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Al-Hiwalah : Journal Syariah Economic Law
Published by Institut Agama Islam Negeri Lhokseumawe
ISSN : -     EISSN : 29630304     DOI : https://doi.org/10.47766/alhiwalah
Core Subject : Religion, Economy, Social,
Religion Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice
Jurnal Hukum Ekonomi Syariah (Online/ elektronik) yaitu jurnal ilmiah peer review yang fokus menyebarluaskan hasil penellitian di bidang Fikih, Hukum Ekonomi Islam, Fiqh Muamalah, dan Ekonomi Syariah. Jurnal ini diterbitkan oleh Jurusan Hukum Ekonomi Syariah Fakultas Syariah Institut Agama Islam Negeri Lhokseumawe bekerjasama dengan Rumah Jurnal LPPM IAIN Lhokseumawe.
Arjuna Subject : Ilmu Sosial - Ilmu Sosial (Lain-Lain)
Articles 77 Documents
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Perspektif Hukum Ekonomi Syariah Terhadap Penerapan Akad Wakalah di UPZ IAIN Madura Afandi , Moh; Zahroh, Fatimatuzzahrah
Al-Hiwalah: Journal of Sharia Economic Law Vol. 2 No. 1 (2023): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/alhiwalah.v2i1.1480

Abstract

Wakalah guard, guarantee, dependents, power of attorney. And also wakalah contract can be interpreted as the delegation of power by a person as the first party to another person as a second party in matters being represented (in this case the second party) only carries out something limited or the authority granted by the first party, but if the power has been carried out as required, then all risks and responsibilities for the implementation are fully carried out by the first party or the power of attorney. The research focus of this research is on the Application of Wakalah Contracts at UPZ IAIN Madura and how the application of Wakalah Contracts in the perspective of sharia economic law at UPZ IAIN Madura. In this study, the researcher used a qualitative research method, namely research that was intended to examine in a sharia way the application of the wakalah contract at UPZ IAIN Madura, where the phenomena experienced by subjects were empirical legal research or field research. Sources of data obtained through interviews, observation and documentation. The informant is the management of UPZ IAIN Madura (amil zakat). Then the data analysis technique used is starting from Data Reduction, Data Presentation and Conclusion. The research results of the wakalah contract applied at UPZ Madura are in accordance with the regulations of all UPZ IAIN Madura work programs which are in accordance with the meaning of the wakalah contract, namely the handing over of the mandate from muzakki to UPZ IAIN Madura. The requirement to become a manager must be truly trustworthy as one must be able to trust and be transparent in the management of ZIS finances (Zakat, Infaq and Sedekah). Muzakki who have donated their funds to UPZ IAIN Madura means that they have trusted UPZ IAIN Madura to be able to manage the funds from Muzakki. As a contribution from zakat managers which UPZ IAIN Madura must manage and distribute properly. Seeing from sharia economic law, the application of the wakalah contract at UPZ IAIN Madura has been carried out well. Because, looking at all aspects that occur related to zakat, infaq and alms, it is included in the special provisions in Islamic law. With this wakalah contract, Muzakki does not arbitrarily give trust to UPZ IAIN Madura to manage and distribute these funds to those in need. UPZ IAIN Madura provides funding facilities from orphans, the dhuafa and the poor/poor people
Analisis Manajemen Kompensasi dalam Meningkatkan Motivas dan Kinerja SDI di Perusahaan Petis HJ. Diya Food Sampang Rohim, Abd; Haryanto, Rudy
Al-Hiwalah: Journal of Sharia Economic Law Vol. 2 No. 1 (2023): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/alhiwalah.v2i1.1482

