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Liberating loan shark victims: The collaborative role of BAZNAS, Pesantren, and Cianjur Social Services in zakat-based rehabilitation Hadiyanto, Redi; Pusvisasari, Lina; Athoillah, Mohamad Anton
Journal of Islamic Economics Lariba Vol. 12 No. 2 (2026)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol12.iss2.art9

IntroductionLoan shark predation traps financially vulnerable households in recurring debt, weakens family welfare, and undermines community stability. Conventional interventions often provide temporary debt relief without addressing the economic, legal, psychological, and spiritual conditions that cause victims to return to predatory lending. Productive zakat offers a potential instrument for social rehabilitation when combined with community trust, legal protection, and sustainable economic empowerment.ObjectivesThis study examines the collaborative roles of the National Zakat Agency of Cianjur, pesantren, and the Cianjur Social Service Agency in rehabilitating loan shark victims through zakat-based programs. It analyzes the division of institutional responsibilities, implementation mechanisms, synergistic interactions, program outcomes, and challenges affecting long-term sustainability.MethodThe study employed an emergent qualitative multiple-case design in Cugenang, Cipanas, Pacet, and Cikalong Kulon, Cianjur Regency, Indonesia. Data were collected over six months through semi-structured interviews, longitudinal field observations, and document analysis. The initial participants comprised twenty-four representatives of the National Zakat Agency, pesantren leaders and administrators, social-service personnel, and beneficiary household heads. Data were analyzed through abductive thematic analysis, constant comparison, maximum-variation sampling, and deviant-case analysis.ResultsThe findings reveal a four-stage rehabilitation process consisting of victim identification and verification, core intervention, mentoring and monitoring, and sustainability support. The National Zakat Agency provided productive zakat capital and Sharia financial education. Pesantren facilitated victim identification, religious counseling, spiritual commitment, and community trust. The Social Service Agency delivered legal mediation, administrative assistance, and access to social protection. Debt mediation succeeded in more than eighty percent of cases, while all beneficiaries-initiated microenterprises using productive assets. Participants also reported reduced anxiety, restored dignity, and stronger social belonging. However, approximately thirty percent of businesses stagnated after twelve to eighteen months.ImplicationsSustainable rehabilitation requires formal coordination, advanced business mentoring, long-term monitoring, and institutional mechanisms that reduce dependence on individual local leaders.Originality/NoveltyThis study introduces a community-embedded tripartite model that integrates productive zakat, religious authority, and government social protection. It expands zakat from consumptive assistance into a transformative instrument for debt liberation, economic independence, spiritual recovery, and social justice.

Does Islamic finance enhance innovation capacity among Indonesian MSMEs? Evidence from a Multivariate Probit Approach Sholeh, Maimun; Karunia, Anisah Novi; Pratista, Ardhana Reswari Hasna; Nurseto, Tejo
Journal of Islamic Economics Lariba Vol. 12 No. 2 (2026)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol12.iss2.art17

IntroductionInnovation capacity is essential for strengthening the competitiveness, productivity, and long-term sustainability of micro, small, and medium enterprises in developing economies. However, many Indonesian micro, small, and medium enterprises continue to face financing constraints that limit their ability to develop new products, improve business processes, reorganize internal capabilities, and adopt new marketing practices. Islamic finance offers a potentially relevant financing mechanism because it is based on Sharia-compliant principles, risk-sharing, asset-backed transactions, and real-sector orientation.ObjectivesThis study examines whether Islamic finance enhances innovation capacity among micro, small, and medium enterprises in Indonesia. Specifically, it analyzes the relationship between Islamic finance and four dimensions of innovation: product innovation, process innovation, organizational innovation, and marketing innovation.MethodThis study uses a quantitative approach based on primary survey data collected from micro, small, and medium enterprises in Yogyakarta and Central Java, Indonesia. The sample consists of Islamic finance users and non-users. Innovation capacity is measured through four binary indicators covering product, process, organizational, and marketing innovation. The data are analyzed using a multivariate probit model, which allows the four innovation outcomes to be estimated jointly while accounting for possible correlations among innovation decisions.ResultsThe findings show that Islamic finance is positively and significantly associated with product innovation, process innovation, and organizational innovation. The marginal effects indicate that Islamic finance users have a higher probability of introducing new or improved products, improving operational methods, and adopting organizational changes. However, Islamic finance is not significantly associated with marketing innovation, suggesting that financing alone may be insufficient to stimulate market-oriented changes such as branding, digital promotion, pricing, and distribution strategies.ImplicationsThe results imply that Islamic financial institutions should move beyond capital provision and support micro, small, and medium enterprises through mentoring, product development assistance, operational upgrading, halal ecosystem support, and digital capability building.Originality/NoveltyThis study contributes to the Islamic finance and innovation literature by analyzing multiple innovation dimensions simultaneously in the Indonesian micro, small, and medium enterprise context using a multivariate probit approach.

