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All Journal Jurnal Ilmiah Ekonomi Islam Agrintech: Jurnal Teknologi Pangan dan Hasil Pertanian NUSANTARA : Jurnal Ilmu Pengetahuan Sosial Jurdimas (Jurnal Pengabdian Kepada Masyarakat) Royal Journal of Saintech Transfer At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman Al-Muamalat : Jurnal Ekonomi Syariah Mumtaz : Jurnal Ekonomi dan Bisnis Islam Journal Of Islamic Social Finance Management Imara: Jurnal Riset Ekonomi Islam Profetik Jurnal Ekonomi Syariah
Rini Hayati
Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Social Sciences Other

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Utilization of Salak Sidimpuan (Salacca sumatrana Becc) as A Nata De Salacca Substrate in Sitaratoit Village South Tapanuli Selatan Sumatera Utara Silitonga, Yusnita Wahyuni; Lubis, Rini Hayati; Harahap, Qorry Hilmiyah
Journal of Saintech Transfer Vol. 1 No. 2 (2018): Journal of Saintech Transfer
Publisher : Talenta Publisher Universitas Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (390.845 KB) | DOI: 10.32734/jst.v1i2.818

Abstract

Sitaratoit village is a village in South Tapanuli district, Nort Sumatera. The majority of people in that village drape his life from agriculture products. Major commodities agriculture product from the village is salak Sidimpuan. Knowledge about salak processing in village still very poor. Salak consumed or sold on condition fresh fruit. At some moment salak fruit can overproduction so the price is very low. A low price causing farmers did not harvest the salak which might cause waste. Nata de salacca product should be one of the alternative solutions to overcome this problem. The aims of the program were to provide information about salak waste treatment become nata de salacca. This program was initiated with the laboratory experiments and cooperate with local government and farmers. The following action was to acompany the farmers who aplicate the nata production process. Results from the laboratory experiment showed that the best composition of substrat and water ratiowas 1:4.
ANALISIS KOMPARATIF KINERJA BANK SYARIAH DENGAN PENDEKATAN INDEKS KINERJA ISLAMIC Lubis, Rini Hayati
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 6, No 1 (2020): JUNI 2020
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v6i1.2347

Abstract

This study aims to determine whether there is a difference between the performance of BNI Syariah Bank and BRI Syariah with the Islamicity Performance Index approach method is one alternative to measure the performance of Islamic banking in terms of IslamicThis method uses quantitative and comparative, as well as data obtained sourced from BNI Syariah and BRI Syariah financial reports in 2014-2018 through the website www.ojk.go.id .The variables used in this study are the ratio of PSR, ZPR, EDR qardh and donations, IIR and IsIR The results of the research test showed that there were significant differences in the PSR ratio while for the ZPR, EDR qardh and donation ratios, IIR and IsIRThere were no significant differences. Overall BNI Syariah's performance is better when compared to BRI Syariah.Based on these results it is expected that Bank Syariah Syariah will further improve financial performance based on Islamic Sharia through strengthening capital, and encourage the development of social funds, namely zakat, infaq, alms and endowments.
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PENDAPATAN PETANI JAGUNG DI KECAMATAN RANAH BATAHAN KABUPATEN PASAMAN BARAT Harahap, Darwis; Lubis, Rini Hayati; Dahlianti, Dahlianti
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 5, No 1 (2017)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (27.173 KB) | DOI: 10.24952/masharif.v5i1.1405

