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Journal of Islamic Economics and Business
Published by UIN Sunan Gunung Djati Bandung
ISSN : 27988562     EISSN : 27984834     DOI : https://doi.org/10.15575/jieb
Core Subject : Religion, Economy, Social,
Religion Economics, Econometrics & Finance Social Sciences
The Journal of Islamic Economics and Business (JIEB) is open access, peer-reviewed journal dedicated to publishing original research papers on Islamic economic and business issues. This journal is likewise committed to making the articles it publishes available to international academicians, researchers, practitioners, regulators, and public societies for free. The journal accepts rigorous empirical or theoretical research papers using any methodologies or approaches relevant to the Indonesian economy and business topics, as long as the research falls into one of three primary disciplines: economics, business, accounting, management and finance.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 65 Documents
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Pengaruh Kepercayaan dan Komitmen terhadap Loyalitas Nasabah Tabungan di PT. Bank BNI Syariah Kantor Kas Cinunuk Syifa Amalia; Jalaluddin .
Journal of Islamic Economics and Business Vol 1, No 1 (2021): Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (711.221 KB) | DOI: 10.15575/.v1i1.13107

Abstract

Berdasarkan hasil observasi, bahwa yang melatar belakangi Penelitian ini adalah belum mampunya PT. Bank BNI Syariah Kantor Kas Cinunuk dalam menjaga dan mempertahankan kepercayaan dan komitmen nasabah tabungan di PT. Bank BNI Syariah Kantor Kas Cinunuk sehingga menyebabkan nasabah menjadi tidak loyal. Penelitian ini bertujuan untuk mengetahui bagaimana pengaruh kepercayaan terhadap loyalitas nasabah tabungan, bagaimana pengaruh komitmen terhadap loyalitas nasabah tabungan dan bagaimana pengaruh kepercayaan dan komitmen terhadap loyalitas nasabah tabungan PT. Bank BNI Syariah Kantor Kas Cinunuk. Objek penelitian ini adalah seluruh nasabah tabungan di PT. Bank BNI Syariah Kantor Kas Cinunuk, jenis penelitian ini adalah kuantitatif asosiatif, jenis datanya adalah data primer dengan teknik pengumpulan data melalui observasi, wawancara, kuesionerm dan studi pustaka. Teknik pengambilan sampel dalam penelitian ini adalah Non Probability. Hasil penelitian ini menunjukan bahwa terdapat pengaruh kepercayaan terhadap loyalitas nasabah tabungan di PT. Bank BNI Syariah Kantor Kas Cinunuk dimana hasil uji t nilai thitung > ttabel (4,632 > 1,660), terdapat pengaruh yang signifikansi antara kepercayaan terhadap loyalitas nasabah di PT. Bank BNI Syariah Kantor Kas Cinunuk, terdapat pengaruh komitmen terhadap loyalitas nasabah tabungan di PT. Bank BNI Syariah Kantor Kas Cinunuk dimana hasil uji t didapat nilai thitung > ttabel (12,233 > 1,660), terdapat pengaruh yang signifikansi antara kepercayaan terhadap loyalitas nasabah di PT. Bank BNI Syariah Kantor Kas Cinunuk, dan terdapat pengaruh yang signifikan antara kepercayaan dan komitmen terhadap loyalitas nasabah tabungan di PT. Bank BNI Syariah Kantor Kas Cinunuk dimana fhitung sebesar 74,18 > ftabel sebesar 3,09 secara simultan. kata kunci: Kepercayaan, Komitmen, Loyalitas
The Impact of Unemployment on the Economy in Indonesia Lenny Yanthiani
Journal of Islamic Economics and Business Vol 2, No 2 (2022): Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (297.271 KB) | DOI: 10.15575/jieb.v2i2.21310

Abstract

The Open Unemployment Rate (TPT) is an indicator that can be used to measure the level of supply of labor that is not used or not absorbed by the labor market. However, compared to conditions a year ago, TPT decreased by 0.58% percent from 7.07% to 6.49%. The phenomenon of unemployment is still an interesting problem to study and study in accordance with economic developments in society. By using qualitative research methods with a deductive thinking approach. This research shows that unemployment occurs because, among other things, the number of jobs available is smaller than the number of job seekers. Also, the competence of job seekers is not in line with the job market. In addition, there is also a lack of effective job market information for job seekers.
Development Of A Small Tile Craft Industry In An Effort To Increase The Welfare Of Crawings In Islamic Economic Perspective Firda Angelia Mutiara Pabeta; Hendri Hermawan Adinugraha
Journal of Islamic Economics and Business Vol 3, No 1 (2023): Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jieb.v3i1.15036

