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Perkumpulan Dosen Fakultas Agama Islam Indramayu Alamat : Jl. Ir. H. Djuanda Km 03, RT 001 RW 005 Desa Singaraja Kecamatan Indramayu Kabupaten Indramayu Jawa Barat 45213.
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INDONESIA
ORGANIZE: Journal of Economics, Management and Finance
Published by Perkumpulan Dosen Fakultas Agama Islam Indramayu
ISSN : -     EISSN : 29630576     DOI : https://doi.org/10.58355/organize.v2i1.6
Core Subject : Economy,
Economics, Econometrics & Finance
FOCUS Journal of Economics, Management and Finance provides scientific articles developed in attending through the article publications, original research report, reviews, and scientific commentaries in economics. SCOPE Journal of Economics, Management and Finance encompasses research papers from researcher, academics, and practitioners. In particular, papers which consider the following general topics are invited: Economics Science Monetary Economics Economic development Management Science Marketing Digital Bisnis /E-commerce Financial Management Human Resource Management Accounting Sciences Auditing Taxation Insurance Entrepreneurship and business Islamic Finance Economic Syariah Islamic Banking
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 101 Documents
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Dual Sustainability in Agricultural Development: A Case-Based Framework From Bulgaria Petrov, Daniel
ORGANIZE: Journal of Economics, Management and Finance Vol. 4 No. 4 (2025): Economic Transformation and Development
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58355/organize.v4i4.198

Abstract

Sustainable nitrogen management remains a major challenge for Bulgarian agriculture, where low Nitrogen Use Efficiency (NUE) and limited uptake of innovative fertilization practices constrain productivity and environmental performance. This study aims to assess both the technological effectiveness and institutional enabling conditions for adopting urease inhibitors—specifically N-(n-butyl)thiophosphoric triamide (NBPT) and N-propyl-thiophosphoric triamide (NPPT)—within a real production context. A mixed-method approach was applied, combining a quantitative case analysis of a representative wheat farm with a documentary review of national policies, regulations and support programs. The results show an 8.1% increase in yield, a 23.4% improvement in NUE, and a higher Return on Investment (ROI) for inhibitor-treated plots, confirming the internal economic and agronomic sustainability of the technology. However, institutional assessment reveals critical constraints, including missing subsidy instruments, partial regulatory clarity, and weak advisory support structures, which limit broader adoption. To integrate these findings, the study employs a dual sustainability framework that evaluates both technological performance and institutional capacity. The conclusions highlight that technological innovations alone cannot drive agricultural transformation without coherent, well-aligned governance and support systems. Strengthening policy design, advisory services and regulatory instruments is essential for enabling the large-scale diffusion of effective nitrogen management technologies.
Convergence of Fiscal Capacities of Moroccan Regions: An Econometric Analysis using Dynamic Panel Data Fayou, Hamid
ORGANIZE: Journal of Economics, Management and Finance Vol. 4 No. 4 (2025): Economic Transformation and Development
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58355/organize.v4i4.199

Abstract

Advanced regionalization, a cornerstone of Morocco's new development model, raises the crucial question of disparities in regional fiscal capacities. This paper aims to test the hypothesis of absolute and conditional convergence of per capita tax revenues among the twelve regions of Morocco over the period 2010-2022. Using a dynamic panel model estimated by the System Generalized Method of Moments (GMM-SYS), we control for endogeneity biases and account for the persistence of fiscal capacities. Our results reject the hypothesis of absolute convergence, indicating a widening of interregional fiscal inequalities. However, conditional convergence is evidenced: initially less endowed regions progress faster, subject to certain structural conditions. The urbanization rate, the concentration of industrial and tourist activities, and the quality of infrastructure appear as significant determinants of the convergence dynamic. These results call for a more targeted fiscal and transfer policy to foster convergence and ensure territorial equity within the framework of decentralization.
FDI-Led Growth and Environmental Trade-Offs in Morocco: Long-Run Cointegration and Dynamic Evidence Fayou, Hamid; Boubrahimi, Nabil
ORGANIZE: Journal of Economics, Management and Finance Vol. 5 No. 1 (2026): Economic Transformation and Development
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58355/organize.v5i1.202

Abstract

This study provides a comprehensive analysis of the theoretical frameworks and quantitative effects of Foreign Direct Investment (FDI) in developing economies, commonly referred to as the Global South. By integrating robust methodological approaches Vector Error Correction Model (VECM) analysis—this research examines the multi-faceted impact of FDI on economic growth, environmental sustainability, and energy consumption. The findings indicate a complex, non-linear relationship between FDI and key economic variables, often mediated by local institutions, absorptive capacities, and sectoral characteristics. The results confirm a U-shaped relationship between FDI and renewable energy consumption globally, where initial effects may be negative but turn positive over time as economies develop and integrate advanced technologies . Furthermore, the analysis reveals that the interaction between FDI and economic growth significantly affects renewable energy consumption, aligning with the trade-off theory and race-to-the-bottom hypothesis rather than the conservation hypothesis . For policymakers, this integrated analysis offers valuable insights for designing strategic policies that maximize FDI benefits while mitigating potential negative externalities, particularly in environmental domains where the pollution haven hypothesis remains a contested framework
Impact of Green Marketing on Urban Sustainable Development (A Study of Consumers’ Perspectives in Charikar City, Afghanistan) Hazheer, Abdul Wali; Ramin, Enayatullah
ORGANIZE: Journal of Economics, Management and Finance Vol. 5 No. 1 (2026): Economic Transformation and Development
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58355/organize.v5i1.204

