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Contact Name
Yuli Andriansyah
Contact Email
yuliandriansyah@uii.ac.id
Phone
+6285369607374
Journal Mail Official
jurnal.lariba@uii.ac.id
Editorial Address
Gedung K.H. A. Wahid Hasyim, Kampus Terpadu UII, Jl. Kaliurang KM 14,5, Besi, Sleman, DI Yogyakarta, 55584
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Kab. sleman,
Daerah istimewa yogyakarta
INDONESIA
Journal of Islamic Economics Lariba
ISSN : 24774839     EISSN : 25283758     DOI : https://doi.org/10.20885/jielariba
Journal of Islamic Economics Lariba provides a platform for academicians, researchers, lecturers, students, and others having concerns about Islamic economics, finance, and development. The journal welcomes contributions on the following topics: Islamic economics, Islamic public finance, Islamic finance, Islamic accounting, Islamic business ethics, Islamic banking, Islamic insurance, Islamic human resource management, Islamic microfinance, Islamic capital market, and other relevant Islamic economic and financial studies.
Articles 286 Documents
Liberating loan shark victims: The collaborative role of BAZNAS, Pesantren, and Cianjur Social Services in zakat-based rehabilitation Hadiyanto, Redi; Pusvisasari, Lina; Athoillah, Mohamad Anton
Journal of Islamic Economics Lariba Vol. 12 No. 2 (2026)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol12.iss2.art9

Abstract

IntroductionLoan shark predation traps financially vulnerable households in recurring debt, weakens family welfare, and undermines community stability. Conventional interventions often provide temporary debt relief without addressing the economic, legal, psychological, and spiritual conditions that cause victims to return to predatory lending. Productive zakat offers a potential instrument for social rehabilitation when combined with community trust, legal protection, and sustainable economic empowerment.ObjectivesThis study examines the collaborative roles of the National Zakat Agency of Cianjur, pesantren, and the Cianjur Social Service Agency in rehabilitating loan shark victims through zakat-based programs. It analyzes the division of institutional responsibilities, implementation mechanisms, synergistic interactions, program outcomes, and challenges affecting long-term sustainability.MethodThe study employed an emergent qualitative multiple-case design in Cugenang, Cipanas, Pacet, and Cikalong Kulon, Cianjur Regency, Indonesia. Data were collected over six months through semi-structured interviews, longitudinal field observations, and document analysis. The initial participants comprised twenty-four representatives of the National Zakat Agency, pesantren leaders and administrators, social-service personnel, and beneficiary household heads. Data were analyzed through abductive thematic analysis, constant comparison, maximum-variation sampling, and deviant-case analysis.ResultsThe findings reveal a four-stage rehabilitation process consisting of victim identification and verification, core intervention, mentoring and monitoring, and sustainability support. The National Zakat Agency provided productive zakat capital and Sharia financial education. Pesantren facilitated victim identification, religious counseling, spiritual commitment, and community trust. The Social Service Agency delivered legal mediation, administrative assistance, and access to social protection. Debt mediation succeeded in more than eighty percent of cases, while all beneficiaries-initiated microenterprises using productive assets. Participants also reported reduced anxiety, restored dignity, and stronger social belonging. However, approximately thirty percent of businesses stagnated after twelve to eighteen months.ImplicationsSustainable rehabilitation requires formal coordination, advanced business mentoring, long-term monitoring, and institutional mechanisms that reduce dependence on individual local leaders.Originality/NoveltyThis study introduces a community-embedded tripartite model that integrates productive zakat, religious authority, and government social protection. It expands zakat from consumptive assistance into a transformative instrument for debt liberation, economic independence, spiritual recovery, and social justice.
Does Islamic finance enhance innovation capacity among Indonesian MSMEs? Evidence from a Multivariate Probit Approach Sholeh, Maimun; Karunia, Anisah Novi; Pratista, Ardhana Reswari Hasna; Nurseto, Tejo
Journal of Islamic Economics Lariba Vol. 12 No. 2 (2026)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol12.iss2.art17

