cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Dedi Junaedi
Contact Email
dedijunaedi@gmail.com
Phone
+628118114379
Journal Mail Official
redaksielmal@jgmail.com
Editorial Address
Lembaga Publikasi Ilmiah (LPI) Institut Agama Islam (IAI) Nasional Laa Roiba Bogor Jl Raya Pemda Pajeleran Sukahati No 41 Cibinong, Bogor 16913 Telp 021-8757150 elmal@journal-laaroiba.com
Location
Kab. bogor,
Jawa barat
INDONESIA
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Published by Institut Agama Islam Nasional Laa Roiba Bogor
ISSN : 26202956     EISSN : 27470490     DOI : https://doi.org/10.47467/elmal
Core Subject : Economy, Agriculture, Social, Engineering,
Agriculture, Biological Sciences & Forestry Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam mempublikasi hasil riset dan kajian terkini bidang ekonomi, keuangan, manajemen dan bisnis Islam. Mulai 2011, jurnal ini terbit tiga kali setahun setiap Maret, Juli dan November. Jurnal ini dikelola oleh Pusat Riset dan Kajian Strategis (PRKS) Masyarakat Ekonomi Syariah (MES) Bogor Raya bekerjasama dengan Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor, Institut Agama Islam (IAI) Sahid Bogor dan Institut Umum Quro Al-Islami (IUQI) Bogor. P-ISSN 2620-2956 E-ISSN 2747-0490. Volume 1 Nomor 1 2019 sampai Volume 5 Nomor 3 of 2024 terbit website dengan URL https://journal.laaroiba.ac.id/index.php/elmal. Selanjutnya, mulai Volume 5 Number 4 2024 sampai seterusnya terbit URL https://journal-laaroiba.com/ojs/index.php/elmal.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 1,925 Documents
 186   187   188   189   190 
Peran Hedonic Shopping Motivation Sebagai Mediasi pada Pengaruh Review Influencer dan Islamic Lifestyle Terhadap Perilaku Impulsive Buying Dea Andani Nur’aini
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 5 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i5.11466

Abstract

This study aims to analyze the influence of Influencer Reviews and Islamic Lifestyle on Impulsive Buying behavior, with Hedonic Shopping Motivation as a mediating variable. This study used a quantitative approach with primary data obtained through an online questionnaire. The sampling technique used was purposive sampling, with 206 respondents. Data analysis was conducted using Partial Least Squares Structural Equation Modeling (PLS-SEM) with the SmartPLS application version 4.0. The results of the study indicate that Influencer Reviews and Islamic Lifestyle significantly influence Impulsive Buying. Furthermore, Influencer Reviews and Islamic Lifestyle also significantly influence Hedonic Shopping Motivation. Furthermore, Hedonic Shopping Motivation is proven to have a significant effect on Impulsive Buying and is able to mediate the influence of Influencer Reviews and Islamic Lifestyle on Impulsive Buying.
Pengaruh Viralitas Produk dan Persepsi Halal Terhadap Keputusan Pembelian Telur Balut Oleh Mahasiswa Muslim di Surabaya Dinda Novalin Sutrisno Putri
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 5 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i5.11551

Abstract

This study aims to analyze the influence of product virality and halal perception on purchasing decisions for balut eggs by Muslim students in Surabaya. The phenomenon of extreme food virality on social media has increased consumer curiosity, but on the other hand, it has given rise to strong halal considerations for Muslim consumers. This study used a quantitative approach with primary data obtained through an online questionnaire distributed to Muslim students in Surabaya. The sampling technique used purposive sampling with a total of 104 respondents. Data analysis was conducted using multiple linear regression with the help of SPSS version 25. The results showed that product virality had a positive and significant effect on purchasing decisions for balut eggs, while halal perception had a negative and significant effect on purchasing decisions. Simultaneously, product virality and halal perception had a significant effect on purchasing decisions. These findings indicate that although virality can drive purchasing interest, halal considerations remain a dominant factor in shaping Muslim students' consumption decisions. This study is expected to provide academic contributions to the study of Muslim consumer behavior and provide practical considerations for viral food businesses to pay attention to the halal aspects of their products.
Pengaruh Penerapan Standar Akuntansi Pemerintah Dan Good Governance Terhadap Kualitas Laporan Keuangan Pemerintah Kabupaten Ogan Komering Ilir Nurdyah Kusuma Putri; Bainil Yulina; Firmansyah Firmansyah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 5 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i5.11652