Abstract

ABSTRAKPenelitian ini di latar belakangani oleh seberapa besar pendapatan petani jagung di Kecamatan Ranah Batahan Kabupaten Pasaman Barat yang dipengaruhi oleh factor luas lahan, tenaga kerja, dan biaya produksi.Pendapatan petani jagung di Kecamatan Ranah Batahan mengalami penurunan dari tahun 2013 sampai dengan tahun 2015, dimana pada tahun 2013 pendapatan petani jagung mencapai Rp 81. 899. 500, sementara pada tahun 2014 mencapai Rp 78. 676. 000 sedangkan tahun 2015 mencapai Rp 21. 395. 000. Rumusan masalah dalam penelitian ini adalah apakah luas lahan, tenaga kerja dan biaya produksi berpengaruh terhadap pendapatan petani jagung di Kecamatan Ranah Batahan Kabupaten Pasaman Barat, dan tujuan penelitian ini untuk mengetahui seberapa besar pengaruh luas lahan, tenaga kerja dan biaya produksi terhadap pendapatan petani jagung di Kecamatan Ranah Batahan Kabupaten Pasaman Barat. Teori yang digunakan dalam penelitian ini adalah teori ekonomi mikro, factor-faktor yang mempengaruhi pendapatan, pengantar ekonomi pertanian, dan lain-lain. Penelitian ini merupakan penelitian kuantitatif dengan menggunakan metode analisis regresi berganda, dan instrumen pengumpulan data menggunakan wawancara terstruktur dan dokumentasi, populasi dalam penelitian ini adalah seluruh petani jagung di Kecamatan Ranah Batahan yaitu berjumlah 1.800 orang, dengan sampel 95 responden. Pengolahan data dilakukan menggunakan program SPSS versi 22. Hasil penelitian menunjukkan bahwa secara parsial luas lahan berpengaruh terhadap pendapatan dengan nilai thitung ttabel (4,040 1,985), kemudian secara parsial tenaga kerja berpengaruh terhadap pendapatan dengan nilai thitung ttabel (2,853 1,985), kemudian secara parsial biaya produksi berpengaruh terhadap pendapatan dengan nilai thitung ttabel (2,326 1,985). Secara simultan luas lahan, tenaga kerja dan biaya produksi berpengaruh terhadap pendapatan petani jagung di Kecamatan Ranah Batahan Kabupaten Pasaman Barat, dengan nilai Fhitung Ftabel (86,7222,47), dengan nilai Adjusted R­2 dalam penelitian ini sebesar 73,2% dan sisanya 26,8% dipengaruhi oleh faktor lain. 
Faktor Penentu Gaya Hidup Halal Generasi Z di Sumatera Utara Rini Hayati Lubis; Nurul Izzah
Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i1.3961

Abstract

The increasing number of Muslim populations throughout the world has resulted in an increasing level of demand for halal products. Currently there is a shift in lifestyle towards a halal lifestyle. This phenomenon is growing, especially during the COVID-19 pandemic that has hit the whole world. The pandemic demands that people prioritize health by paying more attention to a healthy and hygienic lifestyle. The application of the halal lifestyle has spread throughout the world, not only in Muslim countries but also non-Muslim countries. Its development can be seen in various sectors such as food, beverage, fashion, pharmaceutical, finance and other sectors. The population of Indonesia, which is the largest Muslim majority, is currently dominated by Generation Z. Generation Z, which tends to be literate in information technology, affects the lifestyle that is applied in everyday life. Several studies have stated that Generation Z has not been fully consistent in implementing a halal lifestyle. In choosing products for consumption, they do not always pay attention to the existence of the product's halal label. This is due to the assumption that products produced by Muslims are guaranteed to be halal without having to be accompanied by a halal label on the product. The purpose of this study is to determine the determinants that influence the halal lifestyle of Generation Z in North Sumatra. This study is a quantitative study using primary data obtained by distributing online questionnaires. The number of respondents as many as 445 who are Generation Z in North Sumatra. Research data is processed using Smart PLS. The results showed that the variables of experience, personality, perception, motives and culture influenced the halal lifestyle. Meanwhile, family factors, social environment, and demographics do not affect the lifestyle of Generation Z in North Sumatra. The halal industry needs to continue to be developed to provide Muslim consumers with more diverse choices in determining the products and services to be consumed.
Perilaku Berzakat di Masa Pandemi Covid-19 Rodame Monitorir Napitupulu; Rini Hayati Lubis; Fahrina Putri Sapna
Jurnal Ilmiah Ekonomi Islam Vol 7, No 2 (2021): JIEI : Vol. 7, No. 2, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (239.718 KB) | DOI: 10.29040/jiei.v7i2.2370