Abstract

IntroductionInnovation capacity is essential for strengthening the competitiveness, productivity, and long-term sustainability of micro, small, and medium enterprises in developing economies. However, many Indonesian micro, small, and medium enterprises continue to face financing constraints that limit their ability to develop new products, improve business processes, reorganize internal capabilities, and adopt new marketing practices. Islamic finance offers a potentially relevant financing mechanism because it is based on Sharia-compliant principles, risk-sharing, asset-backed transactions, and real-sector orientation.ObjectivesThis study examines whether Islamic finance enhances innovation capacity among micro, small, and medium enterprises in Indonesia. Specifically, it analyzes the relationship between Islamic finance and four dimensions of innovation: product innovation, process innovation, organizational innovation, and marketing innovation.MethodThis study uses a quantitative approach based on primary survey data collected from micro, small, and medium enterprises in Yogyakarta and Central Java, Indonesia. The sample consists of Islamic finance users and non-users. Innovation capacity is measured through four binary indicators covering product, process, organizational, and marketing innovation. The data are analyzed using a multivariate probit model, which allows the four innovation outcomes to be estimated jointly while accounting for possible correlations among innovation decisions.ResultsThe findings show that Islamic finance is positively and significantly associated with product innovation, process innovation, and organizational innovation. The marginal effects indicate that Islamic finance users have a higher probability of introducing new or improved products, improving operational methods, and adopting organizational changes. However, Islamic finance is not significantly associated with marketing innovation, suggesting that financing alone may be insufficient to stimulate market-oriented changes such as branding, digital promotion, pricing, and distribution strategies.ImplicationsThe results imply that Islamic financial institutions should move beyond capital provision and support micro, small, and medium enterprises through mentoring, product development assistance, operational upgrading, halal ecosystem support, and digital capability building.Originality/NoveltyThis study contributes to the Islamic finance and innovation literature by analyzing multiple innovation dimensions simultaneously in the Indonesian micro, small, and medium enterprise context using a multivariate probit approach.
Organizational readiness, management support, financial technology, and accounting information systems for supply chain performance: Insights from Islamic economics Hasibuan, Reni Ria Armayani; Hayati, Fitri; Nurhayati, Nurhayati
Journal of Islamic Economics Lariba Vol. 12 No. 2 (2026)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol12.iss2.art13

Abstract

IntroductionMicro, small, and medium enterprises play a vital role in economic growth, employment generation, and regional development. However, increasing digitalization and supply chain complexity require these enterprises to strengthen organizational capabilities and integrate digital technologies to improve operational performance. Although organizational readiness, management support, financial technology, and accounting information systems have received growing scholarly attention, their integrated effects on supply chain performance remain insufficiently understood, particularly in emerging economies.ObjectivesThis study examines the effects of organizational readiness, management support, and financial technology adoption on supply chain performance while investigating the mediating role of accounting information systems. It also develops an integrated theoretical framework by combining organizational capability and digital transformation perspectives with insights from Islamic economics.MethodThis study employed a quantitative explanatory research design involving 396 micro, small, and medium enterprises operating in Medan, Indonesia. Data were collected through structured questionnaires administered to business owners and managers and analyzed using Structural Equation Modeling based on Partial Least Squares. The analysis evaluated measurement reliability and validity, structural relationships, and mediation effects among the proposed constructs.ResultsThe findings demonstrate that organizational readiness, management support, and financial technology adoption significantly improve accounting information systems and supply chain performance. Financial technology adoption exhibits the strongest influence on accounting information systems, while accounting information systems significantly enhance supply chain performance and mediate the effects of organizational readiness, management support, and financial technology adoption. These results indicate that successful digital transformation depends not only on technological adoption but also on organizational preparedness, leadership commitment, and integrated information systems that improve decision-making, operational coordination, and supply chain efficiency.ImplicationsThe findings suggest that managers should implement integrated digital transformation strategies by strengthening organizational readiness, leadership commitment, financial technology utilization, and accounting information systems simultaneously. Policymakers should support these efforts through digital infrastructure development, managerial capability enhancement, financial inclusion initiatives, and regulatory frameworks that facilitate sustainable digital transformation among micro, small, and medium enterprises.Originality/NoveltyThis study contributes to the digital transformation literature by integrating the Resource-Based View, the Technology–Organization–Environment framework, Dynamic Capabilities Theory, and the DeLone and McLean Information Systems Success Model into a unified framework explaining supply chain performance. It further enriches existing knowledge by incorporating Islamic economics perspectives that emphasize transparency, justice, financial inclusion, and ethical digital governance as complementary foundations for sustainable organizational performance.
Cayenne pepper and shallot price volatility, inflation, and regional economic growth in Palopo City: An Islamic economics perspective Asriaty, Asriaty; Ahmad Syarief Iskandar; Ishak, Ishak
Journal of Islamic Economics Lariba Vol. 12 No. 2 (2026)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol12.iss2.art22

