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Contact Name
Dedi Junaedi
Contact Email
dedijunaedi@gmail.com
Phone
+628118114379
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dedijunaedi@journal-laaroiba.com
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Lembaga Publikasi Ilmiah (LPI) Institut Agama Islam (IAI) Nasional Laa Roiba Bogor Jl Raya Pemda Pajeleran Sukahati No 41 Cibinong, Bogor 16913 Telp 021-8757150 HP 08118114379 Email: alkharaj@journal-laaroiba.com Web http://journal-laaroiba.com/ojs/index.php/alkharaj
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Jawa barat
INDONESIA
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
ISSN : 26562871     EISSN : 26564351     DOI : https://doi.org/10.47467/alkharaj
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah is a scientific journal published by Pusat Riset dan Kebijakan Strategis PRKS) of  Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor in collaboration with Masyarakat Ekonomi Syariah (MES) and Intelectual Association for Islamic Studies (IAFORIS) . This journal contains scientific papers from academics, researchers and practitioners in the fields of Islamic economics, finance and business research. E-ISSN 2656-4351 ISSN Print 2656-2871   DOI: 10.47467/alkharaj  Starting from Volume 1 Number 1 2019 to Volume 6 Number 3 of 2024 published on the website with the URL https://journal.laaroiba.ac.id/index.php/alkharaj. Starting from Volume 6 Number 4 2024 onwards it will be published with the URL https://journal-laaroiba.com/ojs/index.php/alkharaj.
Articles 2,175 Documents
Analisis Hak dalam Harta Berdasarkan Al-Qur’an dan Hadist, Sebagai Panduan Pengelolaan Aset Megawati Kusuma Dewi, Trisia; Syukri Pulungan, Muhammad
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.2157

Abstract

The existence of wealth is very important to support the perfection of human life, facilitate meeting world needs and carrying out worship, both ritual and social, even one of the jihads must be with wealth. Therefore, Islam through the Qur'an and Hadith provides guidance regarding wealth, so that humans can position their assets correctly to achieve safety and happiness in this world and the hereafter. The purpose of writing this article is to look at several hadiths about property and the conflicting meanings of hadiths regarding the content of rights in property. The method used is a simple literature review method based on relevant reference sources. This article concludes that in the hadiths regarding wealth, in general it can be concluded that there is no conflict regarding how to obtain property. However, what shows that there is a conflict in meaning is the hadith regarding rights in property narrated by Ibn Majah and Imam al-Thabarani which is also found in the book al-Talkhish al-Habir by Ahmad ibn Ali Muhammad al-Kananiy al-Asyqalani. The wording that differentiates it is "There are no rights in assets other than zakat" and the wording "There are no rights in assets stored from zakat". The method used to understand this hadith is through the method of compromise and tracing the sanad so that its meaning can be understood.
Studi Etnometodologi Tentang Penerapan Biaya Pernikahan Gorontalo dalam Adat Tolobalango dan Dutu Nur Ainun Nisya Mohi; Niswatin; Nilawaty Yusuf
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.2166

Abstract

This research aims to determine the implementation of Gorontalo wedding costs in Tolobalango and Dutu customs. This research method uses qualitative research methods with an ethnomethodological study approach. Data collection methods were carried out by means of interviews, observation and documentation in the form of notes, photos and recordings. The research location is in Hulonthalangi District, Tenda Village, Gorontalo City. The research results show that there are accounting values ​​contained in Tolobalango and Dutu customs. This is proven by the existence of actions to minimize costs because in this research the two customs were carried out together. This indicates that costs are not just about generating profit or income, but also have important value when viewed from a cultural perspective. And it shows that there are expenses incurred in this wedding ceremony, including: 1) traditional costs, 2) operational costs. Customary fees consist of 1) Tonggu fees; 2) Dingo Fee; 3) Maharru fees; 4) Bungalow Fee. Operational costs consist of 1) Clothing Costs; 2)Makeup Fees; 3)Henna Cost; 4) Catering Costs; 5) Host Fee. The Tolobalango and Dutu traditional processions also contain family values, the value of love and the value of trust.
Analisis Nilai Perusahaan Food & Beverage di Bursa Efek Indonesia Karim, Alvian Nur Karim; Nur, Dhani Ichsanuddin
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 4 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i4.2177

