemic is changing the way of buying. Purchase online through third party platforms. This study identified through the SLR (Systematic Literature Review) method using the VosViewer application. The literature collected through the official website scopus.com and selected according to topics relevant to the research objectives, namely consumer behavior in Asia and Europe using e-commerce platforms during the covid-19 pandemic. The results show, research since the beginning of the COVID-19 pandemic has increased. This can be seen from the total articles in 2020 as many as 1 and 2022 as many as 16. The keywords that are the main trends are e-commerce and the covid-19 pandemic. The most popular clusters of 11 items. The results of the article review show that consumers in Asia and Europe have shifted their way of shopping, namely the type of shopping goods that are more urgent for daily needs.
The Effect of Rice Consumption, Rice Prices, and Rice Harvest Area on Dependence on Rice Imports in Indonesia in 2015-2014 Lindy Shaliha; Aliudin Aliudin; Setiawan Sariyoga; Aris Supriyo Wibowo
JURNAL ECONOMINA Vol. 5 No. 6 (2026): JURNAL ECONOMINA, Juni 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i6.2832

Abstract

Rice is a leading agricultural commodity in Indonesia. This is reflected in Indonesia’s position as the fourth-largest producer and consumer of rice in the world. The high demand for rice mak es its availability one of the government's priorities, which is fulfilled through various policies, including rice imports. Indonesia imports rice to ensure the availability of domestic rice stocks. This study aimed to analyze the effects of rice consumption, rice prices, and harvested paddy area on rice import dependency in Indonesia during the period 2015–2024. Data were analyzed using the Ordinary Least Squares (OLS) multiple linear regression method based on secondary data. The results show that rice consumption, rice prices, and harvested paddy area simultaneously affect rice import dependency in Indonesia. Partially, rice consumption and rice prices have a significant effect on rice import dependency, whereas harvested paddy area does not have a significant effect on rice import dependency during the 2015–2024 period.
Measuring Risk Maturity Levels as a Tool for Evaluating the Effectiveness of Risk Management at PT Jasa Kepelabuhanan Petikemas Surabaya Cahya Ardie Firmansyah; Driana Le; Nazaruddin Malik
JURNAL ECONOMINA Vol. 5 No. 6 (2026): JURNAL ECONOMINA, Juni 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i6.2851

Abstract

The level of risk maturity and to provide actionable recommendations that are aligned with the company’s efforts to develop and improve its risk management strategy and implementation. The research adopts a qualitative approach using a case study strategy. Data were collected through interviews with representatives responsible for risk management implementation, governance, and compliance functions as key risk owners within the organization. The findings indicate that the company’s risk maturity level is positioned at the good practice phase, with a score of 2.95. This result suggests that risk management has been implemented satisfactorily, while performance achievement is categorized as good. The study highlights that risk management has contributed positively to organizational performance, although further improvements remain necessary to enhance overall effectiveness. Future research is recommended to adopt quantitative or mixed-method approaches to examine the relationship between risk management maturity levels and both financial and non-financial performance indicators

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