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Indo-Fintech Intellectuals: Journal of Economics and Business
Published by Lembaga Intelektual Muda Maluku
ISSN : 28082443     EISSN : 28082222     DOI : https://doi.org/10.54373/ifijeb
Core Subject : Economy, Humanities, Social,
Humanities Economics, Econometrics & Finance Social Sciences
Indo-Fintech Intellectuals: Journal of Economics and Business (IFI-JEB) is a fully refereed (double-blind peer review) and an open-access online journal for academics, researchers, graduate students, early-career researchers and students, published by Lembaga Intelektual Muda (LIM) Maluku. IFI-JEB is a periodical publication (two times a year, in March and September) with the primary objective to disseminate scientific articles in the fields of economics, business, and accounting
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 870 Documents
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Pengaruh Kepemimpinan Etis dan Keterampilan Komunikasi Terhadap Kinerja Pegawai dengan Motivasi Sebagai Variabel Mediasi dada Inspektorat Daerah Provinsi Sulawesi Tengggara Eka Astiti Kumalasari; Abd Azis Muthalib; Muh Nur
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 3 No. 2 (2023): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v3i2.157

Abstract

The purpose of this study is to analyze the influence of ethical leadership variables and communication skills on performance variables through motivation as a mediating variable. The types and sources of data in this study are in the form of primary data obtained through questionnaire techniques or distributing questionnaires to all civil servants of the Regional Inspectorate of Southeast Sulawesi Province. While secondary data, namely data obtained through literature studies by referring to literature, journals and various other information related to the problem under study. The data collection method to be used in this study is filling out questionnaires. The data analysis technique is Quantitative data analysis using the SEM-PLS 3 application. The results of hypothesis testing concluded that ethical leadership has no effect on performance, but the variable ethical leadership has a significant positive effect on motivation. The communication skills variable has a significant positive effect on performance and the communication skills variable has a significant positive effect on motivation. The motivation variable can mediate the influence of ethical leadership on performance and the motivation variable is able to mediate the influence of communication skills on performance
Pengaruh Trust, Resiko, Manfaat dan Kemudahan terhadap Minat Menggunakan Fintech dengan Kecerdasan Emosi sebagai Variabel Intervening Mohtar Khudori; Citra Ayudiati
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 3 No. 2 (2023): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v3i2.164

Abstract

Digital information and communication are very necessary for human life. The aim of this research is to analyze the influence of trust, risk, benefits, and convenience on interest in using fintech with emotional intelligence as an intervening variabel. The method used in this research is the SAMPLS reflective measurement test. The sample used was 43 Cokroaminoto University student respondents who used or had used fintech using random sampling. Based on the analysis results obtained by Trust, risks, benefits, and convenience have a significant influence on interest in using fintech. Trust, risk, benefits, and convenience have a significant effect on emotional intelligence. Trust, risk, benefits, and convenience have a significant influence on interest in using fintech with emotional intelligence as an intervening variabel
Pengaruh Nilai Pelanggan, Kualitas Pelayanan, dan Kedekatan Emosional Terhadap Loyalitas Pelanggan (Studi Kasus pada Koperasi Simpan Pinjam Pratama Surya Makmur) Tiragiajeng Fandira; Imam Baidlowi; Toto Heru Dwihandoko
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 3 No. 2 (2023): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v3i2.177