Abstract

Human Resource Performance or commonly known as an actual performance is a result achieved by a person in fulfilling his responsibilities as an employee. To produce good performance, of course, a way is needed so that the stake holder can work optimally. The existence of compensation in an organization or company can support motivational work so that it can produce good performance. This happened precisely at the petis Hj. Diya Food company, exactly on Jl. Mutiara Sampang which applies compensation to support employees’ enthusiasm. The purpose of this study is to explain the strategy of the petis Hj. Diya Food company in managing compensation so that it has an impact on the motivation of employee performance. The design of this study uses qualitative research with data collection techniques through observations, interviews, and documentations. Researcher analyzed the data using qualitative descriptive techniques. The results of this study showed that compensation has an impact on the motivation of workers in the company of petis Hj. Diya Food Sampang in producing good performance.
Analisa Status Halal Produk Umkm Perspektif Fatwa Mui Nomor 4 Tahun 2003 Tentang Standardisasi Fatwa Halal: Studi Kasus UMKM At-Tarqiyah, UD. Nayla Az-Zahrah, Dapur Aim Talang Siring Di Kabupaten Pamekasan Harisah, Harisah; Almasuniyah, Annuriyah
Al-Hiwalah: Journal of Sharia Economic Law Vol. 2 No. 1 (2023): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/alhiwalah.v2i1.1489

Abstract

Many MSME producers of processed food put halal writing on the packaging, either only with ordinary Latin and Arabic writing, or accompanied by the MUI halal logo and in terms of the main raw materials or additional ingredients, it is difficult to declare the origin of the ingredients to be halal. In fact, the clarity of a food product is the most important thing so that consumers know that the product they are consuming is a halal product and the origin of the ingredients is clear. This study uses a type of normative legal research with a statute approach and a textual approach. This research was approved to be conducted on 19 November 2021, while this research took place on 1 March 2022 BPJPH established a new halal label that applies nationally. For this reason, with this stipulation there is a transfer of the authority of the institution that issues halal certificates from the LPPOM-MUI institution to BPJPH under the Ministry of Religion, this design change is part of the transfer of authority for halal certificates to BPJPH. The results of the study show that: First, the production activities of the three SMEs in Pamekasan, namely UD. Nayla AZ, Kitchen AIM Talang Siring, in the process of procuring materials to distribution, which was carried out in practice, there were no activities and facilities contaminated with unclean/unlawful objects, apart from that no critical activities were found that could cause a product to be unlawful. Whereas at Tarqiyah in its critical activity it was found that the use of raw materials in the form of petis did not have a halal label. Second, the results of the analysis that the researchers carried out using MUI fatwa No. 4 of 2003 concerning the standardization of halal fatwa indicates that MSME products at Tarqiyah, namely BAPER, do not comply with 100% halal principles in accordance with LPPOM-MUI principles. Because the raw materials used are not labeled halal, so the origin of the materials, processes, and facilities used is not known, not only that, materials that are not labeled halal are also included in critical activities that cause a product to be non-halal.
Kebijakan Belanja Negara dalam Tinjauan Fikih Ibrahim, Yusriadi; Zulhamdi, Zulhamdi
Al-Hiwalah: Journal of Sharia Economic Law Vol. 2 No. 2 (2023): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/alhiwalah.v2i2.1551

Abstract

Islam is a perfect teaching that includes learning norms for human life in the world and the hereafter, including economic learning which includes the State's shopping policy as one of the fiscal tools of the State, all of which have a purpose for the welfare of individuals and society. In this paper, the author will try to collect data from several literatures to examine briefly how Islam and economics as well as the State expenditure policy based on Islam, in terms of understanding, history, its application in modern times, as well as its combination with existing conventional system or which has been applied in advance by States which sometimes cause obstacles and problems in its implementation. Islam is a perfect teaching that includes learning norms for human life in the world and the hereafter, including economic learning which includes the State's shopping policy as one of the fiscal tools of the State, all of which have a purpose for the welfare of individuals and society. In this paper, the author will try to collect data from several literatures to examine briefly how Islam and economics as well as the State expenditure policy based on Islam, in terms of understanding, history, its application in modern times, as well as its combination with existing conventional system or which has been applied in advance by States which sometimes cause obstacles and problems in its implementation.
Analysis of Fiqh Tabarru' on the Use of Cashback Gopay Coins in Buying and Selling Transactions in Tokopedia App Agustiani, Sarah Amanah; Susilawati, Cucu
Al-Hiwalah: Journal of Sharia Economic Law Vol. 2 No. 2 (2023): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/alhiwalah.v2i2.1713

