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HUBUNGAN DINAMIS VARIABEL MAKROEKONOMI DAN PERTUMBUHAN SUKUK NEGARA, PENDEKATAN: ERROR CORECTION MODEL Teuku Ghufran Wafi; Muhammad Zulhilmi; Winny Dian Safitri; Cut Dian Fitri
JURNAL EKOMBIS Vol 6, No 2 (2020) November
Publisher : Universitas Teuku Umar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35308/ekombis.v6i2.2875

Abstract

This study aims to examine the effect of PBD, Exchange Rate, Inflation, Profit Sharing Sharia Deposits, World Oil Prices, SBIS on the growth of state sukuk. Sukuk is one of the important instruments in financing fiscal deficits. So far, tax and non-tax state revenues have not been able to finance all government spending. Government expenditure is intended to encourage economic growth and equitable distribution of public income. However, spending in 2020 is more aimed at handling Covid-19 that hit Indonesia, especially on health programs and social security. This study uses secondary data in the form of monthly time series (from January 2014 to December 2019). A number of variables are used to see the effect of balance in the short and long run between the independent variables and the dependent variable. Data obtained from government agencies, including: Financial Services Authority (OJK), Central Statistics Agency (BPS) and Directorate General of Debt Utilities Ministry of Finance of the Republic of Indonesia (DJPU). The econometric analysis model Error Correction Model (ECM) is used to see the effect between the two. From the research results obtained, GDP, BHDS and SBIS have a positive effect on the growth of Sukuk. While inflation and oil prices have a negative effect on the growth of sukuk. Keywords: Macroeconomic Variables, BHDS, SBIS, Sukuk Negara, ECM 
Mengolah Limbah Menjadi Berkah: Pemberdayaan Ekonomi Berbasis Komunitas di Kecamatan Arongan Lambalek, Kabupaten Aceh Barat Nazaruddin Nazaruddin; Ruhamah Ruhamah; Inayatillah Inayatillah; Cut Dian Fitri
Intervensi Komunitas Vol 1 No 2 (2020)
Publisher : ITB Ahmad Dahlan Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32546/ik.v1i2.639

Abstract

Artikel ini membahas tentang pemberdayaan ekonomi melalui pembuatan pupuk organik bagi kelompok warga yang bertujuan untuk mengeluarkan mereka dari lingkaran kemiskinan. Kegiatan pengabdian ini akan difokuskan pada peningkatan ketrampilan hidup warga masyarakat yang hidup pada garis kemiskinan dengan menggunakan pendekatan partisipatif dalam menentukan kegiatan dan program pelatihannya. Kegiatan ini dilakukan dengan menggunakan pendekatan Community-Based Research yang melibatkan semua pihak yang relevan dalam meneliti secara aktif dan bersama-sama menyusun desain tindakan sebagai solusi dari permasalahan yang dihadapi. Kegiatan ini terbagi dalam 5 (lima) tahapan yaitu tahapan visitasi, observasi, dan kajian kebutuhan, tahapan pemetaan dan perancangan program, tahapan pelaksanaan program, tahapan pendampingan, monitoring, dan evaluasi, dan tahapan refleksi dan rencana aksi lanjutan. Artikel ini menunjukkan bahwa program pengabdian masyarakat berbasis riset ini telah mampu membantu masyarakat yang menjadi kelompok sasaran mengidentifikasi potensi sumberdaya alam desa yang dapat dijadikan sebagai usaha untuk meningkatkan ekonomi masyarakat. Bahkan kegiatan ini dapat mengubah pola pikir masyarakat tentang tumbuhan gulma dan limbah yang pada awalnya tidak memiliki nilai manfaat sama sekali namun setelah mengalami proses pengolahan, limbah dan gulma dapat menjadi sumber pendapatan baru bagi masyarakat.
Dampak Pandemi Covid-19 terhadap Pengangguran, Kemiskinan dan Ketimpangan Pendapatan: Bukti Data Panel di Indonesia Sri Rosmiati Sani; Cut Dian Fitri; Khairul Amri; Muliadi Muliadi; Ikhsan Ikhsan
Ekonomis: Journal of Economics and Business Vol 6, No 1 (2022): Maret
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v6i1.499

Abstract

This study aims to analyze the effect of the COVID-19 pandemic on unemployment, poverty, and income inequality in Indonesia. Using panel data from 34 provinces in Indonesia for the period of 2018.S1-2020.S2, the econometric analysis model applied is panel regression with dummy variables. The study discovered that the Covid-19 pandemic significantly impacts increasing urban poverty and unemployment rates, but not significantly on rural poverty. Using time-series data during the period, it turns out that this pandemic has improved the distribution of income in the community, both in urban and rural areas.
Suku Bunga Penjaminan dan Imbal Bagi Hasil (Yield Rates) Deposito Mudharabah: Peran Likuiditas Sebagai Pemoderasi Cut Dian Fitri; Khairul Amri; Ikhsan Ikhsan
Ekonomis: Journal of Economics and Business Vol 6, No 1 (2022): Maret
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v6i1.498

