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INDONESIA
Jurnal Ekonomi dan Bisnis
Published by Universitas Samawa
ISSN : -     EISSN : 25807285     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Jurnal Ekonomi dan Bisnis covers the fields of economics, including Islamic Economics, Development Economics, Public Economics, International Economics, Regional Economics, Human Resource Economics, Natural Resources and Environmental Economics, Industrial Economics, Health Economics, Mathematical Economics (Econometrics), Monetary Economics, Accounting, Banking, Taxation, and Commercial Insurance (Loss).
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 257 Documents
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PENGARUH MODAL KERJA TERHADAP PROFITABILITAS PEDAGANG BAKULAN DI PASAR SEKETENG SUMBAWA BESAR Hermansyah, H; Syafruddin, S
Jurnal Ekonomi & Bisnis Vol. 12 No. 3 (2024): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v12i3.1759

Abstract

This study aims to determine the effect of working capital on the profitability of bakulan trader at Seketeng Market, Sumbawa Besar. This study used an associative method with a quantitative approach. The type of data used was quantitative data obtained directly from primary sources using structured interview techniques. The respondents who were the sources in this study were bakulan trader at Seketeng Market, Sumbawa Besar, totaling 26 people. Data analysis in this study was carried out using the SPSS program to be interpreted using the simple linear regression analysis method, partial hypothesis testing (t-test), and determinant coefficient testing (R2). The results of this study showed that working capital had a positive and significant effect on the profitability of bakulan trader at Seketeng Market, Sumbawa Besar. This means that the greater the working capital used to run a business, the higher the level of profit obtained by traders. Conversely, the smaller the working capital used to run a business, the lower the level of profit obtained by traders. The degree of effect of the working capital variable on the profitability of bakulan trader at Seketeng Market, Sumbawa Besar was 42.9%, while the remaining 57.1% was effected by other variables outside this study model, such as length of business, capital structure, sales growth, and company size.
ANALISIS PENGARUH SEKTOR PARIWISATA TERHADAP PENDAPATAN ASLI DAERAH (PAD) KABUPATEN SUMBAWA BARAT Dewi, Sinar Laksamana; Ismawati, I; Sumbawati, Novi Kadewi
Jurnal Ekonomi & Bisnis Vol. 12 No. 3 (2024): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v12i3.1858

Abstract

This study aims to determine the effect of the tourism sector on the Locally-Generated Revenue (PAD) of West Sumbawa District. This type of research is associative which aims to analyze the influence of the tourism sector which is proxied by the number of tourist visits (X) on the Locally-Generated Revenue (PAD) of West Sumbawa District. The type of data used was quantitative data. This study used secondary data collected using documentation techniques obtained from documents published by the Central Statistics Agency (BPS) of West Sumbawa District. The collected of data was processed using statistical processing software Statistical Package for The Social Science (SPSS) to be analyzed using simple linear regression analysis techniques, partial hypothesis testing (t-test), and determinant coefficient testing (R2). The results of this study showed that tourist visits had a positive and significant effect on the Locally-Generated Revenue (PAD) of West Sumbawa District. This means that the more tourists who come to visit will increase the more Locally-Generated Revenue (PAD) of West Sumbawa District. Likewise, the decrease in the number of tourists who come to visit will decrease the more Locally-Generated Revenue (PAD) of West Sumbawa District. The ability of the tourist visit variable to effect on the Locally-Generated Revenue (PAD) of West Sumbawa District was 59.4%, while the remaining of 40.6% was effected by other variables outside this research model, such as the number of tourist attractions, the number of cultural attractions, the number of hotels, and the number of restaurants.
ANALISIS STRATEGI PENYELESAIAN WANPRESTASI DALAM PERJANJIAN KREDIT DENGAN JAMINAN PADA PT. PEGADAIAN KCP SUMBAWA BESAR Usman, U; Wardi, Suharli
Jurnal Ekonomi & Bisnis Vol. 12 No. 3 (2024): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v12i3.1859

