cover
Contact Name
Rizal Kamsurya
Contact Email
rizal_kamsurya@stkipmnc.ac.id
Phone
+6285243611246
Journal Mail Official
ifi-jeb@indo-intellectual.id
Editorial Address
Jl. Panjang No.1, RT.1/RW.3, Kedoya Utara, Kec. Kb. Jeruk, Kota Jakarta Barat, Daerah Khusus Ibukota Jakarta 11520 Dusun Kotania Atas, Desa Eti Kec. Seram Barat Kabupaten Seram Bagian Barat Propinsi Maluku
Location
Kab. seram bagian barat,
Maluku
INDONESIA
Indo-Fintech Intellectuals: Journal of Economics and Business
ISSN : 28082443     EISSN : 28082222     DOI : https://doi.org/10.54373/ifijeb
Indo-Fintech Intellectuals: Journal of Economics and Business (IFI-JEB) is a fully refereed (double-blind peer review) and an open-access online journal for academics, researchers, graduate students, early-career researchers and students, published by Lembaga Intelektual Muda (LIM) Maluku. IFI-JEB is a periodical publication (two times a year, in March and September) with the primary objective to disseminate scientific articles in the fields of economics, business, and accounting
Articles 870 Documents
Listening Competence and Comprehension in English for Vocational Learners: Implications for Workforce Readiness and Organizational Success Simanjuntak, Marudut Bernadtua
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 2 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i2.1115

Abstract

This research paper explores the critical significance of listening competence and comprehension in English for vocational learners, with a focus on their implications for workforce readiness and organizational success. Employing a descriptive qualitative literature review approach, the study delves into the multifaceted nature of these skills, their competence levels, basic needs, and the pressing urgency surrounding their development within the realm of vocational education. The findings of this research reveal that listening competence extends far beyond passive listening, encompassing the ability to discern specific information, identify main ideas, make inferences, and engage in critical listening. These diverse competence levels mirror the complexity of communication within the professional world. Moreover, the study highlights the fundamental needs of vocational learners, emphasizing the importance of access to diverse listening materials, interactive learning opportunities, and tailored language support programs. The urgency surrounding the development of listening competence and comprehension arises from the forces of globalization and technological advancement. English has become the universal language for international business and communication, making strong listening skills a prerequisite for effective cross-cultural engagement
Empowering Students: Human Resource Management for Fostering an English Language Environment in Vocational Schools Marlin, Marlin; Alamsyah, Jaya; Barasa, Larsen; Laksamana, Boy; Permana, Aji
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 2 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i2.1116

Abstract

This study examines the critical dimension of Human Resource Management (HR) in vocational schools, with a particular focus on the active role of students in shaping and maintaining an English-speaking environment. Using a literature review methodology, this study examines empirical evidence and scientific discussions related to students' contributions in shaping the English-speaking environment in vocational education institutions. The results reveal a nuanced perspective on human resources in vocational schools, where students go beyond passive recipients of language instruction, emerging as proactive agents shaping the linguistic landscape. The research covers a wide range of aspects of human resources, including student recruitment, training, motivation, and evaluation, all in the context of their involvement in developing an English-speaking environment. In addition, this study emphasizes the critical role of educators, policymakers, and administrators in facilitating student-driven HR initiatives. It emphasizes the need for a collaborative approach among these stakeholders to effectively empower students in their efforts to achieve English language proficiency. The synthesis of literature emphasizes the importance of creating a supportive and inclusive educational ecosystem that promotes student autonomy and leadership. Paradigm shift in viewing students as dynamic contributors in shaping the English-speaking environment in vocational schools
Pengaruh Sistem Informasi Akuntansi dan Efektivitas Pengambilan Keputusan Terhadap Kinerja UMKM di Desa Pematang Serai Dwi Saraswati; Yunita Sari Rioni; Ikhah Malikhah; Hrp, Ardhansyah Putra
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 2 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i2.1126

