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Rizal Kamsurya
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INDONESIA
Indo-Fintech Intellectuals: Journal of Economics and Business
Published by Lembaga Intelektual Muda Maluku
ISSN : 28082443     EISSN : 28082222     DOI : https://doi.org/10.54373/ifijeb
Core Subject : Economy, Humanities, Social,
Humanities Economics, Econometrics & Finance Social Sciences
Indo-Fintech Intellectuals: Journal of Economics and Business (IFI-JEB) is a fully refereed (double-blind peer review) and an open-access online journal for academics, researchers, graduate students, early-career researchers and students, published by Lembaga Intelektual Muda (LIM) Maluku. IFI-JEB is a periodical publication (two times a year, in March and September) with the primary objective to disseminate scientific articles in the fields of economics, business, and accounting
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 870 Documents
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Analisis Sistem Pengendalian Internal Atas Pemberian Kredit Multiguna dalam Mengurangi Kredit Bermasalah pada PT. BPD Sultra Cabang Utama Rachmawati Rachmawati; Sri Rachmawati Rachman
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 3 No. 2 (2023): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v3i2.223

Abstract

This study aims to determine the application of the internal control system over the provision of multipurpose loans in reducing non-performing loans. The type of research used is a type of qualitative descriptive research. The data used is primary data, namely data collected through interviews. The results of this study show that the implementation of the internal control system at PT. BPD Sultra Main Branch is very adequate, namely by implementing 5 internal control components according to COSO consisting of: (1) Control environment, (2) Risk assessment, (3) Control activities, (4) Information and Communication, and (5) Monitoring activities
Analisis Peran Sistem Informasi Akuntansi Terhadap Akuntabilitas Pengelolaan Keuangan pada Badan Amil Zakat Nasional Provinsi Sumatera Utara Putri widiya marpaung Nurhalimah; Muhammad Yafiz; Rahmat Daim Harahap
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 3 No. 2 (2023): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v3i2.224

Abstract

This study aims to analyze the Role of Accounting Information Systems on Financial Management Accountability at the National Amil Zakat Board of North Sumatra Province. The research method used in this research is a qualitative method and this research approach uses descriptive analysis. The results of the research conclude that BAZNAS North Sumatra Province uses SIMBA (Zakat Information Management System) based on PSAK 109 to collect and distribute zakat, infaq and alms. The influence of the accounting information system on financial management at BAZNAS North Sumatra Province can be seen from the level of zakat receipts, and the implementation of accountability carried out by BAZNAS North Sumatra Province in financial management is in accordance with accountability indicators, namely implementing honesty and legal accountability, accountable procedures, programs accountable, and accountable regulations.
Tracer Study Alumni: Sinergi Pendidikan Lulusan Prodi Keuangan dan Perbankan Syariah Firdayetti Firdayetti; Sisca Damayanti
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 3 No. 2 (2023): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v3i2.226

Abstract

Competition in higher education is increasingly complex, and a design is needed that makes students become superior and professional generations. The objectives of this research are (1) to produce quality graduates who have high competence in both hard skills and soft skills; (2) tracking graduates of the DIII Finance and Sharia Banking study program relevant to market needs; (3) recommendations of service users/alumni. With the existence of research on Service Users to be able to provide input on the competencies needed in the current and future world of work as well as make improvements to the curriculum. Curriculum development will always be adjusted to external developments. The method used was distributing surveys and measuring using a Likert scale. The research results from searching through the learning tracing instrument show that the average GPA of 56% is between 2.50-3.50 and the remaining cum laude is 44%. Many graduates who work after completing the DIII Finance and Sharia Banking study period are accepted by approximately 5 people, amounting to 56%. The average rate of getting a job through print media advertisements is 56% with a total of 5 people. The average salary earned by alumni is Rp. 3-5 million by 67%. To certify the authenticity of alumni tracking activities with proof of IPR and publication of journal publications
Pengaruh Belanja Subsidi, Belanja Hibah dan Belanja Bantuan Sosial terhadap Kemiskinan di Indonesia Dinar Islami Sari; Feny Marissa
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 3 No. 2 (2023): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v3i2.238

Abstract

Poverty is a complex, multi-dimensional problem in developing countries including Indonesia. Subsidy expenditure, grant expenditure and social assistance expenditure are government expenditures intended to help reduce poverty. This study aims to examine the effect of subsidy expenditure, grant expenditure and social assistance expenditure on poverty in Indonesia. This study uses a quantitative descriptive analysis method with multiple linear regression analysis techniques. The data used in this study are secondary data sourced from several agencies such as the Directorate General of Fiscal Balance (DJPK) and the Central Statistics Agency (BPS) for the period 2003 - 2022. The results show that simultaneously subsidy expenditure (energy and non-energy), grant expenditure, and social assistance expenditure have an influence on poverty in Indonesia, while partially energy subsidy expenditure and grant expenditure have an influence on poverty in Indonesia. However, non-energy subsidy expenditure and social assistance expenditure have no influence on poverty in Indonesia. This can occur because budget realization for grant expenditure and energy subsidy expenditure is prioritized in public policy to reduce poverty, while non-energy subsidy expenditure and social assistance expenditure occur due to inaccurate targeting in their distribution
Transformasi Digital dalam Industri Halal di Indonesia (Studi Implementasi Teknologi Blockchain dalam Proses Sertifikasi Halal) Arlinta Prasetian Dewi; Mohammad Ichsan Hakiki
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 3 No. 2 (2023): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v3i2.240

