cover
Contact Name
Zulaika Matondang
Contact Email
zulaikamatondang83@gmail.com
Phone
+6282162170129
Journal Mail Official
jisfimcontact@gmail.com
Editorial Address
Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan Jl. H. T. Rizal Nurdin Km 4.5 Sihitang Padangsidimpuan.
Location
Kota padangsidimpuan,
Sumatera utara
INDONESIA
Journal Of Islamic Social Finance Management
ISSN : -     EISSN : 27770753     DOI : https://doi.org/10.24952/jisfim
Journal of Islamic Social Finance Management is a peer-reviewed journal on the management of Islamic social finance (sadaqah, zakat, waqf, and infaq). This journal is published by the Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan, Indonesia. Editors welcome scholars, researchers, and practitioners of Islamic management, economics, and business around the world to submit scholarly articles to be published in this journal. All articles will be reviewed by experts before being accepted for publication. Each author is solely responsible for the content of published articles.
Articles 96 Documents
Penghimpunan dan Distribusi Dana Zakat BAZNAS Daerah Etti Eriani; Muhammad Arsyad; Rodame Monitorir Napitupulu
Journal of Islamic Social Finance Management Vol 1, No 1 (2020): Januari-Juni
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (630.659 KB) | DOI: 10.24952/jisfim.v1i1.3531

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AbstractThe aim of this research is to know zakat fund collection method and zakat fund distribution that carried out by BAZNAS in South Tapanuli Regency. This research approach is qualitative descriptive. The data source used is primary data. The data collection technique used by researchers is to use interviews, observation and structural documentation in the BAZNAS of South Tapanuli Regency.The results of this study indicate that the method of collecting zakat funds in the BAZNAS of South Tapanuli Regency uses the collection method in the form of cooperation with ASN (State Civil Apparatus), and some donors who give zakat to Amil are only for those who are aware of the obligation to pay zakat while the method of distributing zakat funds conducted by the BAZNAS of South Tapanuli Regency with direct methods that are consumptive and productive in four fields, namely: Economic, Education, Health and Social. Keywords: Zakat Fund Collection, Zakat Distribution, Regional BAZNAS Performance
Pengelolaan Zakat Di Indonesia Nasution, Adanan Murrah
Journal of Islamic Social Finance Management Vol 1, No 2 (2020): Juli-Desember
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (763.083 KB) | DOI: 10.24952/jisfim.v1i2.3589

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Zakat is the primary means of communication between man and another man in bermasyarat sake compose a harmonious and humane life . The role of Zakat , both property and tithes would be more visible subtle and implemented together with other instrumental value that is usury. Obligation of alms giving firm and absolute top of every Muslim, premises object property that is property and income that have fulfilled the obligation of zakat and charity penunian -value embodied wisdom and universal values that benefit the community life and poverty pengentas.Keywords : Zakah, management, poverty
Analisis Efektivitas Dana Zakat dalam Peningkatan Pendapatan Usaha Mustahik di Kabupaten Padang Lawas Jogina Santi Siregar; Delima Sari Lubis; Rini Hayati Lubis
Journal of Islamic Social Finance Management Vol 2, No 2 (2021): JULI-DESEMBER
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (798.382 KB) | DOI: 10.24952/jisfim.v2i2.5015