Abstract

The implementation of Accounting Information Systems (AIS) and the effectiveness of decision-making play a significant role in enhancing the performance of Micro, Small, and Medium Enterprises (MSMEs). This research aims to examine the influence of AIS and decision-making effectiveness on the performance of MSMEs in Pematang Serai Village, Tanjung Pura District. Using a quantitative method and a saturated sampling technique involving 35 MSMEs, multiple linear regression analysis was conducted to test the relationship between AIS, decision-making effectiveness, and MSME performance. The research findings indicate that the adoption of AIS has a significant positive impact on MSME performance, with MSMEs effectively utilizing AIS more likely to experience increased revenue growth, profitability, and operational efficiency. Furthermore, the effectiveness of decision-making was found to have a positive impact on MSME performance, enabling MSMEs to respond quickly to market changes, identify growth opportunities, and optimize resource allocation. By integrating quantitative and qualitative findings, this study provides a comprehensive understanding of the influence of AIS and decision-making effectiveness on MSME performance in Pematang Serai Village
The Effect of NPL, LDR, and Bopo on Company Value (PBV) Through Roa and Company Value (PBV) on Investment Decisions (PER) Mustikaweni, Riezkiani; Tesniwati, Rini; Kustamtinah, Lisna; Dahliawati, Anne
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 2 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i2.1144

Abstract

The success of bank companies in increasing profits can be seen from the effectiveness and efficiency of banks in using their assets optimally. The aim of this research is to determine and analyze the influence of Credit Risk, Liquidity and Efficiency Level on Company Value with Profitability as an Intervening Variable and the influence of Company Value on investment decisions in Banking Companies listed on the Indonesia Stock Exchange that have met the criteria for the 2016-2022 period. The sampling method used in this research is the purposive sampling method. The sample obtained was 12 banking companies from 41 populations. The research uses secondary data obtained from annual reports on each company's website. The data analysis technique used in this research is path analysis using AMOS 23 software. The results of this research show that credit risk and the level of efficiency have a negative effect on profitability. Liquidity has no effect on profitability. Credit risk, liquidity and efficiency levels have a negative and significant effect on company value. Profitability has no effect on company value. Profitability mediates the influence of credit risk, liquidity, and efficiency level on company value. Company value has a positive effect on investment decisions
Pengaruh Good Corporate Governace (GCG) Terhadap Kinerja Keuangan Bank Umum Syariah di Indonesia Sari, Fitriya; Indriyani, Rinni; Suyatno, Michael Fanji
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 2 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i2.1145

Abstract

This study aims to determine the influence of Good Corporate Governance (GCG) on the Financial Performance of Sharia Commercial Banks (2018-2022 Period). This study used a quantitative type of research. The data used in this study is secondary data, because the data is obtained from documents by browsing the official website of the Annual Report of Islamic commercial banks published on the website of each Company. In this study, the independent variables are Managerial Ownership (X1), Institutional Ownership (X2), Independent Board of Commissioners (X3) and Audit Committee (X4). The population of this study is all Sharia Commercial Banks registered with the Financial Services Authority for the period 2018-2022 consisting of sixteen companies. Researchers sampling using Purposive Sampling techniques. The data analysis technique used in this study is path analysis with the help of SPSS applications. The results of data analysis show that managerial ownership has no partial effect on financial performance. Institutional Ownership has no partial effect on Financial Performance. The independent board of commissioners partially influences Financial Performance. The audit committee has no partial effect on Financial Performance. Companies should always strive to maintain good corporate governance
Peran Pemerintah Desa dalam Peningkatan Kesejahteraan Masyarakat Desa Perdamean Kecamatan Tanjung Morawa Kabupaten Deli Serdang Margareta, Agatha Sofia; Sinaga, Rahma Dhani Fitria; Hutapea, Nelly Moria; Ivanna, Julia
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 2 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i2.1152

Abstract

The purpose of this research is to determine the implementation of Village government programs in efforts to improve community welfare in Perdamean Village, Tanjung Morawa District, Deli Serdang Regency, and to determine the inhibiting factors of Village government programs in efforts to improve community welfare in Perdamean Village, Tanjung Morawa District, Deli Serdang Regency. This research uses field research. The data sources used are primary data sources and secondary data sources from the Perdamean Village Office. Data were analyzed using qualitative descriptive methods. The community's enthusiasm is very high in taking part in this Empowerment Training with the aim of improving their lives. Increasing people's welfare from the economic sector, namely income, has experienced good changes
Penguatan Usaha Mikro, Kecil dan Menengah (UMKM) Sebagai Pilar Kemajuan Industri Halal di Kabupaten Mandailing Natal Afridah, Afridah; Lubis, Muhlisah
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 2 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i2.1160