Abstract

IntroductionPrice fluctuations in strategic food commodities can influence inflation, household purchasing power, producer income, and regional economic growth. In Palopo City, cayenne pepper and shallots are widely consumed and traded, making their price movements important for local economic stability. However, city-level studies that integrate commodity price volatility, inflation transmission, regional growth, and Islamic economic insights remain limited.ObjectivesThis study analyzes fluctuations in cayenne pepper and shallot prices, examines their relationship with inflation and economic growth in Palopo City, and identifies relevant stabilization measures. It also interprets the findings through Islamic economic principles, including public welfare, wealth protection, fair market governance, and the prevention of hoarding.MethodThe study employed a quantitative explanatory design using annual secondary data for 2021–2025. The variables included average cayenne pepper prices, shallot prices, inflation, and regional economic growth measured through Gross Regional Domestic Product growth. Descriptive trend analysis was combined with multiple linear regression to assess the simultaneous relationship between commodity prices, inflation, and economic growth.ResultsCayenne pepper prices showed an overall upward trend and reached their highest level in 2025, while shallot prices declined sharply in 2023 before recovering. Inflation peaked in 2022 and increased moderately again in 2025. Cayenne pepper prices appeared more closely associated with short-term inflationary movements than shallot prices. The regression analysis indicated that cayenne pepper prices, shallot prices, and inflation were jointly associated with regional economic growth. The findings also showed that production conditions, weather, input availability, distribution constraints, seasonal demand, and policy responses shaped commodity price movements.ImplicationsRegional price stabilization should combine improved production planning, shorter distribution chains, stronger logistics and storage, market operations, digital price information, and coordinated action among farmers, traders, distributors, and government agencies. Islamic economic principles support such intervention when it protects consumers and producers without eliminating legitimate market incentives.Originality/NoveltyThis study contributes city-level evidence by integrating commodity-specific price fluctuations, inflation, regional economic growth, and Islamic economic perspectives within the post-pandemic context of Palopo City.
Developing Indonesia’s palm sugar industry for the ASEAN market: A SWOT–AHP–Maslahah and digital Islamic economy framework Fahrika, Andi Ika; Buhasyim, Muhammad Abdi; Kadir, Syahruddin
Journal of Islamic Economics Lariba Vol. 12 No. 2 (2026)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol12.iss2.art24