Abstract

This study aims to analyze the development of the small tile craft industry in Pragak, Pekalongan Selatan, Pekalongan City, from the perspective of Islamic economics, with the primary goal of enhancing the welfare of craftsmen. Adopting a field research approach, the researcher directly engages with the industry and collects data to gain comprehensive insights into the existing challenges and potential solutions. The process of business development is viewed as a gradual and systematic means to improve the knowledge, skills, attitudes, and overall performance of those responsible for managing the craft industry. Central to this approach are key Islamic principles such as honesty, trust, friendliness, fairness, and patience, which guide the formulation and implementation of strategies that ensure mutually beneficial outcomes for all stakeholders involved. The study emphasizes the significance of aligning the tile craft industry's activities with the needs and aspirations of the community, contributing to humanitarian causes, and promoting prosperity within the society. By adhering to Islamic values and positively impacting the community, the small tile craft industry has the potential to thrive while fostering the well-being of craftsmen and society as a whole.
The Influence of Webstore Visual Design and Emotional Value on Muslimah Clothing Online Purchasing Decisions in Gen Z Rika Sari; Eggy Armand Ramdani; Haqibul Mujib
Journal of Islamic Economics and Business Vol 3, No 1 (2023): Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jieb.v3i1.20254

Abstract

This study aims to examine the influence of Webstore Visual Design and Emotional Value on Muslimah Clothing Online Purchase Decisions for Generation Z FEBI IAI Darussalam Ciamis students. The growing phenomenon of online business, especially among generation Z who are skilled in technology and often shop online, encourages entrepreneurs to create webstores that attract attention and can influence their buying decisions, especially in Muslim clothing. This study discusses the influence of visual webstore design and emotional value partially or simultaneously on online purchasing decisions for Muslim women's clothing in Generation Z. The uniqueness of this research lies in its deep focus on the effectiveness of the webstore design itself and its relationship with emotional value, which has rarely been studied before. The research method used a quantitative approach with the help of SPSS to analyze data from 61 respondents who were FEBI IAI Darussalam Ciamis students from generation Z. The results showed that partially, the webstore's visual design and emotional value had no significant effect on the online buying decision for Muslimah clothing in Generation Z. However, simultaneously, these two variables had a positive effect on purchasing decisions for FEBI IAI Darussalam Ciamis students. In conclusion, professionalism, honesty, transparency, and trust in webstore design contribute to consumer buying interest and create positive emotional value as a form of appreciation for the satisfaction and convenience of using the webstore, which ultimately increases the decision to purchase Muslimah fashion products online in Generation Z. 
Effect of Management Change, Company Size, and Audit Opinion on Auditor Switching Rahmadhani Diea Nuraulia
Journal of Islamic Economics and Business Vol 3, No 1 (2023): Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jieb.v3i1.25526

Abstract

This study aims to analyze the influence of management change, company size, and audit opinion on auditor switching. Using dummy variables for management change and audit opinion, and log total assets to measure company size, the research was conducted with purposive sampling, selecting 15 companies from the transportation sub-sector listed on the BEI between 2018 and 2021. Logistic regression was used for data analysis. The results indicate that management change, company size, and audit opinion do not significantly affect auditor switching. The findings offer valuable insights for investors and shareholders, emphasizing the importance of carefully examining financial reports, particularly audit results, to make informed investment decisions. For companies, the study highlights the need for meticulous decision-making when considering auditor switching. Additionally, for auditors, the research underscores the importance of maintaining independence by avoiding overly long-term relationships with clients. Future research could explore other variables and expand the sample size. Nonetheless, this study contributes valuable information to the field of auditor switching and its implications on various stakeholders 
Revitalizing MSMEs through Innovative Financial Products in Islamic Banking Salma Puji Rohimah
Journal of Islamic Economics and Business Vol 3, No 1 (2023): Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jieb.v3i1.26585

Abstract

Empowerment of Small and Medium Enterprises (SMEs) and Cooperatives have a crucial role in national development based on a people's economic system, with the aim of not only reducing income disparities and employment, but also achieving economic inclusiveness and justice. Islamic banking is a financial institution that acts as an intermediary in financial matters by complying with Islamic sharia principles, collecting, managing and distributing funds to the public. This study uses a qualitative descriptive analysis method to examine the roles and products offered by Islamic banking to SMEs and cooperatives. The results of the study show that the products offered, such as murabaha, musyarakah, and people's business loans, contribute to advancing SMEs and cooperatives. In addition, Islamic financial institutions continue to innovate with various banking products and services, supporting sustainable economic growth. Thus, empowering SMEs and cooperatives through sharia banking is the main foundation in supporting national development that is just, inclusive and forward-looking to achieve sustainable development goals.
The Robbery of Financial Institutions in Witbank Policing Area, South Africa Samuel Khehla Nkosi; Jacob Tseko Mofokeng
Journal of Islamic Economics and Business Vol 3, No 1 (2023): Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jieb.v3i1.28102

