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Mohamad Toha
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INDONESIA
IIJSE
Published by Universitas KH. Abdul Chalim
ISSN : -     EISSN : 2621606X     DOI : https://doi.org/10.31538/iijse
Core Subject : Economy,
Economics, Econometrics & Finance
The Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) is Sharia Economics Journal published by Sharia Economics Department Institut Pesantren KH. Abdul Chalim, Mojokerto. The Journal focuses on the issues of Sharia Economics, the History of Islamic Economic Thought, Islamic Law, Local Wisdom in Sharia Economic Perspective, and others related to Sharia economics. The journal is published periodically triannually in March, July, and November. Guidance for submission: ֎ The manuscript submitted to IIJSE must never be published elsewhere. ֎ The IIJSE is published in English. ֎ The articles must be submitted via OJS in Microsoft Word format. ֎ The articles should follow APA reference, with the body note, max 4000 words, and APA citation style.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 2,568 Documents
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Implementation of Artificial Intelligence (AI) in Evaluating Strategic Decisions Based on Islamic Values Nadiah Khusnul Khotimah; Fioni Amalia Putri; Lisa Zahara; Muhammad Nur Maulana; Agustina Mutia
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.7895

Abstract

Decision-making is an important process in management that involves systematically selecting the best alternative to solve a problem. In the digital era, artificial intelligence (AI) has changed the paradigm of decision-making in companies, especially in marketing, finance, management information systems, and product development. AI enables big data analysis, hidden pattern detection, and automation of processes that previously required human intervention, thereby increasing operational efficiency and innovation. However, the use of AI raises ethical challenges, such as transparency, algorithmic bias, data privacy, and its impact on the workforce. From an Islamic perspective, the application of AI must be in line with sharia principles such as justice ('adl), amanah, maslahah, and shura. AI is seen as a tool (not a substitute) in supporting human duties as caliphs on earth, with use directed to achieve public welfare without violating the boundaries of Islamic ethics and law. Human and AI collaboration in corporate decision-making must be developed holistically with a balanced moral, spiritual, and technological approach to achieve blessings and sustainable welfare (falah).
The Role of Device Fingerprinting, User Behavior, and Shipping Address in Preventing Promotion Abuse in Indonesian E-Commerce Platforms Eric Fo Candra; Lis Sintha; Denny Tewu
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.7904

Abstract

This research investigates the utilization of device data to identify user behaviors associated with promotion abuse on Indonesian e-commerce platforms. Promotion abuse refers to fraudulent activities where individuals exploit promotional systems, often by creating multiple fake accounts or using the same device for claims repeatedly. The purpose of this study is to examine the relationship between device fingerprinting, user behavior patterns, shipping address data, and the effectiveness of fraud prevention systems. Using a quantitative approach, data were collected from fraud reports made between June 2018 and May 2019. Multiple regression was applied to test the proposed hypotheses. The findings show that device fingerprinting, user behavior, and suspicious delivery address variables significantly affect fraud detection effectiveness. This study highlights the importance of integrating behavioral analysis and device-based data into fraud detection systems to proactively minimize promotional abuse. These insights provide practical implications for e-commerce companies looking to improve their digital security measures and maintain consumer trust.
The Influence of Digital Marketing, Product Quality, and Consumer Behavior on Purchase Decisions at Point Coffee Cirebon Muhammad Farhan Maulana; Yono Maulana; Jefry Romdonny
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.7969

Abstract

This study aims to analyze the influence of digital marketing, product quality, and consumer behavior on purchasing decisions at Point Coffee Cirebon. This study uses a quantitative approach with a survey method involving 150 respondents who are consumers of Point Coffee Cirebon. Data were collected through a questionnaire that measures consumer perceptions of digital marketing, product quality, and behavioral factors that influence their purchasing decisions. Data analysis was carried out using multiple regression methods to test the influence of each independent variable on purchasing decisions. The results of the study indicate that digital marketing, product quality, and consumer behavior significantly influence consumer purchasing decisions at Point Coffee Cirebon. Specifically, effective digital marketing through social media platforms has a major positive impact on purchasing decisions, followed by product quality which is the main factor in attracting consumers. These findings provide important implications for Point Coffee managers in formulating more targeted marketing strategies that are in accordance with consumer preferences. This study is expected to provide insight for coffee entrepreneurs in improving their business performance through the implementation of appropriate digital marketing strategies and improving product quality.
The Effect of Financing on Deposit Ratio, Return on Assets, and Third-Party Funds on Musyarakah Financing in Sharia Banks Vena Vebriyana Puji Lestari; Triana Rahayu Sukma; Agung Yulianto; Itah Miftahul Ulum
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.8060

Abstract

This research aimed to determine how Islamic Commercial Banks' Musyarakah Financing was affected by Return on Asset (ROA), Financing to Deposit Ratio (FDR), and Third Party Funds (DPK) between 2021 and 2024. The secondary data utilized originates from the Islamic Commercial Banks' published quarterly financial report data. With a sample size of nine banks, the study's population included 144 Islamic Commercial Bank financial reports and 14 Islamic Commercial Banks. Purposive sampling was employed in the sampling procedure. The Descriptive Statistical Test, Chow Test, Hausman Test, Classical Assumption Test, Heteroscedasticity Test, T Test, and Determination Coefficient Test (R²) are among the statistical tests used in panel data regression utilizing Eviews version 12 software. The findings indicated that return on assets (ROA) had an impact on Musyarakah financing, third party funds (DPK) had no effect, and the financing to deposit ratio (FDR) had a favorable impact.
The Influence of Compensation and Organizational Commitment on Employees' Turnover Intention at PT Ruang Raya Indonesia (Ruangguru) West Kalimantan Regional Office Satrio Nugroho; Arninda Arninda
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.8089