Abstract

IntroductionIndonesia’s palm sugar industry has considerable potential to support export growth, strengthen the creative economy, and expand the country’s participation in the Association of Southeast Asian Nations market. However, palm sugar producers continue to face limited production capacity, low technological adoption, inadequate promotion, weak quality standardization, insufficient capital, and incomplete business formalization. These constraints require a development strategy that improves competitiveness while creating public welfare in accordance with Islamic economic principles.ObjectivesThis study evaluates strategic alternatives for developing Indonesia’s palm sugar industry in the Association of Southeast Asian Nations market. It also develops an integrated Strengths, Weaknesses, Opportunities, and Threats–Analytic Hierarchy Process–Maslahah framework to assess strategic priorities based on competitiveness and the objectives of Maqasid al-Shariah.MethodThe study employed a quantitative approach using primary data collected through structured questionnaires. Five palm sugar companies in Bone Regency, South Sulawesi, were selected through purposive sampling. Internal and external strategic factors were evaluated through Strengths, Weaknesses, Opportunities, and Threats analysis. The Analytic Hierarchy Process was used to assign weights to the dimensions of Maqasid al-Shariah, while the Maslahah Scorecard assessed each strategy’s contribution to protecting religion, life, intellect, lineage, and wealth.ResultsThe findings show that weaknesses outweighed strengths, while opportunities exceeded external threats. The strategic position was located in Quadrant Three, indicating the need for a turnaround strategy that uses market opportunities to address internal limitations. The total Maslahah score was 3.01, representing a moderate contribution to public welfare. Halal certification, Sharia-compliant business practices, digital innovation, and halal e-commerce received relatively strong assessments. Business continuity, financing access, technological capability, export income, and industry regeneration require further improvement.ImplicationsPolicymakers and industry practitioners should prioritize e-commerce training, halal certification assistance, business registration, quality improvement, Islamic financing, and access to regional export and distribution networks.Originality/NoveltyThis study introduces an integrated strategic framework that evaluates palm sugar development through both commercial competitiveness and Shariah-oriented welfare, connecting digital Islamic economy instruments with sustainable development in the Association of Southeast Asian Nations market.
Reformulating mosque management strategies for optimizing assets and Islamic philanthropic funds through an analytic network process approach Prasetyo, Iin; Siregar, Saparuddin; Nasution, Yenni Samri Juliati
Journal of Islamic Economics Lariba Vol. 12 No. 2 (2026)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol12.iss2.art36

Abstract

IntroductionMosques have historically functioned not only as places of worship but also as centers of education, social welfare, and economic development. Despite the large number of mosques and the substantial potential of Islamic philanthropic funds, many mosque institutions have not yet optimized their assets and financial resources to enhance community welfare. This condition has created a gap between the ideal role of mosques and their actual contribution to socioeconomic development, particularly in North Sumatra, Indonesia.ObjectivesThis study aims to formulate priority problems, solutions, and strategic directions for optimizing mosque assets and Islamic philanthropic funds through a mosque management framework grounded in maqashid al-sharia and the Capability Approach. The study seeks to identify strategic priorities that can strengthen the role of mosques as sustainable centers of community empowerment and welfare enhancement.MethodThis study employed a qualitative research design supported by the Analytic Network Process. Data were collected through in-depth interviews and pairwise-comparison questionnaires administered to nine informants consisting of academics, regulators, and mosque practitioners. The analytical framework integrated the dimensions of hifz al-din, hifz al-nafs, hifz al-‘aql, hifz al-mal, and hifz al-nasl to evaluate problems, solutions, and strategic priorities related to mosque asset management and Islamic philanthropy. The resulting network model was processed using the Super Decisions software to determine priority rankings and levels of expert consensus.ResultsThe findings reveal that the main challenges in optimizing mosque assets and philanthropic funds are associated with weaknesses in mosque management, limited literacy and managerial capacity, underutilized assets, insufficient youth engagement, and inadequate integration of social and economic programs. The highest-priority solutions include strengthening the quality of mosque administrators, enhancing educational and literacy programs, improving productive asset management, expanding social services, and promoting youth participation. Strategic priorities consist of strengthening the quality and quantity of mosque administrators, developing institutional partnerships, improving capital and audit mechanisms, intensifying mosque literacy, building integrated mosque ecosystems, and establishing sustainable mosque business models. Expert agreement regarding problem and solution priorities was very high, while strategic priorities achieved a high level of consensus.ImplicationsThe findings indicate that effective mosque transformation requires an integrated approach combining governance reform, human capital development, productive asset utilization, institutional collaboration, and sustainable economic initiatives. Strengthening these dimensions can enhance the contribution of mosques to community welfare and sustainable development.Originality/NoveltyThis study contributes to the literature by integrating maqashid al-sharia, the Capability Approach, and the Analytic Network Process into a unified strategic framework for mosque management. It offers a multidimensional model for prioritizing problems, solutions, and strategies related to mosque asset optimization and Islamic philanthropy, thereby extending existing research on mosque governance and community empowerment.