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Contact Name
Aufa Rizka Azzumi
Contact Email
garuda@apji.org
Phone
+6289682151476
Journal Mail Official
febri@apji.org
Editorial Address
Jalan Raya Ajibarang Km 1 Banyumas, Jawa Tengah, Kab. Banyumas, Provinsi Jawa Tengah, 53163
Location
Kab. banyumas,
Jawa tengah
INDONESIA
Journal of Islamic Economics and Finance
ISSN : 30217458     EISSN : 3021744X     DOI : 10.59841
Core Subject : Economy, Science,
bidang Ilmu Manajemen dan Ekonomi Syariah. ekonomi Islam, keuangan publik Islam, keuangan Islam, akuntansi Islam, etika bisnis Islam, perbankan Islam, asuransi Islam, pemikiran ekonomi Islam, manajemen sumber daya manusia Islam, keuangan mikro Islam, ekonomi pembangunan Islam, Ekonomi moneter Islam, ekonomi fiskal Islam, pasar modal Islam
Articles 175 Documents
Implementasi Gadai (Rahn) Sawah Di Desa Sayur Mahincat Kecamatan Barumun Selatan Kabupaten Padang Lawas Dalam Perspektif Ekonomi Islam Nur Hapipah Hasibuan; Junda Harahap; Nur Jannah Nasution
Journal of Islamic Economics and Finance Vol. 1 No. 4 (2023): November: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v1i4.481

Abstract

Based on the results of the research conducted that: (1) Implementation of Pawn (Rahn) in the Islamic Economic Perspective is an agreement or contract in mu'amalah which is carried out by two parties in the form of accounts payable by submitting an item as collateral for the debt. (2) Implementation of Pawning (Rahn) Rice Fields in Sayur Mahincat Village, Barumun Selatan District, Padang Lawas Regency in an Islamic economic perspective, namely the pawnshop (rahin) comes to the pawnbroker (murtahin) to borrow some money in cash to fulfill his life needs by handing over his rice fields as collateral for debt. The right to use the collateral is controlled by murtahin until the debt is paid off and there is also the pawnbroker who manages the rice fields themselves which are used as collateral with the proceeds from the fields being divided in half with the pawn recipient. There is no time limit for repayment of the debt, the end of the mortgage is rahin has been able to pay off his debt to the murtahin. the implementation of pawning (rahn) in rice fields is in accordance with the perspective of Islamic economics because there is willingness, the principle of helping, and avoiding extortion of pawned goods, because pawning is a contract of mutual help for those who need financial assistance, this pawn contract is related to a loan agreement what desperate people do.
Analisis Determinan Tingkat Pengangguran di Kab Langkat Aidila Syafitri; Yusrizal Yusrizal; Khairina Tambunan
Journal of Islamic Economics and Finance Vol. 1 No. 3 (2023): Agustus: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v1i3.483

Abstract

This research aims to analyze the determinants of the unemployment rate in Langkat Regency. The research method used is a quantitative method with the OLS (Ordinary Least Square) method. This shows that the variables Inflation, Economic Growth and Wage Level can explain the unemployment rate in Langkat Regency of 61.3% with the remaining 38.7% which will be explained by other factors. From the results of the partial significance test which were analyzed, the t-count of inflation was 0.125583 > 2.00665. It can be concluded that inflation significantly influences the unemployment rate in Langkat Regency. Meanwhile, for the Economic Growth variable, the calculated t value was -0.453940 < 2.00665, so it can be concluded that the Economic Growth variable does not significantly influence unemployment in Langkat Regency. Meanwhile, for the Wage Level variable, the calculated t value was 0.394292 > 2.00665, so it can be concluded that the Wage Level significantly influences the unemployment rate in Langkat Regency. Meanwhile, from the results of the simultaneous significant test, a value of 0.613873 > 3.59 can be obtained and it can also be seen that the probability value is smaller than the significance (α) of 5% or 0.000174 < 0.05, it can be concluded that Inflation , Economic Growth (GDP) and Wage Levels together (simultaneously) can influence the unemployment rate in Langkat Regency.
Analisis Determinan Pertumbuhan Ekonomi IMT-GT Periode Tahun 2000-2021 Aula Maulidah; Yusrizal Yusrizal; Khairina Tambunan
Journal of Islamic Economics and Finance Vol. 1 No. 3 (2023): Agustus: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v1i3.484

