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INDONESIA
Jurnal Ekonomi dan Bisnis
Published by Universitas Samawa
ISSN : -     EISSN : 25807285     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Jurnal Ekonomi dan Bisnis covers the fields of economics, including Islamic Economics, Development Economics, Public Economics, International Economics, Regional Economics, Human Resource Economics, Natural Resources and Environmental Economics, Industrial Economics, Health Economics, Mathematical Economics (Econometrics), Monetary Economics, Accounting, Banking, Taxation, and Commercial Insurance (Loss).
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 257 Documents
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PERBANKAN DAN KEUANGAN SYARIAH DI INDONESIA: PELUANG DAN TANTANGAN DI ERA DIGITAL Sapitriani, Anriya; Ananda, Bethi Risqi; Syaputra, Lianar; Restie, Maria; Salsabila, Alifa
Jurnal Ekonomi & Bisnis Vol. 12 No. 2 (2024): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v12i2.1739

Abstract

This journal discusses the challenges and opportunities faced by Islamic banks in the digital era, with the aim of analyzing how Islamic banks can take advantage of existing opportunities while overcoming the challenges that arise due to digital developments. The research method used is qualitative with a literature study approach, which includes collecting, reviewing and analyzing relevant literature such as books, journal articles, research reports and official documents. The research results show that Islamic banks face challenges in the digital era, including the need for quality human resources, consumer protection, cyber security, and increasing public financial literacy. However, the digital era also opens up great opportunities for Islamic banks to improve operational efficiency, expand market reach and offer innovative services. To face the digital era, Islamic banks need to implement strategies to increase workforce skills, utilize digital technology, implement supportive regulations, and innovate through startup development. The transformation towards digital banking allows Islamic banks to remain competitive and relevant amidst technological advances, ensuring customer needs are met in a fast and practical way.
PERAN LEMBAGA KEUANGAN SYARIAH DALAM MENGHADAPI PANDEMI COVID-19 Nahda, Lutfia; Alwasi, Kila; Febrianti, F; Arsita, Dharma Jayanti; Aprilia, Livia Risma
Jurnal Ekonomi & Bisnis Vol. 12 No. 2 (2024): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v12i2.1740

Abstract

The Covid-19 pandemic has had a major impact on the economy, and the finance and banking sector is no exception. Seeing the economic impact of the Covid-19 pandemic, the government needs to take effective steps to keep the Indonesian economy stable. This is an opportunity as well as a challenge for sharia economic actors to be able to increase their role in helping the government stabilize the Indonesian economy. Given that sharia financial institutions are able to survive the crisis and are able to show good performance during the Covid-19 pandemic so that they remain stable and provide benefits, comfort, and security for their customers. Therefore, this study aims to identify the effective role of sharia financial institutions in dealing with various Covid-19 pandemics. This article uses qualitative data analysis with descriptive-critical methods and through a literature study approach. The results of this study indicate that Islamic financial institutions have shown a significant role in dealing with the Covid-19 pandemic by adopting various innovative strategies in accordance with Islamic principles. Islamic financial institutions have not only succeeded in maintaining financial stability, but have also contributed to economic recovery efforts by supporting the most affected sectors. By continuously increasing innovation and collaboration will strengthen the Islamic financial system in the future Islamic financial institutions can play a bigger role in the global economy.
PERAN EKONOMI SYARIAH DALAM MENDORONG PERTUMBUHAN EKONOMI HIJAU DAN BERKELANJUTAN Gunawan, Erpan; Jusniar, J; Mariani, Kellin Rossa
Jurnal Ekonomi & Bisnis Vol. 12 No. 2 (2024): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v12i2.1741

Abstract

Green economy and sustainable development has become a major concern in global development discourse to address environmental degradation and climate change. Sharia economy with its inherent Islamic principles and values ??has great potential to contribute to driving environmentally friendly economic growth and sustainable. This article aims to explore the role of Islamic economics in promoting green economy and sustainable development through a qualitative approach with literature study and descriptive analysis. Based on the results of a review of various relevant literature, it can be concluded that Islamic economics has a concept that is in line with the green economy and sustainable development. The principles of Islamic economics, such as justice, balance, and blessings, help create sustainable economic growth, a sustainable environment, and sustainable social welfare. The Islamic economic system also has synergy with the concept of a green economy in sustainable development that includes social principles and business ethics. Although there are still challenges in its implementation, Islamic economics offers a holistic and sustainable view in the management of economic resources so that it can create a new economic paradigm that promises to achieve balanced economic development between economic, social and environmental aspects.
PERAN LEMBAGA KEUANGAN SYARIAH DALAM MENINGKATKAN AKSES KEUANGAN PADA DAERAH TERPENCIL Lestari, Wiwik Putri Eni; Susanti, Sri; Atmajayanty, Shary Agustine; Islamia, Nurul Dian
Jurnal Ekonomi & Bisnis Vol. 12 No. 2 (2024): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v12i2.1742

