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Journal of Islamic Economics and Business
Published by UIN Sunan Gunung Djati Bandung
ISSN : 27988562     EISSN : 27984834     DOI : https://doi.org/10.15575/jieb
Core Subject : Religion, Economy, Social,
Religion Economics, Econometrics & Finance Social Sciences
The Journal of Islamic Economics and Business (JIEB) is open access, peer-reviewed journal dedicated to publishing original research papers on Islamic economic and business issues. This journal is likewise committed to making the articles it publishes available to international academicians, researchers, practitioners, regulators, and public societies for free. The journal accepts rigorous empirical or theoretical research papers using any methodologies or approaches relevant to the Indonesian economy and business topics, as long as the research falls into one of three primary disciplines: economics, business, accounting, management and finance.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 84 Documents
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Evaluating the Performance and Institutional Challenges of BMT in North Sumatra: A Multi-Perspective Yusman; Mustafa Khamal Rokan; Sugianto
Journal of Islamic Economics and Business Vol. 4 No. 2 (2024): Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jieb.v4i2.54530

Abstract

Baitul Maal wat Tamwil (BMT) is a Sharia-based microfinance institution that plays a pivotal role in promoting community economic empowerment, particularly in North Sumatra, a region characterized by its rich economic potential and socio-cultural diversity. Despite its strategic importance, many BMTs in this region face persistent challenges, including low levels of Islamic financial literacy, weak institutional governance, limited access to digital technologies, and inadequate working. This study aims to identify the key factors impeding BMT performance and to formulate context-specific revitalization strategies that are both practical and sustainable. Employing a qualitative research design with a case study approach, data were gathered through in-depth interviews, field observations, and document analysis involving three selected BMTs in North Sumatra. Thematic analysis was utilized to uncover critical patterns within the institutional and operational dynamics of these entities. The findings reveal that poor managerial professionalism, declining public trust, and a lack of innovation in Sharia-compliant financial products tailored to local needs are among the primary barriers to performance. In response, this study proposes four strategic recommendations: (1) enhancing human resource capacity through targeted professional training; (2) digitalizing services to foster greater efficiency and transparency; (3) restructuring organizational frameworks; and (4) improving Islamic financial literacy through comprehensive public education initiatives. This research contributes to the development of a locally grounded revitalization model for BMTs, offering actionable insights for practitioners, regulators, and stakeholders committed to advancing an inclusive, resilient, and adaptive Islamic microfinance ecosystem.
How positive affect moderates job characteristics and lecturer job satisfaction in higher Islamic education? Zaky, Muhammad; Fithriany, Yulia; Budiman, Budi
Journal of Islamic Economics and Business Vol. 5 No. 2 (2025): Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jieb.v5i2.54538

Abstract

This study examines how job characteristics dimensions and positive affect influence job satisfaction among lecturers in Faculties of Islamic Economics and Business at State Islamic Religious Universities (PTKIN) in Indonesia. It aims to address the growing concern regarding academic job satisfaction within Islamic higher education institutions facing increasing professional and institutional demands. Despite the strategic role of lecturers in ensuring educational quality, declining job satisfaction remains a persistent issue in Indonesian higher education. Limited empirical evidence exists on how job design and affective dispositions jointly influence lecturer satisfaction in Islamic university contexts.This study contributes to the literature by integrating the Job Characteristics Model and dispositional affect theory through moderation analysis in the context of Islamic higher education. It provides empirical evidence on the interactive effects between job characteristics and positive affect, which remain underexplored in prior studies. This study employed a quantitative explanatory survey design involving 207 lecturers from seven PTKIN institutions in Java. Data were collected using validated instruments and analyzed using moderated regression analysis to examine direct and interaction effects among variables. The results indicate that skill variety, task identity, task significance, and autonomy have significant positive effects on job satisfaction, while feedback does not show a significant influence. Positive affect demonstrates a consistent positive relationship with job satisfaction. Furthermore, positive affect partially moderates the relationships between most job characteristics dimensions and job satisfaction, although the moderation effects are negative. This study confirms the relevance of job design and affective dispositions in shaping lecturer job satisfaction within Islamic higher education. The findings suggest that institutional efforts should integrate job enrichment strategies with psychological well-being programs to enhance academic performance and organizational sustainability.
QRIS Adoption in West Java: Evidence from A Muslim-Majority Region Maghfur, Abdullah; Indrawati
Journal of Islamic Economics and Business Vol. 5 No. 2 (2025): Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jieb.v5i2.54607

Abstract

The unprecedented growth of digital payments has made the Quick Response Code Indonesian Standard (QRIS), introduced by Bank Indonesia, a crucial layer in Indonesia’s cashless infrastructure. As a Muslim-majority region with a high number of micro, small, and medium enterprises (MSMEs), West Java is an appropriate context for understanding the implementation of QRIS. This study synthesizes the existing literature on QRIS and digital payment adoption through a systematic review of UTAUT- and UTAUT2-based studies. The results demonstrate that performance expectancy, social influence, facilitating conditions, habit, and trust are most often identified as determinants of behavioral intention and usage behavior, while evidence on age and gender differences remains mixed. The review also reveals limited attention to sub-national and Muslim-majority regional contexts and conceptually integrates technology acceptance, trust–risk, and socio-religious perspectives to provide a more contextual understanding of QRIS adoption. These findings offer implications for future research and policy-making on regional digital payment ecosystems.
An Integrated Sharia-Based Performance Management Framework for Indonesian SMEs Nuraida, Ida
Journal of Islamic Economics and Business Vol. 5 No. 2 (2025): Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jieb.v5i2.54715

Abstract

This study develops a structured Sharia-based approach to employee performance management in Indonesian small and medium-sized enterprises (SMEs). SME performance systems often emphasize efficiency, while Islamic ethical and spiritual principles remain under operationalized within formal HR mechanisms. The study integrates Maqāṣid al-Sharī‘ah and Islamic Work Ethics into a three-dimensional performance framework encompassing spiritual motivation, ethical conduct, and organizational contribution, addressing the limited operationalization of Islamic ethics in SME performance research. A qualitative exploratory conceptual design is employed through document analysis of classical Islamic texts and contemporary management literature. Four foundational principles: intention (niyyah), trustworthiness (amanah), excellence (ihsan), and justice (‘adl), are translated into a three-dimensional Sharia-based performance framework encompassing spiritual motivation, ethical conduct, and organizational contribution. The framework advances Islamic management and IHRM scholarship by repositioning Sharia principles as an operational evaluative infrastructure that bridges spiritual accountability and formal HR systems, while offering practical guidance for ethically resilient SMEs in Indonesia.

Page 9 of 9 | Total Record : 84

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