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ABSTRACT BAZNAS Padang Lawas Regency has distributed productive zakat funds to mustahiq and utilized zakat for business capital, but productive zakat funds have not been effective in increasing mustahiq's business income. This study aims to determine how the distribution of productive zakat funds, the utilization of productive zakat funds and the effectiveness of zakat funds in increasing mustahiq business income in Padang Lawas Regency. This study uses a descriptive qualitative approach with field research (field research). The results of this study indicate that economic development in increasing mustahiq business income in Padang Lawas Regency has not been effective in its implementation, from the four indicators used, namely targeting accuracy, program socialization, program monitoring and program objectives. Only indicators of target accuracy have been effective. This is due to poor monitoring from BAZNAS and non-existent assistance, lack of human resources, lack of mustahiq knowledge about zakat utilization and mustahik's lack of responsibility in managing their business after being given productive zakat funds. Keywords : Productive Zakat, Effectiveness, Mustahiq ABSTRAK BAZNAS Kabupaten Padang Lawas sudah menyalurkan dana zakat produktif kepada mustahik dan mendayagunakan zakat untuk modal usaha namun dana zakat produktif belum efektif dalam peningkatan pendapatan usaha mustahik. Penelitian ini bertujuan untuk mengetahui bagaimana penyaluran dana zakat produktif, pendayagunaan dana zakat produktif dan efektivitas dana zakat dalam peningkatan pendapatan usaha mustahik di Kabupaten Padang Lawas. Penelitian ini menggunakan pendekatan kualitatif deskriptif dengan penelitian lapangan (field Reseach). Hasil penelitian ini menunjukkan pengembangan ekonomi dalam peningkatan pendapatan usaha mustahik di Kabupaten Padang Lawas dalam pelaksanaannya belum efektif, dari empat indikator yang digunakan yaitu ketepatan sasaran, sosialisasi program, pemantauan program dan tujuan program. Hanya indikator ketepatan sasaran yang sudah efektif. Hal ini disebabkan pemantauan dari pihak BAZNAS yang kurang lancar serta pendampingan yang tidak ada, sumber daya manusia yang kurang, pengetahuan mustahik yang kurang tentang pemanfaatan zakat dan kurangnya tanggung jawab mustahik dalam mengelola usahanya setelah diberikan dana zakat produktif. Kata Kunci : Zakat Produktif, Efektivitas, Mustahik
Faktor-Faktor yang Memengaruhi Minat Masyarakat dalam Membayar Zakat Pertanian di Dusun Aeksah Rahman, Abdul; Izzah, Nurul; Lubis, Rini Hayati
Journal of Islamic Social Finance Management Vol 3, No 2 (2022): JULI-DESEMBER 2022
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (740.089 KB) | DOI: 10.24952/jisfim.v3i2.6174

Abstract

masyarakat di dusun Aeksah dalam membayar zakat pertanian, dimana hasil produksi pertanian diperoleh sudah mencapai nishab  yaitu 653 kg padi atau 520 kg beras akan tetapi masih banyak masyrakat yang masih belum membayar zakat pertanian padahal mayoritas beragama islam didesa tersebut. Penelitian ini merupakan kuantitatif dengan menggunakan data primer diperoleh dari hasil jawaban responden melalui angket yang disebarkan. Adapun jumlah sampel dalam penelitian ini sebesar 32 responden. Metode analisis data digunakan beberapa tahapan uji dengan bantuan software SPSS versi 25. Berdasarkan hasil uji t menunjukkan bahwa tidak terdapat pengaruh pengetahuan, pemahaman dan pendapatan terhadap minat masyarakat dalam membayar zakat pertanian di dusun Aeksah dan terdapat pengaruh religiusitas terhadap minat masyarakat dalam membayar zakat pertanian di dusun Aeksah. Hasil uji f menunjukkan bahwa terdapat pengaruh pengetahuan, pemahaman, pendapatan dan religiusitas terhadap minat masyarakat dalam membayar zakat pertanian di Dusun Aeksah.Kata Kunci: Minat, Pengetahuan, Pemahaman, Pendapatan, Religiusitas
Analisis Pengaruh Kinerja Keuangan Terhadap Kemampuan Membayar Zakat Harahap, Ima Khoirunnisa; Harahap, Darwis; Zein, Aliman Syahuri
Journal of Islamic Social Finance Management Vol 1, No 2 (2020): Juli-Desember
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (765.578 KB) | DOI: 10.24952/jisfim.v1i2.3584

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Abstract               Zakat is one of the social activities carried out by PT. Bank Syariah Mandiri and that must be paid when it reaches the nisab. The calculation of zakat funds issued is 2.5% of profit before tax. To determine the ability of banks to generate relative profits using the Ratio of Return on Assets (ROA) and Return on Equity (ROE). Based on data obtained from PT. Bank Syariah Mandiri percentage of ROA, ROE and Zakat fluctuated in 2008-2016, however, the increase in percentage that occurred in ROA and ROE was not always followed by an increase in zakat. This research was conducted to determine whether ROA and ROE affect the ability to pay zakat in PT. Bank Syariah Mandiri, either partially or simultaneously. This research data is a quantitative research. And the data analysis technique used multiple linear regression method using the SPSS version 22.00 computer program. The results of the research partially (t test) state that ROA has no effect on zakat. Meanwhile, ROE affects zakat. ROA and ROE influence on zakat. Keywords: ROA, ROE, Zakat
Peranan Tim dalam Strategi Program Gerakan Kotak Infak Nahdlatul Ulama LAZISNU Padangsidimpuan Nur Mutiah Tanjung; Zakia Ananda Ritonga
Journal of Islamic Social Finance Management Vol 2, No 2 (2021): JULI-DESEMBER
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (734.902 KB) | DOI: 10.24952/jisfim.v2i2.5009

