cover
Contact Name
Nurodin
Contact Email
nurodin@iuqibogor.ac.id
Phone
+628568204203
Journal Mail Official
moh.asep.zakaryia.ansori@iuqibogor.ac.id
Editorial Address
Gedung B, Lt. 1 Institut Ummul Quro Al-Islami Bogor Jl. Moch Noh Nor, No. 112, Leuwiliang Bogor Jawa Barat 16640
Location
Kab. bogor,
Jawa barat
INDONESIA
An Nuqud: Journal of Islamic Economics
ISSN : 28284305     EISSN : 28284283     DOI : https://doi.org/10.51192/annuqud.v2i1.418
Core Subject : Religion, Economy,
Journal of Islamic Economics An Nuqud: Jurnal Manajemen Bisnis Syariah merupakan peer review jurnal yang diterbitkan oleh Program Studi Manajemen Bisnis Syariah, Fakultas Ekonomi dan Bisnis Islam, Institut Ummul Quro Al-Islami Bogor. adalah jurnal penelitian dalam disiplin ilmu Bisnis dan ekonomi islam, juga masalah ekonomi syariah yang diharapkan dapat memberikan kontribusi baru atau state-of-the-art untuk pengembangan akademik atau aplikasi dunia nyata atau keduanya. Jurnal ini mencakup artikel penelitian asli, antara lain: Bisnis, Ekonomi Islam, Kewirausahaan Syariah, Manajemen dan Perbankan Syariah, Etika Bisnis Syariah, Manajemen Investasi Syariah, Manajemen Risiko Bank Syariah, Manajemen Dana Bank Syariah, Akuntansi Syariah, Anggaran Bank Syariah, Manajemen Zakat, Modal Syariah Pasar. Jurnal An Nuqud ini diterbitkan oleh Program Studi Manajemen Bisnis Syariah, Fakultas Ekonomi dan Bisnis Islam, Institut Ummul Quro Al-Islami Bogor. Jurnal ini terbit dua kali dalam setahun yaitu Bulan Januari dan Juli
Articles 91 Documents
PENGARUH PELATIHAN DAN PENGEMBANGAN KARIR TERHADAP KINERJA PEGAWAI PADA PUSKESMAS MEURAXA KOTA BANDA ACEH Rika Ramazani; Nuzulman; Sulfitra
An Nuqud Journal of Islamic Economics Vol 4 No 1 (2025): AN NUQUD
Publisher : LEMBAGA PENELITIAN DAN PENGABDIAN PADA MASYARAKAT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/annuqud.v4i1.2205

Abstract

paraprase: Penelitian ini bertujuan untuk mengetahui pengaruh pelatihan dan pengembangan karir terhadap kinerja pegawai pada Puskesmas Meuraxa Kota Banda Aceh. Metode yang digunakan metode deskriptif yang bertujuan untuk menjelaskan pengaruh variabel independen terhadap variabel dependen. Populasi yang digunakan dalam penelitian ini adalah seluruh pegawai yang ada di puskesmas Meuraxa Kota Banda Aceh yang berjumlah 48 orang. Penentuan sampel penelitian ini menggunakan teknik sampel jenuh. Sampel yang digunakan dalam penelitian ini sebanyak 48 pegawai pada Puskesmas Meuraxa Kota Banda Aceh dan bersedia menjadi responden. Metode analisis yang diterapkan yaitu analisis regresi linier berganda. Hasil penelitian menunjukkan bahwa pelatihan secara parsial berpengaruh signifikan terhadap kinerja pegawai pada Puskesmas Meuraxa Kota Banda Aceh dengan nilai thitung (2,162) > ttabel (2,014). Pengembangan karir secara parsial berpengaruh signifikan terhadap kinerja pegawai pada Puskesmas Meuraxa Kota Banda Aceh dengan nilai thitung 7,661  ttabel 2,014. Sedangkan pelatihan dan pengembangan karir secara simultan berpengaruh signifikan terhadap kinerja pegawai pada Puskesmas Meuraxa Kota Banda Aceh dengan perolehan nilai Fhitung sebesar 93,702 Ftabel sebesar 3,204 dan tingkat signifikansi 0.000. Peningkatan kinerja pegawai ditentukan oleh pelatihan dan pengembangan karir. Semakin baiknya pelatihan yang diberikan dan semakin baik pengembangan karir maka semakin besar peluang bagi Puskesmas Meuraxa Kota Banda Aceh dalam meningkatkan kinerja pegawai
INTEGRASI REGULASI, TATA KELOLA, DAN DIGITALISASI DALAM PERBANKAN SYARIAH: ANALISIS IMPLEMENTASI HUKUM EKONOMI SYARIAH DI INDONESIA Zikri Mahyar
An Nuqud Journal of Islamic Economics Vol 4 No 1 (2025): AN NUQUD
Publisher : LEMBAGA PENELITIAN DAN PENGABDIAN PADA MASYARAKAT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/annuqud.v4i1.2209