Abstract

Industri halal adalah proses pengolahan barang dengan dasar syariah sehingga produknya baik (thayib), sehat, aman, dan tidak berbahaya, sehingga halal untuk dikonsumsi, dinikmati, atau digunakan. Konsep halal tidak hanya berarti menghindari zat yang haram untuk dikonsumsi, tetapi juga mencakup kualitas dan keselamatan dalam berbagai aspek proses pengolahan, pengendalian, penyimpanan, pengemasan, transportasi, dan distribusi. Halal tidak hanya dianggap sebagai religi, tetapi juga dianggap sebagai konsep secara keseluruhan. Untuk mendapatkan data yang relevan untuk dibahas lebih lanjut, penelitian ini mengutamakan penggunaan metode yang sesuai dengan pokok penelitian. Fokus penelitian ini adalah untuk mendapatkan pemahaman yang lebih baik tentang penguatan Usaha Mikro, Kecil, dan Menengah (UMKM) di kumpulan UMKM ini di Kabupaten Mandailing Natal. Penelitian deskriptif dengan pendekatan kualitatif digunakan
Pengaruh Disiplin Kerja, Kesehatan Kerja, dan Keselamatan Kerja Terhadap Produktivitas Karyawan PT. Machine Control & Automation Ramadhan, Fahmi; Hamdan
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 2 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i2.1166

Abstract

The increasingly modern business world like today is very much about its development, foreign and domestic competition makes companies want to continue to increase productivity. This study aims to determine the influence of work discipline, occupational health, and occupational safety on employee work productivity at PT. Machine Control & Automation. This research is a replication study using a quantitative approach method. Sampling was taken using purposive sampling with a total sample of 84 employees. Data was obtained from the results of distributing questionnaires to respondents. This research analysis uses multiple linear regression analysis with the results of the analysis showing that work discipline, work health and work safety have an influence on employee productivity as proven by the t-test which shows tcount > ttable. The results of the F-test analysis show that work discipline, work health and work safety have a simultaneous effect on work productivity. This can be proven from the results of the f test by paying attention to the value of Fcount > Ftable. And the significance value is <0.05. The limitations of this research are employee productivity which is influenced by work discipline, work health and work safety. Suggestions for further research are expected to retest based on dimensions and indicators other than those examined in this research
Mendeteksi Orisinalitas Citra Menggunakan Teknik Error Level Analysis dan Metadata Abrori, Rian; Fitria, Maulidah; Bullah, Habi
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 2 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i2.1169

Abstract

The current development of digital image technology is often misused by certain parties to carry out fraudulent acts that can harm other people, for example what is often encountered in society is proof of bank transfers that have been manipulated. This study aims to detect image originality in an image using the Error Level Analysis (ELA) and Metadata techniques in Forensicallybeta web-based applications. Research model by completing two image files consisting of original images and manipulated images. The results showed that Forensicallybeta with the Error Level Analysis (ELA) and Metadata techniques were able to detect the authenticity of an image, so it was appropriate to determine whether the image file was original or manipulated
Pengaruh Insentif, Budaya Organisasi dan Lingkungan Kerja Terhadap Kedisiplinan Karyawan Pada PT. Aldakara Jaya Karya Fatah, Abdul; Fatah, Putri Fachri Aulia; Iqbal, Muhammad
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 2 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i2.1170

Abstract

This research aims to determine incentives, organizational culture, and work environment on employee discipline at PT. Aldakara Jaya Karya. The independent variabels in this research are Incentives, Organizational Culture and Work Environment and the dependent variabel is Employee Discipline. And this research method uses descriptive and associative quantitative methods. The data sources are primary data and secondary data. The research was carried out from December 2018 to May 2019. The research population was 81 in the Event Organizer (EO) division, the sample was 81 people. Data was collected using a questionnaire. To test the model and hypothesis using SPSS.24.0. Based on the results of the analysis, the following results were obtained: 1) incentives, organizational culture and work environment have a positive and significant effect on employee discipline, both partially and jointly at PT. Aldakara Jaya Karya. The results of this research recommend that employee discipline can be improved, especially through organizational culture with the dimension that employees always try to be responsible for solving work problems without waiting for orders from superiors

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