Abstract

This study aims to determine the influence of the implementation of Government Accounting Standards and Good Governance on the Quality of Financial Reports of the Regional Government of Ogan Komering Ilir. This research uses a quantitative approach. Data were collected through the distribution of questionnaires to 159 respondents who are financial management officials within the Regional Work Units (OPD) of Ogan Komering Ilir Regency. The data were analyzed using multiple linear regression with the help of SPSS version 25. The results of the study show that both the implementation of Government Accounting Standards and Good Governance have a positive and significant influence on the quality of financial reports. This research emphasizes that the synergy between the implementation of accounting standards and good governance is an important factor in improving the quality of regional financial reporting.
Analisis Implementasi Gaya Komunikasi Pemimpin Laki-Laki di Era Virtual: Studi Kasus pada Rudi Kowek Casting Space Dlia Luzain Deani; Mega Rahmat Katulistiwa
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 5 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i5.11734

Abstract

This study aims to analyze the implementation of male leaders' communication styles in virtual environments in organizational activities, using a case study at Rudi Kowek Casting Space. The focus of the study includes identifying the specifics of gender-based communication styles, decision-making strategies, and subordinates' perceptions of the effectiveness of virtual leadership. The theories used include Organizational Communication Theory, Gender Communication Theory, Transformational and Transactional Leadership Theory, and Feminism and Masculinity in Leadership Theory. The research method is qualitative, with data collection techniques using in-depth interviews with one core informant (Casting Director) and one supporting informant (staff). Data were analyzed thematically based on a conceptual framework that encompasses dimensions of leadership communication (verbal, non-verbal, written, directive, participatory), socio-cultural factors, and indicators of communication effectiveness. The results show that male leaders tend to combine masculine (assertive, directive) and feminine (empathic, participatory) styles to adapt to virtual challenges, such as maintaining a human touch in digital communication. However, gender stereotypes continue to influence perceptions of effectiveness, with men's assertiveness often perceived as more competent, while women's empathy is perceived as less strategic. These findings reinforce the importance of adaptive androgynous leadership in the virtual era.
Pengaruh Viral Marketing dan Fear of Missing Out Terhadap Keputusan Pembelian Pada Produk Parfum H.M.N.S di Garut Rismanto Hilman; Anwil Wafa Syawaludin; Arsyi Fauzan; Mardhan Muhammad Ramdani
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 5 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i5.11740

Abstract

This study focuses on examining the effect of Viral Marketing and Fear of Missing Out (FOMO) on consumer purchase decisions for H.M.N.S perfume products in Garut. The research background is driven by the rapid development of digital media that has transformed consumer behavior, where viral marketing strategies and psychological drivers such as FOMO increasingly influence purchasing decisions. The purpose of this study is to analyze the influence of Viral Marketing and FOMO on consumer purchase decisions. The research employed a quantitative approach with data collected through questionnaires from 100 respondents, and data were analyzed using Partial Least Squares (PLS) to test validity, reliability, and relationships among variables. The results indicate that Viral Marketing and FOMO significantly influence Purchase Decisions for H.M.N.S perfume products, with path coefficients of 0.329 (positive effect) and 0.178 (positive effect), respectively. The adjusted R-squared value of 0.178 indicates that the independent variables explain 17.8% of the variance in Purchase Decisions, while the remaining 82.2% is influenced by other factors outside the model. The findings emphasize the importance for companies to enhance sales not only through digital marketing strategies delivered via influencers and digital media environments, but also through psychological factors such as fear of missing out, which reflects consumers’ desire to own popular products and may lead to anxiety and compulsive purchasing behavior within a purchase decision framework in the context of local perfume products.
Pengaruh Kualitas Produk dan Persepsi Harga Terhadap Retensi Pelanggan Beras pada Usaha Penggilingan Padi PB Sinar Laksana Desa Karanganyar Kecamatan Klari Kabupaten Karawang Aisah Aisah; Aji Tuhagana; Dini Yani
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 5 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i5.11748