Abstract

Savings and loan cooperatives are non-bank financial institutions engaged in the business of accepting deposits and lending to their members in the smallest possible amount. The Pratama Surya Makmur Savings and Loans Cooperative is a service institution that can survive in the midst of industrial competition by prioritizing customer loyalty. The purpose of this research is to analyze the influence of customer value, service quality and emotional closeness to determine the extent to which customer loyalty is owned partially and simultaneously. This study used a quantitative approach and the results of distributing questionnaires as the main data source. Using a purposive sampling method which produces 85 respondents. The data analysis technique used is multiple linear regression analysis using IBM SPSS version 22. The results of this study indicate that the customer value variable has a positive and significant effect on customer loyalty. The service quality variable has a positive and significant effect on customer loyalty. The emotional closeness variable has a positive and significant effect on customer loyalty. The variables of customer value, service quality and emotional closeness also have a positive and significant effect on customer loyalty of the Mojokerto The Pratama Surya Makmur Savings and Loans Cooperative
Pengaruh Kualitas Pelayanan dan Kepercayaan Konsumen Terhadap Loyalitas Pelanggan Melalui Kepuasan Pelanggan Sebagai Variabel Intervening (Studi Kasus pada Konsumen Rinni Mekeup Gondang) Siti Zahrotul Mufidah; Imam Baidlowi; Kasnowo Kasnowo
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 3 No. 2 (2023): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v3i2.178

Abstract

This study aims to analyze the Effect of Service Quality and Consumer Trust on Customer Loyalty through Customer Satisfaction as an Intervening Variablel. In this study using quantitative data. The method used in data collection is to use questionnaires measured by Likert scale. The sampling technique in this study uses non-probability sampling techniques with a sample of 100 respondents. In this data processing using SmartPLS. The results showed that there is a positive influence of service quality on customer loyalty, there is a positive influence of consumer trust on customer loyalty, there is a positive influence of service quality on customer satisfaction, there is a positive influence of consumer trust on customer satisfaction, there is a positive influence of customer satisfaction on customer loyalty, Service quality hasnot an influence on customer loyalty through customer satisfaction as an intervening variable, consumer trust has an influence on customer loyalty through customer satisfaction as an intervening variable
Bibliometric Analysis of Open Government: A Study on the Open Government Partnership Rizki Erdayani; Muslim Afandi; Syed Agung Afandi
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 3 No. 2 (2023): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v3i2.180

Abstract

This study aims to analyze the Open Government Partnership (OGP) bibliometrics. The OGP is a global effort to realize open government. In the Google Scholar database, in the span of the last decade, there have been 117 OGP articles that have been cited 486 times. From the article, there are 15 keyword clusters, 1196 total link strengths, and 428 occurrences. Open government partnership, national government, action plans, local government, and multilateral institutions are the keywords with the highest scores. Currently, 73 countries and 110 local governments have joined the OGP. To achieve open government, OGP is committed to increasing the availability of information on government activities, supporting citizen participation, applying the highest standards of professional integrity, and increasing access to new technologies. As a follow-up, OGP established ten policy areas, namely: anti-corruption and integrity, civic space, digital governance, fiscal openness, inclusion, justice, natural resources, open parliaments, public service delivery, and the right to information. OGP has also forged partnerships with leading multilateral institutions to promote and support open government
Pengaruh Gaya Kepemimpinan Transformasional dan Pengembangan Karir Terhadap Kinerja Karyawan pada PT. Paes Entertaiment Andi Heru Susanto
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 3 No. 2 (2023): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v3i2.181

Abstract

This research is quantitative research, where this study aims to determine the influence of transformational leadership style and career development on employee performance. The sample used in this study was 100 respondents from all employees of PT. Paes Entertainment. Instrument testing is carried out through validity and reliability tests where all respondents in this test are said to be valid. The data analysis methods used are statistical description, multiple analysis and hypothesis testing where to determine the magnitude of the influence a determination test is used.  The results of this study. The results showed that, H₁ is accepted which means transformational leadership has a positive effect on employee performance. H₂ is accepted which means career development has a positive effect on performance. H₃ is accepted which means the variables of transformational leadership and career development together have a positive effect on employee performance
Ramadan Effect on the Returns of the Jakarta Islamic Index (JII) and the FTSE Bursa Malaysia Hijrah Syariah Index (FBMHS) Rico Elhando Badri
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 3 No. 2 (2023): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v3i2.183