Abstract

This study aims to analyze the default resolution strategy in a credit agreement with collateral at PT. Pegadaian KCP Sumbawa Besar. This type of research was descriptive that aims to describe the default resolution strategy in credit agreement with collateral at PT. Pegadaian KCP Sumbawa Besar. The type of data used was qualitative data in the form of research informants' perceptions regarding research objects collected directly by researchers from the original source, namely research informants using interview techniques. The informants in this study consist of key informants and main informants. Key informants consist of employees of PT. Pegadaian KCP Sumbawa Besar who are directly related to the provision of pawn credit, totaling 5 people, while the main informants consist of pawn credit customers at PT. Pegadaian KCP Sumbawa Besar, totaling 5 people. Data analysis was carried out using qualitative analysis techniques proposed by Miles and Huberman, including data reduction, data display, and drawing conclusions/verification. The results of this study indicate that the strategy carried out by PT. Pegadaian KCP Sumbawa Besar to resolve defaults in credit agreements with collateral are through notification to customers, issuing warning letters, and confiscating collateral for auction. Considering that credit distribution is a risky activity, credit provision should be carried out by applying the principle of caution. Credit officers must be more careful in selecting prospective customers to minimize the occurrence of default and pay more attention to the value of the goods used as collateral so as not to cause losses if default occurs.
STRATEGI PENGEMBANGAN POTENSI PARIWISATA PANTAI JEMPLUNG SEBAGAI DESTINASI WISATA UNGGULAN DI KABUPATEN SUMBAWA Rahma, R; Haryadi, Wahyu
Jurnal Ekonomi & Bisnis Vol. 12 No. 3 (2024): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v12i3.1864

Abstract

This study aims to analyze the development strategy for the tourism potential of Jemplung Beach as a leading tourist destination in Sumbawa District. The type of this study was descriptive with a qualitative approach. The type of data used in this study was qualitative data obtained directly from primary sources. The determination of informants in this study was carried out using purposive sampling techniques with the consideration that they know and have various basic information needed in this study. Based on these considerations, the informants in this study numbered 15 people consisting of Village Heads, Tourism Attraction Managers, Local Residents, and Visitors. The collected data was analyzed descriptively using the SWOT analysis model to formulate alternative development strategies based on internal and external conditions at the Jemplung Beach tourist attraction in Sumbawa District. Based on the results of the SWOT analysis, four alternative strategies were obtained in developing the tourism potential of Jemplung Beach as a leading tourist destination in Sumbawa District, namely the S-O strategy, S-T strategy, W-O strategy, and W-T strategy. S-O strategy, S-T strategy, W-O strategy, and W-T strategy. In general, in formulating tourism object development planning, it should be done by considering the potential and capacity of the local community. This aims to increase local community participation. Thus, local communities can become the main actors in various tourism activities so that they can directly feel the benefits of the existence of tourism objects in the form of increasing income and welfare.
PENGARUH PEMBIAYAAN KREASI DALAM MENYALURKAN KREDIT USAHA MIKRO KECIL DAN MENENGAH (UMKM) TERHADAP PEREKONOMIAN MASYARAKAT Sawitri, Mega Nadila; Sutanty, Marisa
Jurnal Ekonomi & Bisnis Vol. 12 No. 3 (2024): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v12i3.1865

