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INDONESIA
Jurnal Ekonomi dan Bisnis
Published by Universitas Samawa
ISSN : -     EISSN : 25807285     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Jurnal Ekonomi dan Bisnis covers the fields of economics, including Islamic Economics, Development Economics, Public Economics, International Economics, Regional Economics, Human Resource Economics, Natural Resources and Environmental Economics, Industrial Economics, Health Economics, Mathematical Economics (Econometrics), Monetary Economics, Accounting, Banking, Taxation, and Commercial Insurance (Loss).
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 257 Documents
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ANALISA PERLAKUAN AKUNTANSI PENDAPATAN (STUDI PADA PT. CAD SOLUSINDO) Rahmalia, Dinda; Indriyani, Meliana; Purwanti, Rica Dwi; Putri, Salva Erena; Azizah, Uswatun
Jurnal Ekonomi & Bisnis Vol. 12 No. 2 (2024): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v12i2.1574

Abstract

The research was carried out at PT. CAD Solusindo. This research was conducted to see how accounting treats profits at PT. CAD Solusindo. This type of research uses qualitative data methods. The analysis method used is a descriptive method. The data collection technique in this research is documentation with primary data sources, namely the 2022 financial report, namely the profit and loss report. The research results show that the liquidity ratio has frozen. This is caused by an increase in current debt from year to year, so this shows that the company's performance is not good. The profitability ratio from year to year for each company shows an increase. This increase was caused by sales increasing from year to year. This shows that the company's performance is getting better because it is able to increase profits. A solvency ratio that shows an increase means the company is able to cover its long-term debts. This increase was caused by the increasing total assets from year to year. The activity ratio has increased, this means that the company's performance is increasingly increasing and the company is able to optimize the use of activities.
PENERAPAN CORPORATE SOCIAL RESPONSIBILITY (CSR) DALAM IMPLEMENTASI ETIKA DI PT. CIREBON POWER Firzatullah, Muhammad; Xenanova, Eilena; Putri, Maria Almaphym Cahya Kusuma; Rahadhini, Marjam Desma
Jurnal Ekonomi & Bisnis Vol. 12 No. 2 (2024): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v12i2.1599

Abstract

This study examines the implementation of Corporate Social Responsibility (CSR) and ethical principles at PT Cirebon Power, a leading energy company in Indonesia. Using a qualitative approach with a case study method, data were collected through in-depth interviews, observations, and document analysis. The results show that PT Cirebon Power successfully integrates CSR into its business operations, focusing on environmental preservation, community empowerment, and business transparency. These efforts include the use of environmentally friendly technology, land rehabilitation programs, scholarships, skills training, anti-corruption policies, and transparent reporting. Despite facing challenges such as community resistance and dynamic business environments, the company manages to overcome them through intensive dialogue with local communities and integrating CSR into the main business strategy. Effective CSR implementation has had a positive impact on both the company and the community, enhancing the company's reputation as well as the welfare and sustainability of the surrounding environment. These findings underscore the importance of CSR and ethics in supporting business sustainability and community development.
PENERAPAN ETIKA BISNIS DALAM PEMBANGUNAN JEMBATAN KACA DI DESA KEMUNING KABUPATEN KARANGANYAR Yulianti, Refica; Aini, Fatimah Nur; Sanjaya, Elsaryo; Rahadhini, Marjam Desma
Jurnal Ekonomi & Bisnis Vol. 12 No. 2 (2024): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v12i2.1600

Abstract

The application of business ethics in the construction of the glass bridge in Kemuning, Karanganyar, is a crucial aspect to ensure the project's success from technical, social, and environmental perspectives. This research employs a literature review method to analyze relevant business ethics principles and best practices in infrastructure development. The review findings indicate that compliance with regulations and safety standards, transparency and accountability, social and environmental responsibility, and fairness in procurement and labor processes are the four key aspects to be addressed. By implementing these principles, the glass bridge project in Kemuning can achieve sustainable success and provide optimal benefits for the local community and all stakeholders involved.
TRANSFORMASI DIGITAL: PELUANG BARU BAGI KEUANGAN SYARIAH DI INDONESIA Rahmawati, Eka; Ningsih, Arfita; Nabila, Dita Dwi; Lestari, Ayu Puji; Fatmawati, F
Jurnal Ekonomi & Bisnis Vol. 12 No. 2 (2024): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v12i2.1732