Abstract

This study aims to analyze the effect of the deposit insurance interest rate on the yield rates of mudharabah deposits at Islamic commercial banks in Indonesia. Bank liquidity was positioned as a moderating variable. Using monthly time-series data over January 2015 -March 2021, sourced from finance statistical reports published by the Financial Services Authority (OJK) and the Indonesian Deposit Insurance Corporation (LPS). The analytical model applied comprises simple linear regression and moderated regression analysis (MRA) which is then estimated using the Ordinary Least Square (OLS) approach. The study pointed out that the deposit insurance interest rate has a positive and significant effect on the yield rates of mudharabah deposits. Sharia commercial banks responded to the increase in deposit insurance interest rates by increasing the deposit yield rates. Bank liquidity does not significantly affect yield rates, except for time deposits over 12 months, but this variable moderates the effect of the deposit insurance interest rate on yield rates for time deposits of 1 month, 6 months, and > 12 months. The moderating effect is negative, such as reducing the positive impact of deposit insurance interest rate on the yield rates of the three category of time deposits.
KEBIJAKAN PEMERINTAH DI MASA PANDEMI COVID-19 TERHADAP KEMASLAHATAN PERKEMBANGAN UMKM BANDA ACEH Cut Dian Fitri; Rina Desiana; Siti Laila Rahmatina
Al-Ijtima`i: International Journal of Government and Social Science Vol 7 No 2 (2022): Al-Ijtima`i: International Journal of Government and Social Science
Publisher : Fakultas Ilmu Sosial dan Ilmu Pemerintahan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jai.v7i2.1592

Abstract

Government Policy in the Covid-19 Pandemic Period Agains the Benefits of MSME Development in Ie Masen Kayee Adang Village Banda Aceh enforced a system with theEnforcement of Community Activity Restrictions so as to reduce activities outside the home. This study aims to determine the impact of the Covid-19 pandemic on the development of MSMEs in Ie Masen Kayee Adang Village and government policies during the Covid-19 period for the benefit of MSME development in Ie Masen Kaye Adang Village. This study uses a qualitative descriptive approach by collecting data using the method of observation, documentation, and interview methods. The results of this study indicate that a number of parties related to the presence of the COVID-19 pandemic have had a major impact due to the policy of school and office holidays as well as social distancing. There has been a decline in the income of MSME actors by more than 50%.
ANALISIS PERAN UMKM SEBAGAI PONDASI KEMASLAHATAN PEREKONOMIAN MASYARAKAT INDONESIA DI MASA PANDEMI COVID-19 Rina Desiana; Cut Dian Fitri; Muhammad Rival Hasibuan; Awang Darmawan Putra
Jurnal Ekonomi dan Bisnis (EK dan BI) Vol 4 No 2 (2021)
Publisher : Politeknik Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37600/ekbi.v4i2.386

Abstract

Micro, Small, and Medium Enterprises (MSMEs) are one of the pillars and contribute to the Indonesian economy. One of the factors contributing to the decline in MSMEs is the result of the Covid-19 pandemic. This study aims to determine the role of MSMEs as the foundation for the economic benefit of the Indonesian people during the Covid-19 pandemic and the obstacles in the development of MSMEs. This type of research is a qualitative research that is literature review or library research by using library data obtained from various sources of library information related to research such as through abstracts of research results, indexes, reviews, journals, and reference books. This study refers to the results of research from the Indonesian Institute of Sciences (LIPI) entitled "Survey of MSME Performance in the Covid-19 Pandemic Period". The results of this study indicate that MSMEs are able to play a role as a foundation for the economic benefit of the Indonesian people during the Covid-19 pandemic and the obstacles in the development of MSMEs.
EFFECTIVENESS OF MARKETING COMMUNICATIONS OF BNI iB Hasanah in PT BNI SYARIAH BANDA ACEH CITY BRANCH (Survey of Customer Behavior Against Banda Aceh) Hasna Lathifah; Israk Ahmadsyah; Cut Dian Fitri
Journal of Malikussaleh Public Economics Vol 2, No 1 (2019): JOURNAL OF MALIKUSSALEH PUBLIC ECONOMICS
Publisher : LPPM Universitas Malikussaleh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/jmpe.v2i1.2235

