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Journal of Islamic Economics and Finance
Published by Sekolah Tinggi Ilmu Kesehatan Ibnu Sina Ajibarang
ISSN : 30217458     EISSN : 3021744X     DOI : 10.59841
Core Subject : Economy, Science,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
bidang Ilmu Manajemen dan Ekonomi Syariah. ekonomi Islam, keuangan publik Islam, keuangan Islam, akuntansi Islam, etika bisnis Islam, perbankan Islam, asuransi Islam, pemikiran ekonomi Islam, manajemen sumber daya manusia Islam, keuangan mikro Islam, ekonomi pembangunan Islam, Ekonomi moneter Islam, ekonomi fiskal Islam, pasar modal Islam
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 175 Documents
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Analisis Peran Kontribusi Koperasi Syariah dalam Pengembangan UMKM di Kota Pekalongan Himma Arasy Attamimi; Amalia Ayuningtyas; Nailis Syafa Kamila; David Apriyansyah; Diah Ayu Eka Putri
Journal of Islamic Economics and Finance Vol. 1 No. 4 (2023): November: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v1i4.368

Abstract

Micro, small and medium enterprises (MSMEs) are productive business units that can stand alone and are carried out by individuals or business entities in all economic sectors that have been able to survive amid the economic crisis that has hit since 1997 and have even become a lifeline for the country's economic recovery. In the city of Pekalongan, cooperatives can play an important role in community businesses, such as MSMEs. This is an effort to overcome poverty in society. This research uses a descriptive qualitative approach. The data used in this research is primary and secondary data. Primary data was obtained from interviews with MSMEs in Pekalongan City and secondary data was obtained from various sources, namely from the Central Statistics Agency (BPS), the Financial Services Authority (OJK), journals and articles relevant to research. Sharia cooperatives have products and mechanisms that are based on the Koran and the hadith of the Prophet. In its implementation, the cooperative system is able to provide loans that are far from the interest element which is clearly prohibited by the Shari'a. Cooperatives have various contracts that can guarantee the smooth transaction process for MSMEs that need funds or MSMEs who want to save their funds. From these interviews, the role of cooperatives in terms of MSME capital has great potential. Cooperatives can be a driving force in the growth of the real sector, especially MSMEs. With the presence of cooperatives, it helps the community, especially MSMEs, in realizing and developing their business. Apart from that, cooperative activities do not contain elements of usury, gharar and maysir.
Pengaruh Kepemilikan Manejerial, Dewan Komisaris Independent Dan Komite Audit Terhadap Return On Asset Perbankan Syariah Yang Terdaftar Di Bursa Efek Indonesia Tahun 2018-2022 Kurniawati Syawalinda; Usdeldi Usdeldi; Ahmad Syahrizal
Journal of Islamic Economics and Finance Vol. 1 No. 4 (2023): November: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v1i4.384

Abstract

This research was conducted with the aim of examining the effect of good corporate governance on the financial performance of Islamic banking listed on the Indonesian stock exchange in 2018-2022. This study was tested using 3 independent variables, namely: managerial ownership, independent board of commissioners and audit committee. For the dependent variable, namely Return On Assets. The population used in this research is Islamic banking companies on the Indonesia Stock Exchange in 2018-2022. The samples used in this study amounted to 45 samples. The analysis used in this study was multiple linear analysis and was assisted by SPSS Version 22. The data used were secondary data. The results of this study indicate that Managerial Ownership has no significant effect on Return On Assets (ROA). This can be proven by the results of the t-count value of 1.482 < t-table of 2.020 and a significant value of 0.632 > 0.05, the independent board of commissioners shows that there is a significant influence on Return On Assets (ROA). This can be proven by the results of the t count value of 3.397 > t table 2.020 and a significant value of 0.003 <0.05. The Audit Committee shows that there is a significant influence on Return On Assets (ROA). This can be proven by the results of the t count value of 2.942 > t table of 2.020 and the sig value of 0.019 <0.05. Managerial ownership, independent board of commissioners, and audit committee simultaneously or jointly have a significant effect on Return On Assets (ROA). It is known that the significance value for managerial ownership, independent board of commissioners, and audit committee (X) simultaneously on Return On Asset (ROA) of 0.006 <0.05 and the value of f count > f table (5.259 > 3.02).
Analisis Faktor-Faktor Yang Mempengaruhi Permintaan Beras Di Provinsi Aceh : Studi Kasus Kota Kuala Simpang Kab. Aceh Tamiang Dhea Savitri; Yusrizal Yusrizal; Nuri Aslami
Journal of Islamic Economics and Finance Vol. 1 No. 4 (2023): November: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v1i4.387