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ABSTRACTEmpowering zakat, infaq and alms is useful for overcoming the problem of poverty. The role of ZIS in overcoming social and economic problems is the background of the NU KOIN Movement to raise the standard of living of the community. This study uses a qualitative approach with the type of field research. Sources of data in the form of primary data and secondary data. Collecting data with the method of observation, interviews and documentation. The results of the study showed that the largest number of NU KOIN distribution teams were around the city of Medan with a total of 14 teams with the funds collected ranging from Rp. 156,501,700 and in Padangsidimpuan City with a total of 10 teams with a total fund of around Rp. 130,180,700. Meanwhile, in other districts of North Sumatra, the number of teams and funds collected was lower than the cities of Medan and Padangsidimpuan. The difference in the number of teams based on the area in the Padangsidimpuan district greatly affects the amount of zakat, infaq and shodaqoh funds collected. Strategy for implementing the NU KOIN Movement program at LAZISNU Padangsidimpuan by establishing and dividing regional coordinators, fundraising, clear and transparent bookkeeping, innovation and evaluation Keywords : Zakat, Infaq, ZISABSTRAKMemberdayakan zakat, infaq dan sedekah berguna untuk mengatasi masalah kemiskinan. Peran ZIS untuk mengatasi masalah sosial dan ekonomi inilah yang melatarbelakangi Gerakan KOIN NU untuk mengangkat derajat hidup masyarakat. Penelitian ini menggunakan pendekatan kualitatif dengan jenis penelitian lapangan (field research). Sumber data berupa data primer dan data sukunder. Pengumpulan data dengan metode observasi, wawancara dan dokumentasi. Hasil penelitian diketahui bahwa jumlah tim penyebaran KOIN NU yang paling banyak berada di sekitar kota Medan dengan jumlah 14 tim dengan dana yang terhimpun berkisar Rp. 156.501.700 dan di Kota padangsidimpuan dengan jumlah 10 tim dengan jumlah dana berkisar Rp. 130.180.700. Sedangkan di Kabupaten∕Kota Sumatera Utara yang lain mempunyai jumlah tim dan dana yang terhimpun lebih rendah dari Kota Medan dan Padangsidimpuan. Adanya perbedaan jumlah tim berdasarkan luas wilayah pada kabupaten∕Kota Padangsidimpuan sangat berpengaruh terhadap jumlah dana zakat, infaq dan shodaqoh yang terhimpun. Strategi pelaksanaan program Gerakan KOIN NU di LAZISNU Padangsidimpuan dengan cara membentuk dan membagi koordinator wilayah, fundraising, pembukuan yang  jelas dan transparan, inovasi dan evaluasi Kata Kunci : Zakat, Infaq, ZIS
Penyaluran Dana Zakat dan Dana Kebajikan pada PT. BSI KCP Gunung Tua Nasution, Siti Batiah; Nofinawati, Nofinawati; Batubara, Sarmiana
Journal of Islamic Social Finance Management Vol 3, No 1 (2022): JANUARI-JUNI 2022
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (854.164 KB) | DOI: 10.24952/jisfim.v3i1.5902

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Penyaluran bantuan dana zakat oleh PT. BSI KCP Gunung Tua untuk masyarakat mustahik Gunung Tua belum terlaksana secara menyeluruh dan belum tepat sasaran. Pihak BSI menyalurkan dana zakat dan dana kebajikan bukan saja kepada masyarakat yang sifatnya perorangan namun juga di berbagai instansi pemerintah. Tujuan penelitian ini adalah untuk mengetahu penyaluran dana zakat dan dana kebajikan pada PT. BSI KCP Gunung Tua. Hasil penelitian ini menunjukkan bahwa implementasi penyaluran dana zakat dana kebajikan dibagi atas beberapa program yaitu program pendidikan, kesehatan, keagamaan, dan sosial kemasyarakatan. Penyaluran dana zakat belum tersalurkan secara menyeluruh dan belum rutin setiap tahunnya sedangkan penyaluran dana kebajikan sudah terlaksana secara rutin setiap tahunnya dan di laksanakan secara baik sesuai dengan prosedur yang dibuat oleh Bank Syariah Indonesia KCP Gunung Tua. Adapun faktor-faktor pendukung dalam menyalurkan dana zakat dan dana kebajikan ada dua yaitu: eksternal (kepedulian sosial perusahaan) dan internal (promosi dan bisnis perusahaan). Kata Kunci   : Dana Kebajikan, Dana Zakat, Penyaluran
Pengaruh Pembiayaan Murābahah terhadap Peningkatan Usaha Anggota Koperasi Mitra Manindo Kantor Kas Siabu Tri Surya; Muhammad Isa; Aliman Syahuri Zein
Journal of Islamic Social Finance Management Vol 1, No 1 (2020): Januari-Juni
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (899.551 KB) | DOI: 10.24952/jisfim.v1i1.3558