Abstract

Amidst the ever-growing dynamics of the global economy, financial access is a key factor in supporting the growth of a prosperous economy for society. Islamic financial institutions, with their principles rooted in Islamic values, offer a different approach to providing inclusive, fair and sustainable financial services. This article aims to discuss the important role played by Islamic financial institutions in improving financial access in remote areas. This article used a descriptive method through a qualitative approach with literature studies and descriptive analysis. The results of this study showed that Islamic financial institutions have a strategic role in increasing financial access in remote areas. Islamic financial institutions have an important role, such as providing inclusive financing, financial education, and empowering local economies, which can make a positive contribution to financial inclusion and economic growth in previously marginalized areas. This can certainly improve economic welfare and support inclusive and sustainable economic development. Thus, this study provides a deeper understanding of the important role of Islamic financial institutions in supporting economic development and financial inclusion in remote areas.
PERSPEKTIF EKONOMI SYARIAH TERHADAP KEGIATAN JUAL BELI MELALUI MARKETPLACE ONLINE SHOPEE Wahyuningsih, Wiwi; Safitri, Della Narti; Novita, Mia; Juliati, Nadia
Jurnal Ekonomi & Bisnis Vol. 12 No. 2 (2024): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v12i2.1743

Abstract

The Shopee Marketplace is an online shopping platform that focuses more on user convenience, safe, fun, and practical by integrating social platforms. However, along with the development of the era that is increasingly modern, the business world tends to ignore ethics. In fact, the growing competition leads to contradictory practices, such as fraud, lies, and inappropriate goods. Just because to get as much profit as possible. Based on the background of the problem, the purpose of this study is to find out how the practice of buying and selling in the Shopee online marketplace and buying and selling through the Shopee online marketplace according to the review of Islamic business ethics. This article used a descriptive method through a qualitative approach with literature studies and descriptive analysis. The results of this study indicate that the Shopee online marketplace provides excellent service for users with the convenience of shopping anytime and anywhere. In addition, various promos and features offered on this platform are very diverse which provide great benefits for Shopee users. Some sellers on Shopee have implemented Islamic business ethics in online buying and selling transactions by paying attention to axioms such as unity, free will, responsibility, and balance. The original law of buying and selling is permissible, in accordance with the Al-Quran Surah Al Baqarah verse 275 which permits buying and selling and prohibits usury. Thus, buying and selling on Shopee is also permissible to do, except for the use of Shopee PayLater which contains elements of usury.
PENGARUH PEMBIAYAAN SYARIAH TERHADAP PERTUMBUHAN EKONOMI DI INDONESIA Tullah, Syaaqilah; Oktaviana , Yunita; Zain, Ziken Muhammad; Putri, Widya Eka Andita; Catrunnada, Femmy
Jurnal Ekonomi & Bisnis Vol. 12 No. 2 (2024): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v12i2.1744

Abstract

Economic growth is one of the benchmarks of the success of economic development in a country, so it becomes a goal that every country wants to achieve. The financial sector plays an important role in driving a country's economic growth, acting as a driver of real sector growth. Thus, the presence of Islamic banking in the financial sector in Indonesia must be able to contribute to increasing the growth of the real sector. Therefore, this study aims to explore how Islamic financing affects economic growth, wealth distribution, financial stability, and its contribution to sustainable and inclusive economic development in Indonesia. This study used a qualitative approach with literature study and descriptive analysis. The results of this study indicate that sharia financing had a positive and significant effect on economic growth in Indonesia. Financing as one of the financial instruments of sharia banking has quite a large potential to contribute to the development of the real sector, especially in helping to overcome capital constraints faced in the MSMEs sector. Sharia financing is one of the most important alternative sources of financing for entrepreneurs to obtain business capital. Thus, the presence of Islamic banking in the financial sector in Indonesia has a major contribution in encouraging the growth of the real sector so that its existence is expected to encourage fair, prosperous and sustainable economic growth in accordance with the principles and values ??contained in Islamic law.
PERAN ISTRI NELAYAN DALAM MENINGKATKAN PENDAPATAN KELUARGA Sudiyarti, Nining; Anjani, Ira
Jurnal Ekonomi & Bisnis Vol. 12 No. 3 (2024): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v12i3.1755