Abstract

This research aims to analyze FDI, Exports, and Inflation on the Determinants of Economic Growth IMT-Gt for the 2000-2021 Period. This research uses a quantitative approach with panel data for 22 years. This research uses secondary data obtained from the World Bank. The analytical tool used in this research is SPSS 23 with multiple regression analysis techniques. The research results show that the partial FDI variable has no effect on Indonesia, Malaysia and Thailand. The partial inflation variable has no effect on Indonesia and Thailand. In Malaysia, the inflation variable is significant. Meanwhile, partially the Export variable has a significant impact on the Economic Growth of Indonesia, Malaysia and Thailand. Simultaneous research on the variables FDI, Exports and Inflation influence the Economic Growth of Indonesia, Malaysia and Thailand.
Analisis Penerapan Sistem Informasi Akuntansi Penjualan Perumahan Dalam Meningkatkan Pengendalian Internal Perusahaan Properti Pada PT. Anugrah Reveno Lestari Abadi (PT. Arla) Kota Medan Rahmalisa Oktadila; Muhammad Arif; Kusmilawaty Kusmilawaty
Journal of Islamic Economics and Finance Vol. 1 No. 4 (2023): November: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v1i4.489

Abstract

This research was conducted at a company operating in the property sector, called PT. Anugrah Reveno Lestari Abadi which is usually abbreviated as PT. ARLA. This research aims to find out how the sales accounting information system is implemented and how the sales accounting information system is implemented in improving internal control at PT. ARLA Medan City. This research method uses a qualitative method with a descriptive approach. The type of data used is primary data obtained from interviews and secondary data obtained from documentation. This research uses data collection techniques by interviewing several employees at PT. ARLA. The results of this research indicate that the implementation of the sales accounting information system at PT. ARLA has been running quite well. However, there are several weaknesses, such as still using an accounting system that is not yet computerized properly and there are also still duties between related information functions that are not in accordance with the elements of internal control so that the company's internal control has not been able to improve.
Analisis Pemanfaatan Sampah Bernilai Ekonomis dalam Peningkatan Ekonomi Masyarakat Kota Medan melalui Aplikasi Kepul Muhammad Rafi Hagi; Rahmat Daim Harahap; Fauzi Arif Lubis
Journal of Islamic Economics and Finance Vol. 1 No. 4 (2023): November: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v1i4.529

Abstract

This study aims to describe the use of waste and economic improvement of the people of Medan City through the Kepul Application based on Circular Economy Theory and take data from the study. This study uses qualitative methods with data analysis techniques using qualitative descriptive analysis. The results show that the development of the Kepul application has always been the main thing in the company's mission, this is because of the development of applications according to customer suggestions such as the Live Location feature, re-schedule, membership, etc. The effectiveness of Kepul in increasing people's income is arguably very good, as evidenced by the increase in resource persons' income from the range of Rp. 100,000 to Rp. 800,000 a month. From the results of the study, it is known that there are still many obstacles in Kepul in becoming an intermediary container for waste utilization in Medan City such as lack of strong branding, fleet problems, and price difference problems with conventional collectors. But this obstacle is not an impossible obstacle to pass, with the successful collaboration of Kepul with the Medan City Government and plans to attract more investors, Kepul believes that all the obstacles above can be passed well.
Pengaruh Indeks Saham Syariah Indonesia (ISSI), Indeks Harga Saham Gabungan (IHSG) dan Inflasi Terhadap Kinerja NAB Reksa Dana Saham Syariah Tahun 2018-2022 Muhammad Taufiq; Andri Soemitra; Muhammad Ikhsan Harahap
Journal of Islamic Economics and Finance Vol. 1 No. 4 (2023): November: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v1i4.542

Abstract

The fair market value of a mutual fund's securities and other assets less its liabilities (debt) is its net asset value, often referred to as net asset value (NAV). One of the benchmarks for assessing mutual fund performance is NAB. The aim of this research is to examine how ISSI, IHSG, and inflation will affect the Net Asset Value (NAB) of sharia stock mutual funds between 2018 and 2022. This research intends to show how ISSI, IHSG, and inflation affect Sharia Stock Mutual Funds. NAB performance on the Indonesian Stock Exchange. Explanatory research using quantitative methodology is this type of research. Multiple linear regression analysis, which has previously been evaluated using conventional assumptions, is the analysis technique used. The research results show that ISSI has a negative effect on the NAV Performance of Sharia Stock Mutual Funds, the Composite Stock Price Index has a positive effect, and Inflation has a positive effect on the NAV Performance of Sharia Stock Mutual Funds. The simultaneous influence of ISSI, IHSG, and inflation on the NAV performance of Sharia Equity Mutual Funds is quite large. To assume that all independent variables simultaneously or together have a significant influence on the Net Asset Value of Sharia Equity Mutual Funds at a confidence level of 95%, the F statistical value of 0.0000 is calculated which has a probability value of 5%. Keywords: ISSI, IHSG, and Inflation affect Sharia Stock Mutual Funds
Pengaruh Pengetahuan Zakat dan Kemudahan Pembayaran Terhadap Keputusan Petani Membayar Zakat Irwansyah Putra Marpaung; Marliyah, Marliyah; Rahmat Daim Harahap
Journal of Islamic Economics and Finance Vol. 2 No. 1 (2024): Februari: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v2i1.664