Organizational readiness, management support, financial technology, and accounting information systems for supply chain performance: Insights from Islamic economics Hasibuan, Reni Ria Armayani; Hayati, Fitri; Nurhayati, Nurhayati
Journal of Islamic Economics Lariba Vol. 12 No. 2 (2026)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol12.iss2.art13

IntroductionMicro, small, and medium enterprises play a vital role in economic growth, employment generation, and regional development. However, increasing digitalization and supply chain complexity require these enterprises to strengthen organizational capabilities and integrate digital technologies to improve operational performance. Although organizational readiness, management support, financial technology, and accounting information systems have received growing scholarly attention, their integrated effects on supply chain performance remain insufficiently understood, particularly in emerging economies.ObjectivesThis study examines the effects of organizational readiness, management support, and financial technology adoption on supply chain performance while investigating the mediating role of accounting information systems. It also develops an integrated theoretical framework by combining organizational capability and digital transformation perspectives with insights from Islamic economics.MethodThis study employed a quantitative explanatory research design involving 396 micro, small, and medium enterprises operating in Medan, Indonesia. Data were collected through structured questionnaires administered to business owners and managers and analyzed using Structural Equation Modeling based on Partial Least Squares. The analysis evaluated measurement reliability and validity, structural relationships, and mediation effects among the proposed constructs.ResultsThe findings demonstrate that organizational readiness, management support, and financial technology adoption significantly improve accounting information systems and supply chain performance. Financial technology adoption exhibits the strongest influence on accounting information systems, while accounting information systems significantly enhance supply chain performance and mediate the effects of organizational readiness, management support, and financial technology adoption. These results indicate that successful digital transformation depends not only on technological adoption but also on organizational preparedness, leadership commitment, and integrated information systems that improve decision-making, operational coordination, and supply chain efficiency.ImplicationsThe findings suggest that managers should implement integrated digital transformation strategies by strengthening organizational readiness, leadership commitment, financial technology utilization, and accounting information systems simultaneously. Policymakers should support these efforts through digital infrastructure development, managerial capability enhancement, financial inclusion initiatives, and regulatory frameworks that facilitate sustainable digital transformation among micro, small, and medium enterprises.Originality/NoveltyThis study contributes to the digital transformation literature by integrating the Resource-Based View, the Technology–Organization–Environment framework, Dynamic Capabilities Theory, and the DeLone and McLean Information Systems Success Model into a unified framework explaining supply chain performance. It further enriches existing knowledge by incorporating Islamic economics perspectives that emphasize transparency, justice, financial inclusion, and ethical digital governance as complementary foundations for sustainable organizational performance.

Cayenne pepper and shallot price volatility, inflation, and regional economic growth in Palopo City: An Islamic economics perspective Asriaty, Asriaty; Ahmad Syarief Iskandar; Ishak, Ishak
Journal of Islamic Economics Lariba Vol. 12 No. 2 (2026)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol12.iss2.art22