Abstract

This study examines the impact of Compensation and Organizational Commitment on employees' Turnover Intention at Ruangguru. The research utilizes a quantitative approach with 58 respondents from various departments within the organization. Data were analyzed using multiple linear regression, with normality, linearity, and multicollinearity tests conducted to ensure the validity of the results. The findings reveal that both Compensation and Organizational Commitment have a significant influence on Turnover Intention, with Compensation being the more dominant factor. Higher compensation increases the likelihood of employees considering leaving the organization if they feel inadequately compensated, while stronger Organizational Commitment reduces Turnover Intention. These results suggest that organizations should focus on offering competitive compensation and fostering a strong commitment to minimize turnover intentions and improve employee retention.
The The Influence of Store Atmosphere and Service Quality on Repurchase Decisions at Fore Coffee in Surabaya Elma Dina Asofa; Hery Pudjoprastyono; Nurkholish Majid
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 2 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i1.8267

Abstract

The coffee industry in Surabaya is facing fierce competition as people's enthusiasm for the habit of enjoying coffee increases. This study aims to investigate the influence of Store Atmosphere and Service Quality on consumer choices to make repeat purchases at Fore Coffee located in Surabaya. The independent variables consist of Store Atmosphere (X1) and Service Quality (X2), while the dependent variable is the repurchase decision (Y). This study used a quantitative approach, collecting data through questionnaires. Analysis was conducted using Structural Equation Modeling (SEM) based on Partial Least Squares (PLS). A total of 130 respondents who had purchased Fore Coffee products at least once in Surabaya participated in the study. The study revealed that store atmosphere and service quality had a positive and significant influence on repeat purchase decisions. This finding suggests that improving the store environment and service experience increases the likelihood of repeat purchases.
Online Buying Interest in the Ciayumajakuning Property Industry from the Influence of Organic and Non-Organic Digital Marcom Rival Rivaldi; Dimas Faturrahman; Misbak Misbak; Tiara Muthiarsih
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 2 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i1.8296

Abstract

This study wants to find out if using free Live Streaming and paid Meta Ads to market online works to make people want to buy property in the Ciayumajakuning area. We got information from 270 people using online surveys, and we used math to look at the information. The study shows that both ways work to make people want to buy online, but Meta Ads works a little better. Live Streaming, however, enhances consumer trust through real-time interaction and product visualization. This research offers practical insights for property marketers in selecting adaptive and effective digital strategies based on campaign goals, consumer behavior, and resource allocation.
Analysis of Factors Influencing Consumer Decisions in Coffee Shops in Asahan Regency Is Rizky Hafrizany SP; Zulkarnain Lubis; Syahbudin Hasibuan
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.8827

Abstract

This study investigates the key factors influencing consumer decision-making in the context of coffeeshops, focusing on six prominent establishments in Asahan Regency: Kaulamuda Coffee Space, Orion Coffee Space, Teha Coffee Corner, Beans Bottle Coffee, Semakin.Co, and Hening.Co. The research area was selected purposively, while the sample size of 285 respondents was determined using Slovin’s formula. A proportionate stratified random sampling technique was applied, combined with accidental sampling for respondent selection. Data were analyzed using multiple linear regression. The empirical findings reveal that price, product quality, location, social media, service quality, and promotion collectively have a significant influence on consumer decision-making. However, partially, social media was found to have no statistically significant effect. These findings highlight the multifaceted nature of consumer behavior and offer practical insights for marketing strategies in the coffee shop industry.
The Effect of Auditor Skills, Forensic Auditing, and Auditor Professionalism on Fraud Detection Muhammad Rafid Muzhaffar; Khomsiyah Khomsiyah
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.6346

Abstract

This study aims to examine whether the influence of Auditor Expertise, Forensic Audit, and Auditor Professionalism on Fraud Detection at the Public Accounting Firm. The type of research used in the study is Quantitative, with primary data sources that are data obtained directly without intermediaries by distributing questionnaires. The population of this study were auditors who worked at the Public Accounting Firm in the DKI Jakarta area. The sample was determined based on the survey method, so that the total respondents in this study was 119 respondents. Hypothesis testing using partial test (t-test) and simultaneous test (F-test). The test results prove that: Auditor Expertise, Forensic Audit, and Auditor Professionalism have a positive effect on Fraud Detection.
The Influence of Brand Image, Product Quality, and Electronic Word of Mouth on Purchase Decision on Cargloss Helmet Products (Study on Cargloss Helmet Product Users in Surabaya) Erniz Regi Nobelyta Zuniyanto; Indah Respati Kusumasari
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 2 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i1.7260

Abstract

This study aims to determine the significant influence of brand image, product quality, and electronic word of mouth both simultaneously and partially on purchase decisions on Cargloss helmet products in Surabaya. This type of research is associative research with a quantitative approach. Measurement of variables using a Likert scale with criteria strongly disagree to strongly agree. This sampling technique uses a non-probability sampling method by applying a purposive sampling approach. In this study, the population used was residents of Surabaya City with a sample of 100 respondents who were Cargloss helmet users. The data collection method uses a questionnaire distributed to respondents who match the criteria. Data analysis techniques using the SPSS version 26 programme. This study states that the variables Brand Image, Product Quality, and Electronic Word of Mouth simultaneously have a significant effect on Purchase Decision on Cargloss helmet products in Surabaya. The results also show that there is a significant effect of Brand Image, Product Quality, and Electronic Word of Mouth partially on Purchase Decision on Cargloss helmet products in Surabaya.

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