Abstract

The objective of this research is to examine the variables affecting the stock value of food and beverage firms listed on the Indonesian Stock Exchange (IDX). This research examines a number of variables, including firm value as the dependent variable, profitability as an independent variable, and liquidity as an independent variable. The Food and Beverage Sub-Sector's Manufacturing Industry Consumption Goods Factory Zone, which includes 33 industries, serves as the study's population. Purposive sampling, which is the collecting of samples with aims and intents in categorizing drawings based on specified criteria, was used to choose the sample for this study. 25 manufacturing sectors from the food and beverage sub-zone of the consumer goods firm zone served as the samples. The study's findings indicate that although profitability and liquidity may both increase a business's value, company expansion cannot. These findings are particularly relevant to the food and beverage firms listed on the Indone Keywords : company growth, profitability, liquidity, company value.
Implementasi Manajemen POAC dalam Meningkatkan Kualitas Pengelolaan Zakat pada BAZNAS Kabupaten Asahan Indria Karnilawati; Syahrul Amsari
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.2018

Abstract

This examination means to decide the use of POAC the executives at BAZNAS Asahan Rule, to decide the nature of zakat the board at BAZNAS Asahan Regime in view of POAC the board. The exploration approach utilized is a subjective examination technique with a clear methodology. Information assortment strategies utilized in this exploration are perception, meetings and documentation. The respondent in this examination is the Head of Branch The executives. In zakat services, the implementation of management functions is a unified whole in which positions are interconnected. The executives is the main piece of an establishment or association that will direct or move the foundation or association. As the Public Zakat Amil Organization, Asahan Regime has formed the execution of zakat administration the board, including Arranging, Coordinating, Inciting/Coordinating, Oversight. Aside from that, there are supporting and repressing elements for the assistance the board of zakat amil organizations. In light of the introduction of information and examination results with respect to the execution of POAC the board in working on the nature of Zakat the executives at BAZNAS Asahan Regime, the creator can reason that it has gone very well by having an unmistakable arrangement consistently. The association depends on the capacities of the amil in their separate fields. Bearings are completed by branch heads each prior day doing exercises. The job descriptions for each section determine how the movements are carried out. Control is completed by the top of the branch, then, at that point, management of the exercises and funds of BAZNAS Asahan Rule is done by the administrative center with an organized framework and evaluated by the administrative center.
Analisis Monitoring Pembiayaan Mudharabah dalam Mengurangi Resiko NPF pada Bank Muamalat KCP Sukaramai Medan Muhammad Ilham; Sugianto
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.2211

Abstract

This research aims to analyze the monitoring and mitigation of NPF risk in mudharabah financing at Bank Muamalat KCP Sukaramai Medan. The research method used is a descriptive qualitative approach with data collection through observation, interviews and analysis of related documents. The analysis results show that Bank Muamalat has implemented various risk mitigation strategies such as financing restructuring, monitoring partners, and portfolio diversification to reduce NPF risk. The significant decline in the NPF level after implementing risk mitigation policies shows the effectiveness of this strategy in maintaining bank financial stability. In conclusion, the monitoring analysis of mudharabah financing at Bank Muamalat KCP Sukaramai Medan proves the importance of risk mitigation strategies in managing NPF risk and ensuring the sustainability of sharia banking business.
The Impact of the Declaration of Presidential and Vice Presidential Candidates on Capital Market in Indonesia::  Case Study of the Composite Stock Index, LQ45, JII70 and ISSI) Junaedi, Dedi; Supriyatna, Rio Kartika; ArsyadArsyad, Muhammad Rizal
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 4 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i4.2254

Abstract

This research aims to analyze the impact of the declaration of the presidential and vice presidential candidates on the dynamics of the capital market in Indonesia. The method used is quantitative analysis with a multiple dummy variable regression approach. The results prove that the declaration of the presidential and vice presidential candidates has a significant impact on the dynamics of the capital market in Indonesia. The movements of conventional stock indices (Composite and LQ45) and sharia stock indices (JII70 and ISSI) are significantly influenced by the declaration of the presidential and vice presidential candidate pairs for the 2024 Election, with quite strong correlations (Composite 0.6242, LQ45 0.6805, JII70 0.7968, and ISSI 0.5181). The declaration of the Anies-Muhaimin pair (Capres1) is positively correlated with the movement of the Composite stock index, LQ45, JII70 and ISSI. Meanwhile, the declaration of the Ganjar-Mahfudz pair (Capres 2) and the Prabowo-Gibran pair had a negative correlation with the movement of the Composite stock index. Research facts show that the capital market responded positively to the declaration of pair number 1 (Anies-Muhainin). On the other hand, the capital market responded negatively to the declarations of pair Number 2 (Prabowo-Gibran) and pair Number 3 (Ganjar-Mahfudz). The capital market was under greater pressure after the Prabowo-Gibran pair was declared. Market pressure is greater on Prabowo-Gibran compared to the Ganjar-Mahfudz pair and the Anies-Amin pair. Keywords: presidential and vice presidential candidate declaration, conventional capital market, sharia capital market
Pengaruh Kecerdasan Intelektual, Kecerdasan Emosional dan Kecerdasan Spiritual terhadap Pemahaman Akuntansi Pada Mahasiswa Kota Batam Edi Susanto; Dian Efriyenti
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.1679

