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Perkumpulan Dosen Fakultas Agama Islam Indramayu Alamat : Jl. Ir. H. Djuanda Km 03, RT 001 RW 005 Desa Singaraja Kecamatan Indramayu Kabupaten Indramayu Jawa Barat 45213.
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ORGANIZE: Journal of Economics, Management and Finance
Published by Perkumpulan Dosen Fakultas Agama Islam Indramayu
ISSN : -     EISSN : 29630576     DOI : https://doi.org/10.58355/organize.v2i1.6
Core Subject : Economy,
Economics, Econometrics & Finance
FOCUS Journal of Economics, Management and Finance provides scientific articles developed in attending through the article publications, original research report, reviews, and scientific commentaries in economics. SCOPE Journal of Economics, Management and Finance encompasses research papers from researcher, academics, and practitioners. In particular, papers which consider the following general topics are invited: Economics Science Monetary Economics Economic development Management Science Marketing Digital Bisnis /E-commerce Financial Management Human Resource Management Accounting Sciences Auditing Taxation Insurance Entrepreneurship and business Islamic Finance Economic Syariah Islamic Banking
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 97 Documents
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Microfinance Banks and Micro, Small and Medium Enterprises (MSMEs)Performance: The Implications of Micro Saving Habit Among Owners in Federal Capital Territory, Abuja, Nigeria Song, Muru Bitrus
ORGANIZE: Journal of Economics, Management and Finance Vol. 4 No. 1 (2025): Economic Transformation and Development
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58355/organize.v4i1.147

Abstract

The study examined the implication of saving habit on MSMEs’ performance in Federal Capital Territory, Abuja, Nigeria. Thereafter, four-hundred MSMEs owners were sampled in the study areas using the Yamane (1967) in the six Area Councils of Abuja. Also, the descriptive statistics and Logit regression technique were used. From the descriptive statistics analysis, 94.6% sampled respondents fall within the economic active age; female (60.5%) and male (39.5%). Furthermore, large number of sampled respondents realized more than the monthly minimum wage of 70,000 naira; hence, they are considered economically averagely okay. The logit regression estimate showed that micro saving, loans from family members, loans from other sources and age of the respondent were significant and directly related to growth of MSMEs; while, loans from commercial banks was significant and indirectly related to growth of MSMEs at 5%significant level. Suggesting that having a daily, weekly, monthly or yearly saving with microfinance banks within the Federal Capital Territory, Abuja goes a long in contributing to growth of MSMEs. The study concluded that saving habit among MSMEs either on a daily basis, weekly, monthly or yearly with microfinance banks promote their creditworthiness, which boost MSMEs’ performance. Therefore, recommended that that MSMEs’ owners should ensure fully compliance with microfinance saving rule by not defaulting on their respective saving method pattern. Also, each MSMEs’ owners also should adopt a suitable saving pattern, which can also be on a daily basis, weekly, monthly or yearly
The Influence of TikTok Media on Student Decision Making in Online Shopping Farah Faida; Juwita Putri Ananta
ORGANIZE: Journal of Economics, Management and Finance Vol. 4 No. 1 (2025): Economic Transformation and Development
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58355/organize.v4i1.148

Abstract

The rapid development of social media, especially TikTok, has changed the consumption landscape of the younger generation. This study aims to examine the extent to which the TikTok platform influences online purchasing decisions of college students. Through a survey involving 99 college students, this study analyzes the relationship between exposure to TikTok content and online purchasing behavior. Quantitative research methods were used with questionnaire instruments that measured the frequency of TikTok use, perceptions of TikTok's influence, and online purchasing behavior. Data were analyzed using correlation analysis to test the relationship between research variables. The results showed that TikTok has a significant influence in increasing brand awareness and consumer interest in certain products. However, its influence on overall purchasing decisions is still limited. Other factors such as price, product quality, and recommendations from friends and family remain the main considerations in the decision-making process. This study examines the role of TikTok as a trigger for online purchasing decisions of college students, considering the moderating role of demographic variables such as age and gender. The results of the analysis show that the influence of TikTok is stronger among female college students than male college students. In addition, college students with high frequency of social media use are generally more susceptible to TikTok's influence. These findings highlight the importance of market segmentation in designing effective marketing strategies on the TikTok platform.
E-Governance And Public Service Delivery: Evidence From Nigeria Olabimitan, Ajibola Omotayo; Ogunmodede, Kehinde; John, Stephen
ORGANIZE: Journal of Economics, Management and Finance Vol. 4 No. 1 (2025): Economic Transformation and Development
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58355/organize.v4i1.149