Abstract

This study aims to determine the role of fishermen's wives in increasing family income. The type of this study was associative which aims to examine the effect of fishermen's wife's income (X) on family income (Y). The type of data used in this study was quantitative data collected by researchers directly through interviews with informants related to the research object. The number of samples that will be used as respondents in this study was 100 fishermen's wives in Sumbawa District who were determined using non-probability sampling techniques with the accidental sampling method. All data that has been collected was processed using the SPSS program to be analyzed and interpreted using simple linear regression analysis techniques, partial hypothesis testing (t test), and coefficient of determination testing (R2). The results of this study showed that the income of fishermen's wives had a positive and significant effect on family income in Sumbawa District. This means that the greater the income earned by the fisherman's wife, the greater the family income will increase. Conversely, the lower the income earned by the fisherman's wife, the greater the family income will decrease. The degree of effect of the fisherman's wife's income variable on family income was 42.9%, while the remaining of 57.1% was effected by other variables outside this research model, such as education level, number of family dependents, working hours, and cost of living.
ANALISIS STRATEGI PENGELOLAAN SAMPAH BERBASIS MASYARAKAT DI DESA LABUHAN SUMBAWA Pamungkas, Binar Dwiyanto; Ramdani, Erwin
Jurnal Ekonomi & Bisnis Vol. 12 No. 3 (2024): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v12i3.1756

Abstract

The aim of this study was to know the strategies of waste management communities-based in Labuhan Sumbawa Village. This type of research is descriptive research. The data source in this research is primary data. The number of respondents is 30 respondents consisting of bureaucrats, academics and the community. The method used to collect data is by using interviews and documentation. The data analysis tool is by using the Analytic Hierarchy Process (AHP) with the help of expert choice (EC) applications. The results of the study showed that the priority strategies of waste management communities-based in Labuhan Sumbawa village were: 1) Budget, 2) Regulations, 3) Institutions, 4) Infrastructure. The budget placed in the first position in this study means that there were funding support for all activities related to waste management communities-based in Labuhan Sumbawa village, either from the regional, village or third parties in the communities because cleanliness funding was long investment that was able to encourage change in waste management Labuhan Sumbawa village.
PENGARUH PEMBIAYAAN PERMODALAN NASIONAL MADANI TERHADAP PENDAPATAN USAHA MIKRO KECIL DAN MENENGAH DI KABUPATEN SUMBAWA Insani, Maya; Sucihati, Roos Nana
Jurnal Ekonomi & Bisnis Vol. 12 No. 3 (2024): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v12i3.1757

Abstract

This study aims to determine the effect of PT. PNM financing on the income of micro, small and medium enterprises in Sumbawa District. This study aims to determine the role of fishermen's wives in increasing family income. The type of this study was associative which aims to examine the effect of PT. PNM financing (X) on MSME income (Y). The type of data used in this study is quantitative data collected by researchers directly from research respondents using a research instrument in the form of a questionnaire. The number of samples that will be used as respondents in this study is 30 financing customers of PT. PNM in Sumbawa District which is determined using a non-probability sampling technique with a saturated sampling method. All data that has been collected was processed using the SPSS program to be analyzed and interpreted using simple linear regression analysis techniques, partial hypothesis testing (t test), and coefficient of determination testing (R2). The results of this study showed that PT. PNM financing had a positive and significant effect on MSME income in Sumbawa District. The degree of effect of PT. PNM financing variables on MSME income in Sumbawa District was 77%, while the remaining of 23% was effected by other variables outside this research model, such as digital marketing strategies, product innovation, and business capital.
ANALISIS PENDAPATAN DAN KEUNTUNGAN USAHATANI KOPI DI DUSUN PUNIK KECAMATAN BATULANTEH Rahim, Abdul; Lestari, Heni
Jurnal Ekonomi & Bisnis Vol. 12 No. 3 (2024): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v12i3.1758

Abstract

The purpose of this study was to know the income and profits of coffee farmers in Punik Hamlet, Batulante sub-district, Sumbawa district. The type of this study was quantitative descriptive study. The data used was primary data. The populations in this study were all coffee farmers in the Punik hamlet consisted of 100 populations. The sampling technique used was saturated samples, thus the number of samples in this research were 100. The method used to collect data were interviews and documentation. The data analysis tool is by using income analysis techniques. The results of this study showed that coffee farming carried out in Punik Hamlet, Batulanteh District has made a positive contribution to increasing community income and profits. The average income of coffee farmers in Punik Hamlet, Batu Lanteh District in one production is IDR 1,272,500/Ha/Farmer, while the average cost incurred by coffee farmers in one production is IDR 775,000/Ha/Farmer, so that the average profit obtained by coffee farmers in one production is IDR 497,000/Ha/Farmer. The profits obtained by farmers from the coffee sector are relatively small compared to other agricultural subsectors. Therefore, one of the efforts that can be made in order to increase the income of coffee farmer households is by increasing the added value of coffee commodities through further processing (agroindustry).

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