Abstract

The Islamic banking industry in Indonesia has experienced rapid growth, with total assets reaching IDR 980.30 trillion by the end of 2024. However, its market share remains only around 7–8% of total national banking assets, indicating a gap between potential and actual realization. This study aims to analyze the implementation of Islamic economic law in Islamic banking transactions, focusing on regulations, governance, and practical challenges in the field. The legal framework is based on Law No. 21 of 2008 on Islamic Banking, Supreme Court Regulation No. 2 of 2008 on the Compilation of Islamic Economic Law (KHES), and the DSN-MUI fatwas governing Islamic contracts. The role of the Sharia Supervisory Board (DPS) is crucial in ensuring internal compliance, while BASYARNAS-MUI serves as an arbitration institution for dispute resolution. Although regulations are comprehensive, challenges persist in implementation, including limited product innovation, relatively high funding costs, human resource quality, and digital integration complexity. This research applies a qualitative juridical-normative approach, analyzing primary data such as regulations and fatwas, and secondary data from official reports and academic literature. The findings highlight the importance of Islamic Corporate Governance, process-based compliance, and strengthened digital regulations to ensure innovations remain aligned with sharia principles. This study contributes academically through an integrative analysis between sharia law and digitalization, while also providing practical recommendations for regulators, industry, and judiciary institutions.
THE INFLUENCE OF HALAL SLAUGHTER AND PRICE LEVEL ON PURCHASING DECISIONS AT CHICKEN SLAUGHTERHOUSES IN BANDA ACEH CITY Jainul Ubaidillah; Chairul Fahmi; Muhammad Zulhilmi; Yusra Jamali
An Nuqud Journal of Islamic Economics Vol 4 No 1 (2025): AN NUQUD
Publisher : LEMBAGA PENELITIAN DAN PENGABDIAN PADA MASYARAKAT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/annuqud.v4i1.2414

Abstract

Aceh, as an area that implements Islamic law, has people who are very concerned about the halalness of products, including chicken meat. However, there are still chicken slaughterhouses in Banda Aceh that are not halal certified. Despite this, many consumers continue to buy without questioning the slaughter process. Price fluctuations due to weather and seasonal demand also affect purchasing preferences. This study aims to analyze the effect of halal slaughter and price level on consumer purchasing decisions at chicken slaughterhouses in Banda Aceh City. A quantitative approach was used with data collection techniques through questionnaires to 100 respondents. Data analysis was carried out using multiple linear regression. The results showed that both halal slaughter and price level partially had a positive and significant effect on purchasing decisions. Simultaneously, these two variables also have a positive and significant effect. This finding indicates that the halal aspect of slaughtering as well as the price offered are the main factors in consumers' decision to buy chicken meat. Therefore, it is important for chicken slaughterhouse businesses to pay attention to these two aspects to increase consumer trust and loyalty.
EFEKTIVITAS PENGELOLAAN DANA KEISTIMEWAAN DIY: ANTARA ALOKASI, PENYERAPAN ANGGARAN DAN REALITAS SOSIAL Lingga Yudhana
An Nuqud Journal of Islamic Economics Vol 4 No 2 (2026): AN NUQUD
Publisher : LEMBAGA PENELITIAN DAN PENGABDIAN PADA MASYARAKAT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/annuqud.v4i2.2442