Abstract

Digitalization has become a major driving force in various sectors, including the financial sector. Syariah financial in Indonesia, which has the largest Muslim population in the world, has benefited greatly from this digital transformation. This article discusses the impact of digitalization on syariah financial in Indonesia, the opportunities it offers, and the challenges faced in adopting digital technologies. Through e-banking, mobile banking, syariah financial, and the integration of big data and artificial intelligence, syariah financial can increase financial inclusion, operational efficiency, attract the younger generation, and drive product and service innovation. However, challenges such as the digital divide, data security, infrastructure readiness, and supporting regulations still need to be addressed. With the right strategy, digitalization has great potential to strengthen syariah financial in Indonesia.
INOVASI PRODUK KEUANGAN SYARIAH UNTUK GENERASI Z Supriana, Evany Melia; Herawati, Endang; Aprilisa, Meri; Aulia, Lia Fita; Febriyansyah, Diah Irwan
Jurnal Ekonomi & Bisnis Vol. 12 No. 2 (2024): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v12i2.1733

Abstract

The rapidly evolving world of sharia finance faces unique challenges and opportunities in integrating Sharia principles with modern financial innovation. This article explores current trends and future potential in product innovation in sharia finance, with a focus on technology integration, shariah compliance, and social responsibility. The purpose of crafting this article is to bolster Islamic financial literacy and cultivate interest among Generation Z in engaging with sharia-compliant banking products. Additionally, it aims to fortify the role of sharia financial institutions in propelling the technology sector in Indonesia. This study uses a qualitative method with a literature research approach to find out more deeply about the application of innovative ideas for sharia financial products for generation Z. The findings of the research provide an overview of how Generation Z responds to technological developments by considering accessibility in accessing sharia financial products, thereby enabling Generation Z to access financial services anytime and anywhere. Furthermore, the technological innovations implemented have the potential to augment the financial literacy and interest of Generation Z in availing themselves of sharia-compliant financial services.
EKONOMI SYARIAH: ALTERNATIF SISTEM EKONOMI MENUJU KESEJAHTERAAN YANG ADIL DAN BERKELANJUTAN Imtinan, Hana; Septiani, Dewi; Wijaya, Icha Trina; Sajjed, Jiwa; Simamora, Audra Syachriar
Jurnal Ekonomi & Bisnis Vol. 12 No. 2 (2024): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v12i2.1734

Abstract

Sharia economics is an economic system that implements the basic values ??and principles of sharia, derived from Islamic teachings, the values ??and principles of sharia are universally applicable in all aspects of life, including economic and financial activities. Sharia economics based on Islamic values ??offers an alternative economic system that is just, prosperous, and sustainable. Its principles, such as monotheism, justice, and halal, aim to achieve falah and build a prosperous society. Its benefits include economic stability, reducing inequality, and moral values ??in economic activities. This study used a qualitative method with a literature study approach. The used of literature studies in this research aims to gain deeper insight into the concept of Islamic economics as an alternative to a fair and sustainable economic system. The results of this study indicate that sharia economics is an alternative economic system that promises to achieve just and sustainable prosperity. The rapid development of sharia economics in Indonesia is marked by the establishment of various sharia financial institutions and increasing public awareness. Career opportunities are wide open in various fields, such as sharia banking, sharia insurance, and sharia economic education. Islamic economics has great potential to be a solution to economic problems in Indonesia and the world.
INOVASI PRODUK DAN LAYANAN KEUANGAN SYARIAH DI ERA DIGITAL Takwim, Ahsani; Lestari, Dinda; Maharani, Filiya Novita; Prasetya, Iip; Anggraeni, Lasnia Sisma
Jurnal Ekonomi & Bisnis Vol. 12 No. 2 (2024): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v12i2.1735