Abstract

This reserch aims to give recomendation to BNI Syariah  about the reason of the choice  of products. The effect of cultural, social, personal, and psychologies to customers behavior. The data collections are obtained from 50 respondens. The reserch utilizes mix anlyzing by using mix method triangular approach and multiple linear regression. The result showed that culture  does mot give siqnificant effect, but social, personal and psycology are positive and siqnificanly influence the cusmer behavior. The effectivity of the cognitive aspect was concluded less effective, but affective and conative aspects showed it's that both are effective. The recommendation given to BNI Syariah is to communicate things related to cognitive aspect roomates and maximize social, personal, and physycological variables.
Pembiayaan Investasi Bank Syariah dan Pertumbuhan Produksi Usaha Kecil dan Menengah: Bukti Data Panel Indonesia Kawasan Barat Khairul Amri; Cut Dian Fitri; Muhammad Adnan; Muhammad Zulhilmi; Zaki Fuad
AL-MUZARA'AH Vol. 10 No. 2 (2022): AL-MUZARA'AH (December 2022)
Publisher : Department of Islamic Economics, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/jam.10.2.123-138

Abstract

This study aims to examine and analyze the effect of Islamic bank investment financing on the production growth of small and medium enterprises (SMEs). Using panel data from 8 provinces in western Indonesia from 2014.Q3 to 2019.Q3, the analytical model used is the cointegration test, vector error correction model, and Granger causality test. The study found a long-term and short-term relationship between the two variables. In the long term, investment financing will positively and significantly increase SMEs' production growth. Furthermore, in the short run, the relationship between the two variables is negative. Granger causality test results indicate a two-way causality between investment financing and production index growth. Production responses to changes in investment financing and vice versa, the investment financing is also a response to changes in SMEs' production growth.
Kajian Pengaruh Kepala Rumah Tangga Wanita dan Anak Putus Sekolah Terhadap Rumah Tangga Miskin (Ditinjau Dari Maqashid Syariah) di Provinsi Aceh Cut Dian Fitri; Syahrul Fadhli
EKOBIS SYARIAH Vol 2, No 1 (2018)
Publisher : Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (872.898 KB) | DOI: 10.22373/ekobis.v2i1.10002

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Penelitian ini mengkaji tentang pengaruh kepala rumah tangga wanita dan anak putus sekolah terhadap rumah tangga miskin di tinjau dari Maqashid Syariah di Provinsi Aceh tahun 2015. Data yang digunakan dalam penelitian ini merupakan data BDT tahun 2015. Basis data terpadu (BDT) adalah sebuah  sistem yang dapat digunakan untuk perencanaan program perlindungan sosial yang dikelola oleh Tim Nasional Percepatan Penanggulangan Kemiskinan (TNP2K) di 23 kabupaten/kota di Provinsi Aceh. Teknik analisis yang digunakan yaitu analisis regresi berganda. Hasil penelitian ini menyatakan bahwa secara simultan variabel kepala rumah tangga wanita dan anak putus sekolah berpengaruh terhadap jumlah rumah tangga miskin. Secara parsial berdasarkan hasil analisis yang telah dilakukan maka sebaiknya pemerintah Provinsi Aceh agar membuat program kesejahteraan bagi kepala rumah tangga wanita dan anak putus sekolah agar jumlah rumah tangga miskin yang masuk dalam data Basis Data Terpadu (BDT) dapat menurun. Penelitian ini ditinjau dari Maqashid Syariah dimana dari unsur-unsur Maqashid Syariah kepala rumah tangga wanita dan  anak putus sekolah  meliputi penjagaan agama, harta, jiwa, keturuan dan akal berpengaruh terhadap rumah tangga miskin yang meliputi penjagaan agama dan harta.
Analisis Praktik Zakat Pertanian Pada Petani Desa Mesjid Kecamatan Simpang Tiga Kabupaten Pidie Nailul Muna; Zaki Fuad; Cut Dian Fitri
EKOBIS SYARIAH Vol 3, No 2 (2019)
Publisher : Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (522.564 KB) | DOI: 10.22373/ekobis.v3i2.10041

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Penelitian ini bertujuan untuk mengetahui praktik zakat pertanian pada petani Desa Mesjid Kecamatan Simpang Tiga Kabupaten Pidie, dengan analisa menggunakan teori ekonomi Islam. Jenis penelitian ini adalah penelitian kualitatif deskriptif. Metode pengumpulan data menggunakan observasi, wawancara dan dokumentasi. Teknik uji keabsahan data menggunakan teknik triangulasi. Hasil penelitian ini menunjukkan bahwa praktik zakat pertanian di desa ini telah terlaksana meskipun belum maksimal. Petani mengeluarkan zakat pertanian berupa tanaman padi saja dalam setahun sekali ke meunasah meskipun mengalami panen dua kali. Di samping itu juga, ada perbedaan nisab dan takaran yang digunakan. Dengan demikian, seharusnya adanya kebijakan yang lebih tegas dari pihak-pihak yang bersangkutan sehingga di desa ini terbentuknya Baitul Mal Gampong sebagaimana yang dicantumkan dalam Qanun Aceh sehingga nisab serta takaran yang digunakan dapat seragam antara satu daerah dengan daerah yang lain. Hal lainnya juga akan mempengaruhi pengumpulan dan pendistribusian zakat pertanian menjadi lebih baik di desa ini