Abstract

This study aims to analyze the management of the Special Region Fund (Dais) in the Special Region of Yogyakarta (DIY), covering allocation trends, budget absorption realization, and implementation challenges. The research method employed is descriptive with a qualitative approach through secondary data analysis for the 2013-2022 period. The results indicate that the Dais allocation has increased significantly, reaching IDR 1.32 trillion in 2022, with a highly effective absorption rate (above 90% since 2016). Cultural affairs remain the top priority, accounting for 62.58% of the total allocation. Nevertheless, the utilization of Dais still faces social reality challenges, such as the poverty rate in DIY remaining above the national average and limited budget flexibility to address urgent issues like waste management due to regulatory constraints. This study suggests the need for specific local regulations (Raperda) to expand the reach of Dais benefits for more equitable community welfare
PEMASARAN DIGITAL YANG DIPERSONALISASI BERBASIS AI UNTUK MENINGKATKAN KETERLIBATAN PELANGGAN DAN LOYALITAS MEREK DI PASAR BERKEMBANG: KAJIAN SYSTEMATIC LITERATURE REVIEW Norrahmiati; Lydia Goenadhi; Muhammad Sugiamukti Arya Saputro
An Nuqud Journal of Islamic Economics Vol 4 No 2 (2026): AN NUQUD
Publisher : LEMBAGA PENELITIAN DAN PENGABDIAN PADA MASYARAKAT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/annuqud.v4i2.2300

Abstract

 Penelitian ini bertujuan untuk menganalisis strategi pemasaran digital yang dipersonalisasi berbasis kecerdasan buatan (AI) serta dampaknya terhadap keterlibatan pelanggan dan loyalitas merek di pasar negara berkembang. Latar belakang penelitian didasarkan pada meningkatnya pemanfaatan AI dalam menciptakan pengalaman pelanggan yang lebih relevan, interaktif, dan emosional, serta kebutuhan untuk memahami bagaimana faktor trust, privasi, kualitas layanan, dan kapabilitas organisasi memengaruhi keberhasilan strategi tersebut. Metode yang digunakan adalah Systematic Literature Review (SLR) dengan pedoman PRISMA, yang melibatkan identifikasi, penyaringan, dan analisis terhadap 30 artikel yang relevan dari basis data internasional terindeks. Hasil penelitian menunjukkan bahwa tren penelitian global bergerak ke arah pemanfaatan AI personalization melalui interaksi, kustomisasi, dan penggunaan chatbot antropomorfik yang secara signifikan meningkatkan brand trust, kepuasan, keterlibatan, dan loyalitas jangka panjang. Selain itu, ditemukan lima faktor utama yang menentukan keberhasilan strategi ini, yaitu trust dan authenticity, isu privasi dan etika, kualitas layanan digital, kapabilitas organisasi, serta pemilihan platform digital yang sesuai. Analisis juga mengungkap adanya research gap berupa keterbatasan geografis, dominasi studi konseptual, serta minimnya kajian empiris mengenai isu privasi dan kesiapan organisasi di negara berkembang. Kesimpulan penelitian ini menegaskan bahwa AI personalization merupakan strategi penting dalam membangun engagement dan loyalitas merek di pasar negara berkembang, dengan catatan bahwa isu trust, privasi, dan kesiapan organisasi harus dikelola secara strategis. Penelitian ini berkontribusi dengan memperluas pemahaman teoretis dan praktis mengenai implementasi AI personalization, sekaligus menawarkan arah penelitian di masa depan pada sektor dan konteks negara berkembang yang lebih luas.
KONSEP KEADILAN SOSIAL DALAM PEMIKIRAN FAZLUR RAHMAN: IMPLIKASI TERHADAP HUKUM EKONOMI SYARIAH Syukri M. Yusuf
An Nuqud Journal of Islamic Economics Vol 4 No 1 (2025): AN NUQUD
Publisher : LEMBAGA PENELITIAN DAN PENGABDIAN PADA MASYARAKAT