Abstract

Gopay coins are balances given by Tokopedia for every customer who purchases at Tokopedia by fulfilling the conditions set by Tokopedia. This study aims to determine the mechanism of revenue and use of GoPay coins and fiqh tabarru' analysis of GoPay coins cashback in buying and selling transactions at Tokopedia. The method used in this research is a case study. This study's results indicate that to get GoPay coins, users must follow the conditions set by Tokopedia. GoPay coins are a marketing strategy so that Tokopedia users continue to grow. The contract used in giving GoPay coins by Tokopedia to users is a grant contract, namely ja'izah tasyji'iyyah. In conclusion, using GoPay coins in buying and selling transactions in the Tokopedia application is permissible according to Sharia economic law and is included in the fiqh tabarru'.
Foreign Exchange : An Analysis of the Indonesian Ulema Council The National Sharia Council Fatwa and the Perspective of Lhokseumawe Ulema Consultative Council Members Khadafi, Muammar; Mirsal, Ilham; Rezeki, Gebrina; Yusuf, Nazaruddin
Al-Hiwalah: Journal of Sharia Economic Law Vol. 2 No. 2 (2023): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/alhiwalah.v2i2.1947

Abstract

ABSTRAK Devisa adalah pertukaran dua jenis barang berharga atau jual beli uang dengan uang atau jual beli antar barang sejenis secara tunai, jual beli atau penukaran mata uang suatu negara dengan mata uang negara lain, misalnya rupiah dengan dollar dan lain sebagainya. Rumusannya adalah 1) Apa prinsip ideal dalam transaksi valuta asing dan relevansi fatwa Dewan Syariah Nasional. 2) Bagaimana ketentuan devisa menurut pandangan anggota Majelis Permusyawaratan Ulama Lhokseumawe. Penelitian ini termasuk penelitian lapangan yang bersifat deskriptif dan menggunakan data kualitatif. Hasil penelitian mengenai transaksi jual beli mata uang pada prinsipnya diperbolehkan dengan ketentuan sebagai berikut: a. Bukan untuk spekulasi. B.Ada kebutuhan transaksi atau untuk berjaga-jaga. C. Jika transaksi dilakukan dalam mata uang yang sama, maka nilainya harus sama dan sama dengan uang tunai. D. jika jenisnya berbeda, maka harus dilakukan dengan kurs (kurs) yang berlaku pada saat transaksi dilakukan dan secara tunai.Kedua, ketentuan devisa menurut pandangan anggota Majelis Permusyawaratan Ulama Lhokseumawe yaitu akad Al-Sharf diperbolehkan dengan ketentuan sebagai berikut: pertama, tidak untuk berspekulasi, kedua, untuk keperluan transaksi atau untuk berjaga-jaga, ketiga , jika transaksi dilakukan dengan mata uang yang sama maka Karena harus sama dan tunai sebelum kedua belah pihak berpisah dan tidak ada syarat khiyar, keempat, jika berbeda jenis maka harus dilakukan dengan kurs di berlaku pada saat transaksi dilakukan secara tunai. nilainya harus sama dan sama dengan uang tunai. D. jika jenisnya berbeda, maka harus dilakukan dengan kurs (kurs) yang berlaku pada saat transaksi dilakukan dan secara tunai.Kedua, ketentuan devisa menurut pandangan anggota Majelis Permusyawaratan Ulama Lhokseumawe yaitu akad Al-Sharf diperbolehkan dengan ketentuan sebagai berikut: pertama, tidak untuk berspekulasi, kedua, untuk keperluan transaksi atau untuk berjaga-jaga, ketiga , jika transaksi dilakukan dengan mata uang yang sama maka Karena harus sama dan tunai sebelum kedua belah pihak berpisah dan tidak ada syarat khiyar, keempat, jika berbeda jenis maka harus dilakukan dengan kurs di berlaku pada saat transaksi dilakukan secara tunai. nilainya harus sama dan sama dengan uang tunai. D. jika jenisnya berbeda, maka harus dilakukan dengan kurs (kurs) yang berlaku pada saat transaksi dilakukan dan secara tunai.Kedua, ketentuan devisa menurut pandangan anggota Majelis Permusyawaratan Ulama Lhokseumawe yaitu akad Al-Sharf diperbolehkan dengan ketentuan sebagai berikut: pertama, tidak untuk berspekulasi, kedua, untuk keperluan transaksi atau untuk berjaga-jaga, ketiga , jika transaksi dilakukan dengan mata uang yang sama maka Karena harus sama dan tunai sebelum kedua belah pihak berpisah dan tidak ada syarat khiyar, keempat, jika berbeda jenis maka harus dilakukan dengan kurs di berlaku pada saat transaksi dilakukan secara tunai. itu harus dilakukan dengan kurs (kurs) yang berlaku pada saat transaksi dilakukan dan secara tunai.Kedua, ketentuan devisa menurut pandangan anggota Majelis Permusyawaratan Ulama Lhokseumawe yaitu akad Al-Sharf diperbolehkan dengan syarat: pertama, tidak untuk spekulasi, kedua, untuk keperluan transaksi atau untuk berjaga-jaga, ketiga , jika transaksi dilakukan dengan mata uang yang sama maka nilainya harus sama dan tunai sebelum kedua belah pihak berpisah dan tidak ada syarat khiyar, keempat, jika berbeda jenis maka harus dilakukan dengan kurs di berlaku pada saat transaksi dilakukan secara tunai. itu harus dilakukan dengan kurs (kurs) yang berlaku pada saat transaksi dilakukan dan secara tunai. Kedua, ketentuan devisa menurut pandangan anggota Majelis Permusyawaratan Ulama Lhokseumawe yaitu akad Al-Sharf diperbolehkan dengan syarat: pertama, tidak untuk berspekulasi, kedua, untuk keperluan transaksi atau untuk berjaga-jaga, ketiga , jika transaksi dilakukan dengan mata uang yang sama maka nilainya harus sama dan tunai sebelum kedua belah pihak berpisah dan tidak ada syarat khiyar, keempat, jika berbeda jenis maka harus dilakukan dengan kurs di berlaku pada saat transaksi dilakukan secara tunai.
The Concept of Profit In Syirkah Al-‘Inān Islamic Economic Perspective: Study at People's Banks Ipoh, Perak Malaysia Junaidy, Athailah; Ikbal, Muhammad; Zulhamdi, Zulhamdi
Al-Hiwalah: Journal of Sharia Economic Law Vol. 2 No. 2 (2023): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/alhiwalah.v2i2.1948