Abstract

The aim of this research is to investigate the elements that impact the understanding of accounting.., Utilizing a quantitative methodology, this study aims to thoroughly examine the effects of the dependent variables. Namely intellectual intelligence, emotional intelligence, and spiritual intelligence, on the independent variable, which is accounting understanding. The research was conducted in Batam City, with the study population comprising accounting students from Batam International University (UIB), Universal University (UVERS), and Batam State Polytechnic (POLTEK). The analytical method employed was multiple regression, facilitated by the SPSS V25. The findings for this study revealed that the intellectual intelligence variable exhibited a positive yet nonsignificant influence on accounting understanding, while the emotional intelligence and spiritual intelligence variables demonstrated a positive and significant impact on accounting comprehension.
Analisis Anggaran Belanja Daerah pada Dinas Bina Marga dan Sumber Daya Air Kota Bekasi Tahun 2019-2022 Saffanah Rizki P; Mas Rasmini
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.2045

Abstract

This research aims to analyze the regional expenditure budget at the Department of Highways and Water Resources of Bekasi City in 2019-2022. The research object used is regional expenditure The research method used is descriptive with a quantitative approach. Data collection techniques used include observation, interviews, and literature studies. The Budget Realization Report (LRA) at the Department of Highways and Water Resources of Bekasi City in 2019-2022 is used as the population, and budget items and expenditure realization are used as samples. Descriptive statistics are used as the data analysis technique with the theory of regional expenditure analysis (Mahmudi, 2019). The results obtained regarding the analysis of regional spending at the Department of Highways and Water Resources of Bekasi City in 2019-2022 are spending variance has an average of 12.57% or categorized as preferred difference ((favourable variance), spending growth has an average of 22.61%, the harmony of operational spending to total spending has an average of 29.88% or categorized as less harmonious, the harmony of capital spending to total spending has an average of 70.11% or categorized as harmonious, and spending efficiency has an average of 87.43% or categorized as fairly efficient. From the description above, it can be concluded that the Department of Highways and Water Resources of Bekasi City for the years 2019-2022 was able to absorb budget expenditures according to its needs each year. This can be seen from its prudent use of the budget without exceeding the set budget, wise spending despite fluctuations in spending growth, prioritizing capital spending over operational spending, and efficiently managing the budget to achieve its goals.
Analisis Pengaruh Literasi Keuangan Syariah, Religiusitas, Inflasi Terhadap Minat Beli Cash Waqf Linked Sukuk pada Gen Z Kota Bogor Maulana Ja'far Shodik; Nurizal Ismail; Solahuddin Al-Ayubi
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.2204

Abstract

This research investigates the influence of Sharia financial literacy, religiosity, and inflation on the purchase intention of Cash Waqf Linked Sukuk (CWLS) among Generation Z in Bogor City. Using a questionnaire and Structural Equation Modeling - Partial Least Square analysis, primary data were collected from 263 respondents. The results show that Sharia financial literacy and religiosity have a significant positive influence on the purchase intention of CWLS, while inflation also has a significant effect. This indicates the importance of understanding Sharia finance and levels of religiosity in enhancing the purchase intention of CWLS among Generation Z. These findings underscore the need for Sharia financial education and better religious understanding to support the growth of investments in Sharia financial instruments in the future.
Pengaruh Literasi Keuangan Syariah Terhadap Minat Menggunakan Fintech Peer to peer (P2P) Lending Syariah: Studi Kasus Masyarakat di Jabodetabek Kahar Muzakkar; Nurizal Ismail; Solahudin Al-Ayyubi
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i4.2212

Abstract

This study aims to analyze the influence of variables such as knowledge, ability, attitude, and trust on the interest in using Shariah Peer to peer (P2P) Lending Fintech: A Case Study of Communities in Jabodetabek. The data source of this research is primary data derived from a sample of residents in Jabodetabek. Data collection was conducted by distributing questionnaires to 100 respondents. The analysis method used is Partial Least Squares Structural Equation Modeling (SEM-PLS) technique using SmartPLS.3 software. The results of this study indicate that all four variables significantly influence interest and engagement of the community in using Shariah fintech services. It emphasizes the complexity of factors influencing the adoption of Shariah financial technology.

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