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Social justice is one of the fundamental principles of Islamic teachings that is highly relevant to the development of contemporary Islamic economic law. Fazlur Rahman’s thought offers a progressive approach to understanding the normative values of the Qur’an through contextual interpretation, which places justice as the primary objective of Sharia. This article aims to analyze the concept of social justice in Fazlur Rahman’s thought and its implications for Islamic economic law. This study employs a qualitative method using a literature review approach, through an analysis of Fazlur Rahman’s works and related literature on Islamic economics. The results of the study indicate that the concept of social justice according to Fazlur Rahman is not merely understood as equitable economic distribution but also as an effort to create collective well-being through social reform, the elimination of exploitation, and the development of an economic system oriented toward human welfare. The implications of this line of thought for Islamic economic law are evident in the need to reinterpret Islamic economic norms to make them more responsive to modern challenges such as economic inequality, structural poverty, and market injustice. Thus, Fazlur Rahman’s approach makes a significant contribution to the development of Islamic economic law that is more substantive, adaptive, and oriented toward social justice.
PENGARUH PENGEMBANGAN KARIR DAN LINGKUNGAN KERJA TERHADAP KINERJA KARYAWAN PT MITSUBISHI ARISTA BANDA ACEH Farhan Syukrin; Agus Ariyanto; Husnaina Mailisa Safitri
An Nuqud Journal of Islamic Economics Vol 5 No 1 (2026): AN NUQUD
Publisher : LEMBAGA PENELITIAN DAN PENGABDIAN PADA MASYARAKAT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/annuqud.v5i1.2573

Abstract

This study aims to analyze the effect of career development and work environment on the performance of employees at PT Mitsubishi Arista Banda Aceh. The population of this study consisted of all 44 employees, all of whom were included as the research sample. The research method used was associative with a descriptive quantitative approach based on cross-sectional data. Data were collected through observation, questionnaires, and documentation, and analyzed using SPSS version 3.0. The results showed that the career development variable (X1) had no significant effect on employee performance (Y), with a significance value of 0.144 (> 0.05). Similarly, the work environment variable (X2) also had no significant effect on employee performance (Y), with a significance value of 0.254 (> 0.05). However, simultaneously, the career development (X1) and work environment (X2) variables had a significant effect on employee performance (Y), with a significance value of 0.032 (< 0.05). These findings indicate that while individually career development and work environment do not significantly impact performance, their combination significantly contributes to improving employee performance at PT Mitsubishi Arista Banda Aceh
IMPLEMENTASI PRINSIP PRUDENTIAL BANKING DALAM PERBANKAN SYARIAH: ANALISIS YURIDIS TERHADAP PENERAPAN PRINSIP KEHATI-HATIAN DALAM MENJAGA STABILITAS DAN KEPERCAYAAN MASYARAKAT Reillo Subaktio; Gallyn Ditya Manggala; Sheny Yulianty
An Nuqud Journal of Islamic Economics Vol 5 No 1 (2026): AN NUQUD
Publisher : LEMBAGA PENELITIAN DAN PENGABDIAN PADA MASYARAKAT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/annuqud.v5i1.2860

