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Mount Hope Global Economic Journal
Published by Institut Teknologi dan Bisnis Kristen Bukit Pengharapan
ISSN : 30259290     EISSN : 30258758     DOI : 10.61696
Core Subject : Economy,
Economics, Econometrics & Finance
Mount Hope Economic Global Journal (MEGA) is an international journal intended for professionals and researchers in all fields of Economic. Mount Hope Economic Global Journal (MEGA) publishes research articles and reviews within the whole field Economic, new teaching methods, assessment, validation and the impact of new technologies and it will continue to provide information on the latest trends and developments in this ever-expanding subject. The publications of papers are selected through double peer reviewed to ensure originality, relevance, and readability. The articles published in our journal can be accessed online.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 19 Documents
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Search results for , issue "Vol. 3 No. 2 (2025)" : 19 Documents clear
ANALISIS FAKTOR-FAKTOR PENYEBAB LAMBATNYA PERSETUJUAN KPR (KREDIT PEMILIKAN RUMAH) DI BANK TABUNGAN NEGARA KC MAGELANG Saputra, Rheno Arya; Musthafa, Afif
Mount Hope Economic Global Journal Vol. 3 No. 2 (2025)
Publisher : Institut Teknologi dan Bisnis Kristen Bukit Pengharapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/mega.v3i2.706

Abstract

Home Ownership Credit (KPR) is one of the financing facilities that is highly sought after by the public in an effort to meet housing needs. As one of the banks focused on housing financing, Bank Tabungan Negara (BTN) plays an important role in distributing KPR, including at the Magelang Branch Office. However, in its implementation, the mortgage approval process does not always run smoothly. Various obstacles often arise, such as incomplete documentation and the financial condition of the debtor not meeting the requirements. These obstacles can slow down credit approval and impact customer satisfaction. Understanding the factors that cause these delays is an important step in improving the effectiveness of KPR services at BTN KC Magelang.
ANALISIS EFEKTIVITAS PENERAPAN PROGRAM APU PPT UNTUK MENCEGAH PENCUCIAN UANG PADA PT BPR BKK JATENG (PERSERODA) KC MAGELANG Ulfah, Riska Aulia; Utami, Martiana Riawati
Mount Hope Economic Global Journal Vol. 3 No. 2 (2025)
Publisher : Institut Teknologi dan Bisnis Kristen Bukit Pengharapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/mega.v3i2.707

Abstract

This study aims to analyze the effectiveness of the implementation of the Anti-Money Laundering and Prevention of Terrorism Financing (APU PPT) program at PT BPR BKK Jateng (Perseroda) Magelang Branch Office. The APU PPT program is one of the important efforts in maintaining the integrity of the financial system and preventing misuse of banking services for illegal activities. The research method used is qualitative descriptive with data collection techniques through interviews, observations, and document studies. The results of the study indicate that the implementation of the APU PPT program at PT BPR BKK Jateng KC Magelang has been in accordance with applicable regulations, although there are still several obstacles such as the lack of in-depth training for employees and an early detection system that is not yet fully automated. In conclusion, the implementation of APU PPT in this institution is quite effective but still needs to be improved by strengthening human resource capacity, updating the reporting system, and increasing education for customers.
ANALISIS PENERAPAN AKAD MURABAHAH PADA PEMBIAYAAN KREDIT USAHA RAKYAT (KUR) DI BANK SYARIAH INDONESIA KC PATI SUDIRMAN Istiyani, Riska; Nilasari, Ayunda Putri
Mount Hope Economic Global Journal Vol. 3 No. 2 (2025)
Publisher : Institut Teknologi dan Bisnis Kristen Bukit Pengharapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/mega.v3i2.708

Abstract

This study aims to determine how the implementation of the murabahah contract in KUR financing at BSI KC Pati Sudirman. This study uses a qualitative approach by conducting a comprehensive data analysis on a problem. The sources of this study are primary data and secondary data obtained from interviews, observations, and documentation. The results of the study that have been conducted indicate that the implementation of the murabahah contract in KUR financing at BSI KC Pati Sudirman is carried out with two contracts, namely the wakalah contract first, after carrying out the wakalah contract then carrying out the murabahah contract. This study shows that the implementation of KUR financing through the murabahah contract at Bank Syariah KC Pati Sudirman is in accordance with the DSN MUI Fatwa No. 04 / DSN-MUI / IV / 2000 concerning the Murabahah Contract, where the bank as a provider of funds then gives trust to customers to buy goods according to their wishes.
PENGARUH LIKUIDITAS, PERTUMBUHAN PERUSAHAAN, KEPUTUSAN INVESTASI, STRUKTUR MODAL, PROFITABILITAS, DAN LEVERAGE TERHADAP NILAI PERUSAHAAN PADA PERUSAHAAN TAMBANG DI BURSA EFEK INDONESIA (BEI) Stevani, Lusan; Karuto; Wulandari, Bayu; Habibie, Muhammad
Mount Hope Economic Global Journal Vol. 3 No. 2 (2025)
Publisher : Institut Teknologi dan Bisnis Kristen Bukit Pengharapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/mega.v3i2.709

