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Riza Faishol
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riza@iaiibrahimy.ac.id
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+6281358900484
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riza@iaiibrahimy.ac.id
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Jl. KH. Hasyim Asy’ari No. 1 Genteng Banyuwangi 68465 Telp. (0333) 845654
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INDONESIA
NATUJA: Jurnal Ekonomi Syariah
Published by Institut Agama Islam IBRAHIMY GENTENG BANYUWANGI
ISSN : 28294882     EISSN : 28293576     DOI : -
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
NATUJA: Jurnal Ekonomi Syariah is a journal published by the Department of Sharia Economics, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia. This journal is used to provide a forum for researchers, academics, and practitioners who have an interest in conveying ideas in the field of Islamic economics. This journal encompasses original research articles, review articles, and short communications, including: Islamic Accounting, Islamic Bussines Management, Islamic Human Resource Management, Islamic Economic, Islamic Banking and Financial.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 42 Documents
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PERAN BANK KONVENSIONAL DALAM MENDONGKRAK PEREKONOMIAN DESA PADA PEMBIAYAAN UMKM DALAM KAJIAN EKONOMI SYARIAH Hasanah, Lutfiatun; Marianingsih, Ita
NATUJA: Jurnal Ekonomi Syariah Vol 4 No 2 (2025): (Mei 2025)
Publisher : Department of Sharia Economics, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/natuja.v4i2.3401

Abstract

The lack of Sharia economic literacy among rural MSME actors is one of the main reasons for their preference toward loans from conventional banks over Sharia-compliant financing. Limited understanding of the concept of riba (usury), Sharia contractual principles (akad), the easier access to conventional banking services, and the absence of structured Islamic financial education have further reinforced the dependence of MSMEs on interest-based financial systems. This study aims to analyze the level of Sharia economic literacy among rural MSME actors, identify the influencing factors, and formulate strategies to enhance awareness and access to Islamic financing in rural areas. Using a descriptive qualitative approach, this research is expected to contribute to the formulation of educational and inclusive policies that support the transition of MSMEs toward financing systems aligned with Sharia principles.
REVIVING THE ISLAMIC MARKET: IMAM AL-GHAZALI'S PRINCIPLES FOR FAIR AND ETHICAL ECONOMIC TRANSACTIONS Sumpena, Mochamad; Hikmah, Nurul
NATUJA: Jurnal Ekonomi Syariah Vol 4 No 2 (2025): (Mei 2025)
Publisher : Department of Sharia Economics, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/natuja.v4i2.3302

Abstract

The concept of the market has existed since the time of the Prophet Muhammad SAW and has undergone significant transformations, especially in the era of Industry 4.0. This research examines the Islamic market mechanism as outlined by Imam Al-Ghazali, with a focus on the principle of tauhid. In contrast to capitalist views that advocate for a free market with minimal government intervention, Al-Ghazali's perspective integrates divine principles and ethics into economic transactions. The study utilizes a qualitative, descriptive approach to analyze secondary data from various sources, aiming to highlight how Islamic teachings can create a fair and balanced market environment. Al-Ghazali's principles suggest that a just market is founded on honesty, fairness, and mutual assistance, guided by religious values. This paper also discusses the ethical implications of market practices, urging businesses to align their activities with Islamic values to ensure long-term prosperity and divine blessing. While this study focuses on Al-Ghazali's views, future research should compare these with contemporary economic theories to deepen understanding of Islamic market mechanisms in modern economies.

Page 5 of 5 | Total Record : 42

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