Abstract

The development of the Islamic banking industry in Indonesia has shown a significant increase in line with the increasing public need for financial services based on sharia principles. Despite having different operational characteristics from conventional banking, Islamic banks still face various risks that can affect the health and sustainability of their business. Therefore, the application of prudential banking principle is a fundamental aspect in the implementation of Islamic banking activities. This research aims to analyze the concept, legal basis, implementation, and challenges of applying the prudential principle in Islamic banking in Indonesia. The research method used is normative legal research with legislative, conceptual, and analytical approaches. The results of the study show that the implementation of the prudential principle in Islamic banking is carried out through the implementation of comprehensive risk management, financing feasibility analysis, strengthening good corporate governance, applying the principle of knowing customers, fulfilling capital adequacy, and monitoring of sharia compliance. The application of these principles is not only aimed at protecting public funds, but also to maintain the stability of the national financial system and realize sharia goals in economic activities. However, its implementation still faces various challenges, including increasing financing risks, financial technology developments, limited human resources, and regulatory complexities that must be complied with simultaneously.
PENGARUH HUMAN RELATION, PELATIHAN DAN PENGEMBANGAN KARIR TERHADAP KINERJA GURU MTsN 2 ACEH TIMUR GAMPONG JALAN KECAMATAN IDI RAYEUK Nelvita Nesca Putri; Agus Arianto; Zikrillah
An Nuqud Journal of Islamic Economics Vol 5 No 1 (2026): AN NUQUD
Publisher : LEMBAGA PENELITIAN DAN PENGABDIAN PADA MASYARAKAT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/annuqud.v5i1.2867

Abstract

This study aims to examine the influence of human relations, training, and career development on teachers' performance at MTsN 2 East Aceh, Gampong Jalan, Idi Rayeuk District. Teacher performance plays a crucial role in improving the quality of education; therefore, various organizational factors are needed to enhance teachers' professionalism and productivity. This research employed a quantitative approach using a survey method. The population consisted of all teachers at MTsN 2 East Aceh, and a saturated sampling technique was applied, in which all members of the population were selected as respondents. Data were collected through a structured questionnaire using a five-point Likert scale and analyzed using multiple linear regression after passing the validity, reliability, and classical assumption tests. The findings reveal that, partially, human relations have a positive and significant effect on teachers' performance. Likewise, training has a positive and significant effect on teachers' performance, while career development also exerts a positive and significant influence on teachers' performance. Simultaneously, human relations, training, and career development significantly affect teachers' performance. These findings indicate that harmonious interpersonal relationships, continuous professional training, and well-structured career development opportunities are essential factors in enhancing teachers' performance. Therefore, the school management is encouraged to foster a collaborative work environment, improve the quality of training programs, and establish a systematic career development framework to support sustainable improvements in educational quality.
REAKTUALISASI NILAI-NILAI KEWIRAUSAHAAN PROFETIK UNTUK MEWUJUDKAN KEMANDIRIAN EKONOMI PESANTREN Ahmad Fahrurroziqin; Safarotul Jannah; Adi Nur Ali; Muhammad Sidiq Purnomo
An Nuqud Journal of Islamic Economics Vol 5 No 1 (2026): AN NUQUD
Publisher : LEMBAGA PENELITIAN DAN PENGABDIAN PADA MASYARAKAT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/annuqud.v5i1.2869

Abstract

Economic independence is a crucial factor in ensuring the sustainability and long-term development of Islamic boarding schools (pesantren) amid changing social and economic conditions. This study aims to analyze the reactualization of prophetic entrepreneurship values in promoting the economic independence of pesantren through the management of institutional business units. The study employed a qualitative approach using a case study design. Data were collected through in-depth interviews, observations, and document analysis involving business unit managers and other key stakeholders within the pesantren. Data were analyzed through the processes of data reduction, data display, and conclusion drawing. The findings indicate that prophetic entrepreneurship values, including sidq (honesty), amanah (trustworthiness), fathanah (wisdom and competence), tabligh (effective communication), hard work, self-reliance, and a commitment to maslahah (public benefit), are consistently integrated into the management of pesantren business units. The implementation of these values has contributed to improved managerial professionalism, increased stakeholder trust, and more effective utilization of the pesantren's economic resources. The study concludes that prophetic entrepreneurship functions not only as an ethical foundation for business management but also as a strategic approach to strengthening the sustainable economic independence of Islamic boarding schools.

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