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Rahmawati
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2nd Floor - Faculty of Islamic Economics and Business Jl. Medan-Banda Aceh, Km. 275 No. 1 Buket Rata, Alue Awe Kecamatan Muara Dua, Kota Lhokseumawe, Provinsi Aceh. Kode Pos 24351
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INDONESIA
AT-TIJARAH: Journal Islamic Banking and Finance Research
Published by Institut Agama Islam Negeri Lhokseumawe
ISSN : 27215482     EISSN : 27455696     DOI : https://doi.org/10.52490/attijarah.
Core Subject : Economy,
Economics, Econometrics & Finance
This journal publishes research results conceptually and technically related to the scope of Islamic Economics with a concentration in the field of Islamic Banking and Finance.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Keuangan
Articles 48 Documents
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DEVELOPMENT OF HALAL TOURISM AREA ON BANTAYAN BEACH SENEUDON Ramadhan Razali; Riska Mahqdalena
AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah Vol. 5 No. 1 (2023): AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam - IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/attijarah.v5i1.1565

Abstract

Increasing the halal industry is carried out through various efforts by the government. One sector that has escaped the government's attention is the tourism sector. This study aims to determine the development of halal tourism on Bantayan Beach. Data collection was done by interview technique. The respondents in this study were business owners and local government. The findings from this study are that Bantanyan Seunudon Beach has made efforts to create halal tourism. The illustration and construction can be seen from the provision of sharia-based places, the construction of sharia culture, and sharia facilities.
ANALYSIS OF THE INFLUENCE OF MOBILE BANKING SERVICE QUALITY ON THE LEVEL OF CUSTOMER SATISFACTION AT PT.BANK SUMUT KATAMSO SYARIAH BRANCH OFFICE Muhammad Khoiri Gusmar; Isra Maulina; Mukhtasar Mukhtasar
AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah Vol. 5 No. 1 (2023): AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam - IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/attijarah.v5i1.1634

Abstract

This study aims to determine the effect of each dimension of service quality, namely security, convenience and speed on the level of customer satisfaction at PT Bank Sumut Syariah Katamso Branch Office. The variables in this study are security, convenience, speed, and customer satisfaction. The independent variables (x) in this study include: Security (X1), Ease (X2), and Speed ​​(X3). For variable (Y) customer satisfaction. The method used in this study is a descriptive quantitative method. The population in this study are all customers of Bank Sumut who use mobile banking. The sample used was 99 respondents with a non-probably method with accidental sampling technique. The results showed that partially the security variable had a significant effect on the level of customer satisfaction with Tcount <Ttable 2.804 <1.985 with a significant level of 0.002 > 0.05. The convenience variable has a significant effect on the level of customer satisfaction with Tcount <Ttable 3.319 <1.985 with a significant level of 0.003 > 0.05. The speed variable has a significant effect on the level of customer satisfaction with Tcount < Ttable 3.432 < 1.985 with a significant level of 0.000 > 0.05. And simultaneously the variables of security, convenience and speed have a significant effect on the level of customer satisfaction, with Fcount >Ftable, 46, 469 > 2.70 with a significant value of 0.000 <0.05 at the Bank of North Sumatra, the Katamso Sharia Branch Office.
ANALYSIS OF THE FINANCIAL SYSTEM MANAGEMENT OF MURABAHAH FINANCING PRODUCTS IN SHARIA PEOPLE'S FINANCING BANK (BPRS) CIVIL SYARIKAT IN BATAM CITY Neri Aslina; Fithri Mehdini Addieningrum
AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah Vol. 5 No. 1 (2023): AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam - IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/attijarah.v5i1.1639

Abstract

Murabaha financing is one of the financing programs for the community. The existence of murabaha financing provides financial support for people in need. The purpose of this research is to study the financial system related to the financial management of the Murabahah contract financing products offered by BPRS Syarikat Madani, Batam City. This research is a type of qualitative research or also known as case study research. Data collection tool is done through observation, interviews and documentation. The data analysis technique used is a qualitative data analysis technique. The results of the study show that the Syarikat Madani Islamic People's Financing Bank (BPRS) in Batam City uses a Murabahah contract as one of its main financing products. The management of Murabahah contract financing products is carried out in accordance with sharia principles. The Bank provides clear information to customers regarding the selling price, markup, tenor and terms of financing using the principles of transparency, fairness and sustainability.
GARBAGE BUSINESS WITH THE 3R METHOD IN AMBON CITY SHARIA BUSINESS PERSPECTIVE Adam Husain Nusalelu; Mohammad H Holle; Arifin Pellu
AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah Vol. 5 No. 1 (2023): AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam - IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/attijarah.v5i1.1704

