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Perkumpulan Dosen Fakultas Agama Islam Indramayu Alamat : Jl. Ir. H. Djuanda Km 03, RT 001 RW 005 Desa Singaraja Kecamatan Indramayu Kabupaten Indramayu Jawa Barat 45213.
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INDONESIA
ORGANIZE: Journal of Economics, Management and Finance
Published by Perkumpulan Dosen Fakultas Agama Islam Indramayu
ISSN : -     EISSN : 29630576     DOI : https://doi.org/10.58355/organize.v2i1.6
Core Subject : Economy,
Economics, Econometrics & Finance
FOCUS Journal of Economics, Management and Finance provides scientific articles developed in attending through the article publications, original research report, reviews, and scientific commentaries in economics. SCOPE Journal of Economics, Management and Finance encompasses research papers from researcher, academics, and practitioners. In particular, papers which consider the following general topics are invited: Economics Science Monetary Economics Economic development Management Science Marketing Digital Bisnis /E-commerce Financial Management Human Resource Management Accounting Sciences Auditing Taxation Insurance Entrepreneurship and business Islamic Finance Economic Syariah Islamic Banking
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 5 Documents
 1 
Search results for , issue "Vol. 3 No. 4 (2024): Economic Transformation and Development" : 5 Documents clear
The Influence of Product Quality on Buying Interest in Tourist Souvenir Shops on the Island of Lombok Rizki Parabi; Romadhon; Ahmad Nuh
ORGANIZE: Journal of Economics, Management and Finance Vol. 3 No. 4 (2024): Economic Transformation and Development
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58355/organize.v3i4.94

Abstract

This study explores the effect of product quality on the buying interest of tourists in souvenir shops in Lombok through a quantitative research approach. Structured questionnaires were administered to a stratified random sample of 100 tourists, evaluating product quality, buying interest, service quality, store ambiance, pricing, and promotional efforts. Data collection occurred both in person and online, and the relationship between product quality and buying interest was examined with control variables like service quality and pricing. Descriptive statistics summarized the demographics, and multiple regression analysis tested the hypotheses, with reliability and validity confirmed by Cronbach's alpha and factor analysis. Ethical considerations included obtaining informed consent and maintaining anonymity. Despite potential limitations such as response bias and the specificity of findings to Lombok, the study validated the questionnaire and showed high reliability. Regression analysis indicated that product features, social influence, personal innovativeness, effort expectancy, and attitude significantly impact purchase intention. The model accounted for a substantial portion of the variance in purchase intention, offering valuable insights for local entrepreneurs and enhancing the understanding of tourism and consumer behavior.
The Economic Concept of Education in Islam Holilur Rahman; Muhammad Syaiful Islam; A Hasib; Ali Wafa
ORGANIZE: Journal of Economics, Management and Finance Vol. 3 No. 4 (2024): Economic Transformation and Development
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58355/organize.v3i4.109

Abstract

This paper explains the concept of education economics in Islam. The economics of education in Islam has a purpose: to reflect the principles and values of Islam, and its goals involve social, economic, and moral aspects. In addition, there are also economic uses of education in Islam, namely: involving its contribution to the social, economic, and moral development of society. The concept of educational economics in Islam is based on ethical principles and Islamic values that include justice, empowerment, and blessings. Some of the main aspects of the concept are: involving education, wealth distribution, and social responsibility. In addition, there are several important points in the concept of education economics in Islam, namely the importance of education, justice in wealth distribution, economic empowerment, prohibition of riba (interest), social responsibility, sustainable economic growth, transparency and accountability, respect for employment, development.
The Influence of Work Life Balance and Job Crafting on Employee Performance at PT. XYZ Lukiyana; Sintha Miranda
ORGANIZE: Journal of Economics, Management and Finance Vol. 3 No. 4 (2024): Economic Transformation and Development
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58355/organize.v3i4.115