Abstract

Firm value is an important performance indicator for stakeholders such as investors, creditors, and management. In the mining sector, factors such as commodity prices, environmental risks, and regulations affect firm value. In Indonesia, the IDX is a place for mining companies to raise capital and provide information to investors. This study uses a quantitative method using a multiple linear regression model, where the number of samples used is 60 samples. The results of this study indicate that liquidity has a significant effect on firm value, firm growth does not have a significant effect on firm value, investment decisions have a significant effect on firm value, capital structure does not have a significant effect on firm value, profitability does not have a significant effect on firm value, leverage has a significant effect on firm value. There is an influence of knowledge Leverage, Investment Decisions, Liquidity, Profitability, Capital Structure, and Firm Growth simultaneously on Firm Value.
THE INFLUENCE OF PRODUCT QUALITY, BRAND IMAGE, AND PRICE ON PURCHASE DECISIONS OF TOMORO COFFEE AMONG THE COMMUNITY IN MEDAN MAIMUN DISTRICT Stevani; Tanie, Jesslyn; Ginting, Nurmaidah; Novirsari, Emma
Mount Hope Economic Global Journal Vol. 3 No. 2 (2025)
Publisher : Institut Teknologi dan Bisnis Kristen Bukit Pengharapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/mega.v3i2.714

Abstract

This study aims to determine the influence of product quality, brand image and price on the purchase decision of Tomoro Coffee. The research method used in this study is a quantitative research method. The population in this study consists of the residents of Medan Maimun District who have tasted coffee at Tomoro Coffee, with an unknown exact population size. The sampling technique used is non-probability sampling. The sample size was determined using Slovin’s formula, resulting in a total of 100 respondents. The data analysis method applied in this study is multiple linear regression analysis. The results of the study show that, partially, product quality affects the purchase decision of Tomoro Coffee, brand image affects the purchase decision of Tomoro Coffee and price affects the purchase decision of Tomoro Coffee. Simultaneously, product quality, brand image, and price influence the purchase decision of Tomoro Coffee. The purchase decision of Tomoro Coffee is influenced by product quality, brand image, and price by 41.5%, while the remaining 58.5% is influenced by other variables not examined in this study
INFLUENCE ENVIRONMENT WORK, TRAINING AND MOTIVATION ON EMPLOYEE PERFORMANCE OF PT. ERA MEDIKA ALKESINDO Tandreas, Tedy; Wijaya, Yenny; Stone, Ellen; Ginting, Kristi Endah Ndilosa; Yunita, Mella
Mount Hope Economic Global Journal Vol. 3 No. 2 (2025)
Publisher : Institut Teknologi dan Bisnis Kristen Bukit Pengharapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/mega.v3i2.716

Abstract

This study aims to test and analyze the Influence of Work Environment, Training, and Motivation on Employee Performance at PT. Era Medika Alkesindo. The research method used in this study uses a quantitative research method with a quantitative descriptive research type that is explanatory research . The population of this study were employees at PT. Era Medika Alkesindo totaling 62 people, the sample of this study was 62 respondents. The data analysis method used was regression linear multiple. Results study test f Where f count > f table with level significant < 0.05 shows that simultaneously the Work Environment, Training and Motivation simultaneously have a significant influence on the Employee Performance of PT. Era Medika Alkesindo. The results of the t-test study where the work environment that have influence positive and significant on Employee Performance at PT. Era Medika Alkesindo, Training that has a positive and significant influence on Employee Performance at PT. Era Medika Alkesindo and Motivation that has a positive and significant influence on Employee Performance at PT. Era Medika Alkesindo. The results of the determination coefficient analysis obtained an Adjusted R2 value of 0.508 , meaning that the variation of the Work Environment, Training, and Motivation variables is 50.8%, while the remaining 49.2% is explained by other variables.
THE EFFECT OF WORK ENVIRONMENT, WORK LOAD AND WORK STRESS ON EMPLOYEE PERFORMANCE OF PT. GIRVI MAS Calista; Yunata, Sintia; Yanto, Janetty Su; Rostina, Cut Fitri; Fauzi
Mount Hope Economic Global Journal Vol. 3 No. 2 (2025)
Publisher : Institut Teknologi dan Bisnis Kristen Bukit Pengharapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/mega.v3i2.729

Abstract

performance at PT Girvi Mas. Data were collected through questionnaires distributed to 110 respondents and analyzed using validity and reliability tests, classical assumption tests, multiple linear regression, as well as t-tests and F-tests. The results indicate that the work environment has a positive and significant impact on employee performance. In contrast, workload and stress negatively affect performance in a significant way. Together, these three variables explain 37.6% of the variance in employee performance, while the remaining portion is influenced by factors beyond the scope of this study. These findings align with previous research which suggests that a comfortable work environment enhances performance, whereas excessive workload and high stress levels tend to reduce it. Therefore, it is recommended that PT Girvi Mas foster a supportive workplace atmosphere, balance workloads appropriately, and implement stress management strategies to improve employee performance
INFLUENCE LITERACY FINANCE, FINANCIAL USE TECHNOLOGY, AND ONLINE SHOPPING HABITS ON MANAGEMENT GENERATION Z FINANCE Gea, Sri Apgusni Sartika; Silaban, Kalep; Manullang, Januardin; Br. Saragih, Rintan
Mount Hope Economic Global Journal Vol. 3 No. 2 (2025)
Publisher : Institut Teknologi dan Bisnis Kristen Bukit Pengharapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/mega.v3i2.734