IntroductionPrice fluctuations in strategic food commodities can influence inflation, household purchasing power, producer income, and regional economic growth. In Palopo City, cayenne pepper and shallots are widely consumed and traded, making their price movements important for local economic stability. However, city-level studies that integrate commodity price volatility, inflation transmission, regional growth, and Islamic economic insights remain limited.ObjectivesThis study analyzes fluctuations in cayenne pepper and shallot prices, examines their relationship with inflation and economic growth in Palopo City, and identifies relevant stabilization measures. It also interprets the findings through Islamic economic principles, including public welfare, wealth protection, fair market governance, and the prevention of hoarding.MethodThe study employed a quantitative explanatory design using annual secondary data for 2021–2025. The variables included average cayenne pepper prices, shallot prices, inflation, and regional economic growth measured through Gross Regional Domestic Product growth. Descriptive trend analysis was combined with multiple linear regression to assess the simultaneous relationship between commodity prices, inflation, and economic growth.ResultsCayenne pepper prices showed an overall upward trend and reached their highest level in 2025, while shallot prices declined sharply in 2023 before recovering. Inflation peaked in 2022 and increased moderately again in 2025. Cayenne pepper prices appeared more closely associated with short-term inflationary movements than shallot prices. The regression analysis indicated that cayenne pepper prices, shallot prices, and inflation were jointly associated with regional economic growth. The findings also showed that production conditions, weather, input availability, distribution constraints, seasonal demand, and policy responses shaped commodity price movements.ImplicationsRegional price stabilization should combine improved production planning, shorter distribution chains, stronger logistics and storage, market operations, digital price information, and coordinated action among farmers, traders, distributors, and government agencies. Islamic economic principles support such intervention when it protects consumers and producers without eliminating legitimate market incentives.Originality/NoveltyThis study contributes city-level evidence by integrating commodity-specific price fluctuations, inflation, regional economic growth, and Islamic economic perspectives within the post-pandemic context of Palopo City.

Developing Indonesia’s palm sugar industry for the ASEAN market: A SWOT–AHP–Maslahah and digital Islamic economy framework Fahrika, Andi Ika; Buhasyim, Muhammad Abdi; Kadir, Syahruddin
Journal of Islamic Economics Lariba Vol. 12 No. 2 (2026)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol12.iss2.art24

IntroductionIndonesia’s palm sugar industry has considerable potential to support export growth, strengthen the creative economy, and expand the country’s participation in the Association of Southeast Asian Nations market. However, palm sugar producers continue to face limited production capacity, low technological adoption, inadequate promotion, weak quality standardization, insufficient capital, and incomplete business formalization. These constraints require a development strategy that improves competitiveness while creating public welfare in accordance with Islamic economic principles.ObjectivesThis study evaluates strategic alternatives for developing Indonesia’s palm sugar industry in the Association of Southeast Asian Nations market. It also develops an integrated Strengths, Weaknesses, Opportunities, and Threats–Analytic Hierarchy Process–Maslahah framework to assess strategic priorities based on competitiveness and the objectives of Maqasid al-Shariah.MethodThe study employed a quantitative approach using primary data collected through structured questionnaires. Five palm sugar companies in Bone Regency, South Sulawesi, were selected through purposive sampling. Internal and external strategic factors were evaluated through Strengths, Weaknesses, Opportunities, and Threats analysis. The Analytic Hierarchy Process was used to assign weights to the dimensions of Maqasid al-Shariah, while the Maslahah Scorecard assessed each strategy’s contribution to protecting religion, life, intellect, lineage, and wealth.ResultsThe findings show that weaknesses outweighed strengths, while opportunities exceeded external threats. The strategic position was located in Quadrant Three, indicating the need for a turnaround strategy that uses market opportunities to address internal limitations. The total Maslahah score was 3.01, representing a moderate contribution to public welfare. Halal certification, Sharia-compliant business practices, digital innovation, and halal e-commerce received relatively strong assessments. Business continuity, financing access, technological capability, export income, and industry regeneration require further improvement.ImplicationsPolicymakers and industry practitioners should prioritize e-commerce training, halal certification assistance, business registration, quality improvement, Islamic financing, and access to regional export and distribution networks.Originality/NoveltyThis study introduces an integrated strategic framework that evaluates palm sugar development through both commercial competitiveness and Shariah-oriented welfare, connecting digital Islamic economy instruments with sustainable development in the Association of Southeast Asian Nations market.

Reformulating mosque management strategies for optimizing assets and Islamic philanthropic funds through an analytic network process approach Prasetyo, Iin; Siregar, Saparuddin; Nasution, Yenni Samri Juliati
Journal of Islamic Economics Lariba Vol. 12 No. 2 (2026)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol12.iss2.art36