Abstract

This study aims to determine the effect of Kreasi Financing in distributing MSME credit to the community's economy. The type of this study was associative which aims to examine the effect of Kreasi Financing (X) on the Community Economy (Y). The type of data used was quantitative data collected directly by researchers from research respondents using a research instrument in the form of a questionnaire. The sample used in this study was all customers of Kreasi Financing at PT. Pegadaian (Persero) UPC Labuhan Badas, totaling 52 people who were selected using probability sampling techniques with the simple random sampling method. The data was processed using the Statistical Package for The Social Science (SPSS) application to be analyzed using simple linear regression analysis techniques, partial hypothesis testing (t-test), and determination coefficient testing (R2). The results of this study indicate that Kreasi Financing had a positive and significant effect on the community's economy. This means that the greater the amount of Kreasi Financing provided, the more the community's economy will increase. However, conversely, the lower the amount of creative financing provided, the more the community's economy will decrease. The ability of Kreasi Financing variables to effect on community economic variables was 30.3%, while the remaining of 69.7% was effected by other variables outside this research model, such as capital accumulation, workforce growth, and the level of technology application.
IMPLEMENTASI PERENCANAAN PEMBANGUNAN PARTISIPATIF MELALUI MUSRENBANGDES SEBAGAI PERWUJUDAN DEMOKRATISASI DI TINGKAT DESA Kamaruddin, K; Kamal, Afina Aurellya; Adekayanti, Putri Kusma
Jurnal Ekonomi & Bisnis Vol. 12 No. 3 (2024): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v12i3.1883

Abstract

This study aims to know the implementation of participatory development plan at the Village development plan deliberation, in Lape village Lape Sub-District in 2023. The type of this study was qualitative study. Sources of data in this study were primary and secondary data. The numbers of informants in this study were 11 informants consisted of Head village of Lape, Village Secretary of Lape Village, head of Village Consultative Board of Lape Village and Lape Village Communities. The methods used to collect data were through observation, interviews, and documentation. Data analysis in this study was carried out using Miles and Huberman's qualitative data analysis techniques which consist of data collection, data reduction, data presentation, and drawing conclusions. The results of this study showed that communities’ involvement in the development process in Lape Village was quite good so that the developments that had planned by apparatus of Lape Village have been done in accordance with the needs of the Lape Village communities. Therefore the success of a participatory development cannot be separated from the participation of the communities where communities’ participation were the most important and most important factor in the development and implementation process so that a successful development plan can be realized in Lape Village.
STRATEGI BERTAHAN HIDUP (LIFE SURVIVAL STRATEGY) MASYARAKAT MISKIN DI DESA LOPOK BERU KABUPATEN SUMBAWA Suprianto, S; Hidayati, Raomatul
Jurnal Ekonomi & Bisnis Vol. 12 No. 3 (2024): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v12i3.1884

Abstract

This study was conducted on the life survival strategy of poor society in Lopok Beru Village. The type of this study was descriptive which aims to explain the description of the survival strategies of poor society in Lopok Beru Village. The type of data used in this study was qualitative data obtained directly from primary sources using a research instrument in the form of interview guidelines. The primary sources who were the informants in this study were the Village Head, Hamlet Head, Neighborhood Association (RT), Citizens Association (RW), Religious Leaders, and the poor society in Lopok Beru. The data that has been collected will then be analyzed using Miles and Huberman's qualitative data analysis techniques, including data reduction, data display, and drawing conclusions/verification. The results of study showed that poor society in Lopok Beru Village generally had a relatively low level of education. The poor society in Lopok Beru Village mostly work as farm laborers with relatively small and uncertain incomes so that they often experience difficulties and deficiencies in meeting the daily needs of their families. Therefore, poor society in Lopok Beru Village carry out various strategies in order to survive economic pressures. Some of the strategies they apply include active strategies, passive strategies, and network strategies. Active strategies, including doing side jobs, and involving family members in work. Passive strategy was carried out by getting used to a frugal lifestyle. Networking strategy is carried out by asking for help from relatives or neighbors when in an urgent situation.
STRATEGI PENGEMBANGAN USAHATANI KOPI ARABIKA DI DESA TEPAL KECAMATAN BATULANTEH KABUPATEN SUMBAWA Aprianti, Furna; Kurniawansyah, K; Asmini, A
Jurnal Ekonomi & Bisnis Vol. 12 No. 3 (2024): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v12i3.1885