Abstract

The waste business in Ambon City has not been carried out optimally, as a result, piles and landfills of waste are still occurring. For this reason, this research aims to determine the waste business process from the perspective of sharia business management.This type of research includes field research with a descriptive qualitative paradigm with a research locus on the Waste Bank in Bumi Lestari Maluku. The results of the study found: First, the waste business conducted by the Bumi Lestari Maluku Garbage Bank is not optimal based on the 3R pattern, namely Reduce, Reuse and Recycle. The Garbage Bank only applies the waste reduction pattern of the three patterns which is only limited to collection, sorting, packaging and sales. The waste bank does not practice reuse and recycling. The 3R pattern must be carried out in an integrated, comprehensive and sustainable manner. Second, the waste business run by the Bumi Lestari Maluku Garbage Bank contains sharia business values because it contains fallah or benefit.
INFLUENCE OF MOBILE BANKING SERVICE THE NUMBER OF CUSTOMERS BANK ACEH ISLAMIC KCP BATUPHAT, LHOKSEUMAWE Fitriyani, Ema; Husni Kamal; Mukhtasar
AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah Vol. 5 No. 2 (2023): AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam - IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/attijarah.v5i2.1946

Abstract

This research aims to determine and analyze whether there is influence of mobile banking services on the number of customers of Bank Aceh Syariah KCP Batuphat. In this study using primary data obtained from distributing questionnaires, where the population in this study was 997 mobile banking action users, the data was obtained from Bank Aceh Syariah KCP Batuphat. The samples in this study were 90 mobile banking action users. The data used accidental sampling technique, which tested using validity test, reliability test, classic assumption test, multiple determination test (R2), partial test, simultaneous test, simple regression test. As for the results of testing the hypothesis in this study, namely, the partial test results show a t-count value of 6,907 > t-table (1,987) and a significant value of 0,000 <0.05 so that mobile banking services have a positive and significant effect on the number of customers. The results of the multiple determination test (R2) show that the value of R2 is 0.569, meaning that the contribution of mobile banking services to the variable number of customers is 56.5%. The results of simple linear regression show that there is an effect of mobile banking services on the number of customers with a value of 0.149 or 14.9%.
ANALYSIS OF THE USE OF AKAD KAFALAH BI 'UJRAH ON BSI HASANAH CARD PRODUCTS AT BSI BANK – KCP UINSA SURABAYA Filla Apriliani Mahfudloh; Syahrul Asy’ari, Mochammad
AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah Vol. 5 No. 2 (2023): AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam - IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/attijarah.v5i2.1990

Abstract

This research aims to find out how the kafalah contract is used in BSI Hasanah Card products. The research method used is a qualitative method using a descriptive approach. The data sources used are primary data and secondary data. Primary data was obtained through a direct interview process with BSI KCP UINSA Surabaya. Secondary data was obtained from various literary sources such as books, journals, articles and other documents that support discussions related to the research theme. The results of this research show that the BSI Hasanah Card is in accordance with sharia principles. BSI Hasanah Card uses three sharia contracts, namely the kafalah bil ujrah, qard and ijarah contracts. The use of the BSI Hasanah Card places restrictions on its users by not being able to use it for types of transactions that are not in accordance with sharia. This can provide a sense of security and eliminate worry for BSI Hasanah Card users from all forms of transactions that contain elements of gharar and usury and are not in accordance with sharia provisions.
THE ROLE OF THE PASAI SAMUDRA KINGDOM COMPLEX TOURISM OBJECT TOWARDS INCREASING TRADERS' INCOME Syaputri, Rahmi; Safrina, Lia; Malahayatie
AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah Vol. 5 No. 2 (2023): AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam - IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/attijarah.v5i2.2073