Abstract

The impact of the pandemic COVID-19 resulted in the weakening of the State economy causing a decrease in individual income, in contrast to the collection of zakat during the pandemic increased, the increase in zakat funds is inseparable from the behavior of muzakki, then from the purpose in the study how muzakki behavior in paying their zakat during the pandemic COVID-19, and how the response or response muzakki to the management of BAZNAS this study explored the approach of mix method with random sampling techniques numbered 396 respondents. The data was obtained based on the results of an online questionnaire through a google form. The results of this study showed that the behavior of charity during the pandemic COVID-19 does not affect in giving zakat even though it is in the red zone, in all respondents have done zakat, especially zakat fitrah which is often done in the month of Ramadan, as for zakat payments made in mosques or directly. However, the majority muzakki paid zakat through zakat institution because of credibility, transparency, and accountability reason.
Penentuan Sub Sektor Unggulan Pada Sektor Pertanian di Kabupaten Tapanuli Selatan Rini Lubis
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 2, No 2 (2016): Desember 2016, 10 Articles, Pages 116 - 285
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (673.622 KB) | DOI: 10.24952/tijaroh.v2i2.798

Abstract

Purpose of economic growth is to spread income equality and mitigate the unemployment rate, but an obstacle to economic growth is the lack of public education that will ultimately affect the income received by the public and also increase the speed of growth of the poverty level, then it is necessary the efforts to increase people's income by having specialization of the commodities. South Tapanuli is an agricultural area where agricultural sector is the biggest contributor to the GDP. To find out the commodity especially in the agricultural sub-sector that is necessary to has LQ analysis method where this method aims to determine which commodities are superior and inferior. From the results of the analysis by LQ methods, commodities on the agricultural sub-sector based in the South Tapanuli District are a soybeans, peanuts, rice paddy and rice fields.
PENGARUH PENANAMAN MODAL DALAM NEGERI (PMDN) DAN PENANAMAN MODAL ASING (PMA) TERHADAP PENDAPATAN ASLI DAERAH (PAD) DI PROVINSI SUMATERA UTARA TAHUN 1987-2016 Rini Hayati Lubis; Fitri Ani
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 6, No 2 (2018)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (422.774 KB) | DOI: 10.24952/masharif.v6i2.1139

Abstract

Latar belakang masalah dalam penelitian ini adalah terdapatnya fenomena penurunan pendapatan asli daerah (PAD) pada tahun 2005 sebesar 1.018,0  milyar pada saat penanaman modal dalam negeri meningkat sebesar 7.331,394 milyar dan penanaman modal asing mengalami peningkatan sebesar 1.061,03 milyar dimana fenomena yang terjadi tidak sesuai dengan teori. Apabila investasi meningkat akan menambah tersedianya lapangan pekerjaan sehingga mengurangi pengangguran dana akan menambah pendapatan asli masyarakat yang pada akhirnya akan menambah pendapatan asli daerah. Tujuan penelitian ini adalah untuk mengetahui pengaruh antara penanaman modal dalam negeri dan penanaman modal asing terhadap pendapatan asli daerah di Provinsi Sumatera Utara secara parsial maupun simultan. Penelitian ini merupakan penelitian kuantitatif deskriptif. Sampel yang digunakan sebanyak 30 sampel dengan desain purposive sampling, data diperoleh melalui situs www.bps.go.id. Pengujian dalam penelitian ini menggunakan program computer Eviews Versi 9,0. Hasil penelitian menunjukkan bahwa secara parsial variabel penanaman modal dalam negeri memiliki pengaruh signifikan terhadap pendapatan asli daerah di Provinsi Sumatera Utara. Secara simultan penanaman modal dalam negeri dan penanaman modal asing berpengaruh terhadap pendapatan asli daerah di Provinsi Sumatera Utara.
Peranan Baitul Mal Wat Tamwil Terhadap Perekonomian Sumatera Utara Rini Hayati Lubis
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 3, No 2 (2015)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (327.564 KB) | DOI: 10.24952/masharif.v3i2.842