IntroductionMosques have historically functioned not only as places of worship but also as centers of education, social welfare, and economic development. Despite the large number of mosques and the substantial potential of Islamic philanthropic funds, many mosque institutions have not yet optimized their assets and financial resources to enhance community welfare. This condition has created a gap between the ideal role of mosques and their actual contribution to socioeconomic development, particularly in North Sumatra, Indonesia.ObjectivesThis study aims to formulate priority problems, solutions, and strategic directions for optimizing mosque assets and Islamic philanthropic funds through a mosque management framework grounded in maqashid al-sharia and the Capability Approach. The study seeks to identify strategic priorities that can strengthen the role of mosques as sustainable centers of community empowerment and welfare enhancement.MethodThis study employed a qualitative research design supported by the Analytic Network Process. Data were collected through in-depth interviews and pairwise-comparison questionnaires administered to nine informants consisting of academics, regulators, and mosque practitioners. The analytical framework integrated the dimensions of hifz al-din, hifz al-nafs, hifz al-‘aql, hifz al-mal, and hifz al-nasl to evaluate problems, solutions, and strategic priorities related to mosque asset management and Islamic philanthropy. The resulting network model was processed using the Super Decisions software to determine priority rankings and levels of expert consensus.ResultsThe findings reveal that the main challenges in optimizing mosque assets and philanthropic funds are associated with weaknesses in mosque management, limited literacy and managerial capacity, underutilized assets, insufficient youth engagement, and inadequate integration of social and economic programs. The highest-priority solutions include strengthening the quality of mosque administrators, enhancing educational and literacy programs, improving productive asset management, expanding social services, and promoting youth participation. Strategic priorities consist of strengthening the quality and quantity of mosque administrators, developing institutional partnerships, improving capital and audit mechanisms, intensifying mosque literacy, building integrated mosque ecosystems, and establishing sustainable mosque business models. Expert agreement regarding problem and solution priorities was very high, while strategic priorities achieved a high level of consensus.ImplicationsThe findings indicate that effective mosque transformation requires an integrated approach combining governance reform, human capital development, productive asset utilization, institutional collaboration, and sustainable economic initiatives. Strengthening these dimensions can enhance the contribution of mosques to community welfare and sustainable development.Originality/NoveltyThis study contributes to the literature by integrating maqashid al-sharia, the Capability Approach, and the Analytic Network Process into a unified strategic framework for mosque management. It offers a multidimensional model for prioritizing problems, solutions, and strategies related to mosque asset optimization and Islamic philanthropy, thereby extending existing research on mosque governance and community empowerment.

Green waqf for sustainable development: Intergenerational determinants of charitable giving intentions among Indonesian Muslims across Generations X, Y, and Z Hasbi, Hasbi; Siregar, Suci Wulandari; Ma'wa, Muhammad Agus Futuhul; Sobaya, Soya
Journal of Islamic Economics Lariba Vol. 12 No. 1 (2026)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol12.iss1.art31

IntroductionGreen waqf offers an Islamic philanthropic mechanism for financing environmental conservation and sustainable development in Indonesia. Despite its potential to support climate action, ecosystem protection, and renewable resource management, public participation remains limited, while the behavioral drivers of green waqf differ across generations. Understanding these differences is necessary for designing effective strategies that connect charitable giving with environmental responsibility.ObjectivesThis study examines the determinants of intention to donate to green waqf and compares their effects across Generations Z, Y, and X. It evaluates the roles of religiosity, subjective norms, product knowledge, trust, environmental knowledge, and attitude within an extended Theory of Reasoned Action framework.MethodA quantitative cross-sectional design was employed using an online questionnaire distributed to respondents across several regions of Indonesia. A total of 220 valid responses were analyzed, comprising 84 Generation Z, 74 Generation Y, and 62 Generation X participants. The relationships among constructs were tested using Partial Least Squares Structural Equation Modeling, while intergenerational differences were examined through Multi-Group Analysis after measurement invariance assessment.ResultsAttitude significantly predicts intention to donate to green waqf across all three generations and represents the most consistent behavioral determinant. Product knowledge also directly influences intention across Generations Z, Y, and X. Religiosity and subjective norms consistently shape attitudes, although their direct effects on intention are limited. Religiosity directly influences intention only among Generation Z, while environmental knowledge directly influences intention only among Generation Y. Trust directly affects Generation Z intention but contributes more strongly to attitude formation among Generations Y and X.ImplicationsGreen waqf institutions should adopt generation-sensitive strategies. Religious framing and institutional trust are especially relevant for Generation Z, environmental information is more influential for Generation Y, and transparent governance and rational evaluation are particularly important for Generation X.Originality/NoveltyThis study contributes to green waqf and Islamic philanthropy literature by demonstrating that the determinants of charitable giving intentions are not uniform across generations. It extends the Theory of Reasoned Action by integrating religious, cognitive, environmental, and institutional factors within an intergenerational model of green waqf participation.

