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Saiful Bakhri
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Tasharruf: Journal of Islamic Economics and Business
Published by Universitas Nahdlatul Ulama Pasuruan
ISSN : 29621836     EISSN : 29628407     DOI : https://doi.org/10.55757/tasharruf
Core Subject : Economy,
Economics, Econometrics & Finance
The Aims of Tasharruf : Journal of Islamic Economics and Business is a peer-reviewed journal that aims to advance islamic economies in emerging markets, namely economies in emerging countries and economies in emerging areas in developed countries. The scope of Tasharruf : Journal of Islamic Economics and Business are but strictly limited to: islamic economics; islamic banking and finance; islamic economic management; islamic economics law; management Zakat, Infaq, Shodaqoh, and Waqf; islamic entrepreneurship and business; islamic economics thought; islamic insurance; islamic accounting.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 5 Documents
 1 
Search results for , issue "Vol. 3 No. 1 (2022): Mei" : 5 Documents clear
Perilaku Masyarakat dalam Mengambil Keputusan Memperoleh Pinjaman Uang pada Rentenir Ditinjauan dari Ekonomi Islam : di Desa Bajangan Kecamatan Gondang Wetan Pasuruan Nailatul Khoiriyah C; silda Labibi
Tasharruf : Journal of Islamic Economics and Business Vol. 3 No. 1 (2022): Mei
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (240.893 KB) | DOI: 10.55757/tasharruf.v3i1.87

Abstract

This study shows people's behavior in making decisions to get money loans to moneylenders, to increase economic income, because not all people have sufficient capital to build their businesses. This condition makes it difficult for people, including small traders, to build their businesses. So that most people turn to borrow from moneylenders. This type of research uses qualitative research, while the research location is carried out in Bajangan Village, Gondangwetan District, Pasuruan. The approach used in this study uses a phenomenological approach model, in this study using two data sources, namely primary data and secondary data. Data analysis is done by working with data, organizing data, sorting it into units so that it can be managed. The results of the study show that people's behavior knows the law about the prohibition of usury carried out by moneylenders. However, there are many needs that force people to use the services of loan sharks. There are also many people who feel helped by the existence of the moneylender market because their presence can help the community's needs which sometimes suddenly become urgent. Furthermore, the ease of the loan process and without making agreements on paper only uses the basis of trust between the community and moneylenders, besides that there are no guarantees and there are no restrictions on borrowing.
Peran Lembaga Keuangan Syariah dalam Industri Halal sudut Pandang Maqosid Syariah Saiful Bakhri; Kasuwi Saiban; Misbahul Munir
Tasharruf : Journal of Islamic Economics and Business Vol. 3 No. 1 (2022): Mei
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (285.537 KB) | DOI: 10.55757/tasharruf.v3i1.88

Abstract

This paper explores the contribution of Islamic financial institutions in the halal industry from the point of view of maqashid sharia. Financial transaction activities are aimed at achieving mashlahah or economic prosperity for each person and citizen. However, the implementation of this mashlahah as the conceptual framework of sharia maqashid requires criticism that can contribute instantly to sharia business activities. The formulation of each Islamic banking and financial product is inseparable from the study of ushul fiqh and sharia maqashid. Linked to Islamic banking products, ushul fiqh with a maqashid sharia perspective shares philosophical perspectives and rational thoughts about contracts in each Islamic banking product. With the Maqashid Syariah approach, Islamic banking and financial products can grow well and can respond to rapidly changing business progress. This research uses content analysis by conducting a literature review on the theme. This paper formulates that Islamic financial institutions are driven by spirituality and ethical values ​​derived from maqashid al-syari'ah
Keberadaan Ekosistem Ekonomi dan Keuangan Terhadap Pertumbuhan Pasar Modal Syariah di Indonesia Yusuf; Syarif Hidayatullah
Tasharruf : Journal of Islamic Economics and Business Vol. 3 No. 1 (2022): Mei
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (205.43 KB) | DOI: 10.55757/tasharruf.v3i1.90

Abstract

The existence of a good Islamic economic and financial ecosystem will grow the performance of Islamic financial institutions. Islamic capital market institutions that manage investment products are expected to be able to manage these assets in order to provide benefits in the form of a greater rate of return to investors. This study aims to analyze the existence of the Islamic economic and financial ecosystem in increasing the growth of the Islamic capital market in Indonesia. This qualitative descriptive study was written based on literacy studies. The conclusion of the study is that a good Islamic economic and financial ecosystem can grow the performance of capital market institutions in Indonesia in improving the welfare of investors
Analisa Produk Tabungan BSI dalam Menarik Minat Nasabah Rachmad Nor Firman; Siti Ilfiah
Tasharruf : Journal of Islamic Economics and Business Vol. 3 No. 1 (2022): Mei
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (213.252 KB) | DOI: 10.55757/tasharruf.v3i1.91

Abstract

Bank Syariah Indonesia Pasuruan Branch is one of the banks operating based on sharia principles that offers products for raising funds and distributing funds, one of which is BSI savings. This BSI savings account is based on sharia principles with a mudharabah muthlaqah contract. This study uses primary data and secondary data. The results showed that the marketing strategy of BSI's savings products was to attract customers' interest. Bank Syariah Indonesia Pasuruan Branch has been running well, from promoting, socializing, distributing brochures and participating in certain events. In addition, the existence of Bank Syariah Indonesia Pasuruan Branch is very helpful for customers to open various kinds of savings provided by Bank Syariah Indonesia Pasuruan Sub-Branch Office.
Teori Aset dalam Perspektif Fiqih Islam dan Pengembangan Industri Halal M. Luthfillah Habibi; Kasuwi Saiban; Misbahul Munir
Tasharruf : Journal of Islamic Economics and Business Vol. 3 No. 1 (2022): Mei
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (446.168 KB) | DOI: 10.55757/tasharruf.v3i1.112

Abstract

An understanding of assets from a sharia perspective is very important in relation to the halal industry. This is because assets are the object of the transaction as well as one of the pillars of ta'aqud which is the majority of the Intiqolul Milkiyah method. By looking at the urgency of understanding assets from a sharia perspective, this study attempts to conduct a study of assets to produce a systematic asset description. The method used is a literature study. Excavation of this asset description refers to the Qur'an, Al Hadith and books of fiqh to obtain depth of analysis. Finally, this research formulates that haram products are divided into four, namely from the aspect of its essence, how to get it, where to get it and when to get it. In addition, this study also formulates that only assets that have sharia value can be transacted with syar'iyah contracts. And understanding fiqh in relation to the development of the halal industry will greatly help the growth and development of the halal industry in a massive, comprehensive and integrative manner.

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