Abstract

Years 2014-2015 the number of poor people increased by 1.46367 millioninhabitants, especially in rural areas in the province of North Sumatra is thenumber one cause of unemployment increases, and therefore the necessary role ofBaitul Mal Wat Tamwil (BMT) to the economy of North Sumatra especially ruralcommunitiesBMT role towards improving the economy of North Sumatera give apositive thing that the development and financing of small businesses, helping tobreak the dependence on moneylenders, maintaining economic justice communitywith equitable distribution and makes the society to be able to apply sharia-basedeconomy
DETERMINAN PERTUMBUHAN EKONOMI SUMATERA UTARA Rini Hayati Lubis; Nurul Izzah
NUSANTARA : Jurnal Ilmu Pengetahuan Sosial Vol 7, No 3 (2020): NUSANTARA : Jurnal Ilmu Pengetahuan Sosial
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jips.v7i3.2020.613-621

Abstract

The economic growth of North Sumatra province in 2019 increased by 5.22 percent compared to the previous year. This increase was caused by several factors, namely investment, labor, government spending, economic growth, inflation and the labor force. Increased government spending will encourage economic growth. Based on data from the Central Statistics Agency that in North Sumatra economic growth continues to increase despite declining government spending. This study aims to examine the factors that influence economic growth. The factors used are investment, labor, government expenditure, unemployment, inflation, and labor force. This sampling method uses saturated sampling technique. The total sample of 30 data for the period 1989 – 2017. Data analysis techniques use a quantitative approach. This study concluded that the variable labor and government expenditure significantly influence economic growth. And investment, unemployment, inflation, and labor force has not effect economic growth. North Sumatra government should increase promotion to attract investors and simplify business licensing administration.
ANALISIS KINERJA EKSPOR- IMPOR BUAH-BUAHAN INDONESIA PADA PERDAGANGAN INTERNASIONAL Rini Hayati Lubis
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 6, No 1 (2018)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (680.167 KB) | DOI: 10.24952/masharif.v6i1.1129

Abstract

Perkembangan nilai impor tahun 2017 untuk komoditi buah-buahan di Indonesia mengalami peningkatan dibandingkan tahun sebelum, hal ini menunjukan bahwa adanya peningkatan dalam jumlah konsumsi buah-buahan, sedangkan untuk jumlah produksi buah-buahan di Indonesia juga mengalami peningkatan di tahun 2017. Maka dari itu penelitian bertujuan untuk menganalisis kinerja ekspor-impor buah-buahan Indonesia pada perdagangan internasional. Hasil dalam penelitian menunjukan bahwa berdasarkan nilai rata-rata Indeks Spesialisasi Perdangangan (ISP) sebesar -0,455583904 artinya bahawa Indoensia masih negara impotri dan memiliki dayang yang lemah terhadap perdagangan komoditi buah-buahan, untuk nilai rata-rata Import Dependecy Ratio sebesar  2,8 persen artinya bahwa negara indonesia tidak ketergantungan pada impor buah dengan membandingkan nilai Self Sufficiency Ratio sebesar 98 persen, sedangkan nilai revealed comperatif advantage  sebesar 0,095 dan nilai Revealed Symetric Comperatif Advantage sebesar -0,825 artinya Indonesia tidak memiliki keunggulan komperatif yang masih rendah. 
Co-Authors Alfadri, Ferri Dahlianti, Dahlianti Fahrina Putri Sapna Fitri Ani Harahap, Darwis Harahap, Qorry Hilmiyah Jogina Santi Siregar Lubis, Delima Sari Lubis, Maharani Annisa Nirma Sari Siregar Nurul Izzah Nurul Izzah Nurul Izzah Rodame Monitorir Napitupulu Silitonga, Yusnita Wahyuni Siti Ena Aisyah Simbolon Sopia Kholilah Siregar