Abstract

This research was conducted to examine how product quality and consumers’ perceptions of price influence customer loyalty at PB Sinar Laksana’s rice milling enterprise located in Karanganyar Village, Klari District, Karawang Regency. A quantitative research design with a verification approach was applied. The sample consisted of 113 participants drawn from a total population of 385 customers using probability sampling methods. Data collection was carried out online through Google Forms utilizing a Likert scale questionnaire. The collected data were processed using SPSS version 26, including tests of validity, reliability, classical assumptions, multiple linear regression, partial (t-test) and simultaneous (F-test) hypothesis testing, as well as determination coefficient analysis. The findings from the t-test indicated that product quality significantly and positively contributed to customer retention. In contrast, price perception did not show a significant influence, as rice is categorized as a staple good with relatively inelastic demand. The F-test results showed that product quality and price perception simultaneously had a significant effect on rice customer retention at the PB Sinar Laksana rice mill in Karanganyar Village, Klari District, Karawang Regency.
Peran Literasi Keuangan dalam Memediasi Gaya Hidup Konsumtif dan Financial Self-Efficacy Terhadap Financial Well Being Mahasiswa di Kota Semarang A’ida Fitriani; Diana Puspitasari; Amalia Nur Chasanah; Pradana Jati Kusuma
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 5 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i5.11749

Abstract

This study aimed to examine the relationship between a consumptive lifestyle and financial self-efficacy on the level of financial well-being of students in Semarang City, placing financial literacy as an intermediary variable. The approach used was quantitative with a survey design, involving 210 active students who were selectively determined through a purposive sampling technique. The data obtained were then analyzed using the Partial Least Squares–Structural Equation Modeling (PLS-SEM) method with the help of the SmartPLS 3 application. The research findings indicate that financial self-efficacy plays an important role because it is proven to have a positive and significant influence on both financial well-being and financial literacy of students. On the other hand, a consumptive lifestyle also shows a positive and significant influence on financial well-being, but does not have a significant relationship with the level of financial literacy. Furthermore, financial literacy is not proven to have a significant effect on financial well-being and therefore is unable to mediate the relationship between a consumptive lifestyle and financial self-efficacy with financial well-being. From a theoretical perspective, these results confirm that psychological aspects reflected in an individual's self-confidence regarding financial management have a more dominant role than mere knowledge. Therefore, in practice, universities and related parties are advised to not only focus efforts on improving financial literacy, but also develop programs aimed at strengthening students' self-confidence in managing finances wisely and sustainably.
Analisa Implementasi Akad Istishna pada Produk Pembiayaan KPR Syariah (KPR Indent IB) Bank BTN Syariah Azhar Taufik; Dina Febriani; Asep Supyadillah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 5 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i5.11751