Abstract

The advancement of digital technology has caused significant changes in many industries, including the Islamic banking sector. The digital era has created new opportunities for sharia banks to innovate in developing products and services that are more accessible, efficient, and in accordance with Islamic principles. This research uses a qualitative method with a literature study approach. Literature sources can be obtained from books, journals, magazines, research results (thesis and dissertation), and other relevant sources (internet, newspapers, etc.). The research findings showed that innovation of products and services related to sharia finance in the digital era has significant potential to increase financial accessibility, improve operational efficiency, increase transparency, develop products and services that are more in line with the needs of micro, small, medium and large enterprises, and increase awareness of financial products. This article provides guidance on how to improve innovation of products and services related to sharia banking in the digital era, such as improving more personalized products and services, improving standards of financial education and literacy.
ANALISIS EFISIENSI DAN STABILITAS KEUANGAN BANK SYARIAH DI INDONESIA Aida, Aisatul; Antona, Khaerunnisa Filda; Anggraini, Meli Sapa; Yanka, Fira Dwi; Ati, A
Jurnal Ekonomi & Bisnis Vol. 12 No. 2 (2024): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v12i2.1736

Abstract

This study aims to analyze the financial efficiency and stability of Sharia Banking in Indonesia. Dynamic economic development and regulatory challenges are still obstacles. Sharia Banking in Indonesia has experienced significant growth in recent decades due to increasing public awareness of sharia principles and government support for the sector. This study examines how Sharia Banking can achieve operational efficiency and optimal financial stability to survive in an increasingly competitive banking industry. This research uses a qualitative method with a literature research approach. Literature sources can be obtained from books, journals, magazines, research results (thesis and dissertation), and other relevant sources (internet, newspapers, etc.). The results of this study indicate that Sharia Banking in Indonesia tend to be more efficient and financially stable compared to conventional banks. High efficiency was achieved through optimal use of resources and adoption of technology. Good financial stability is reflected in healthy financial ratios and effective risk management. The results of this study can be a reference for developing strategies to improve the performance and competitiveness of Sharia Banking in the future.
ANALISIS HUKUM EKONOMI SYARIAH TERHADAP JUAL BELI MELALUI MEDIA ONLINE DI KALANGAN MASYARAKAT Samiya, S; Jelita, J; Riswanda, Neli; Astri, Winda Mely
Jurnal Ekonomi & Bisnis Vol. 12 No. 2 (2024): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v12i2.1737

Abstract

This article discusses the analysis of Islamic law on buying and selling online. This research is literature and qualitative research. Data were collected through books, journals, and documents and analyzed descriptively. The study results conclude that buying and selling online is a sale and purchase transaction of goods carried out by two parties, namely the seller and the buyer, through the internet. In Islamic law, buying and selling online is legal, and the contract is valid on the condition that the goods purchased are halal and have precise specifications, the goods to be bought are following their needs. The buyer has the right to cancel or accept if the goods are not following the order. The sale and purchase are considered fi hukm ittihad al-majlis (in the position of one assembly). Ittihad al-majlis can be interpreted in three ways, namely ittihad al-makan (one place) and ittihad al-zaman (time of time), and ittihad al-haiah (one position). With modern communication media, it is possible to unite two places that are far apart, so that the two places are considered to be one (taaddud al-makan fi manzilah ittihad al-makan). Online buying and selling transactions carried out in two far apart areas are included in ittihad almajlis in the ittihad al-zaman category (one time).Islam allows buying and selling online as long as there is no element of fraud between the two parties in the contract. It has fulfilled the conditions and pillars following the provisions of Islamic law.
ANALISIS PEMAHAMAN DAN PREFERENSI KEUANGAN SYARIAH DI KALANGAN GENERASI Z Maharani, Nessa Okta Dwi; Shahri, Nurlaeli; Rosmawati, R
Jurnal Ekonomi & Bisnis Vol. 12 No. 2 (2024): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v12i2.1738

Abstract

This study explores the understanding and preferences for Islamic finance among Generation Z. Generation Z, as a cohort growing up in the digital age and globalization, plays an increasingly important role in global economic development. A qualitative research method is used to gain in-depth insights into this generation's financial perspectives and beliefs. The study used qualitative methods that aimed to gain in-depth insights into Generation Z's understanding and perspectives on syariah finance. The results of the study show that, generation Z has great potential to bring positive change to society through understanding and implementing Islamic financial principles. By understanding and implementing Islamic financial principles, they can become agents of change that create a more just, prosperous and sustainable society. They can inspire others by showing that financial success can be achieved without compromising Islamic values, and that wealth can be used for the greater good. The results of this study are expected to contribute to a better understanding of how syariah financial values ??can guide the global economic transformation towards greater sustainability and inclusivity.

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