Abstract

This research aims to identify factors that influence rice demand in Aceh Province. One of the problems with rice demand in Aceh is that the price of rice is relatively high and tends to rise as time goes by and people with higher incomes tend to have greater purchasing power, so they can buy more rice and other consumer goods. This research uses multiple linear analysis. The data used in this research is primary data from residents in Kuala Simpang City, Aceh Tamiang Regency through direct interviews by answering questions in the questionnaire. The sampling for this research was carried out by Random Sampling with a sample size of 100. The results of the analysis show that the factors that significantly influence the demand for rice are the price of goods which has a value of 2.499 (t count) > 1.984 (t table), while the variables that have no effect is the income level which has a value of 0.744 (t count) > 1.984 (t table).
Ethical Behavior Of Islamic Bank Services In Indonesia : A Bibliometric Study Ainorrofiqie Ainorrofiqie
Journal of Islamic Economics and Finance Vol. 1 No. 3 (2023): Agustus: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v1i4.389

Abstract

Ethics relates to good living habits, both in a person and in a society or community group. This means that ethics are related to values, good ways of life, good rules of life, and all habits that are adopted and passed from one person to another or from one generation to another. Islamic Bank Services In Indonesia (BPRS) formulates ethical Islamic work ethics which in the form of its main values is an elaboration of ethical values applied by all BPRS employees (employees). This study conducted a qualitative mapping of research articles on ethical behavior in service from 2019 to 2023, focusing on the year of publication, theories used and research variables. A total of 100 articles from accredited journals on Google Scholar were included in the analysis. In this study assisted by two software including publish or perish software and VOSviewer. The theory of ethical behavior in Islamic banking services is found to be a theory that is considered to be used quite often, but the relationship between the ethical behavior of servants in Islamic banks and fukus is that BPRS is still very rare. Software publish or perish and VOSviewer. Publish or perish software for data collection while VOSviewer software to get 3 outputs that will be analyzed with a bibliometric approach including Network Visualization, Overlay Visualization and Density Visualization. From the results of the analysis of the three outputs, it can be concluded that the theory or topic of ethical behavior and Islamic banking was found to be a theory that has been used since 2019 and is quite often used, but the relationship of the theory of Islamic bangking ethical behavior is not found related, or you could say the theory of Islamic bangking ethical behavior theory has never been made as a research topic in the span of 2019 until 2023.
Analisis Penetapan Harga Sewa Tenant Serta Biaya Maintenance Untuk Menentukan Pendapatan Laba Menggunakan ROI Dan ROE Pada PT Priamanaya Jasa Boga Tahun 2019-2022 Ida Ayu Ningtyas; Nurlaela Eva Puji Lestari; Aris Hidayat
Journal of Islamic Economics and Finance Vol. 1 No. 4 (2023): November: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v1i4.391

Abstract

Priamanaya Jasa Boga is a company in the field of leasing places to trade food and beverages which is often referred to as a food court. To find out whether tenant rental prices and maintenance costs affect the profit income of PT. Priamanaya Jasa is seen from ROI and ROE, The method used in this study is Descriptive Quantitative. The results of this study show that the analysis of tenant rental pricing and maintenance costs to determine profit income using ROI and ROE at PT. Priamanaya Jasa Boga in 2019-2022 can get a profit or benefited.
Pengaruh Insentif Terhadap Motivasi Kerja Karyawan Pada PT. Saerah Surya Perkasa Surabaya Ima Ismatul Khasanah; Komarun Zaman
Journal of Islamic Economics and Finance Vol. 1 No. 4 (2023): November: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v1i4.392

Abstract

The purpose of this study was to determine whether incentives affect employee motivation at PT Saerah Surya Perkasa Surabaya, to determine how much influence incentives have on employee motivation at PT Saerah Surya Perkasa Surabaya. In this thesis research, the sample used is simple ramdom sampling, namely random sampling without regard to level and the population in this study amounted to 100 people. This study uses primary and secondary data. Data collection techniques using observation and questionnaires. The analysis technique used is quantitative. The results of this study are, Data is analyzed by validity test, reliability test and simple regression test (t test) using SPSS 20 for windows application. The results showed that incentives had an influence on employee work motivation and the magnitude of the influence of incentives on employee work motivation at the regent's office of Southwest Aceh Regency was 10.0%.
Pengaruh Harga Dan Kualitas Pelayanan Terhadap Keputusan Pembelian Pada Pasar Malam Di Desa Kasiro Kecamatan Batang Asai Kabupaten Sarolangun Khusnul Istiqomah; M. Nazori; Ahmad Dono
Journal of Islamic Economics and Finance Vol. 1 No. 4 (2023): November: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v1i4.399

