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Journal of Business, Social and Technology
Published by Politeknik Siber Cerdika Internasional
ISSN : 28072928     EISSN : 28076362     DOI : 10.59261
Core Subject : Economy, Social, Engineering,
Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences
This journal publishes research articles covering all aspects of information technology, information systems, agricultural technology, computer social and political sciences, and economics that belong to the business, social, and technological context.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 166 Documents
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The Effect of Asset Procurement Planning, Regulation, Asset Inventory, Information Systems and Human Resources Competence on Fixed Assets Optimization Naomi, Naomi; Hadiprajitno, P. Basuki
Journal of Business, Social and Technology Vol. 4 No. 2 (2023): Journal of Business, Social and Technology
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jbt.v4i2.153

Abstract

This study examines the influence of asset procurement planning, regulations, asset inventory, information systems and human resource competence on the optimization of fixed assets (studies on asset administration at the Financial Services Authority). The research population is the employees of the Financial Services Authority. Determining the number of samples can be done by means of statistical calculations, namely by using the Slovin formula. This formula is used to determine the sample size of a known population, namely 3,134 Financial Services Authority employees. Furthermore, to perform data analysis, multiple linear regression through the use of SPSS software as a tool is used in this study. The results showed that (H1) was accepted with a significance value of 0.000 which is less than 0.050, needs planning and asset valuation had a positive and significant effect on asset optimization. (H2) is accepted with a significance value of 0.024 which is less than 0.050. An important aspect of asset optimization is the regulatory aspect. (H3) is accepted with a significance value of 0.000, which is less than 0.050. Asset inventory and legal audit have a positive and significant impact on the optimization of fixed assets. (H4) is accepted with a significance value of 0.000 which is less than 0.050, the management information system assists the process of managing finances and assets and reduces the risk of fraud from certain individuals. (H5) is accepted with a significance value of 0.003 which is less than 0.050, fixed asset management is weak human resource competence and lack of responsibility from related parties in managing fixed assets. So that competent human resources are needed in asset management
Influence Analysisloan Information on Interest Rate in Peer to Peer Lending Maria, Evi; Hadiprajitno, P. Basuki
Journal of Business Social and Technology Vol. 5 No. 1 (2024): Journal of Business, Social and Technology
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jbt.v4i2.154

Abstract

Technology has developed rapidly and affected every community's life. This condition was also supported by the occurrence of a pandemic in early 2020 which resulted in restrictions on mobility between individuals and other humans to reduce the spread of the virus which resulted in a crisis. One of the technological developments in the financial sector is loan products through the Peer to Peer platform. Namely transactions that use an online platform that functions as an intermediary that connects borrowers and lenders to carry out lending and borrowing transactions without meeting physically. P2P transaction mechanisms that are carried out directly between borrowers and investors provide risk directly to investors for the success of their funding through the P2P platform. Therefore, in conducting a direct analysis of the loans to be financed, investors must have adequate information so that they can make the best analysis for the financing they are doing. This mechanism allows for information asymmetry on the part of borrowers and investors. The level of trust from lenders is an important factor that will influence their decision as investors to provide funds to borrowers. This confidence can be obtained, among other things, by studying the various available information. In addition, there is the phenomenon of an increase in borrowers and lenders in P2P transactions in Indonesia. It is necessary to pay attention to whether this decision affects interest rates for lending through P2P platforms.
Analysis of the Influence of Internal Factors, External Factors and Bank Risk Factors on Rural Banks Performance Ariyanto, Setia; Hadiprajitno, P. Basuki
Journal of Business Social and Technology Vol. 5 No. 1 (2024): Journal of Business, Social and Technology
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jbt.v4i2.155

Abstract

This study aims to prove the influence of bank internal factors, bank external factors and bank risk factors on the performance of Rural Banks (BPR). The research was conducted on BPRs that were categorized as BPRKU 3 with a core capital of at least IDR 50 billion at the end of 2021. The total sample of BPRKU 3 tested was 75 BPRs with a data period of 2016-2021. Data were analyzed using a quantitative approach using the SEM-PLS method through the SmartPLS 3 application. The results showed that internal factors had no effect on financial performance. While external factors have a positive and significant effect on financial performance while risk factors have a negative and significant effect on BPR financial performance.
Consumer Behavior Analysis in Buying Used Cars through Electronic-Based Auction Applications OLX Autos Semarang City Adityamurti, Enggar; Kusumawardhani, Amie
Journal of Business Social and Technology Vol. 5 No. 1 (2024): Journal of Business, Social and Technology
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jbt.v4i2.156

