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Contact Name
Jen Peng Huang
Contact Email
genesissembiring@gmail.com
Phone
+6287713881007
Journal Mail Official
admin@formosapublisher.org
Editorial Address
Jl. Sutomo Ujung No.28 D, Durian, Kecamatan Medan Timur, Kota Medan, Sumatera Utara 20235, Indonesia
Location
Unknown,
Unknown
INDONESIA
Indonesian Journal of Banking and Financial Technology (FINTECH)
ISSN : -     EISSN : 29855551     DOI : https://doi.org/10.55927/fintech.v2i1
Core Subject : Economy, Science,
The Indonesian Journal of Banking and Financial Technology (FINTECH) is an open-access academic journal founded to provide a strong venue or platform to publish, disseminate, promote, publicize, and develop the application of mathematics, statistics, computer science, finance, and business law in the new field of financial technology (fintech). FINTECH publishes articles in January, April, July, and October.
Articles 6 Documents
Search results for , issue "Vol. 2 No. 2 (2024): April 2024" : 6 Documents clear
Corporate Social Responsibility (CSR) and Deposit Money Bank’s Financial Performance Adu, Cecilia Adurayemi; Ajigbotoso, Moses Ade
Indonesian Journal of Banking and Financial Technology Vol. 2 No. 2 (2024): April 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v2i2.8776

Abstract

The study examined the effect of corporate social responsibility on the financial performance of deposit money banks in Nigeria. Primary data were adopted for this study through the administration of some copies of questionnaire. The OLS regression was used to analyse the data and it was found out that the there is a positive significant relationship between Corporate Social Responsibility and the return on assets of commercial banks in Nigeria. It was suggested that the deposit money banks should ensure they embark on more structured and well planned Corporate Social Responsibility.
Problems of Income Disparity Based on the Gini Ratio in the Indonesian Economy Frisnoiry, Suci; Febrianti, Dwi Ayu; Tambunan, Engeli Emmanuela Br; Tarigan, Gita Helena
Indonesian Journal of Banking and Financial Technology Vol. 2 No. 2 (2024): April 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v2i2.8851

Abstract

Income Disparity is a problem that is still being intensively discussed. This journal aims to provide more in-depth knowledge about the economic system and income disparities in Indonesia. The type of research methodology used is descriptive qualitative. The data used in the research is in the form of literature, news stories and books. The results of the discussion show that the factors causing income disparities include investment, Human Development Index (HDI), labor productivity, economic growth, natural resources, differences in demographic conditions and education levels. The impact of income disparities is extreme poverty, and also endangers social stability and economic growth. The proposed solution involves equal development, equal education levels, equal minimum wages, community empowerment and the Micro, Small and Medium Enterprises (MSME) sector.
The Role of the Financial Services Authority as a Strategic Partner for the Progress of the Indonesian Capital Market Lubis, Putri Kemala Dewi; Sitio, Fridayani M.; Tampubolon, Novia Christiani; Sinaga, Dewi Larasati; Hasibuan , Mhd Rifqi Farhan
Indonesian Journal of Banking and Financial Technology Vol. 2 No. 2 (2024): April 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v2i2.8863

Abstract

The Indonesian capital market still faces several obstacles, including relatively low growth rates, limited access to finance, and significant financial risks. Financial services authorities can become strategic partners that encourage capital market growth and stability by innovating products and services, increasing financial access, and collaborating with other parties. This research uses a descriptive type of research with a literature review and reading sources related to the research collected using the literature review research method. This research aims to explore the role of financial services authorities as strategic partners in supporting the progress of the capital market in Indonesia. Based on various sources and theories, it can be concluded that as a supervisory authority, the OJK regulates and supervises institutional, prudential and sound aspects and carries out inspections of financial institutions to ensure that each financial institution is healthy and able to serve the public interest. OJK regulations apply to the issuance of operating permits for stock exchanges, clearing and guarantee institutions, investment fund custodians and settlement agents, securities companies, investment advisors, securities bureaus and other legal entities. OJK also collaborates with various related parties, including educational institutions, the financial industry and the government, to encourage innovation in the Indonesian capital market. The impact of this OJK partnership can help mitigate community losses due to errors by capital market players.
Mergers and Acquisitions in the Nigerian Industries: Challenges and Solutions Adu, Cecilia Adurayemi
Indonesian Journal of Banking and Financial Technology Vol. 2 No. 2 (2024): April 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v2i2.8890

Abstract

The challenges and solutions to issues surrounding mergers and acquisition in Nigeria were investigated by this study. The descriptive (qualitative) method was adopted by this study in reviewing recently done researches by diverse authors. The study discovered that Mergers and Acquisitions are strategic tools for effective and efficient growth in business organization; there would be improved turnover for organizations. It was suggested that mergers and acquisitions should be properly carried out and not in desperation in order to achieve success.
The Impact of Automation and Artificial Intelligence (AI) on Leadership and the Workforce Paudel, Ram
Indonesian Journal of Banking and Financial Technology Vol. 2 No. 2 (2024): April 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v2i2.8904

Abstract

This inquiry explores the impact of automation and artificial intelligence (AI) on leadership and the workforce, as well as strategies for leaders to effectively navigate the transition towards a technology-focused workplace. The aim of this research is to expand current understanding by providing valuable insights into how AI and automation affect leadership and the workforce, alongside practical suggestions for managing this transformation. It is essential to recognize the potential benefits of AI and automation, such as improved efficiency and decision-making abilities, while also acknowledging concerns about potential job displacement and ethical considerations. Through a thorough examination of these issues, this study aims to equip organizations and leaders with the necessary resources to prepare for the future of work and ensure they are well-positioned for success in an increasingly technology-driven environment.
The Effect of Firm Size and FDR on ROA Through BOPO as an Intervening Variable at Islamic People's Economic Banks (BPRS) in Indonesia Ridho Muarief; Setiyawan, Agustinus Doedyk; Priyanto, Priyanto; Setyawan, Dimas Ari
Indonesian Journal of Banking and Financial Technology Vol. 2 No. 2 (2024): April 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fintech.v2i2.9483

Abstract

This study compares the effects of financing to deposit ratio (FDR) and bank size (firm size) on return on equity through BOPO as an Intervening Variable at Islamic People's Economic Bank (BPRS) in Indonesia. The data collection method is done through indirect observation method in the form of secondary data from Sharia People's Economic Bank monthly financial statements (BPRS). Using a purposive sampling technique, 60 BPRS data were included in the sample. Data analysis using Eviews version 9 tool involved path analysis. While FDR, BOPO, and Size had a significant negative impact on profitability, the T test results indicated that it had a significant positive impact but had no significant negative effect on profitability, while NPF was able to mediate FDR, BOPO, and SIZE on profitability, while NPF was unable to mitigate the impact on earnings.

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