Abstract

Globally, e-governance enhances public service delivery by leveraging digital platforms such as online portals, mobile apps, and social media to make services more citizen-focused and efficient. However, challenges such as limited digital literacy, low Internet penetration, and inadequate mobile network coverage continue to hinder effective service delivery. These challenges inspired this study to investigate the effect of e-governance on public service delivery in Nigeria. This study employed survey research design with data primarily sourced using structured questionnaires based on Likert scale. The population of the study consist of public servants and members of the public most of whom are lecturers and students of tertiary institutions. The Ordered Logistic Regression (OLR) model was used to estimate the data. The results showed that digital literacy among public servants, digital literacy among citizens, Internet penetration rate and mobile network coverage have significant positive effects on public service delivery with (β = 0.108; p-value = 0.007), (β = 0.006; p-value = 0.004), (β = 0.633; p-value = 0.001) and (β = 0.078; p-value = 0.010). The study therefore concluded that e-governance affects public service delivery in Nigeria. Hence, the study recommended that the Federal Government of Nigeria should design mandatory training programs for public servants focused on e-governance skills; include citizens in digital literacy campaigns through schools and ensure digital platforms are user-friendly and available in multiple local languages.
The Integration of Artificial Intelligence in Supply Chain Management: A Comprehensive Review Jubair, Hassan
ORGANIZE: Journal of Economics, Management and Finance Vol. 4 No. 1 (2025): Economic Transformation and Development
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58355/organize.v4i1.153

Abstract

This review explores the integration of artificial intelligence (AI) in supply chain management (SCM), providing a comprehensive overview of its applications across key functions such as procurement, production, inventory management, logistics, and customer service. AI technologies, including machine learning, predictive analytics, robotics, natural language processing, computer vision, blockchain, and the Internet of Things, are highlighted for their potential to enhance efficiency, reduce costs, and improve decision-making within supply chains. The paper also examines the challenges associated with AI adoption, including technical difficulties, data privacy concerns, and ethical considerations. Through a critical analysis of current literature and case studies, this review identifies key research gaps and suggests future directions for the development and implementation of AI in SCM. The findings underscore the transformative potential of AI while emphasizing the need for responsible adoption to address technical, organizational, and ethical issues.
E-Commerce in the Development of Modern Digital Economy: Advantages and Challenges Hanifah, Miftah
ORGANIZE: Journal of Economics, Management and Finance Vol. 4 No. 2 (2025): Economic Transformation and Development
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58355/organize.v4i2.119

Abstract

E-commerce is the trade of products or services conducted using the internet. The purpose of writing this article is to determine the classification of e-commerce business models, the advantages of e-commerce, the disadvantages of e-commerce, and the challenges of e-commerce to deepen knowledge about e-commerce. E-commerce has become a very important component in the development of the modern digital economy, providing easy accessibility and efficiency for consumers and business actors. Through various business models that suit transaction needs, e-commerce expands market coverage and provides added value through easy access and excellent utilization of consumer data. The successful implementation of e-commerce requires more attention, especially to the security of personal data. Overall, e-commerce has a very important role in the development of an adaptive and sustainable digital economy in this modern era.
Transformation of the Financial Sector and Digital Payments in Indonesia Puspitasari, Alpiyanti
ORGANIZE: Journal of Economics, Management and Finance Vol. 4 No. 2 (2025): Economic Transformation and Development
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58355/organize.v4i2.122

Abstract

The transformation of the financial sector in the digital era through Financial Technology (FinTech) innovations that facilitate financial transactions, especially digital payments. With the background of the growth of internet and smartphone users in Indonesia, non-cash payment methods or a cashless society have become very popular. The advantages of digital payments, such as ease, speed, security, and convenience, make them an ideal solution for everyday transactions. Digital payments are defined as financial transactions carried out electronically, utilizing technology to store, process, and receive payment information. Digital payments have several main characteristics including ease of access, transaction speed, high security, practicality, cost-effectiveness, transparency, support for innovation, and are environmentally friendly. The types of digital payments that are popular in Indonesia include digital wallets (e-wallets), QRIS, online money transfers, credit and debit cards, e-money, P2P lending services, and remittance services. The benefits of digital payments in financial technology are very real in the ease and convenience of transactions, better financial management, and reduced risks related to cash. However, the risks of security, privacy, system reliability, and regulatory compliance remain challenges that need to be overcome. Security involves protection against cyber attacks, while privacy focuses on managing user data. System reliability includes penetration testing and security audits, as well as balanced regulation to encourage innovation while protecting consumers. Thus, digital payments offer many significant benefits but also require serious attention to the various risks that may arise.
Efficiency Improvement in Production Using MRP Method at Kerupuk Udang Kelapa Company Farchan, Fauzi; Azzatillah, Azzatillah; Annisa, Annisa; Tiara Fitri Rizkiyah
ORGANIZE: Journal of Economics, Management and Finance Vol. 4 No. 2 (2025): Economic Transformation and Development
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58355/organize.v4i2.152