CoreTax-based zakat and tax integration: Synergizing Islamic public finance and national fiscal governance in Indonesia Kholis, Nur
Journal of Islamic Economics Lariba Vol. 12 No. 1 (2026)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol12.iss1.art32

IntroductionThe integration of zakat and taxation has become an important issue in Indonesia’s Islamic economic governance and national fiscal reform. Zakat functions as a religious obligation for wealth redistribution, while taxation serves as a state obligation for financing public goods and national development. Although both instruments support social justice, their relationship remains contested because they differ in legal basis, spiritual meaning, calculation method, and allocation mechanism.ObjectivesThis study analyzes how zakat and taxation can be synergized through Indonesia’s CoreTax system without equating their normative foundations. It aims to develop a conceptual framework for digital zakat–tax integration that preserves Islamic economic principles while supporting national interests, fiscal transparency, public trust, and social welfare.MethodThis study uses a qualitative documentary and conceptual analysis. The data consist of academic literature, Indonesian legal and policy materials, published data on zakat potential and realization, and studies on digital governance, Islamic public finance, zakat management, and tax administration reform. The analysis is guided by maqasid al-shariah, maslahah, Islamic fiscal justice, digital governance, and socio-technical systems perspectives.ResultsThe findings show that zakat and taxation should be treated as distinct but administratively complementary instruments. Indonesia has substantial zakat potential, yet formal collection remains far below estimated capacity due to fragmented governance, limited interoperability, and uneven public trust. CoreTax may serve as a digital administrative bridge by enabling verified zakat payment records, simplifying tax deduction claims, and improving coordination between tax authorities and zakat institutions. However, successful integration requires legal clarity, institutional coordination, Shariah supervision, secure data exchange, cybersecurity safeguards, and inclusive digital access.ImplicationsThis study suggests that digital zakat–tax integration should be designed as a governance reform rather than a purely technological solution. Policymakers should avoid framing zakat as tax and instead emphasize administrative recognition, transparency, and accountability.Originality/NoveltyThis study contributes by conceptualizing CoreTax-based zakat–tax integration as a socio-technical Islamic public finance model that connects religious legitimacy, digital governance, and national fiscal modernization.

Determinants of funding success in securities crowdfunding: Evidence from equity and sukuk offerings on Indonesia’s Bizhare Platform Harahap, Khairunnisa; Siregar, Saparuddin; Nurlaila, Nurlaila
Journal of Islamic Economics Lariba Vol. 12 No. 3 (2026)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol12.iss3.art3

IntroductionSecurities Crowdfunding has emerged as an important alternative financing mechanism for Micro, Small, and Medium Enterprises that face difficulties accessing traditional financial institutions. Despite its rapid growth, fundraising outcomes remain highly uneven because investors must make decisions under conditions of information asymmetry. In Indonesia, the coexistence of equity and sukuk offerings within a regulated Securities Crowdfunding ecosystem provides a unique context for examining how issuer and campaign signals influence funding success.ObjectivesThis study investigates the determinants of funding success in Securities Crowdfunding by examining the effects of fundraising experience, business age, fundraising duration, average investment per investor, share price per share, and funding target. The study also explores the role of signaling mechanisms in reducing information asymmetry and enhancing investor confidence.MethodThis study employs a quantitative explanatory approach using cross-sectional data from completed fundraising campaigns listed on Bizhare, one of Indonesia’s licensed Securities Crowdfunding platforms. A purposive sampling technique was applied to select 70 completed campaigns that met predefined criteria. Multiple linear regression analysis was used to examine the effects of issuer and campaign characteristics on funding success.ResultsThe results indicate that fundraising experience, business age, average investment per investor, share price per share, and funding target positively and significantly affect funding success. Funding target emerges as the strongest predictor, followed by share price and average investment per investor. In contrast, fundraising duration does not have a significant effect. The model explains approximately 78 percent of the variation in funding success. In addition, all sukuk campaigns in the sample successfully reached their fundraising targets, suggesting the importance of governance, transparency, and credibility signals in Sharia-compliant fundraising environments.ImplicationsThe findings demonstrate that investors rely on multiple signals to evaluate campaign quality and reduce uncertainty in digital fundraising markets. Issuers should emphasize credible disclosures, realistic funding targets, transparent pricing, and evidence of organizational capability. Regulators and platform operators can strengthen market efficiency by improving disclosure standards and investor information quality.Originality/NoveltyThis study extends signaling theory to the Securities Crowdfunding context by conceptualizing funding target as a strategic signal rather than merely a fundraising threshold. It also contributes to the emerging literature on Islamic fintech by providing evidence from a crowdfunding market where equity and sukuk instruments coexist within the same regulatory framework.

