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Contact Name
Usman
Contact Email
uts.mhthamrinjakarta@gmail.com
Phone
+6285253819821
Journal Mail Official
uts.mhthamrinjakarta@gmail.com
Editorial Address
Jl. Bypass Sering, Unter Iwes, Sumbawa Besar, Nusa Tenggara Barat, Indonesia
Location
Kab. sumbawa,
Nusa tenggara barat
INDONESIA
Jurnal Ekonomi dan Bisnis
Published by Universitas Samawa
ISSN : -     EISSN : 25807285     DOI : -
Core Subject : Economy, Social,
Jurnal Ekonomi dan Bisnis covers the fields of economics, including Islamic Economics, Development Economics, Public Economics, International Economics, Regional Economics, Human Resource Economics, Natural Resources and Environmental Economics, Industrial Economics, Health Economics, Mathematical Economics (Econometrics), Monetary Economics, Accounting, Banking, Taxation, and Commercial Insurance (Loss).
Articles 257 Documents
DAMPAK BANTUAN PEMBIAYAAN MODAL TERHADAP PENDAPATAN PELAKU USAHA MIKRO KECIL DAN MENENGAH DI KABUPATEN SUMBAWA K Kamaruddin; Ika Fitriyani; I Nyoman Sutama
Jurnal Ekonomi & Bisnis Vol. 11 No. 2 (2023): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v11i2.1311

Abstract

This study aims to determine the income of MSME actors before and after obtaining capital financing assistance from BMT Insan Samawa. The type of this research is comparative research. The data used is primary data obtained directly through interviews. The informants of this study were 80 MSME actors who were registered as BMT Insan Samawa customers. The data analysis technique is using the Two Means Difference Test, which includes paired samples statistics test, paired samples correlations test, and paired samples t-test. The results showed that there were differences in the income levels of MSME actors in Sumbawa Regency before and after receiving capital assistance from BMT Insan Samawa. The provision of capital assistance by BMT Insan Samawa has had a positive impact on the income of MSMEs in Sumbawa Regency. The average income earned by MSME actors after receiving capital assistance from BMT Insan Samawa has increased compared to the income earned before receiving capital assistance from BMT Insan Samawa.
ANALISIS PENGARUH LITERASI KEUANGAN DAN STATUS SOSIAL EKONOMI ORANG TUA TERHADAP PERILAKU KONSUMTIF MAHASISWA H Hadiatullah; Nining Sudiyarti; K Kurniawansyah
Jurnal Ekonomi & Bisnis Vol. 11 No. 2 (2023): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v11i2.1312

Abstract

The purpose of this study was to know the effect of financial literacy and social economic status of parents on students’ consumptive behavior at students of economics and management faculty Samawa University, both partially and simultaneously. The data used in this study is quantitative data obtained directly from primary sources. The primary data used in this study were collected using a questionnaire. the population in this study were all students of the Faculty of Economics and Management, Samawa University in 2022, totaling 624 people. However, researchers did not conduct research on the entire population, researchers narrowed the population using the sampling method. To determine the number of samples, researchers used the Slovin formula. Based on the calculation results, the number of samples that will be used as respondents in this study is 95 people. All data were analyzed using multiple linear regression analysis techniques, partial hypothesis test (t test), simultaneous hypothesis test (F test), and determination coefficient test (R2). The results of the study showed that financial literacy and parents' socio-economic status have a positive and significant effect on the consumptive behavior of students of the Faculty of Economics and Management, Samawa University, both partially and simultaneously. The ability of financial literacy variables and parents' socioeconomic status to influence changes in student consumptive behavior variables is 58.3%, while the remaining 41.7% is influenced by other variables outside this research model, such as lifestyle, self-control, promotion, impulse buying, and social environment.
ANALISIS PERUBAHAN TINGKAT KEBUTUHAN MODAL USAHA MIKRO KECIL MENENGAH (UMKM) SEBELUM DAN SELAMA PANDEMI COVID-19 Delvia Ramadhini; Novi Kadewi Sumbawati; U Usman
Jurnal Ekonomi & Bisnis Vol. 11 No. 2 (2023): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v11i2.1313

Abstract

This research aims to examine changes in the level of capital requirements for MSMEs in Labuhan Sumbawa Village before and during the Covid-19 period. The type of this study was comparative research. The type of data used in this study is quantitative data obtained directly through interviews. The informants in this study were 50 MSME actors in Labuhan Sumbawa Village. Data analysis techniques used include paired samples statistics test, paired samples correlations test, and paired samples t-test. Based on the data analysis carried out, it can be concluded that there are differences between the capital requirements of MSMEs in Labuhan Sumbawa Village before and during the Covid-19 pandemic. The Covid-19 pandemic has had a negative impact on the capital requirements of MSMEs in Labuhan Sumbawa Village. The average capital requirement for MSMEs in Labuhan Sumbawa Village has decreased during the Covid-19 pandemic compared to before the Covid-19 pandemic.
ANALISIS DETERMINAN TINGKAT KEMISKINAN DI KABUPATEN SUMBAWA Fifi Nurulita; K Kamaruddin; A Asmini
Jurnal Ekonomi & Bisnis Vol. 11 No. 2 (2023): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v11i2.1314