Abstract

This research examines OLX Autos users, namely one of the electronic service providers available for fast processing and fulfillment of each transaction related to electronic automotive auctions in Indonesia. This study aims to determine the effect of attitudes and subjective norms on purchase intentions and their influence on purchasing decisions at OLX Autos electronic auctions. The sample used in this study was 175 respondents or users of the OLX Autos application. The data analysis method used in this study is Partial Least Square using Smartpls software. The test results show that attitudes have a positive and significant effect on purchase intention. Subjective Norms have a positive and significant effect on purchase intention. Attitude has a positive and significant effect on purchasing decisions. Subjective norms have a positive and significant effect on purchasing decisions. And buying interest has a positive and significant effect on purchasing decisions.
Factors Influence on Debt Maturity Structure (In Manufacturing Companies Registered on the IDX for the 2019 - 2021 Period) Surbakti, Feryanto; Hadiprajitno, P. Basuki
Journal of Business Social and Technology Vol. 5 No. 2 (2024): Journal of Business, Social and Technology
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jbt.v4i2.157

Abstract

This study examines the effectProfit Management, Company Size, Asset Maturity, Leverage on Debt Maturity Structure(Manufacturing Companies Registered on the IDX for the 2019 - 2021 period). The research population is pThe population for this research is all publicly listed companies on the IDX for the 2019-2021 period. The samples were taken based on purposive sampling, which means the criteria used are as follows: (a) Manufacturing companies listed on the IDX for 2019-2021, (b) Financial reports are accessible, (c) The required variable data is available.Furthermore, to perform data analysis, multiple linear regression through the use of SPSS software as a tool is used in this study. The research results show that hhypothesis 1 earnings management (DA) has a sig value of 0.027<0.05 and β1 -0.170<0 then H1 is accepted, meaning that earnings management has a negative effect on the structure of debt maturity. Hypothesis 2 firm size (SIZE) has a sig value of 0.000<0.05 and β2 0.018>0, so H2 is accepted, meaning that firm size has a positive influence on the structure of debt maturity. Hypothesis 3: asset maturity (ASMAT) has a sig value of 0.000<0.05 and β3 0.528>0, so H3 is accepted, meaning that asset maturity has a positive influence on the debt maturity structure. Hypothesis 4 leverage (DAR) has a sig value of 0.510> 0.05, so H4 is rejected, meaning that leverage has no effect on the structure of debt maturity.
The Influence of the Problem Solving Model on Science Subjects Ecosystem Material on the Learning Outcomes of Grade V Students of SDN 1 Kawo Year 2022/2023 Hajiji, Gilang Fastian; Makki, Muhammad; Tahir, Muhammad
Journal of Business Social and Technology Vol. 5 No. 2 (2024): Journal of Business, Social and Technology
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jbt.v4i2.161

Abstract

The purpose of this study was to determine the effect of the application of the Problem Solving method on the learning outcomes of Natural Sciences in class V SDN 1 Kawo. The type of research used by researchers in this study is the type of Quasi Experimental Design. The research method used is experimental research. In this study, there were two class groups, namely the experimental class and the control class. The experimental class is a class that is given treatment in the form of Problem Solving methods while the control class is a class that uses conventional methods. Based on the results of data analysis and discussion entitled the influence of problem solving models on science lessons, ecosystem material on the learning outcomes of grade V students of SDN 1 Kawo, there are t test results and it is known that the average pre-test is 18.21 after a post-test of 21.00 so that the increase is 2.79. Furthermore, based on the t test, a calculated value of 15.694 was obtained. The t value of the table with df 32 at a significant level of 5% is 2.037. Therefore t count> ttableOr ( 15.694 > 2.037) and the significance value is smaller than 0.05 (0.00 < 0.05) so that it can be stated that there is a significant increase in the learning outcomes score of experimental group students or those given learning with the Problem Solving model.
Analysis of Institutional Ownership, Audit Committee, Investment Opportunity Set, on Accounting Conservatism with Capital Intensity as Variable Moderation Kurniawan, Frengki
Journal of Business Social and Technology Vol. 5 No. 2 (2024): Journal of Business, Social and Technology
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jbt.v4i2.162

Abstract

This study aims to examine institutional ownership, audit committees, and investment opportunity sets on accounting conservatism which is moderated by capital intensity. The purposive sampling method was used as a method in collecting research data and the multiple regression equation model was used as a statistical analysis tool with the SPSS 25 application. The sample in this study were 23 issuers on the Indonesia Stock Exchange, especially manufacturing sector companies whose financial reports had been published for 4 (four) years. four) years from 2018 to 2021. Based on the results of this study, it shows that audit quality, capital intensity, institutional ownership, audit quality capital intensity, capital intensity, investment opportunity set have an effect on accounting conservatism. Meanwhile, institutional ownership and investment opportunity set have no effect on accounting conservatism.
Validitas Buku Model Pembelajaran Kolaboratif Berbasis Masalah Untuk Meningkatkan Kemampuan Berpikir Kreatif dan Metakognitif Mahasiswa Hidayah, Rusly; Fajaroh, Fauziatul; Parlan, Parlan; Dasna, I Wayan; Nendi, Ikhsan
Journal of Business Social and Technology Vol. 5 No. 2 (2024): Journal of Business, Social and Technology
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jbt.v4i2.163