Abstract

This study aims to analyze the influence of financial literacy, the use of financial technology (fintech), and on line shopping habits on the financial management of Generation Z in the city of Medan. The background of this research is based on the phenomenon of increasing digital financial activities among the younger generation, which is accompanied by challenges in managing finances wisely in the digital era. This study uses a quantitative approach with a survey method. Data was collected through a questionnaire distributed to 400 respondents from Generation Z in Medan City. The analysis technique used was multiple linear regression analysis with the help of SPSS version 26 software. Before regression analysis was carried out, the data were tested using validity, reliability, and classical assumption tests which included normality, multicollinearity, and heteroscedasticity tests. The results of the study show that the three independent variables, namely financial literacy, fintech use, and on line shopping habits, have a positive and significant effect partially or simultaneously on financial management. The variable of online shopping habits has the most dominant influence on financial management with the highest regression coefficient value (0.498). The Adjusted R Square value of 0.478 indicates that 47.8% of the variation in financial management can be explained by these three variables. Thus, it can be concluded that the financial management ability of Generation Z in Medan City is significantly influenced by finance literacy, the use of digital financial technology, and on line consumption behavior that is carried out wisely
INFLUENCE TURNOVER INTENTION , BURDEN WORK, AND COMPETENCY TOWARDS EMPLOYEE PERFORMANCE PT. DINAMIKA SURYA BRIGHT STAR Angeline, Epicilia; Axel , Christian; Tanaka , Felix; Rostina , Cut Fitri; Fauzi
Mount Hope Economic Global Journal Vol. 3 No. 2 (2025)
Publisher : Institut Teknologi dan Bisnis Kristen Bukit Pengharapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/mega.v3i2.738

Abstract

In PT. Dinamika Surya Bintang Brilliant , research This investigate impact of turnover intention, burden work , and competence to performance employees . Research This aiming For learn How intention For go out from work (turnover intention), burden work , and competence impact on performance employees of PT. Dinamika Surya Bintang Brilliant . Decrease income during three year final show decline performance employee . Studies study This based on on trend decline income company during three year lastly , it is suspected related with performance bad employee .​ Studies study This use method approach quantitative with design descriptive . Method data collection used For send questionnaire to respondents are divided over 40 employees still and 30 employees contracts in the environment company . Testing validity And reliability instrument , testing assumption classic , analysis multiple linear regression , and testing partial And simultaneous (t-test and F-test) is all method analysis of the data used . all in all with using the SPSS program. Results studies study explain that competence and turnover intention partial own influence positive to performance employee . On the contrary , the burden Work No own significant influence​ in a way statistics to performance employee . However , the performance influenced in a way significant by third variable free the moment operate simultaneously . With coefficient determination of this model by 87.2 %, the proportion variation performance employee can explained by three component This .
THE INFLUENCE OF SECURITY, E-SERVICE QUALITY, AND BRAND IMAGE ON PURCHASING DECISIONS IN BLIBLI E-COMMERCE Martin; Butar Butar , Mangasi; Hannah; Marsel, Melisa; Gultom , Robinhot
Mount Hope Economic Global Journal Vol. 3 No. 2 (2025)
Publisher : Institut Teknologi dan Bisnis Kristen Bukit Pengharapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/mega.v3i2.742

Abstract

This study aims to test and analyze the effect of security, e-service quality, and brand image on purchasing decisions. In the data of the largest e-commerce in Indonesia, Blibli ranks fourth with 337.4 million visits in 2023. In terms of consumer visits, Blibli is still inferior to several other competitors. This shows that Blibli has not been able to fully obtain a dominant purchasing decision compared to other competitors. In purchasing decisions, there are many factors that are taken into consideration in purchasing decisions, the first of which is convenience. The convenience factor is important because the use of communication tools is a way for consumers to believe that by using a certain system they will be error-free. The next factor is security, security is valued as the ability of online stores to control and maintain the security of data transactions. In the decision to purchase a product, the image of the product to be purchased can influence consumers' desire to buy the product. The better the product image, the more interested consumers will be in the product. This study uses quantitative research with the sample used was 97 respondents from the Faculty of Law, Prima Indonesia University. The data analysis method uses multiple linear regression. Convenience sampling was used as the sampling method. The conclusion of this study is that security, e-service quality, and brand image have a significant effect, both simultaneously and partially on purchasing decisions at Blibli for students of the Faculty of Law, Prima Indonesia University

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