Abstract

Technological transformation in the halal industry in Indonesia is a necessity. In this case, the government wants to integrate blockchain technology into the halal certification management process. This research aims to determine the extent to which these opportunities can be exploited and the possible consequences that will occur. The method used uses qualitative methods by observing phenomena that occur in society. The results obtained are that BPJPH as an institution that issues halal certification before integrating with blockchain technology must carry out improvements and review the halal system as well as educate business actors, assistants and parties related to the process of issuing halal certificates
Analysis of the Financial Performance of State-Owned Enterprises (SOEs) in the Mining Sector Listed on the Indonesia Stock Exchange in 2018-2022 Riko Mersandro Permana
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 3 No. 2 (2023): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v3i2.250

Abstract

This study aims to analyze the financial performance of mining companies owned by the State-Owned Enterprises (SOEs) listed on the Indonesia Stock Exchange. The objects taken in this study are mining companies listed on the Indonesia Stock Exchange in 2018-2022, with company codes PTBA, ANTM, and TINS. Analysis of corporate financial performance based on liquidity, activity, solvency ratio, profitability ratio, and DuPont analysis shows increases and decreases in value, but none are consistent. The results of the performance analysis of the three companies are expected to provide an overview to the management of the company concerned to develop future performance improvement strategies, as well as to investors as a basis for comparison, projections, and decision-making in investing in companies in the mining sector, especially mining companies owned by SOEs
Pengaruh Budaya Perusahaan Terhadap Sistem Manajemen Mutu ISO 9001:2015 Klausul 8, Klausul 9 dan Klausul 10 untuk Meningkatkan Kualitas Produk (Studi Kasus: Perusahaan Manufaktur) Muchamad Nurdin Alwi
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 3 No. 2 (2023): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v3i2.252

Abstract

Producing quality products is an important requirement that must be met by the organization to achieve customer satisfaction, so a new vision is needed about how the role of corporate culture is to implement corporate quality management. PT N is one of the manufacturing companies that produces metalsubstrate in Indonesia. In its application, there are problems in the company in terms of quality within the company so that it requires an analysis of what factors influence the influence of industrial culture on some clauses the ISO 9001: 2015 Quality Management System, namely clause 8 on operations, clause 9 on performance evaluation and clause 10 on improvement to improve product quality. Data analysis in this study involved all employees totaling 97 respondents of company employees with data analysis techniques using PLS-SEM. The results of this study obtained that corporate culture has a significant effect on operations, performance evaluation and improvement, operations and performance evaluation have a positive but insignificant effect on product quality and improvement has a positive and significant effect on product quality
Strategi Penangulangan Kemiskinan dan Ketahanan Pangan Melalui Kebijakan Beras Daerah (RASDA) dan Beras PNS pada Program Bela Beli Kulonprogo Muhammad Lukman Hakim; Revorlin Telaumbanua
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 3 No. 2 (2023): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v3i2.267

Abstract

This research discusses strategies for poverty alleviation and food security through the regional rice program and civil servant rice which are derivative programs from the Bela Beli Kulon Progo program. The research method used is descriptive qualitative. the type of data used is secondary data. The results of this study, the regional rice program (RASDA) and civil servant rice can improve the welfare of food producing farmers and at the same time realize Law no. 18 of 2012 concerning Food Security which mandates to achieve affordability of food by implementing policies in the food sector. The Rasda program was implemented concurrently with rice for civil servants. This program aims to spur economic growth and improve the welfare of Kulonprogo farmers. As the main executor of the Regional Rice Program (Rasda) and Civil Servant Rice is the Association of Farmers Groups (Gapoktan) consisting of Panca Manunggal, Ngestiharjo, Makmur Sejahtera, Among Farmers, Sidomaju, Sari Mulyo, Sumber Makmur. The conclusion from this study is that regional rice and civil servant rice can support food security and contribute to poverty alleviation
Manajemen Pengelolaan Modal Pedagang Pasar Tradisional (Studi Kasus di Pasar Impres Kota Lhokseumawe) Ismaulina Ismaulina; Nanda Arva; Asma Savitri
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 3 No. 2 (2023): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v3i2.276

Abstract

The purpose of this study was to find out and describe "Capital Management of Traditional Market Traders at the Pasar Impres in Lhokseumawe town". The capital was obtained from money gathering activities (arisan). The problem is how to manage the capital of traditional market "pasar impres" traders in the Lhokseumawe town? This study used a descriptive qualitative method where data collection techniques were carried out through interviews and observation. The results of this study indicate that the low educational factor causes many traditional market traders to lack understanding of capital management issues and many traders to be less concerned about adding business capital from the "arisan" they have participated in. Some traders use the money for personal gain, and some other traditional market traders use it for additional business capital. So, the field of capital management turns out that it is not enough to show good management, this can be seen from the "arisan" money earned is not used to develop other businesses.
Pemanfaatan Digital Marketing dalam Memperkenalkan Kawasan Wisata Jalan Tunjungan di Surabaya Sulistyo Budi Utomo
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 3 No. 2 (2023): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v3i2.284

Abstract

The tourism sector is a very important sector for economic growth both nationally and regionally. Nationally, the tourism sector can contribute 3.5% or $ 4.26 billion of the total gross domestic product (GDP). Within the scope of the East Java region, the tourism sector has contributed IDR 39,408.48 billion. One of the tourist attractions owned by East Java is the Tunjungan Street Area. With the large role of tourism for economic development, digital marketing needs to be done to introduce and attract tourists. This study analyzes the effect of using digital marketing to introduce the Tunjungan Tourism Area using questionnaires and quantitative research. The results of data analysis show that websites and social media have a significant influence on product knowledge and public interest

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