Abstract

This research aims to analyze a market anomaly known as the Ramadhan Effect in the Jakarta Islamic Index (JII) and the FTSE Bursa Malaysia Hijrah Shariah Index (FBMHS). The study utilizes secondary data, specifically daily time series data derived from closing prices. The research sample consists of the Jakarta Islamic Index (JII) and the FTSE Bursa Malaysia Hijrah Syariah (FBMHS), covering the period from January 2017 to December 2019. The GARCH (Generalized Autoregressive Conditional Heteroskedasticity) method is employed for analysis. The research findings indicate that there is no evidence of the Ramadhan Effect in the return equations of the Jakarta Islamic Index (JII) and the FTSE Bursa Malaysia Hijrah Syariah (FBMHS). The absence of the Ramadhan Effect's influence on returns is attributed to the stable behavior of both the Jakarta Islamic Index (JII) and the FTSE Bursa Malaysia Hijrah Syariah (FBMHS) during the month of Ramadhan as well as other months
The Effect of Service Quality on Consumer Satisfaction of Moura Muslim Fashion Boutique in Bandung Budi Santosa Kramadibrata
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 3 No. 2 (2023): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v3i2.186

Abstract

The company is required to implement service quality standard for its products. This study aims to determine the effect of service quality on consumer satisfaction, moslem boutique Moura. This research was conducted using a quantitative approach and associative research design with a total sample of 127 respondents. The instrument used by researchers is questionnaire. Testing the quality of the instrument, namely the validity and reliability. Data analysis using descriptive analysis and correlation. Hypothesis testing using linear regression analysis. The results of this study explain that there is a service quality on customer satisfaction by 31.8%. This analysis is only carried out in one company and does not consider other variables or moderator variables that influence customer satisfaction
Opportunities and Threats of ASEAN Economic Community for Micro, Small and Medium Enterprises in East Java Rizki Rahmadini Nurika
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 3 No. 2 (2023): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v3i2.193

Abstract

The implementation of the ASEAN Economic Community (AEC) in 2015 is aimed to improve economic relations in ASEAN. The AEC required provisions for the trade liberalization that might impact positively or negatively for entrepreneurs. This article is aimed to describe the opportunities and threats of AEC for Micro, Small and Medium Enterprises (MSMEs) in East Java. If AEC has been implemented for more than five years, AEC should have made a real contribution to MSMEs in East Java. In fact, there were many MSMEs in East Java who don't even know what AEC is. To analyze it, the author used the concept of economic integration by Bela Balassa. The author used a type of descriptive research with a qualitative approach. The data used in this study are primary and secondary data. Based on the findings, the opportunities for AEC for MSMEs in East Java are product standardization and market access. Meanwhile, AEC's threats to them are product similarity, foreign investment, and the free flow of goods. Even so, both do not have a significant impact on MSMEs in East Java because the target sales of MSMEs in East Java are mostly for the domestic market.
Efektivitas Dan Kontribusi Pajak Reklame Terhadap Pendapatan Asli Daerah (PAD) di Kota Medan Maristella J Lumbanbatu; Kumala Dewi; Sorta Lumbantoruan
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 3 No. 2 (2023): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v3i2.207

Abstract

The purpose of the study was to determine the effectiveness of billboard tax revenue on the Regional Original Revenue of Medan City in 2019-2021 and to find out how much the contribution of billboard tax to the Original Revenue of Medan City in 2019-2021. The research uses qualitative methods that are descriptive. The types and sources of data used are primary data and secondary data. Data analysis techniques are summarizing data, presenting data, analyzing data, and preliminary conclusions that are temporary. The results showed that the effectiveness rate in 2019-2021 achieved every year was not significant, namely 44.26% for 2019; 16.69% for 2020; and 100% for 2021. The average effectiveness of billboard tax revenue on Local Original Revenue for 3 years is 53.77% or can be categorized as "ineffective". The contribution of billboard tax to Regional Original Revenue in 2019-2021 always increases but is still categorized as "undercontributing", namely 1.03% in 2019, 1.03% in 2020, and 2.01% in 2021 with an average contribution of Regional Original Revenue for 3 years of 1.38%.

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