Abstract

Green marketing is defined as a modern marketing strategy which, through increasing the level of consumers’ awareness, attitudes, and behavior toward environmentally friendly products, can contribute to reducing pollution, improving waste management, and enhancing the quality of urban life. This research was conducted with the aim of examining the impact of green marketing on urban sustainable development from the viewpoint of consumers in Charikar City, Parwan Province. The statistical population included all residents of the city, and data were collected from 200 individuals through random sampling using a Likert-scale questionnaire. The reliability of the collected data was confirmed using Cronbach’s alpha. Pearson correlation and multiple regression tests were applied for data analysis. The findings of the Pearson test indicate weak relationships and correlations among the variables, which further emphasizes the importance of multivariate analysis. Moreover, the regression results show that the level of consumer awareness has a positive and significant effect on urban sustainable development, while green attitudes and green purchasing behavior do not have a direct impact on the main variable. The overall results indicate that increasing awareness of green marketing can play a pivotal role in achieving indicators of urban sustainable development, while other components are effective only through interaction with awareness and the provision of access to green products.
Green Policy Divergence In The Developing World: The Nexus Of Energy, Finance, And Religious Affiliation Basri, Basri; Akmal Asman; Yusuf Rahim; Yusri, Yusri
ORGANIZE: Journal of Economics, Management and Finance Vol. 5 No. 1 (2026): Economic Transformation and Development
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58355/organize.v5i1.205

Abstract

This study assesses the impact of energy, fiscal, monetary, green economy, and ICT policies on carbon emissions. Using a dynamic GMM estimator, it analyzes panel data from 38 OIC and 81 non-OIC developing countries from 2012 to 2021. The findings reveal divergent policy impacts: while renewable energy reduces emissions, fossil fuel use also shows an emission-lowering effect, potentially through efficiency gains. Conversely, electricity consumption increases emissions. In fiscal policy, tax revenue correlates with higher emissions, whereas government spending and industrial activity suppress them. Paradoxically, key green economy indicators the human development index and forest cover are associated with increased emissions, alongside the effects of ICT development. These complex results underscore the need for nuanced, integrated policy design. The study concludes that a strategic policy mix harmonizing fiscal, energy, and technological interventions is crucial for developing nations to achieve sustainable, green economic growth and contribute effectively to global climate mitigation.
Analysis of the Influence of Poverty, Inflation and Employment on Economic Growth from an Islamic Economic Perspective Esti Prastyaning Utami; Revinia Anggraini Wahyuni Rezita; Aminatus Solehah; Muhammad Ari Mukti; Dzikrullah
ORGANIZE: Journal of Economics, Management and Finance Vol. 5 No. 1 (2026): Economic Transformation and Development
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58355/organize.v5i1.200

Abstract

This study aims to analyze the influence of poverty, inflation, and employment on economic growth in Indonesia during the 2020-2025 period. The method used was quantitative with a multiple linear regression approach using secondary data from the Central Statistics Agency (BPS). The test results indicate that the three variables studied, both partially and simultaneously, did not affect economic growth. This finding confirms that economic growth is not only determined by macro indicators but also by moral and ethical values. This study emphasizes the importance of inclusive and sustainable sharia economic policies.  
The Importance of Modern Tools and Methods in Agronomy Gulaqa Anwari; Abdul Qadir Nabizada
ORGANIZE: Journal of Economics, Management and Finance Vol. 5 No. 1 (2026): Economic Transformation and Development
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58355/organize.v5i1.207

Abstract

With the rapid advancement of information and communication technologies, new opportunities have emerged to improve agricultural management. Precision agriculture, or site-specific crop management, is a farm management concept based on observing and responding to within-field variability. This concept is increasingly applied in irrigation and fertilization management through the use of proximal sensors that assess crop canopy characteristics in visible and thermal bands, as well as automated guidance systems based on the Global Positioning System (GPS). Remote sensing refers to acquiring information about an object without physical contact, using satellites, aircraft, or ground-based equipment. Other tools include simulation models and computer programs based on equations that describe crop responses to management practices (such as planting density) and environmental factors (climate and soil). These data can be integrated with remote sensing information to enable large-scale analysis, prediction, and improved site-specific farm management.
The Relationship between Green Marketing of Food Products and Consumer Purchasing Behavior: A Case Study of Retail Stores in District-4 of Kabul City Abdul Wali Hazheer; Hamoon Naimi
ORGANIZE: Journal of Economics, Management and Finance Vol. 5 No. 2 (2026): Economic Transformation and Development
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58355/organize.v5i2.208