Abstract

This research is about studying the concept of "advantages of syirkah al-inan from the perspective of the Islamic Economic System". To achieve the above objectives, the author applied the following methodology in his research: Collecting data/information from a number of libraries and institutions; Field studies by studying Bank Rakyat data to add the information needed. The interview method is used to conduct interviews with respondents who are directly involved with the research topic, for example Managers and Sharia Administrators at the bank; and Relying on the Al-Quran, Hadith, opinions of Ulama whose opinions have been embedded in famous books and studies carried out by contemporary Islamic thinkers. Based on this research, the author is able to understand the concept of profit in syirkah al-Inan from an Islamic economic perspective. The author found that musyarakah or syirkah is a form of cooperation between two or more people to carry out a business or activity motivated by profit. Musyarakah is an instrument offered by Bank Rakyat. Therefore, this research will describe the problem of syirkah al-inan from the perspective of Islamic law and its application, especially at Bank Rakyat and conclude whether the concept used is in accordance with Islamic sharia or not. If we observe the opinions of the schools of thought we find that there are two main concepts in profit sharing. Based on the Syafie school of thought, profit sharing is based on the ratio of capital injected by partners. The second profit sharing concept is based on what has been previously agreed without reference to the ratio of capital injected. The second concept is based on the Imam Hanafi school of thought. Based on observations made, it was found that Bank Rakyat has implemented the Islamic Sharia Banking concept, especially in the problem of profit distribution in its musyarakah products. Therefore, the issue of profit sharing is very important not only as an index to determine the success or failure of a partnership, but also as a benchmark that the targeted profits for the company have been achieved. Therefore, the model used in sharing profits based on sharia requires a clear response and never fails. The author hopes that this research can become a useful guide for society
Analysis of Car Rental Practices According to Law No. 22 of 2009 and Sharia Economic Law: Rental Practice, CV. Gallery Rental, Sharia Economic Law Syarif, Muhammad; Hasbi, Husnaini; Littaqwani, Tasya; Chaliddin, Chaliddin
Al-Hiwalah: Journal of Sharia Economic Law Vol. 2 No. 2 (2023): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/alhiwalah.v2i2.1978