Abstract

This research aims to study the determinants of poverty levels in Sumbawa Regency which consist of economic growth, human development index and unemployment, both partially and simultaneously. The type of this research is causal associative with a quantitative approach. The type of data used is a quantitative obtained from secondary sources using the documentation method. The data that has been collected will be processed using the SPSS program for further study using techniques, including multiple linear regression analysis, partial hypothesis testing (t test), simultaneous hypothesis testing (F test), and determining the coefficient of determination (R2). The results of the data analysis show that partially economic growth and the human development index have no effect on the poverty rate in Sumbawa Regency, while unemployment has a negative and significant effect on the poverty rate in Sumbawa Regency. Simultaneously, economic growth, human development index, and unemployment have a significant effect on the poverty rate in Sumbawa Regency. The ability of the variables of economic growth, human development index, and unemployment to vary changes in the poverty rate variable in Sumbawa Regency is 82.5%, while the remaining 17.5% is influenced by other variables outside this research model, such as education that is too low, lazy to work, limited natural resources, limited employment opportunities, limited capital, and family burdens.
DAMPAK PENETAPAN DESA WISATA TERHADAP PEREKONOMIAN MASYARAKAT (STUDI DI DESA BUNGIN KECAMATAN ALAS KABUPATEN SUMBAWA Nur Azizah; Subhan Purwadinata; I Ismawati
Jurnal Ekonomi & Bisnis Vol. 11 No. 2 (2023): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v11i2.1315

Abstract

This study aims to know the impact Bungin tourism village establishment on the communities economy of Sumbawa district. The type of this study was comparative study that used to compare the economy of the Pulau Bungin Village communities before and after being designated as tourist village. The total of population in this study were 3.171. The technique of determining the sample used was Slovin formula so that the numbers of samples in this study were 100. The method used to collect data was interviews. The data analysis technique used was the two-average difference test analysis technique or paired samples t-test. Based on the results of the research that has been done, it can be concluded that there are significant differences in the economy of the people of Bungin Island Village before and after its establishment as a tourist village in Sumbawa Regency. The average economic level of the people of Bungin Island Village has increased after being designated as a tourist village compared to before being designated as a tourist village.
STRATEGI PEMULIHAN UMKM DI KABUPATEN SUMBAWA PASCA MASA PANDEMI COVID-19 Fadli Alhindoan; Roos Nana Sucihati; Elly Karmeli
Jurnal Ekonomi & Bisnis Vol. 11 No. 2 (2023): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v11i2.1316

Abstract

This study aims to determine the strategy of MSMEs in Sumbawa Regency in increasing sales volume during the Covid-19 pandemic. This research uses a descriptive method with a qualitative approach. The type of data used is qualitative which is obtained directly from primary sources using interview techniques. The informants in this study were all people involved in the daily operations of Rizka Shop, which consisted of business owners, store employees, and consumers. Data analysis in this study uses the SWOT analysis technique to formulate various alternative strategies to increase MSME sales volume during the Covid-19 pandemic. This analysis is based on logic that can maximize strengths and opportunities, but at the same time minimize weaknesses and threats. The results showed that the SWOT analysis in increasing the sales volume of the Rizka Shop Sumbawa Besar Store during the Covid-19 pandemic resulted in four alternative strategies, namely the SO strategy, the WO strategy, the ST strategy and the WT strategy. The alternative development strategies resulting from this research are improving service quality to maintain the store's image to remain good, conducting promotions and sales by utilizing technological developments, increasing the variety of products sold, creating uniqueness that characterizes the store, sell products according to the needs and desires of the market and consumers, and selling products from well-known brands or brands.
ANALISIS SWOT DALAM MENINGKATKAN DAYA SAING PASAR TRADISIONAL DI KABUPATEN SUMBAWA Mita Lestari; Wahyu Haryadi; Sri Rahayu
Jurnal Ekonomi & Bisnis Vol. 11 No. 2 (2023): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v11i2.1317