Abstract

This research aims to analyze the influence of knowledge and convenience variables on farmers' decisions to pay zakat. This research is quantitative research. The population in this study was 2,185. By using random sampling techniques, a sample of 100 respondents was taken. The data processing process uses SPSS 26. The results of the research show that Knowledge has an effect of t-count t-count of 7.728 which is greater than t-table 1.648 and the significance of 0.00 is smaller than 0.05, so partially the knowledge variable has a significant effect on the decision variable ( Y). Ease of influence has a t-count of 21.886 which is greater than the t-table of 1.648 and the significance of 0.00 is smaller than 0.05, so partially the Ease variable has a significant effect on the Decision variable (Y). Simultaneously the variable knowledge (X1) and ease ( X2) together influence the farmers' decision to pay zakat as F-calculation is 325,690 > from F-table 3.864 and the significance value of F is 0.00 < 0.05, so the hypothesis can be accepted. This shows that together the independent variables consist of Knowledge (X1) and Convenience (X2) have a significant effect on the dependent variable, in this case Decision (Y).
Analisis Kinerja Keuangan Pemerintah Daerah Dalam Pengelolaan Anggaran Pendapatan Dan Belanja Daerah Di Kabupaten Temanggung Tahun 2020-2022 Ivo Vianita; Sevin Nurlaila Rahmawati; Ana Aulia
Journal of Islamic Economics and Finance Vol. 2 No. 1 (2024): Februari: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v2i1.668

Abstract

This research was conducted to determine the Financial Performance of Temanggung Regional Revenue and Expenditure for the 2020-2022 Fiscal Year. Analysis of the Budget Realization Report using the independence ratio, effectiveness ratio and efficiency ratio can determine the Financial Performance of Income and Expenditures. This research uses a qualitative descriptive method, specifically using the Temanggung Regional Budget Realization Report (LRA) for 2020-2022. The results of this research show that the Financial Performance of Temanggung Regional Income and Expenditures in 2020 to 2022 is not yet independent because seen from the independence ratio it still shows regional dependence on government assistance. In 2020 and 2021 it can be said to be effective and quite efficient. Meanwhile, in 2022, the Financial Performance of Temanggung Regional Revenue and Expenditures experienced a decline in performance, resulting in less effective performance and quite efficient spending. From the results of the research carried out, it is hoped that the Temanggung regional government will be able to carry out evaluations by paying attention to the level of independence, efficiency and effectiveness ratios in order to advance the future.
Pengaruh Lokasi Usaha Terhadap Pendapatan Pedagang Menurut Perspektif Ekonomi Syariah: Studi Literatur Tentang Pengaruh Lokasi Terhadap Pendapatan Pedangan Hajrah Hajrah; Askari Zakariah; Novita Novita
Journal of Islamic Economics and Finance Vol. 2 No. 1 (2024): Februari: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v2i1.670

Abstract

Income is the amount of money or goods received from other parties, as well as profits from industry, which are estimated based on the amount of money currently available. When selling both in the market and outside the market area, traders must have a strategy so that their merchandise is sold and the trader's income increases. So this research aims to determine the effect of business location on income according to a sharia economic perspective. The type of research used in this research is library research using 30 out of 50 references, where the data source is taken from Google Scholar. The approach used in this research is a qualitative approach with domain data analysis. The results of this research indicate that location has a significant influence on trader income. This is because the more strategic a location a trader chooses, the higher the income they will earn. If the location is also easy to reach, it will be easier for consumers to get what they want, as in Islamic teachings that if someone gives kindness to another person, that kindness will return to him.
Pendapatan Usaha Mikro Kecil dan Menengah (UMKM) di Era Bisnis Digital Khusnul Hasiah; Askari Zakariah; Novita Novita
Journal of Islamic Economics and Finance Vol. 2 No. 1 (2024): Februari: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v2i1.676

Abstract

Based on a statement from the Indonesian E-Commerce Association, the number of MSME members in various markets increased by 3.8 million people in 2020, from 1 million people to 4.8 million people in March 2021. This increase is in line with survey results which show a significant increase significant number of MSMEs in Indonesia in the first quarter of 2020, when the COVID-19 pandemic began. This type of research writing is a type of library research which uses 30 references from 50 journals, where the library sources are taken from Google Scholar. Regarding the approach to this research, it is a qualitative approach and domain data analysis, namely a method of collecting data by understanding and studying theories from various literature related to this research. SME income has decreased in the COVID-19 era, so e-commerce has a positive impact on MSME income. Because e-commerce can expand the reach of the SME market and be able to reach more consumers. Apart from that, e-commerce can also reduce operational and marketing costs, thereby increasing MSME profits.

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