Abstract

This quantitative survey research was conducted to examine the relationship between the variables of green marketing of food products and consumer purchasing behavior in retail stores located in district- 4 of Kabul City. In terms of purpose, the study is applied research, and in terms of methodology, it follows a descriptive correlational research design. Data were collected from 365 consumers of food products using a questionnaire. The reliability of the questionnaire was assessed using Cronbach's alpha coefficient, and the values for all variables exceeded 0.80, indicating that the measurement instrument possessed satisfactory reliability. Due to the ordinal nature of the research instrument, the collected data were analyzed using Spearman's rank correlation coefficient and multiple linear regressions. The findings indicate a positive and statistically significant relationship between green marketing of food products and consumer purchasing behavior. Furthermore, the variables of environmental awareness, credibility of green claims, and green promotion and advertising had a positive and statistically significant effect on consumers' green purchasing behavior, whereas the price of green products had a negative and statistically significant effect on purchasing behavior. The results of the multiple regression analysis reveal that the credibility of green claims is the strongest predictor of consumer purchasing behavior. The coefficient of determination (R² = 0.51) indicates that the independent variables explain a substantial proportion of the variance in consumer purchasing behavior. Finally, the findings confirm the importance of developing green marketing strategies, enhancing environmental awareness, and strengthening consumer trust in the marketing management of food products in Kabul City.
Business Model Canvas (BMC) for Es Mambolicious MSME: Business Capital Grant Proposal for the Gugah Nurani Indonesia (GNI) Foundation Lhaksito Yaktiworo
ORGANIZE: Journal of Economics, Management and Finance Vol. 5 No. 2 (2026): Economic Transformation and Development
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58355/organize.v5i2.209

Abstract

The increasing role of Micro, Small, and Medium Enterprises (MSMEs) in Indonesia's economic development has encouraged the need for effective business planning tools that support sustainable business growth. One of the most widely adopted strategic planning tools is the Business Model Canvas (BMC), which provides a comprehensive framework for designing, analyzing, and evaluating business models. This study aims to analyze the business model of Es Mambolicious MSME using the Business Model Canvas as the basis for preparing a business capital grant proposal for the Gugah Nurani Indonesia (GNI) Foundation. A qualitative approach with a naturalistic method was employed to examine the enterprise's business model based on its actual operational conditions. Data were collected from the business proposal, observations conducted during the entrepreneurship training program organized by the GNI Foundation in collaboration with the North Jakarta Regional Job Training Center (PPKD), and supporting documentation. The findings reveal that Es Mambolicious possesses a well-defined business model with a clear target market, competitive value proposition, integrated marketing channels, sustainable customer relationship strategies, diversified revenue sources, adequate business resources, effective operational activities, strategic partnerships, and an efficient cost structure. The study concludes that the Business Model Canvas serves as an effective strategic planning and evaluation tool for assessing business feasibility, supporting entrepreneurial decision-making, and enhancing the competitiveness and sustainability of MSMEs seeking business capital assistance.
U.S. Tariff Policy and Africa's Trade Diversification Imperative: A Qualitative Analysis of Nigeria's Strategic Response to the 2025-2026 Protectionist Turn Sani Abdullahi; Usman Ahmed; Umar Adamu
ORGANIZE: Journal of Economics, Management and Finance Vol. 5 No. 2 (2026): Economic Transformation and Development
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58355/organize.v5i2.214

Abstract

This paper investigates how the sharp escalation of United States tariff policy between 2025 and 2026 reshaped the trade diversification strategies of Sub-Saharan African economies, with Nigeria treated as the primary case. Adopting a qualitative, documentary-analysis design, the study traces three overlapping shocks: the collapse of the administration's tariffs under the International Emergency Economic Powers Act (IEEPA) following the Supreme Court's February 2026 ruling, the subsequent imposition of a Section 122 balance-of-payments surcharge, and the temporary lapse and retroactive renewal of the African Growth and Opportunity Act (AGOA). Dependency theory, tariff-escalation theory, and Vinerian customs-union theory are combined into a single analytical frame, from which the paper argues that unilateral U.S. protectionism has simultaneously penalised African non-oil exporters and hastened a deliberate pivot toward continental integration. The evidence reviewed indicates that AGOA-eligible exports to the United States fell markedly during the lapse period, that tariff escalation continues to weigh more heavily on processed and semi-processed African goods than on raw commodities, and that African governments and regional institutions have responded with concrete measures, among them Nigeria's National Single Window, the Lobito Corridor rail investment, and the expanding Pan-African Payment and Settlement System (PAPSS). The paper concludes that continued reliance on non-reciprocal Western trade preferences leaves African economies structurally exposed to the vagaries of U.S. domestic politics and litigation, and that accelerating the African Continental Free Trade Area (AfCFTA) amounts to more than a development objective: it is also a hedge against external policy volatility.

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