Abstract

This study aims to determine the strategy in increasing the competitiveness of traditional markets in Sumbawa Regency using SWOT analysis. The type of research used in this research is descriptive with a qualitative approach. The type of data used by researchers in this study is qualitative obtained directly from research informants. The informants in this study were all parties directly involved in the management of the Brang Biji traditional market, consisting of the Head of the Cooperative and MSME Services in Sumbawa Regency, market managers and traders at the Brang Biji traditional market. The primary data used in this study was collected using a structured interview method to be studied using a SWOT analysis. The results of this study indicate that the SWOT analysis in increasing the competitiveness of the Brang Biji traditional market is in quadrant I. The strategy that can be applied in this condition is to support aggressive policies (growth oriented strategy). There are four alternative strategies generated through SWOT analysis to increase the competitiveness of the Brang Biji traditional market, namely the SO strategy which is carried out by utilizing existing strengths and opportunities, the ST strategy which is carried out by utilizing strengths to overcome the threats faced, the WO strategy which is carried out by minimizing weaknesses to be able to take advantage of opportunities, and WT strategies that are carried out by minimizing weaknesses and threats.
REVITALISASI PASAR TRADISIONAL SEBAGAI UPAYA MENINGKATKAN KESEJAHTERAAN MASYARAKAT DI KABUPATEN SUMBAWA Lily Suryani; Marisa Sutanty; S Suprianto
Jurnal Ekonomi & Bisnis Vol. 11 No. 2 (2023): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v11i2.1318

Abstract

The purpose of this research was to determine the effect of traditional market revitalization on the welfare of the people in Sumbawa Regency. This research is a causal associative research with a quantitative approach. The type of data used is quantitative which is obtained directly from the research respondents. The respondents in this study were all traders in the Seketeng Sumbawa Besar traditional market, totaling 41 people. The data used in this study were collected using a research instrument in the form of a questionnaire. The data that has been collected is processed for analysis using simple linear regression analysis techniques, partial parameter hypothesis testing (t test), and determination coefficient test (R2). The results of this study indicate that the revitalization of the Seketeng traditional market has a positive and significant effect on the welfare of the people in Sumbawa Regency. The ability of the Seketeng traditional market revitalization variable in explaining variations in community welfare variables in Sumbawa Regency is 81.3%, while the remaining 18.7% is influenced by other variables outside this research model, such as economic growth, income per capita, human development index ( HDI), and unemployment.
ANALISIS PERAN PEMERINTAH DAERAH DALAM PENCEGAHAN PENYEBARAN COVID-19 DI WILAYAH PERBATASAN Fandi Hi. Latief; Sri Ka’bah
Jurnal Ekonomi & Bisnis Vol. 11 No. 2 (2023): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v11i2.1323

Abstract

This study aims to observe and describe the role of local governments in preventing the spread of Covid-19 in the Border Region. This research was conducted in South Morotai Sub District, Morotai Island District. The type of this research is a qualitative with a qualitative approach. The type of data used in this study is qualitative data on research informants' answers regarding research problems obtained directly from research informants through interviews. The informants in this study consisted of the Head of the Morotai Island District Health Office, the Head of the district vaccination team, the District Vaccination Team, and the Head of the South Morotai Sub District Health Center. The stages of data analysis in this study used qualitative data analysis, including data collection, data presentation, data reduction and conclusion/verification. The results of this study indicate that the local government has carried out two roles in preventing the spread of Covid-19 in the South Morotai District, Morotai Island Regency, namely the role of regulation and services. The role of regulation is carried out by establishing anticipatory policies, including maximizing level 3 mobility restrictions followed by 7 (seven) actions/roles by Government of the Morotai District. Meanwhile, the role of services is carried out by implementing a vaccination program for all elements in South Morotai District, Morotai Island Regency, starting from government apparatus, TNI, POLRI, ASN to the general public.
PROBLEMATIKA PEMBERLAKUAN QUICK RESPONSE CODE INDONESIA STANDARD BAGI KEMAJUAN EKONOMI DIGITAL PELAKU USAHA UMKM Megananda Aruna Dewanty; Imron Mustofa
Jurnal Ekonomi & Bisnis Vol. 11 No. 3 (2023): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v11i3.1351

Abstract

The Quick Response Code Standard (QRIS) has become the most important innovation in digital payment systems, influencing various economic aspects. This research uses descriptive qualitative methods with literature study techniques. The aim of this research is to study the basic concepts of QRIS and study the practicalities of implementing a digital payment system for business actors. With QRIS, it can facilitate electronic payments with QR codes that can be widely used. The implementation of the QRIS digital payment system not only provides many benefits in terms of ease of transactions, but there are still problems faced, such as network problems which make the transaction process hampered; the complicated registration process makes some business actors give up their intention to register; it is feared that the increase in MDR rates for micro business actors will reduce income for sellers; the rise of fake QRIS code fraud makes people worried about carrying out digital transactions; not all of the storage memory on cell phones used by the public can accommodate the existing update capacity; the uneven distribution of merchants makes it difficult for people who use digital wallets; and the lack of understanding of the Indonesian people makes QRIS transactions difficult to develop.. This research provides a broader understanding of the usefulness of QRIS for business actors and the economy as a whole.