Abstract

Berpikir kreatif dan metakognitif termasuk dalam ranah berpikir tingkat tinggi yang melibatkan kontrol aktif dalam proses kognitif untuk memecahkan suatu masalah. Berbagai upaya untuk meningkatkan penguasaan berpikir kreatif dan keterampilan metakognitif sangat diperlukan, salah satunya melalui penggunaan buku model pembelajaran kolaboratif berdasarkan masalah yang merangsang kemampuan berpikir kreatif dan metakognitif siswa. Riset ini menggunakan metode penelitian dan pengembangan (R&D) ini bertujuan untuk menguji validitas buku model pembelajaran kolaboratif berbasis masalah. Sedangkan pengumpulan data menggunakan metode angket. Pengembangan buku menggunakan model Plomp, sehingg penggunaan buku perlu divalidasi, dalam hal ini buku divalidasi oleh tiga orang ahli menggunakan V Aiken, hasil validasi menunjukkan validitas isi 0,919 oleh pakar, validitas konstruk 0,903 oleh pakar dengan kategori valid dan dapat digunakan untuk mengetahui peningkatan kemampuan berpikir kreatif dan metakognitif siswa. Disarankan kepada dosen untuk menerapkan model buku pembelajaran berbasis masalah kolaboratif dan menekankan berpikir kreatif dan keterampilan metakognitif dalam proses pembelajaran.
Empowering Women Fishpond in Developing the Home Business of the Milk Fish Crackers Industry Tranggono, Didiek; Budiwitjaksono, Gideon Setyo; Pratiwi, Yunita Satya
Journal of Business Social and Technology Vol. 5 No. 2 (2024): Journal of Business, Social and Technology
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jbt.v4i2.164

Abstract

The development of milkfish farming in traditional ponds must of course be based on the potential possessed. One of the most important potentials is the local knowledge of the community about the cultivation system in ponds. The Program for the Application of Research Results for the Community (PIHAT), is directed to provide knowledge and insight to group partners related to the development of milkfish cracker products by improving packaging design, adding shrimp cracker products, and payus fish crackers, as well as marketing management including online marketing, so that a suitable marketing network development model can be obtained and smooth productivity and sales. Meanwhile, the target of the PIHAT Program is the development of milkfish cracker business as an additional source of income for fishing families in Kalanganyar Village, so that more comprehensive knowledge can be achieved on how to increase milkfish cracker production including how to market effectively and efficiently. This series of activities is in addition to identifying partner problems, finding solutions, monitoring, and packaging of milkfish cracker products in supporting marketing; The output of activities is websites, catalogs, scientific articles in accredited national journals, increasing knowledge, improving product quality, improving packaging quality, and improving marketing management. The results achieved in this service activity are that KUB Planet Bandeng which is an average fisherwoman has improved in quality both in terms of taste, packaging, and marketing network.
Analysis of Problems Implementing Online Learning in the Covid-19 Pandemic Period in Biology Learning at SMAN 1 Lingsar Elmiatun, Elmiatun; Setiadi, Dadi; Sendijadi, Prapti
Journal of Business Social and Technology Vol. 5 No. 1 (2024): Journal of Business, Social and Technology
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jbt.v4i2.166

Abstract

This study aims to describe the problems faced by grade XI science students during the Covid 19 Pandemic in biology subjects at SMA Negeri 1 Lingsar. The type of research used is descriptive survey research with a qualitative descriptive approach. Data and data sources were obtained directly from research subjects, namely 47 students of grade XI Science 1 and 2. Data collection in research using questionnaire instruments in the form of closed statements. The data analysis technique used is qualitative descriptive analysis with Likert scale. Based on the results of the study, the problems of implementing online learning during the Covid-19 pandemic in biology subjects in class XI Science 2 and 3 at SMAN 1 Lingsar showed problems, namely: related to personal facilities (73.62%), networks (70.64%), economics (69.36%), methods (67.66%), media (67.66%), learning motivation (68.94%), and overloaded tasks (69.36%). The lowest response from students in grade XI Science 2 and 3 in biology subjects at SMAN 1 Lingsar was in the 1st item (44.26%), 4th (49.79%), 8th (65.96%), 9th (61.70%), 11th (61.70%), and 12th (57.87%) with varied answer categories with an average percentage of 52.83%, this shows that this statement indicates that the complex problems faced in the implementation of online learning during the Covid 19 pandemic in biology subjects at SMA Negeri 1 Lingsar, and there needs to be serious handling if you want to return to using the online system. Based on the results of the study, it can be concluded that online learning in biology subjects in class XI Science 2 and 3 has not been carried out well at SMA Negeri 1 Lingsar and there needs to be a review.

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