Abstract

This study aims to enhance production efficiency at Kerupuk Udang Kelapa Indramayu by implementing the Material Requirements Planning (MRP) method combined with the Economic Order Quantity (EOQ) approach and forecasting techniques. The forecasting method employed is Least Squares to predict raw material needs. The findings reveal that the previous inventory management was suboptimal, with an efficiency level of 0.9710 in 2023. After implementing the MRP method, efficiency improved to 1.0, reflecting optimal production efficiency. This result demonstrates that integrating MRP, EOQ, and forecasting optimizes raw material inventory and enhances Kerupuk Udang Kelapa production efficiency.
Consumer Behavior as a Consequence of Social Networking Commercialization concerning the Contribution of Social Media Marketing Engagement and the Consumer Experience: A Case Study in Bangladesh Md Azam Ali
ORGANIZE: Journal of Economics, Management and Finance Vol. 4 No. 2 (2025): Economic Transformation and Development
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58355/organize.v4i2.163

Abstract

Consumer behavior is the significant topic of social network commercialization in the overworld.The purpose of this paper is to investigate the impact that social media marketing involvement has had on the consumer experience in Bangladesh.There has been conducted for this research both qualitative and quantitative methodology. It has been analyzed by ArcGIS and Microsoft, where it creates a study area map, and most of the data has been analyzed in percentage, descriptive statistics, bar chart, and graph chart. It's all graph data that has been proven by linear regression analysis. The findings show that consumer income has the highest percentage at 32.142, and Facebook has the highest platform measurement at 42.619.The highest measure is the consumer purchase ratio, sometimes 37.857, and its output is the highest mean, 97.5; the consumer satisfaction ratio that was mostly satisfied measured 32.142. While somebody trusts that social media marketing makes shopping easier and more convenient, the highest measured 32.142 were satisfied. It uses those data as a case study and shows the preliminary findings of consumer association and clustering for each cluster. Additionally, it examines its results to see how it may use analytics to forecast consumer behavior going forward.  
Optimizing the Competitiveness of Ledre Khas Bojonegoro UMKM Through Sharia Management Principles Retno Khabibatuni’mah; Abdur Rohman
ORGANIZE: Journal of Economics, Management and Finance Vol. 4 No. 2 (2025): Economic Transformation and Development
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58355/organize.v4i2.165

Abstract

Ledre UMKM typical of Bojonegoro is part of the local culinary heritage that has high economic and cultural value. However, in facing increasingly competitive market competition, a strategy is needed to strengthen competitiveness that is not only based on economy, but also value. This study aims to analyze the potential for implementing sharia management principles in optimizing the competitiveness of Ledre UMKM in the traditional food sector. This study examines various scientific sources related to UMKM, competitiveness strategies, and sharia management principles such as amanah, adl (justice), syura (deliberation), and ihsan (quality and sincerity of work). The results of the study indicate that the application of these principles can improve business governance, strengthen trust relationships with consumers, and create sustainable and ethical added value. This approach is considered relevant to developing local UMKM that are economically superior and based on Islamic values.
Towards a Context-Specific Framework for Family Economic Empowerment: Lessons from Developing Countries Fayaz Gul Mazloum Yar; Sarani, Hashmatullah
ORGANIZE: Journal of Economics, Management and Finance Vol. 4 No. 2 (2025): Economic Transformation and Development
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58355/organize.v4i2.172

Abstract

This study explores effective strategies for family economic empowerment by examining successful models from selected developing countries and assessing their applicability in the Afghan context. Recognizing the persistent socio-economic challenges in Afghanistan—such as poverty, limited access to finance and training, and gender inequality—the research proposes a tailored framework that integrates global best practices with local realities. A mixed-methods approach was employed, combining a quantitative household survey (N=300) with qualitative interviews and focus groups. The quantitative data were analyzed using descriptive and inferential statistics, while thematic analysis guided the qualitative interpretation. Findings indicate a 35% average increase in household income among program participants, improved employment rates, and enhanced financial inclusion. The study applies asset theory and the capability approach to conceptualize economic empowerment and contextualize findings. Despite these outcomes, limitations include a restricted sample size and limited generalizability beyond the surveyed regions. This research contributes to the literature by proposing a culturally embedded, evidence-based model for enhancing family livelihoods in fragile contexts.

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