Abstract

Abstract The background of the problem in this study is the difference in income between customers who use murābahah financing at the Koperasi Mitra Manindo Siabu cash office. The research objective was to determine the effect of murābahah financing on increasing the business of members of the Koperasi Mitra Manindo Siabu cash office. This research used quantitative method. The data source used is primary data. The data collection technique used was a questionnaire, with a sample size of 86 customers. The analytical tool used is the validity and reliability test, normality test, descriptive statistics, simple regression analysis, hypothesis testing (t-test), test the coefficient of determination R2. By using the SPSS Version 22.0 program. The r-square value of 0.194 means that 19.4% of the Murabahah financing variable can explain the business improvement variable in the Mitra Manindo cooperative, Siabu cash office, while the remaining 80.6% is influenced by other variables not discussed in this model. Based on the t-test, it is known that murābahah financing affects increasing the business of members of the Koperasi Mitra Manindo Siabu cash office.
Wakaf Uang : Solusi Meningkatkan Kesejahteraan Masyarakat di Masa Pandemi COVID-19 Lubis, Rini Hayati; Lestari, Sri Indah; Harahap, Hawanisa
Journal of Islamic Social Finance Management Vol 2, No 1 (2021): JANUARI-JUNI
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (710.04 KB) | DOI: 10.24952/jisfim.v2i1.3821

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The Covid-19 pandemic has resulted in a weakening of the people's economy, which has caused the economic growth of a country to decline, therefore an alternative is needed to increase economic growth, one of which is waqf. Currently, cash waqf has reached Rp. 244 billion with the total nazhir of cash waqf reporting 111 institutions while for cash waqf institutions reaching 272, meaning that around 161 institutions have not reported collected cash waqf funds due to a weak level of knowledge about the management of cash waqf. It can be concluded that the money waqf management system is still weak so that the cash waqf has not been realized to the public, but if the cash waqf funds are collected it will make a new instrument for the government to improve the economy, especially during this pandemic. The realization of good waqf funds will ultimately increase the level of trust in waqf management which is transparent and accountable, therefore it is hoped that there is a need for socialization to the public regarding the role of the money waqf, and providing training for Nazhirs to be able to manage these waqf based on technology.  Keywords: Cash Waqf, Covid-19 Pandemic, Welfare
Bibliometric Analysis in Islamic Social Finance and Covid-19 Research Sari, Dia Purnama; Cahyani, Utari Evy; Siregar, Rizal Ma'ruf Amidy
Journal of Islamic Social Finance Management Vol 3, No 1 (2022): JANUARI-JUNI 2022
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1011.612 KB) | DOI: 10.24952/jisfim.v3i1.5281

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Makalah ini merupakan studi kepustakaan bibliometrik tentang keuangan sosial Islam. Data bersumber dari data bibliografi dengan menggunakan kata kunci “Islam dan keuangan sosial”, dan “covid”. Studi ini menganalisis 500 publikasi dari tahun 2020 hingga 2022 dari dimensi database. Analisis data dilakukan dengan menggunakan biblioshiny dengan R-studio. Jumlah artikel bertema sosial keuangan Islam dan Covid-19 yang diterbitkan pada jurnal yang dilengkapi dengan objek digital cukup banyak dan dapat terus bertambah, mengingat dampak pandemi yang dirasakan, menjadikan sosial kemasyarakatan Islam penting.Beberapa topik dan kata kunci yang populer digunakan dalam tema ini dan kemungkinan untuk dikembangkan lebih lanjut, terutama pada domain tertentu dalam keuangan sosial Islam dalam menghadapi pandemi. Oleh karena itu,

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