Abstract

The phenomenon that occurs at the Kasiro Village Night Market is that the average traders at the Kasiro Village Night Market have not provided good service, and most people prefer shopping at the night market rather than shopping at street vendors. The purpose of this study was to determine the effect of price and service quality on consumers at the village of Kasiro night market. The method used in this research is quantitative research, data collection is used by observation, interviews, documentation and questionnaires. In this study using a sample of 96 people. The data analysts used in this study are validity test, reliability test, classical assumption test, descriptive statistical test, and multiple linear regression test, namely the coefficient of determination test, T test and F test.Based on research data processing, the results obtained for the price variable (X1) partially with a significance level less than 0.05, namely with a significance level of 0.000 <0.05, it can be said that the price variable has a significant effect on purchasing decisions. Whereas for the service quality variable (X2) partially with a significance level greater than 0.05, namely with a significance level of 0.678> 0.05, it can be said that the price variable has no effect on purchasing decisions. Furthermore, by using the F test to obtain a significance value that is 0.001 less than 0.05, the regression model can be used to predict that price and service quality together influence purchasing decisions.
Pengaruh Motivasi & Imbalan Kerja Terhadap Kinerja Karyawan CV. Kemenangan Jaya Widiawati Widiawati; Etika Sabariah
Journal of Islamic Economics and Finance Vol. 1 No. 4 (2023): November: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v1i4.412

Abstract

 The background in this study is how important a leader is in applying motivation and work rewards to the company to improve the performance of his employees, because with motivation and work discipline, employees will feel responsible for all their duties. This study aims to determine the effect of work motivation and work rewards on employee performance partially, and to determine the effect of work motivation and work discipline on employee performance simultaneously. The conclusion from the results of this study is that increasing employee performance is inseparable from Work Motivation (needs, attitudes, abilities, payment or salary, job security, relationships with fellow workers), work rewards (providing overtime or wages given to employees) and employee performance (always arriving on time, always prioritizing attendance percentage, always obeying the provisions of working hours, always using working hours effectively and efficiently).
Analisis Laporan Penggunaan Dana Desa Sebagai Pengukur Kinerja Keuangan Pada Kantor Desa Paccerakang Kabupaten Luwu Johanis Padang; Aminah Aminah; Brisa Makiwan
Journal of Islamic Economics and Finance Vol. 1 No. 4 (2023): November: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v1i4.427

Abstract

This study aims to determine the economic level, effectiveness and efficiency of the use of village funds as a measure of financial performance. The subject of this research is Paccerakang Village Office, Luwu Regency. The type of research used in this research is descriptive quantitative. The data processed is the village fund financial report (DDS) report on the village income and expenditure budget from 2021 to 2022. The data collection techniques used are document and library techniques. The data analysis technique used in this research is descriptive comparative analysis with the formula: Economic Ratio, Effectiveness Ratio and Efficiency Ratio. The results showed that the economic performance of the Paccerakang Village Government of Luwu Regency was generally good in managing the finances of the Village Fund (DDS), although the effectiveness performance was less effective in managing the Village Fund (DDS). This can be seen from the results of the calculation of the Economic Ratio, which is categorised as Very Economical because the Economic Average is above 100%, namely 200.31%. While the Effectiveness Ratio is categorised as Less Effective because the average effectiveness is less than 80%, namely 65.6% and the Efficiency Ratio is categorised as Very Efficient because the average efficiency is less than 60%, namely 46.47%.
Pengaruh Stres Kerja Dan Motivasi Kerja Terhadap Turnover Intention Karyawan CV. Sollu Citra Muslim Karmita Karmita; Rita Tri Yusnita; Mila Karmila
Journal of Islamic Economics and Finance Vol. 1 No. 4 (2023): November: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v1i4.434

Abstract

This study aims to determine and analyze the effect of work stress and work motivation in CV. Sollu Muslim Image and Its Influence on Turnover Intention. This research model uses a survey method with a causality research design. Data collection techniques were carried out by distributing questionnaires to CV employees. Sollu Citra Muslim as many as 63 people. Data analysis technique using Path Analysis. Based on the results of the study it is known that work stress and work motivation have a negative and not significant direct effect on turnover intention. Both Work Stress and Work Motivation have a negative and not significant direct effect on Turnover Intention. Therefore it is suggested that companies can increase back Work Stress, Work Motivation and Turnover Intention so that they can have a positive impact and achieve company goals in the future.

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