Abstract

This study aims to analyze the implementation of the istishna’ contract in the KPR Indent IB home financing product at Bank BTN Syariah (BSN) and to assess its compliance with DSN-MUI Fatwa No. 06/DSN-MUI/IV/2000 concerning Istishna’ Sale and Purchase. The background of this research is based on the increasing public demand for home ownership through sharia-compliant financing schemes that are free from elements of riba (usury) and gharar (uncertainty). This research employs a descriptive qualitative method with a case study approach. Data were collected through observation and interviews with officials of Bank BTN Syariah, Harmoni Branch, Central Jakarta, as well as a partner property developer in the Depok area. The data analysis technique applied the Miles and Huberman model, which includes data collection, data reduction, data display, and conclusion drawing. The findings indicate that the implementation of the istishna’ contract in the KPR Indent IB product fulfills the essential pillars and conditions stipulated in the DSN-MUI Fatwa, particularly in terms of payment provisions, clarity of the contract object specifications, delivery mechanisms, and financing risk management. The margin scheme is determined as fixed or tiered without altering the principal price agreed upon at the inception of the contract, thereby avoiding elements of gharar. Risk management is conducted through warning mechanisms, restructuring measures, collateral execution in cases of default, and the imposition of ta’zir penalties allocated to charitable funds. It can therefore be concluded that the implementation of the istishna’ contract in the KPR Indent IB financing product at Bank BTN Syariah is substantially in accordance with sharia principles and the applicable fatwa regulations in Indonesia.
Peran Pengeluaran Pemerintah, Infrastruktur, dan Tenaga Kerja dalam Meningkatkan Pembangunan Manusia dan Pertumbuhan Ekonomi di Bidaang Pendidikan Vika Amalia Deantari; Deky Aji Suseno
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 5 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i5.11759

Abstract

                This study analyzes the effect of government spending in the education sector, educational infrastructure, and teaching staff on the average length of schooling (ALS) and its effect on gross domestic product (GDP) in 34 provinces in Indonesia. The method used is Structural Equation Modeling–Partial Least Squares (SEM-PLS). The results of the study show that education spending has a positive and significant effect on GDP, while educational infrastructure has a negative and significant effect. Teaching staff have a positive impact on average length of schooling, but do not have a direct impact on GDP. Average length of schooling has a positive impact on GDP and functions as a mediating variable in education variables and economic growth. These results indicate that average length of schooling has a strong mediating effect on economic growth by improving the quality of human resources.
Evaluasi Program Pelatihan Kerja Kejuruan Refrigerasi Berbasis Model Kirkpatrick: Studi Kasus di Balai Latihan Kerja Kabupaten Karawang Mardani Mardani; Enjang Suherman; Laras Ratu Khalida
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 5 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i5.11774

Abstract

This study aims to evaluate the effectiveness of the refrigeration vocational training program at the Job Training Center (BLK) of Karawang Regency using the Kirkpatrick Evaluation Model, which consists of four levels: reaction, learning, behavior, and results. The study employed a descriptive qualitative approach, with data collected through interviews, observations, and documentation. The informants included program managers, instructors, and trainees. Data were analyzed interactively through data reduction, data display, and conclusion drawing. The results indicate that at the reaction level, participants showed positive responses toward the training materials, instructional methods, and instructor competence. At the learning level, there was an improvement in participants’ knowledge and technical skills in accordance with the Indonesian National Work Competency Standards (SKKNI). At the behavior level, participants demonstrated changes in work attitudes, becoming more disciplined, structured, and responsible. At the results level, out of 16 participants, 12 were declared competent and ready for employment or entrepreneurship, while the remaining 4 participants did not meet the established competency standards. These findings suggest that competency-based training at the BLK of Karawang Regency is effective in enhancing participants’ quality and job readiness, and contributes to strengthening the quality of human resources at the local level.

Page 188 of 193 | Total Record : 1925

 186   187   188   189   190 

Filter by Year

2023 2026


Reset
Filter By Issues
All Issue Vol. 7 No. 8 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 7 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 6 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 5 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 4 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 3 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 2 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 1 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 12 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 11 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 10 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 9 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 8 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 7 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 6 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 5 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 4 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 3 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 2 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 1 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 12 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 11 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 10 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 9 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 8 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 7 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 6 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 5 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 3 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 2 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 1 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 4 No. 6 (2023): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam More Issue