Abstract

The motives for violent crime are wide ranging. Results show that violence in commercial robbery was often used to achieve the material goals of the offense (to steal money or goods) by ensuring compliance and by overcoming resistance. Also found was that violence in assault was used purposively to achieve the immediate goal of harming the victim. In both cases, violence was used in ways that could be directly attributed to the successful commission of the offense. In other cases, violence performed additional functions, such as enhancing the status of the offender, generating a reputation for toughness on the street, providing a response to challenges to masculinity, giving an outlet for aggression and the desire to fight, and as a means of administering retaliation and revenge through informal justice; violence of this kind is used as an expression of a value system that condones violent behavior. Methodologically, the research is qualitative, involving semi-structured face-to-face oral interviews (open-ended) with 30 armed robbers in prison custody in Witbank, South Africa. Armed robbery is a type of robbery aided by weapon(s) to threaten, force and deprive a person or persons of the right to private, public or corporate belongings. The analytical framework employed is interpretive phenomenology, to capture the holistic worldview of the offender sample. Secondary data comes from both the eletronic media. Findings are presented under four systematic themes: “challenges of policing bank robberies and the extent of the harm, speculative motives, planning and duration of planning process, and tools of trade”. In the following, these themes are explained making use of participants’ statements.
Analysis of Digital Wallet Usage on Consumptive Lifestyle Ramadhan, Naufal Dzaky; Fhatturohmah, Siska; Ramadhani, Sonia; Firmansyah, Esa
Journal of Islamic Economics and Business Vol 3, No 2 (2023): Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jieb.v3i2.30492

Abstract

Many people, especially students, use e-wallets for daily transactions such as storing funds and purchasing daily necessities. The Prophet SAW also forbade the behavior of squandering or wastefulness in ablution using water, even though it was in the river. In fact, the lifestyle among students today is in stark contrast to the changes that occur, such as buying things that are not really needed at all. This is where the origin of a high lifestyle causes students to have irrational consumption abilities and tend to have consumptive behavior. Consumptive behavior that arises among students is caused by technological developments and in the development process of the individual himself. This research uses descriptive quantitative research methods with primary data from questionnaire results in the form of links from Google Forms, aiming to determine how much influence the use of digital wallets has on student lifestyles. The analysis of the effect of using digital wallets on the lifestyle of 2020 Islamic Economics students of UIN Sunan Gunung Djati Bandung obtained results that show an influence of the use of digital wallets on the lifestyle of 2020 Islamic economics students. This is evident from the number of 2020 Islamic economics students who use digital wallets for shopping activities, both for daily needs and just fulfilling desires.
The Use of Electronic Money as a Transaction System in Indonesia Abidin, Rachmat; Dewi, Sofia; Asmalasari, Ai Siti; Syawali, Fikri Ikhsan; Hidayat, Hilmi Sirojuddin
Journal of Islamic Economics and Business Vol 3, No 2 (2023): Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jieb.v3i2.30487

Abstract

Advancements in technology during the 4.0 era promise significant benefits for human civilization. This study focuses on the technological evolution of digital payment methods, specifically electronic money (e-money), in Indonesia's digital economy landscape. E-money, utilizing electronic devices like chips or servers, serves as a cashless payment alternative, contributing to a notable decline in cash usage. The proliferation of e-money is evident in Indonesia, driven by startups and competition among key players like Gojek, OVO, and Shopee. The research employs qualitative methods, including a descriptive approach and literature survey, drawing insights from various sources such as books, journals, and prior research. While the adoption of e-money has surged, particularly for its convenience, security, and speed in digital transactions, challenges persist in remote parts of Indonesia where cash remains prevalent. Recognizing this, Bank Indonesia collaborates with institutions to promote non-cash transactions, striving towards a cashless society.
Collaborative economy-based business incubator model to increase the intention of Islamic entrepreneurship Aeni, Reni Qurroti; Kardeli, Awang Dodi; Rahayu, Meirani
Journal of Islamic Economics and Business Vol 3, No 2 (2023): Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jieb.v3i2.31214

Abstract

The development of entrepreneurship education is intricately linked to individual interactions within their environment. This research aims to develop a collaborative economy-based business incubator model for fostering Islamic entrepreneurship intention. Employing a research and development methodology, the study involved 32 Pesantren youths at Taslim Pangalengan, focusing on a coffee-growing business unit. Data collection incorporated interviews, surveys, and limited group discussions. The analysis adopted a quantitative approach with various tests and qualitative descriptive analytics. Results revealed that changes in Islamic entrepreneurship behavior, seen as a social interaction process, are positively influenced by a collaborative economic system. Collaborative experiences contribute to strengthening the transformative aspects of thinking, behavior, and action, particularly in innovating and undertaking business risks. The business incubator emerges as a facilitator in shaping Islamic entrepreneurship intention. The study underscores the importance of enhancing comprehension of collaborative economics and business incubators to cultivate Islamic entrepreneurial intentions. It advocates for a broader perspective on entrepreneurial intentions grounded in Islamic principles within a collaboration-based business incubator model.

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