Abstract

The tourism sector is currently one of the sectors that has great potential to increase regional income in Indonesia. However, there are still many areas with tourism potential that are not developed and even tend to be neglected. This is certainly not in accordance with one of the regional government's plans for developing tourist villages. and also the Cultural and Tourism Development Policy instructed by the President Number 16 of 2005. The Samudra Pasai royal complex tourist attraction is located in two locations, namely in Gampong Beuringen and in Gampong Kuta Kareng which is one of the mainstay religious tourist attractions in North Aceh district. This research is qualitative research using descriptive analysis to explain the role of tourist attractions in increasing the income of traders in the surrounding area. Data collection was carried out by interviewing informants from the North Aceh Culture Service, the Samudra Pasai Kingdom Tourism Object Manager, Village Heads and traders. This research provides results that the Samudra Pasai Royal Complex tourist attraction has not provided a maximum role in increasing traders' income.
EXAMINING INDONESIA'S ISLAMIC COMMERCIAL BANKS HEALTH STATUS USING THE RBBR METHOD Puspita Sari, Anggi; Sukardi, Budi
AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah Vol. 5 No. 2 (2023): AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam - IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/attijarah.v5i2.2131

Abstract

The scientific importance of Indonesia's Islamic banks' state is the focus of this study using a strategy based on the Risk-based Bank Rating technique. This quantitative descriptive research analyzes the health of Indonesia's Islamic commercial banks, namely Bank Syariah Indonesia and Bank Muamalat Indonesia, for the years 2019 to 2022, focusing on the degree of bank health as measured by the RBBR approach. The study's data analysis leads to the conclusion that Bank Syariah Indonesia's overall condition is represented by a Composite Rank 2 (PK-2) of 85% in 2019, meaning that it is deemed "Healthy" and capable of withstanding significant negative influences from changes in business conditions and other external factors. However Bank Muamalat Indonesia's overall composite rating (PK3), or "Healthy Enough," corresponds to the bank's evaluation of its health level from 2019 to 2022 using the Risk-based Bank Rating method, which includes indicators of Risk Profile, Good Corporate Governance, Earnings (Rentability), and Capital as a whole.
IMPLEMENTATION OF FINANCING PRODUCTS FOR HAJJ REGISTRATION BPRS METRO MADANI KC TULANG BAWANG BARAT Prasetio, Eko; Puji lestari, Enny; Alimuddin, Agus; Nashirudin, Syukron
AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah Vol. 5 No. 2 (2023): AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam - IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/attijarah.v5i2.2223

Abstract

This research aims to investigate the role of SWOT analysis in identifying the strengths, weaknesses, opportunities, and threats faced by the registration management financing product of BPRS Metro Madani KC Tulang Bawang Barat. The study adopts a qualitative research approach, employing data collection techniques such as interviews, observations, and documentation. Results from the research indicate that the registration management financing product at BPRS Metro Madani KC Tulang Bawang Barat possesses strengths and opportunities, enabling it to effectively confront the identified threats and weaknesses. The obstacles to implementing SWOT analysis in the placement process are significantly influenced by the policies issued by the central office of BPRS Metro Madani
ANALYSIS OF FACTORS AFFECTING COMPANY VALUE IN THE PROPERTIES AND REAL ESTATE SECTOR IN ISSI Husna, Rahmatul; Julian Atika, Nisya; Irawati, Chintia; Dewi, Nurmila; Raihan, Rahmi
AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah Vol. 5 No. 2 (2023): AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam - IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/attijarah.v5i2.2367

Abstract

This research aims to determine the influence of Debt to Equity Ratio, Return On Equity, Earning Per Share, Company Size and Dividend Policy either partially or simultaneously on the Value of Companies in the Properties & Real Estate Sector listed on the Indonesian Sharia Stock Index. This research was conducted using annual data from 2019 to 2021. The data used in this research is secondary data using published financial reports and accessed through the relevant company websites. The model used in this research is panel data fixed effect model, classical assumption test and hypothesis test with a significance value of 5%. The data processing was carried out using the Eviews12 analysis tool. The results show that Debt to Equity Ratio, Return On Equity, Earning Per Share and Dividend Policy partially have a significant effect on Company Value. However, partial company size does not have a significant effect on company value. Simultaneously Debt to Equity Ratio, Return On Equity, Earning Per Share, Company Size and Dividend Policy together have a significant effect on the Value of Companies in the Properties & Real Estate Sector listed on the Indonesian Sharia Stock Index.

Page 3 of 5 | Total Record : 48

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