Abstract

This study aims to formulate strategies that can be implemented in efforts to develop Arabica coffee farming in Tepal Village, Batulanteh Sub-District, Sumbawa District. This type of research is descriptive research with a quantitative approach. The type of data used was qualitative data obtained directly from research informants using interview techniques. The informants in this study were all coffee farmers in Tepal Village, totaling 35 people. Data analysis in this study was carried out using the SWOT analysis technique. The results of this study showed that the strategy for developing Arabica coffee farming in Tepal Village, Batulanteh Sub-District is in quadrant I. The strategy that can be applied in this condition is to support an aggressive policy (growth-oriented strategy). This can be done by utilizing all the strengths and opportunities available to overcome the various weaknesses and threats faced. The results of the SWOT analysis that has been carried out produce four alternative strategies, namely SO strategy, WO strategy, ST strategy and WT strategy. However, the alternative strategy that is a priority in efforts to develop Arabica coffee farming in Tepal Village, Batulanteh District is to implement the SO strategy which is implemented by utilizing the strengths owned to be able to optimize all existing opportunities. The alternative strategies produced are: 1). Increase the quantity and quality of production by utilizing all available resources, and 2). Expand the marketing network by utilizing technological advances in the field of information and communication.
ANALISIS PERUBAHAN TINGKAT KONSUMSI KELUARGA TENAGA KERJA INDONESIA (TKI) DI DESA SEPAYUNG KECAMATAN PLAMPANG Karmeli, Elly; Safitri, Winda
Jurnal Ekonomi & Bisnis Vol. 12 No. 3 (2024): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v12i3.1887

Abstract

This study aims to know and analyze the consumption patterns of Indonesian Migrant Worker (TKI) families in Sepayung Village, Plampang Sub-district, Sumbawa District. The type of this study was descriptive study with a qualitative approach. The type of data used was qualitative data obtained directly from research informants. The informants who were the sources in this study were the families of Indonesian Migrant Workers (TKI) in Sepayung Village, Plampang Sub-district, Sumbawa District, totaling 27 people. The primary data to be studied in this study was collected using interview techniques. The data analysis technique in this study uses a qualitative data analysis model proposed by Miles and Huberman which consists of three stages carried out continuously, namely the data reduction stage, data presentation, and drawing conclusions/verification. The results of the study that there were consumptions changed of Indonesian workers families in Sepayung Village after becoming Indonesian migrants Workers. It can be seen from several changes as follows: families’ needs can be fulfilled and they can renovate their houses even they could built their houses, they could bough vehicles, they could sent their children to school and they had savings for the future. The factors that affected the consumption changed of Indonesian migrant workers families were are caused by income factors and the number of families members.
ANALISIS KINERJA UPT BALAI LATIHAN KERJA DALAM MENINGKATKAN KUALIATAS SDM DI KABUPATEN SUMBAWA Kusuma, Aksal Anugra; Fitriyani, Ika; Sutama, I Nyoman
Jurnal Ekonomi & Bisnis Vol. 12 No. 3 (2024): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v12i3.1889

Abstract

This study aims to analyze the performance of UPT BLK of Sumbawa District in improving the quality of human resources in Sumbawa District. The type of this study was descriptive study with a quantitative approach. The type of data used in this study was quantitative data obtained from documents found at the UPT BLK of Sumbawa District. The data to be studied in this study was collected using documentation techniques. The use of documentation techniques in this study aims to collect financial data and the number of participants who took part in training at the UPT BLK of Sumbawa District in 2020-2022 from documents available at the UPT BLK of Sumbawa District. The analysis technique used to measure the performance of UPT BLK of Sumbawa District using the Balance Scorecard (BSC) concept which is based on four assessment perspectives, namely the financial perspective, consumer satisfaction perspective, internal business process perspective, and learning and growth perspective. The results of this study indicate that the performance of the Sumbawa Regency BLK UPT in 2020-2022 from a financial perspective and a customer perspective is in the fairly good category, while the performance of the Sumbawa Regency BLK UPT in 2020-2022 from an internal business process perspective and a growth and learning perspective is in the good category. This showed that UPT BLK of Sumbawa District had carried out its responsibilities well in implementing training programs for the community so that it is expected to improve the quality of human resources in Sumbawa District.

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