Abstract

Leasing is a right commonly exercised by the community and is one form of interaction that is often carried out. The problem in this study is about the practice of Car Rental according to Law Number 22 of 2009 concerning traffic rules and Sharia Economic Law that occurs at CV Galeri Rental in Banda Sakti District, Lhokseumawe City. The formulation of this research problem, namely: 1) How is the practice of car rental at CV Galeri Rental Lhokseumawe City? 2) How is the analysis of sharia economic law and Law 22 of 2009 concerning traffic offences on car rental practices at CV Galeri Rental? This research is field research, using qualitative research methods. The approach method in this research uses empirical-juridical method. The techniques used in collecting data in this research are through observation, interviews and documentation. The results of the research show that the provisions regarding rights and obligations in the implementation of car leases at CV Galeri Rental are contained in a lease agreement in which the terms and conditions including rights and obligations are regulated. Case settlement due to negligence by the tenant in the car rental agreement at CV Galeri Rental in the form of damage or delay, the rental party refers to the agreement letter owned by CV Galeri Rental. In accordance with Law Number 22 Year 2009 Article 234. According to the view of Sharia Economic Law on the practice of Leasing, the original law is mubah (permissible), as long as it does not conflict with the rules set out in the Quran, Hadith and Ijma'. Likewise, the practice of car rental leasing that occurs at CV Galeri Rental Lhokseumawe City is also permissible, because the lease and the benefits are good for both the tenant and the renting party. But in the practice of renting a car rental, the renting party does not determine the rental time limit, but depends on the car renter how many days he wants to rent out his car.
Coffee Commodity Development: An Effort to Accelerate Diversification of Food Consumption Based on Local Resources in Central Aceh Regency Rizki, Muhammad; Razali, Ramadhan
Al-Hiwalah: Journal of Sharia Economic Law Vol. 2 No. 2 (2023): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/alhiwalah.v2i2.1980

Abstract

This research discusses the Development of Coffee Commodities as an Effort to Accelerate Diversification of Food Consumption Based on Local Resources in Central Aceh Regency. This research aims to analyze the development of coffee commodities as an effort to accelerate the diversification of local resource-based food consumption in Central Aceh Regency. Central Aceh Regency has great potential in coffee production, but the limited diversification of local food consumption is one of the problems that need to be overcome. This research uses a descriptive method with a qualitative approach to collect data from various sources, such as field surveys, interviews, and documentation of data analysis used in this research primary and secondary data. Based on the results of the study it was found that: The development of coffee commodities as an effort to accelerate the diversification of local resource-based food consumption in Central Aceh District has great potential. By utilizing the favorable geographical conditions and diversity of coffee varieties, high quality coffee can be produced which is one of the alternatives for local food consumption. However, challenges such as lack of market access, lack of promotion, limited infrastructure, as well as climate change and pest attacks, need to be addressed through collaborative efforts between coffee farmers, local government, and other stakeholders
Analysis of the Role of the Creative Economy in Advancing Product Business at MTs Al-Jauhariyah Rohim, Abd
Al-Hiwalah: Journal of Sharia Economic Law Vol. 3 No. 1 (2024): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/alhiwalah.v3i1.2090

Abstract

This study aims to analyze the role of the creative economy to improve product business in MTs Al-Jauhariyah. In addition to being an educational center, secondary schools also have the potential as a locus of local economic development through creative products. The creative economy is the main focus to increase competitiveness and economic contribution from product businesses in the school environment. Using qualitative research methods, data were collected through in-depth interviews with related parties, direct observation, and documentation studies. The results showed that creativity, innovation, and invention play a key role in the development of product business in this school. In terms of product concept, innovation and differentiation through the creative economy provide significant added value. Factors such as local community involvement, utilization of local resources, and integration of curriculum with creative economy aspects also strengthen the positive impact on the development of product business at MTs Al-Jauhariyah. This research contributes to the practical and theoretical understanding of how the creative economy can be implemented in secondary education environments, exactly in MTs Al-Jauhariyah. This finding can be a foundation for policy makers, schools, and education practitioners to optimize the role of the creative economy in developing product businesses in similar institutions. In addition, this research also opens opportunities for further research related to the integration of creative economy concepts in the context of formal education.

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