Distribution, scarcity, and Merchant App MyPertamina implementation in LPG 3 Kg purchase decisions: An Islamic economics perspective Nasution, Dita Aidila Syaharani; Ridwan, Muhammad; Batubara , Maryam
Journal of Islamic Economics Lariba Vol. 12 No. 3 (2026)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol12.iss3.art1

IntroductionIndonesia’s subsidized three-kilogram liquefied petroleum gas program is intended to protect household and microenterprise access to affordable energy, yet distribution irregularities, localized scarcity, price deviations, and uneven implementation of digital subsidy governance continue to challenge its effectiveness. These problems raise broader questions about how physical distribution and provider-operated digital systems create customer value and shape purchasing behavior in a regulated essential-energy market.ObjectivesThis study examines the relationships of distribution, scarcity, and consumer-perceived implementation of Merchant App MyPertamina with three-kilogram liquefied petroleum gas purchase decisions. It further investigates customer perceived value as an intervening mechanism linking these distributional and digital-governance conditions with purchasing behavior.MethodA quantitative explanatory cross-sectional design was employed using data from 205 three-kilogram liquefied petroleum gas users across all 23 districts of Langkat Regency, North Sumatra, Indonesia. Respondents were selected through purposive sampling, and data were collected from March to May 2026 using a five-point Likert-scale questionnaire. The measurement and structural models were evaluated using partial least squares structural equation modeling with SmartPLS 4.0.ResultsDistribution was positively associated with both customer perceived value and purchase decisions, while customer perceived value was positively associated with purchase decisions. Consumer-perceived implementation of Merchant App MyPertamina significantly improved customer perceived value but showed no significant direct relationship with purchase decisions. Scarcity did not significantly influence customer perceived value, and its indirect relationship with purchase decisions through customer perceived value was unsupported. Customer perceived value partially mediated the relationship between distribution and purchase decisions and fully mediated the relationship between Merchant App MyPertamina implementation and purchase decisions. The model explained 59.4% of the variance in purchase decisions and 51.5% of the variance in customer perceived value.ImplicationsThe findings indicate that reliable physical distribution and consumer-visible value creation are more important than digitalization alone in shaping subsidized energy purchasing behavior. Digital subsidy governance should therefore emphasize transparency, fairness, service clarity, and accountable targeting alongside reliable last-mile supply.Originality/NoveltyThis study integrates physical distribution, scarcity, provider-operated digital subsidy governance, customer perceived value, and purchase behavior within one model and identifies customer perceived value as the mechanism connecting distributional and digital-governance conditions with consumer behavior in a subsidized essential-energy market.

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Yuli Andriansyah

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jurnal.lariba@uii.ac.id

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Gedung K.H. A. Wahid Hasyim, Kampus Terpadu UII, Jl. Kaliurang KM 14,5, Besi, Sleman, DI Yogyakarta, 55584

Location
Kab. sleman,

Daerah istimewa yogyakarta

INDONESIA

Abstract

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Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name Yuli Andriansyah

Contact Email yuliandriansyah@uii.ac.id

Phone +6285369607374

Journal Mail Official jurnal.lariba@uii.ac.id

Editorial Address Gedung K.H. A. Wahid Hasyim, Kampus Terpadu UII, Jl. Kaliurang KM 14,5, Besi, Sleman, DI Yogyakarta, 55584

Location Kab. sleman, Daerah istimewa yogyakarta INDONESIA

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Contact Name
Yuli Andriansyah

Contact Email
yuliandriansyah@uii.ac.id

Phone
+6285369607374

Journal Mail Official
jurnal.lariba@uii.ac.id

Editorial Address
Gedung K.H. A. Wahid Hasyim, Kampus Terpadu UII, Jl. Kaliurang KM 14,5, Besi, Sleman, DI Yogyakarta, 55584

Location
Kab. sleman,

Daerah istimewa yogyakarta

INDONESIA