Abstract

Through the use of quantitative research methodology and data collection techniques including observation, interviews and recording, this research seeks to determine and assess the influence of work-life balance and job crafting on employee performance at PT.XYZ. Head of the HRD Department of PT XYZ and karyawan acted as informants for data collection. Employees must always bear the costs, demands and obligations of their work. Employees will experience greater stress at work the more pressure there is in the workplace. An employee's capacity to handle work-related stress without disrupting their personal life is a key component of work-life balance. Employee adjustments to achieve a balance between job-related responsibilities and resources and their needs and skills are reflected in job creation. Job crafting has an impact on employee performance because when workers organize their tasks efficiently, improvements occur, increasing job satisfaction and productivity.
Legal and Ethical Dimensions of Islamic Microfinance in Poverty Alleviation: A Critical Analysis Olaitan Abdulkabir Oladapo
ORGANIZE: Journal of Economics, Management and Finance Vol. 3 No. 4 (2024): Economic Transformation and Development
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58355/organize.v3i4.116

Abstract

According to the World Bank’s (2019) study, poverty accounts for more than 70% of the total population in Nigeria, implying that over 130 million people in the country, live in poverty. This pathetic situation is further aggravated by financial exclusion whereby low-income people are neglected away from the financial system because they are considered uneconomical to serve or too difficult to reach. According to the World Bank’s Global Findex, 1.7 billion adults globally are financially excluded, living without formal credit or savings (FINCA International, 2024).  Recently, microfinance has emerged as an important instrument of poverty alleviation in the developing countries with more than 7000 micro lending institutions providing loans to more than 25 million poor individuals across the world (Dahiru and Hassan, 2008). Despite the number of microfinance banks in Nigeria with over 800 of them in the country, Microfinance banks’ contribution to Nigeria’s economy is less than 1% (National Bureau of Statistics (NBS), 2020). The question now is, where lies the problem? Through a doctrinal approach, it is observed that the system of operation and management of Microfinance banks in Nigeria has eroded their primary objective (financial inclusion). This is mainly due to the imposition of high interest rate by Microfinance Institutions, poor risk management mechanism, weak organizational structure, insufficient capital, shortage of experts, among others. With its success in some parts of Nigeria such as Al-Barakah Microfinance Bank in Lagos state, Islamic microfinance is recommended to be the real solution in achieving financial inclusion through its products that are interest-free and customer-friendly to the poor and middle-class citizens, in a bid to ensure optimum poverty alleviation in a well regulated and ethical business environment.
A Conceptual Framework for the Interplay of Leadership, Technology, Total Quality Management, and Sustainable Practices in Driving Organizational Performance and Innovation: A Multi-Sector Analysis Omar Al_kasasbeh; Mohmad Madadha
ORGANIZE: Journal of Economics, Management and Finance Vol. 3 No. 4 (2024): Economic Transformation and Development
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58355/organize.v3i4.130

Abstract

In today’s rapidly evolving business landscape, organizations face the challenge of improving operational efficiency and fostering innovation while maintaining service quality and employee well-being. This conceptual study develops a comprehensive framework that integrates leadership styles, technology integration, Total Quality Management (TQM), and sustainable business practices to drive organizational performance and innovation. The framework draws on existing literature to explore how transformational, servant, and knowledge-oriented leadership styles influence employee well-being, creativity, and organizational learning, and how these leadership approaches moderate the effects of technological advancements, such as Business Intelligence (BI) tools and blockchain. The study highlights the role of TQM in enhancing service quality, customer satisfaction, and retention, particularly in sectors such as healthcare. Additionally, sustainable business practices, including environmental and human resource sustainability, are shown to foster innovation, reduce operational costs, and improve organizational reputation. By focusing on multi-sector contexts, particularly in developing economies, the research provides insights into how organizations can achieve long-term growth and competitiveness by integrating these key elements. The study also suggests future research directions, including empirical validation of the framework, sector-specific studies, and investigations into the role of emerging technologies. This research contributes to the growing body of literature by offering a holistic approach to understanding the interconnectedness of leadership, technology, TQM, and sustainability in driving organizational success.

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